Beacon Community Credit Union Louisville KY | Affordable Auto Loans & Business Banking

Introduction

Welcome to Beacon Community, your trusted partner in financial growth and well-being, located at 5344 Dixie Hwy, Louisville, KY 40216. Since our establishment in 1947, we have been dedicated to serving our community with integrity and commitment. With over 10,175 members, we pride ourselves on being a cornerstone of support for families and businesses alike. At Beacon Community, we understand that financial decisions can shape your future. That's why we offer a wide range of services tailored just for you, including checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards with rewards. Our total assets stand at an impressive $69,821,337, with total deposits reaching $1,278,848, reflecting our strong position in the market. We also manage a robust loan portfolio of 3,057 loans and leases, ensuring that we can meet your needs when it matters most. While members can visit us at our branch location for personalized service, official correspondence should be sent to our mailing address at 7910 National Tpke, Louisville, KY 40214. Our friendly staff is here to assist you during our convenient operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Under the leadership of our CEO Penny Haseker and Board President Raymond Jacobi, we are committed to fostering a community where everyone can thrive financially. With a net worth of $8,372,684 and cash in hand amounting to $1,186,811, we ensure that your money is safe and secure with us. Join us today at Beacon Community where your financial journey begins! For more information or assistance, don't hesitate to call us at 502-448-1686 or visit our website at beaconccu.org. Let's build a brighter future together!

Branch History & Mission

At Beacon Community, we take pride in our rich history and unwavering commitment to serving the community of Louisville, Kentucky. Since opening our doors in 1947 at 5344 Dixie Hwy, we have grown into a trusted financial partner for over 10,175 members. Our unique journey began with a simple mission: to provide accessible and affordable financial services to everyone in our community. Over the decades, Beacon Community has evolved alongside the needs of our members. We have expanded our offerings, from basic checking and savings accounts to a wide range of loans including auto financing and mortgages. With total assets reaching an impressive $69,821,337, we are equipped to support our members' financial goals with confidence. Our headquarters in Louisville serves as the backbone of our operations, ensuring that we maintain close ties with the community we cherish. We also recognize that convenience is key for our members. That's why we offer drive-thru banking services for quick transactions and have established partnerships through shared service centers to increase access for all members. While you can visit us at our branch address on Dixie Highway, please note that official correspondence should be sent to our mailing address at 7910 National Tpke, Louisville, KY 40214. Our operating hours are designed with your busy schedule in mind: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. At Beacon Community, our mission goes beyond just providing financial products; we aim to uplift our community through outreach and support initiatives. We believe in creating lasting relationships built on trust and understanding. As a member-focused credit union, we prioritize your needs by embracing technological advancements like online banking and mobile payments while ensuring compliance with ADA standards for accessibility. Join us on this journey! Experience firsthand how Beacon Community can empower you financially while contributing positively to the local community. Discover the difference today by visiting us or giving us a call at (502) 448-1686. Your future starts here!

Branch Location & Accessibility

Accessibility Features

At Beacon Community, we prioritize accessibility for all our members. Our branch is ADA compliant and features ramps for easy entry. We also have ample parking available right outside, ensuring your visit is as convenient as possible.

Call to Action

Ready to experience personalized service? We invite you to visit us at the Beacon Community Dixie Branch today or give us a call at 502-448-1686. Let us help you navigate your financial journey!

Operating Hours

We understand that everyone has busy schedules! That's why our lobby hours are designed with flexibility in mind. Join us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Our friendly staff is always ready to assist you during these hours.

Services Offered

At the Dixie Branch, we offer a wide range of services tailored to meet your banking needs. From personal banking options like checking and savings accounts to auto loans and mortgage financing, we have something for everyone. If you're looking for business banking services or simply want to make a deposit through our drive-thru service, we've got you covered!

Member Eligibility

At Beacon Community, we believe in creating a welcoming community where everyone can feel at home. Becoming a member is simple and open to anyone who lives, works, worships, or attends school in our local area. It's more than just banking; it's about joining a family that prioritizes your financial well-being and supports you in achieving your goals. As a member of Beacon Community, you'll enjoy access to a wide range of services tailored just for you, from personal loans to savings accounts, all designed with your needs in mind. To get started on your journey with us, simply visit our website for detailed eligibility criteria. If you're ready to take the next step, opening an account is a breeze! You can find all the information you need to apply online by visiting https://www.beaconccu.org/loans/apply-for-a-loan. If you have any questions or need assistance, don't hesitate to give us a call at (502) 448-1686. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services

In today's fast-paced world, seamless payment solutions can make all the difference. At Beacon Community, we offer merchant services that simplify transactions for your business. Imagine being able to accept payments easily from customers, whether in-person or online. With our support, you can focus on what you do best running your business while we take care of the financial side. Located at 5344 Dixie Hwy Louisville Ky 40216 in Louisville, KY, we're here to help local businesses thrive. Give us a call at (502) 448-1686 to learn more about how we can assist you in achieving your business dreams!

Tailored Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no commercial loans under our belt, we're eager to help you find the right financing options when you're ready. Think of us as your partner on this journey providing guidance and support tailored to your specific goals.

Comprehensive List Of Services

Business Banking

We also cater to local businesses through our Business Banking services. If you're a small business owner, take advantage of our Merchant Services & Business Loans designed to help you grow and manage your operations smoothly.

