Beacon Community Credit Union Shepherdsville KY | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Beacon Community, your trusted partner in financial well-being, located at 138 Orion Dr, Shepherdsville, KY 40165. Since our establishment in 1947, we've been dedicated to serving our community with personalized banking solutions. With a total membership of 10,175 and assets exceeding $69,821,337, we pride ourselves on providing robust financial services tailored to meet the diverse needs of our members. At Beacon Community, we're not just about numbers; we're about relationships. Led by our CEO, Penny Haseker, and Board President Raymond Jacobi, our team of 33 employees is here to guide you through every step of your financial journey. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans, mortgages, or credit cards with rewards, we've got you covered. Our commitment to the community is evident in our total deposits of $1,278,848 and outstanding loans amounting to 3,057. We ensure that your money not only stays safe but also works for you. With a net worth of $8,372,684 and cash in hand totaling $1,186,811, we are in a strong position to support your financial aspirations. For any official correspondence, please send it to our mailing address: 138 Orion Drive, Shepherdsville, KY 40165. If you have questions or need assistance, don't hesitate to reach out at (502) 957-1277. Our friendly staff is available Monday through Thursday from 9:30 AM to 5 PM and Friday from 9 AM to 5:30 PM. Join us at Beacon Community today and experience the difference that comes with being part of a credit union that truly cares about its members! Visit us online at beaconccu.org or stop by to see how we can help you achieve your financial goals.

Branch History & Mission

Welcome to the Beacon Community, located in the heart of Shepherdsville, KY. Since our doors opened in 1947, we have proudly served our members and their families by providing not just financial services but a sense of community and belonging. With a rich history spanning over seven decades, we have grown from a small credit union into a trusted institution with total assets reaching $69,821,337 and a membership base of over $10,175 individuals. Our branch is conveniently situated at 138 Orion Dr, Shepherdsville, KY 40165, making it easily accessible for all your banking needs. Whether you're stopping by for personal banking services or just to say hello, our welcoming staff is here to assist you. If you need to send us official correspondence, please use our mailing address: 138 Orion Drive, Shepherdsville, KY 40165. At Beacon Community, we believe that our mission goes beyond merely providing financial products. We strive to empower our members through education and support while fostering meaningful relationships within our community. Our commitment is reflected in everything we do from offering affordable loans to hosting local events aimed at enriching the lives of those around us. As technology advances, so do we. Our digital services include online banking and mobile payments, ensuring that managing your finances is as convenient as possible. We are also proud to be ADA compliant and provide various customer-centric initiatives that cater to all members of our community. We understand the importance of being involved locally; thus, we actively engage in partnerships and outreach programs that benefit our neighbors in Shepherdsville. From supporting local schools to participating in charitable events, we aim to give back as much as we can. Our operating hours are designed to accommodate your busy schedule: Monday through Thursday from 9:30 am to 5 pm and Friday from 9 am to 5:30 pm. For those on the go, we offer ATM access and drive-thru banking services for quick transactions. If you're looking for a financial partner who truly cares about your well-being and the community's growth, look no further than Beacon Community. Join us today and experience the benefits of being part of an institution that prioritizes its members first. Feel free to reach out at $(502) 957-1277 or visit us online at beaconccu.org for more information on how we can assist you!

Branch Location & Accessibility

A Call To Action

We invite you to stop by and experience the welcoming atmosphere at Beacon Community's Shep Branch. Whether you're interested in personal banking options like checking accounts or loans, or need assistance with business banking services, our dedicated team is here to help. Feel free to call us at 502-957-1277 if you have any questions or need more information before your visit. We look forward to serving you!

Banking Hours That Fit Your Schedule

Our lobby hours are designed with your busy life in mind. We're open Monday through Thursday from 9:30 AM to 5 PM and on Friday from 9 AM to 5:30 PM. This gives you plenty of time during the week to come in and meet with our team or take care of important transactions.

Convenient Access and Features

At Beacon Community, we understand the importance of accessibility. Our branch is designed to accommodate everyone, featuring ADA-compliant entrances and ample parking for your convenience. If you're looking for quick access, we also offer drive-thru banking services for simple transactions without leaving your car. Plus, our ATM is available around the clock for quick cash withdrawals and balance checks. While members can visit us at 138 Orion Dr, official correspondence should be sent to the same address. We're proud to provide shared services as well, allowing you to perform basic transactions even if you're a member of partner credit unions.

Member Eligibility

At Beacon Community, we believe that everyone deserves a chance to thrive in their financial journey, and becoming a member is your first step towards joining a warm and supportive community. If you're interested in membership, you'll be happy to know that eligibility is open to anyone who lives, works, worships, or attends school in our community. This means that whether you're a local resident or just passing through, you can take advantage of the benefits we offer. You can expect personalized service and a range of financial products designed with your needs in mind. For more specific details about eligibility requirements, feel free to check out our resource. Opening an account with us is straightforward and welcoming just visit us at 138 Orion Dr, Shepherdsville, KY 40165 or give us a call at (502) 957-1277. We're here to help guide you through the process and answer any questions you might have. Start your journey with Beacon Community today by visiting https://www.beaconccu.org/loans/apply-for-a-loan!

