Low Mortgage Rates & Affordable Vehicle Loans | Beacon Warsaw IN Credit Union

Introduction

Welcome to Beacon, your trusted financial partner located at 2514 E Center St, Warsaw, IN 46580. Established in 1931, our credit union has proudly served the community for over nine decades, growing with our members and adapting to their needs. With a strong commitment to personal banking and community support, we currently boast a membership of 47,685 individuals who trust us with their financial journeys. At Beacon, we understand that every member's story is unique. That's why we offer a wide range of services tailored to help you achieve your financial goals. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing, we've got you covered. Our total assets stand impressively at $1,528,868,143, providing a solid foundation for all your banking needs. Our leadership team is dedicated to ensuring that each member receives exceptional service and support. Under the guidance of our CEO, Dustin Cuttriss, and Board President, Herbert Horrom, we're not just a credit union; we're a community hub where relationships matter. Financial stability is important to us. With total deposits reaching $39,288,415 and net worth at an impressive $223,144,575, we ensure your money is safe while helping you grow it through various lending options over 11,427 loans have been issued to our members so far! While members can visit us at our branch location in Warsaw for personalized service or simply call us at 260-563-7443 during our lobby hours (8:30 AM - 5:00 PM on Monday, Tuesday, Thursday, and Friday; 8:30 AM - 12:00 PM on Wednesday), official correspondence should be sent to the same address. Explore how Beacon can help you today by visiting us online at beaconcu.org. We look forward to being part of your financial journey!

Branch History & Mission

Connect With Us

We invite you to visit us at our branch during operating hours from 8:30 AM to 5:00 PM on Monday, Tuesday, Thursday, and Friday, or from 8:30 AM to 12:00 PM on Wednesday and Saturday. For any inquiries or assistance, feel free to reach out at 260-563-7443. While members can visit us at 2514 E Center St, official correspondence should be sent to the same address as well. Join us at Beacon where your financial journey matters! Experience firsthand the benefits of being part of a credit union that truly cares about its members and their communities. Visit us today or explore more about what we offer by visiting our website.

Mission Statement

At Beacon, our mission is simple yet profound: to improve the financial lives of our members while fostering community growth. We believe that by providing personalized banking solutions from checking accounts and auto loans to business services we can empower individuals and families to achieve their dreams. Our efforts extend beyond financial products. We engage actively in community outreach programs that reflect our dedication to making a positive impact in Warsaw and surrounding areas. Whether through educational workshops or local partnerships, we strive to give back and support those who need it most.

Our Journey

Beacon began with a clear vision: to provide accessible financial services tailored to the needs of our members. Over the years, we have evolved alongside our community, adapting to changes and embracing new technologies. Our branch at 2514 E Center St, Warsaw, IN 46580 is not just a place for transactions; it's a welcoming space where relationships flourish. Many recognize us as their trusted partner in financial well-being. While our physical location is vital, we also prioritize convenience through digital advancements like online banking and mobile payments. This commitment ensures that our members can manage their finances anytime and anywhere. We are proud to offer ADA-compliant services and resources that cater to everyone in our community.

Branch Location & Accessibility

Get in Touch!

Feel free to reach out at 260-563-7443 if you have any questions or if you'd like more information about how we can assist you. We invite you to visit us soon at Beacon where your financial journey begins!

Operating Hours Tailored for You

We're here for you during convenient hours! Our lobby is open Monday, Tuesday, Thursday, and Friday from 8:30 AM to 5:00 PM, and on Wednesdays and Saturdays until noon. Whether you need assistance with personal banking or are exploring loan options, our dedicated staff is ready to help during these hours.

Services That Fit Your Needs

At Beacon, we offer a range of services designed to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Plus, with our drive-thru banking service available for quick transactions and an ATM on-site for easy cash withdrawals, managing your finances has never been easier. Should you need to send us official correspondence, please note that you can do so at the same address: 2514 E Center St, Warsaw, IN 46580.

Visit Us with Ease

At our Warsaw branch, we understand that convenience matters. That's why we offer ample parking right outside our doors, ensuring you can find a spot without hassle. Our facility is designed with accessibility in mind, featuring ADA-compliant ramps and entrances to accommodate all of our members.

Member Eligibility

Becoming a member of Beacon is like joining a family that truly cares about your financial well-being. If you're in the Warsaw area and are looking for a supportive community, you might just be eligible to join us! At Beacon, we welcome anyone who lives, works, or worships in the surrounding communities. This means whether you're a local resident or part of a nearby organization, you can take advantage of our range of services designed with your needs in mind. We believe that everyone deserves access to financial tools that help them thrive. Opening an account is straightforward and welcoming. Just visit us at our branch located at 2514 E Center St Warsaw In 46580, where our friendly team is ready to guide you through the process. You can also reach us at (260) 563-7443 if you have any questions or need more information about eligibility and membership benefits. For detailed eligibility criteria, don't forget to check out our website at . We can't wait to welcome you into the Beacon family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,753 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $721,878,625, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a payment solution that makes transactions smooth for both you and your customers. Our merchant services provide the tools you need to accept payments quickly and securely whether in-store or online. This ensures you can focus more on growing your business while we handle the complexities of payment processing. Visit us at 2514 E Center St Warsaw In 46580, Warsaw, IN, or give us a call at (260) 563-7443 to learn how our business banking services can help you achieve your goals!