Convenience at Your Fingertips

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking solutions so you can manage your accounts anytime, anywhere. You can make deposits, withdrawals, and perform simple transactions with ease whether you're at home or on the go. While we do not have ATM services available at this location, we provide essential drive-thru banking for quick deposits and withdrawals. Additionally, if you're a member of another credit union participating in shared branch networks, we facilitate basic shared branch transactions for deposits and withdrawals.

Get in Touch

Our dedicated team is ready to assist you during lobby hours: Monday-Thursday from 9 AM - 5 PM; Friday from 9 AM - 6 PM; and Saturday from 9 AM - 2 PM. If you have questions or want to learn more about any of our services, feel free to call us at 502-448-1686. At Beacon Community, we're more than just a credit union; we're part of your community. Explore how we can help you today by visiting us online at beaconccu.org. Join us in achieving financial well-being together!

Loans and Financing

When it comes to making significant purchases or consolidating debt, our various loan options can help. Need a new car? Our Auto Loans & Vehicle Financing are designed to get you on the road without breaking the bank. If you're considering buying a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing services provide competitive rates and personalized support throughout the process. For those unexpected expenses or projects around the house, our Personal Loans & Debt Consolidation options allow you to access funds quickly while managing repayments effectively. And let's not forget about our rewarding Credit Cards with Rewards, which can help you earn points on everyday purchases.

Personal Banking

Managing your day-to-day finances has never been easier with our Personal Banking options. We offer Checking and Savings Accounts tailored to fit your lifestyle. Imagine having the peace of mind that comes with knowing your money is safe and accessible whenever you need it. With features like online and mobile banking, you can check your balances, transfer funds, and pay bills right from your smartphone.

Digital & Online Banking

Eco-Friendly Options

We also care about the environment, which is why we provide e-statements. Go paperless with your account statements delivered straight to your email. It's not only convenient but helps reduce waste too!

Key Features

With our 24/7 online banking services, you can check balances, pay bills, and transfer funds without stepping foot in a branch. Enjoy the flexibility of person-to-person transfers, making it simple to send money to friends and family in real-time. Plus, with our mobile application, banking is even more accessible. You can manage your accounts from your smartphone, making banking easier than ever. Security is paramount at Beacon Community. We offer electronic signature authorization for a safe and efficient way to sign documents digitally. This feature streamlines the process, allowing you to complete transactions quickly while ensuring your personal information remains protected.

Mobile Payments Made Easy

If you're looking for a hassle-free way to make purchases, our mobile payments feature has got you covered. Whether you're shopping online or in-store, paying with just a tap on your phone is quick and secure. In summary, Beacon Community is committed to providing you with user-friendly digital banking solutions that empower you to manage your finances confidently. Experience the ease of banking with us today!

Financial Strength

Dedicated Team

We also take pride in having 29 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. This dedication reflects in our operational efficiency as evidenced by our net income of $0, which allows us to focus on providing quality services without compromising our commitment to you.

Growing Member Base

Our total share accounts stand at 17,447, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments totaling $257,269, we are well-equipped to meet your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Beacon Community is your trusted partner. Visit us at 5344 Dixie Hwy Louisville Ky 40216 or call 502-448-1686 to learn more about how we can help you achieve your financial goals.

Reinvesting in Our Community

With $7,332,700 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $15,558 in used auto loans and a total of $38,090,005 in loans and leases.

Secure Savings Options

Members' savings are secured through $7,560,393 in share certificates and $2,901,033 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,739,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Net Worth

With a net worth of $8,372,684, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.97% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $12,644,651 in used vehicle loans and $8,602,590 in new vehicle loans already helping members get on the road. We offer financing options for both new and used vehicles, ensuring you have the funds needed to drive away in your dream car.

Credit Lines

In addition to our loan offerings, we provide credit lines totaling $6,750,000, giving you access to funds whenever you need them. This flexibility can be especially helpful for managing cash flow or covering unforeseen costs. Our team at Beacon Community is dedicated to assisting you through every step of the lending process. If you're considering refinancing or want to explore eligibility options, don't hesitate to reach out. We're here to help find the best solution for your financial situation. For more information about our loan products or to start your application today, please visit us at 5344 Dixie Hwy Louisville Ky 40216 or call us at 502-448-1686. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Beacon Community be your partner in achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,980,997, make buying or refinancing simple. We strive to make the process as straightforward as possible so you can focus on making your house a home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $681,424 in loans helping members manage their finances effectively. These cards are designed to give you purchasing power without needing collateral, making them ideal for unexpected expenses or everyday purchases.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help you navigate the complex world of lending with confidence and clarity. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to compliance guarantees that the offers presented are both fair and transparent, allowing you to make informed decisions. One of the key advantages of using LendMesh is its focus on Verified Data. Loan offers are sourced exclusively from legitimate financial institutions, which enhances trust in the information you receive. Additionally, LendMesh operates without Sponsored Listings; it does not prioritize lenders based on paid promotions. This means users receive truly unbiased results, placing all options on equal footing. Another benefit is Real-Time Rate Comparisons. The platform provides up-to-date loan rates from multiple institutions, ensuring that you have access to the most current information available. This feature empowers users to compare their options effectively and choose a loan that best fits their financial needs. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the platform's reliability and effectiveness in helping consumers save money. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

BEACON COMMUNITY CREDIT UNION - Louisville, KY

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