Business Banking & Commercial Services

Merchant Services That Make Sense

In today's fast-paced market, having reliable merchant services can set your business apart. Imagine being able to accept payments seamlessly, manage transactions on-the-go, and access detailed reports at your fingertips. Our merchant services provide just that making day-to-day operations smoother so you can focus on what matters most: serving your customers. Visit us at 138 Orion Dr Shepherdsville Ky 40165 or call us at (502) 957-1277 to learn how our business banking solutions can help you achieve your goals!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Services

Need cash on the go? Our ATM services are available for quick withdrawals and balance checks whenever you need them. With locations throughout the area, you're never far from your funds. At Beacon Community in Shepherdsville, KY, we believe in supporting our members through every financial journey. For more information about any of these services or to speak with one of our friendly staff members, feel free to reach out at 502-957-1277. Join us today at Beacon Community and experience personalized service designed just for you! Visit us online at beaconccu.org or stop by during our lobby hours: Monday-Thursday 9:30 AM - 5 PM and Friday 9 AM - 5:30 PM. We look forward to serving you!

Business Banking

For our entrepreneurial members, we offer robust business banking services including merchant services and business loans. We understand that running a business requires financial support, so we're here to help you thrive with tailored financial solutions.

Convenient Access

In addition to traditional banking services, we ensure that accessing your money is hassle-free. Our branch features basic drive-thru banking, allowing quick deposits and withdrawals without leaving your car. If you're a member of partner credit unions, take advantage of our shared branch transactions for convenient access to your accounts.

Credit Cards

Our credit cards with rewards not only help you build credit but also give you points for every purchase you make. Picture earning rewards on your everyday spending whether it's groceries or gas that can lead to exciting perks!

Loans and Financing

When it comes to financing big purchases or consolidating debt, our auto loans and vehicle financing make it simple to get behind the wheel of a new car. With competitive rates and flexible terms, we help make your automotive dreams a reality. For those looking to buy or refinance a home, our mortgage loans provide options that fit different budgets and lifestyles. Plus, if you need some extra cash for unexpected expenses or projects, our personal loans are available for various purposes.

Personal Banking

We offer a variety of personal banking options, including checking and savings accounts that help you manage your day-to-day finances. Imagine having easy access to your money whenever you need it. With our online and mobile banking features, you can check balances, transfer funds, and pay bills right from your smartphone.

Digital & Online Banking

Key Features

Need to send money to a friend? Our person-to-person transfers feature allows you to quickly and securely send funds without the hassle of cash. Plus, with our mobile application, managing your account is as simple as tapping a button on your smartphone. Security is a top priority for us. We offer electronic signature authorization, so you can sign documents digitally without needing to visit the branch. This means less time spent on paperwork and more time focusing on what matters to you. And if you're eco-conscious, you'll appreciate our e-statements availability, which lets you receive your bank statements electronically helping both the environment and your organization. For those who love making payments on the go, our mobile payments feature gives you the flexibility to make purchases directly from your device. No need to carry cash or cards; just tap and go! Managing finances should be easy and accessible for everyone. At Beacon Community, we're committed to providing user-friendly solutions that empower our members. Explore all these features and more by visiting https://www.beaconccu.org/ today!

Financial Strength

At Beacon Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing you with the assurance you need when it comes to your finances. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $8,372,684, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.97% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $7,560,393 in share certificates and $2,901,033 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,739,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $7,332,700 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is evident with $38,090,005 in total loans and leases supporting members' financial goals across various sectors. Our $0 net income reflects our focus on operational efficiency while continuing to offer competitive loan rates and solid financial products for our members. We also take pride in having 29 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $257,269. Total Share and Deposit Accounts: 17,447, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Beacon Community is your trusted partner. Visit us at 138 Orion Dr Shepherdsville Ky 40165 or call 502-957-1277 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $12,644,651 in used vehicle loans and $8,602,590 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you drive away satisfied.

Credit Lines

Need extra cash flow for personal or business needs? Our credit lines amounting to $6,750,000 provide you with access to funds when you need them most. These can be particularly useful for managing ongoing expenses or unexpected costs. At Beacon Community, we believe everyone deserves access to financial resources that fit their lifestyle. If you're interested in refinancing existing loans or exploring eligibility options for any of our products, please reach out. Our team is here to assist you every step of the way. For more information or to apply for a loan today, call us at 502-957-1277 or visit our website at Beacon Community. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,980,997, make buying or refinancing simple. We are committed to walking you through the process and finding the right solution for your housing needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $681,424 in loans helping members manage their finances effectively. This product allows you to make purchases without tying up your savings or assets.

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BEACON COMMUNITY CREDIT UNION - Shepherdsville, KY

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