Comprehensive List Of Services

Convenient Access

At Beacon, we prioritize convenience without compromising on quality service. Our basic drive-thru banking allows for quick deposits and withdrawals, making it simple when you're in a hurry. Plus, with mobile payments available, managing your finances has never been easier. We encourage you to take advantage of these services by visiting us or giving us a call at 260-563-7443. Discover how we can support your financial journey today! Whether it's online banking or personalized service at our branch in Warsaw, we're dedicated to helping you achieve your financial goals. Join the Beacon family today and experience banking made simple!

Credit Cards with Rewards

Why not earn while you spend? Our credit cards come with rewards that give back every time you make a purchase. This is perfect for those who love shopping or travel frequently!

Loans for Every Need

When it comes to financing, we understand life can throw unexpected expenses your way. That's why we provide auto loans and vehicle financing options that make it easier to get behind the wheel of your dream car. Planning to buy a home? Our mortgage loans and refinancing options will guide you through the process with competitive rates and friendly service. For those looking to consolidate debt or fund personal projects, our personal loans are just what you need. And if you're a business owner, explore our business banking solutions including merchant services and business loans designed to help your enterprise thrive.

Personal Banking

For everyday banking needs, Beacon offers personal checking and savings accounts that are designed with you in mind. Imagine effortlessly managing your finances with online and mobile banking options that allow you to check balances, pay bills, and transfer money from anywhere. You can also take advantage of our ATM and cash withdrawal services, ensuring that your funds are always within reach.

Digital & Online Banking

Key Features of Our Online Banking Services

Visit us at https://www.beaconcu.org/ to explore our online banking platform. Here, you can access your accounts 24/7, making it easy to check balances, transfer funds, or pay bills whenever it suits you. Our user-friendly design ensures that even those new to online banking can navigate with ease. For members who prefer digital statements, we provide e-statements that are not only environmentally friendly but also allow you to keep track of your finances without the clutter of paper. Plus, with our electronic signature authorization feature, signing documents has never been simpler no need for printing or mailing!

Mobile Banking at Your Fingertips

Our mobile application makes managing your money even more convenient. Whether you're out shopping or relaxing at home, our app allows you to make mobile payments quickly and securely. You can also enjoy person-to-person transfers with just a few taps on your phone. Sending money to friends and family is now as easy as sending a text! With all these features available right from your smartphone, you'll have real-time control over your accounts without any hassle. In a world where time is precious, Beacon ensures that your banking needs are met efficiently and securely. Join us today and experience the ease of digital banking!

Financial Strength

Commitment to Service

At Beacon, we believe our strength lies not just in numbers but also in the trust we've built with our community. We currently manage 104,055 deposit accounts from members who trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Beacon is your trusted partner. Visit us at 2514 E Center St Warsaw In 46580 or call (260) 563-7443 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Investments in Growth

With $214,449,887 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we currently have $2,689 in used auto loans and a total of $1,034,908,158 in loans and leases available to support your financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $390,845,188 in share certificates and $88,671,134 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $2,950,547 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 258 full-time employees and 16 part-time employees ready to assist you with knowledgeable service.

Strong Financial Health

With a net worth of $223,144,575, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,460 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $38,355,220 in used vehicle loans and $6,985,554 in new vehicle loans already helping members get on the road. Whether you are considering a brand-new model or a reliable used vehicle, our competitive rates make financing simple and affordable.

Credit Options

We also offer flexible terms on unsecured credit card loans. Although currently we have no outstanding amounts in this category, our commitment to helping members manage their finances effectively remains steadfast. For those looking for additional funds for business purposes, our outstanding commercial loans totaling $721,878,625 provide the capital needed to grow and expand your business ventures.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $20,341,190, make buying or refinancing simple. We provide personalized service to guide you through each step of the process and help you find the right mortgage solution for your situation.

Refinancing Options

If you're considering refinancing your existing loans to take advantage of better rates or terms, we can assist you with that too. Our team is here to help assess your eligibility and find solutions that fit your financial situation. For inquiries or more information about our loan offerings at Beacon, feel free to reach out at (260) 563-7443 or visit us at 2514 E Center St, Warsaw IN 46580. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Loan Aggregator

Ensuring Accurate Loan Comparisons

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Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

BEACON CREDIT UNION