Affordable Vehicle Loans & Top Checking | Beacon Wabash IN Credit Union

Introduction

Welcome to Beacon, your trusted financial partner in the heart of Wabash, Indiana! Located at 586 S Wabash St, Wabash, IN 46992, we have been proudly serving our community since 1931. With a strong foundation built on trust and commitment, we currently serve 47,685 members who rely on us for their banking needs. Our dedicated team of 274 employees, led by CEO Dustin Cuttriss and Board President Herbert Horrom, is here to support you every step of the way. At Beacon, we understand that financial well-being is essential for our members and the community. That's why we manage over $1.5 billion in total assets and offer a variety of services tailored just for you whether it's personal banking, auto loans, mortgages, or business financing. With total deposits reaching $39,288,415 and a net worth of $223,144,575, our financial strength ensures that your money is secure with us. While members can visit us at our branch location for personalized service, official correspondence should be sent to the same address: 586 S Wabash St, Wabash, IN 46992. For your convenience, feel free to reach out at 260-563-7443 during our lobby hours from 8:30 AM to 5:00 PM (M,T,Th,F) and until 12:00 PM on Wednesdays. As a member-focused credit union, we take pride in fostering a supportive environment that empowers individuals and businesses alike. Whether you're looking to open a new account or explore loan options among our total loans and leases amounting to 11,427, we invite you to discover how Beacon can help you achieve your financial goals. Join us today by visiting our website at www.beaconcu.org or give us a call we're excited to help you embark on your journey towards financial success!

Branch History & Mission

Commitment to Accessibility

We are dedicated to ensuring all members can access our services easily. While we currently do not offer ATM or drive-thru services at this location, our lobby hours are designed for your convenience: Monday, Tuesday, Thursday, and Friday from 8:30 AM to 5:00 PM; Wednesday until noon; and Saturday by appointment. While members can visit us at 586 S Wabash St for all their banking needs, official correspondence should be sent to the same address.

Join Us

At Beacon Credit Union, your financial success is our priority. We invite you to become part of our family and experience firsthand the benefits of membership. With a wide array of services tailored just for you and a commitment to community support, there's no better time than now to join us! For more information about becoming a member or exploring what we offer, please call us at 260-563-7443 or visit our website.

Our Evolution

From our humble beginnings, we've focused on building strong relationships with our members while adapting to their changing needs. Over the years, we have expanded our services to include personal banking options like checking and savings accounts, auto loans, mortgages, and even business banking solutions. Our commitment to providing valuable financial resources has allowed us to flourish in the community. As technology evolved, so did we. We have embraced digital advancements that enable our members to manage their finances conveniently through online and mobile banking. Whether it's making payments or checking balances on-the-go, we strive to make banking accessible for everyone.

Our Mission

The mission of Beacon is simple yet powerful: to empower our members through financial services that foster growth and stability while actively supporting the community around us. We believe that by helping our members achieve their financial goals whether that's buying a first home or financing a vehicle we contribute positively to the overall well-being of Wabash. We also recognize that community support is vital. That's why we participate in various outreach programs and partnerships designed to uplift those in need within our area. By working closely with local organizations, we aim to make a real impact on the lives of our neighbors.

Branch Location & Accessibility

Accessibility Features

At Beacon, we believe banking should be accessible to everyone. Our branch is ADA-compliant, featuring ramps and spacious entrances for ease of access. Whether you're visiting us on foot or in a vehicle, we have ample parking available right outside our doors.

Call to Action

We invite you to visit Beacon Credit Union today! Our friendly team is here to assist you with all your banking needs. Come experience the difference of community-focused service right here in Wabash!

Operating Hours

We understand that life can be busy! That's why our lobby hours are designed for your convenience. You can visit us Monday, Tuesday, Thursday, and Friday from 8:30 AM to 5:00 PM. On Wednesdays and Saturdays, we're open from 8:30 AM until noon. Need assistance? Feel free to give us a call at 260-563-7443 during business hours.

Services Offered

Beacon Credit Union offers a wide range of services tailored to meet your financial needs. Whether you're looking for personal banking solutions like checking and savings accounts or need financing options such as auto loans and mortgages, we've got you covered. Plus, we provide online and mobile banking options for those who prefer managing their finances on-the-go.

Member Eligibility

At Beacon, becoming a member is like joining a close-knit family that truly cares about your financial well-being. We welcome anyone who lives, works, or worships in the Wabash area to join us. Whether you're just starting your financial journey or looking for better banking options, our community is here to support you every step of the way. To learn more about the specific eligibility requirements, feel free to check out our detailed guidelines at . Opening an account is straightforward and hassle-free! Simply visit us at our welcoming location at 586 S Wabash St Wabash In 46992 or give us a call at (260) 563-7443 if you have any questions. Our friendly team is ready to assist you in starting your membership journey with us today!

Business Banking & Commercial Services

At Beacon, we understand that every business has unique needs and aspirations. Whether you are starting a new venture or looking to expand an existing one, our commercial services are designed to support your growth journey. Imagine a local bakery aiming to open a second location. With our tailored business loans, they can secure the necessary funds to renovate their new space and purchase equipment, turning their dream into reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,753 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $721,878,625, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer merchant services that make everyday transactions easier. Picture this: a local retail shop using our services to streamline payment processing, allowing them more time to focus on customer service and inventory management. Located at 586 S Wabash St Wabash In 46992 in Wabash, IN, we're ready to partner with you on your business journey. Contact us today at (260) 563-7443 to learn how we can help turn your business goals into achievements!

Comprehensive List Of Services

Business Banking Solutions

We haven't forgotten about local businesses either! At Beacon, we support entrepreneurs with tailored business banking services, including merchant services and business loans. This means whether you're starting a new venture or expanding an existing one, we're here to help you grow.

Connect with Us

We invite you to explore all that Beacon has to offer. For inquiries or assistance with any of our services, feel free to give us a call at 260-563-7443. Our friendly staff is ready to help you find the right solutions for your financial needs. Remember, at Beacon Credit Union in Wabash, IN, we are committed to supporting our members every step of the way on their financial journey! Visit us today or check out our website at beaconcu.org for more information about our comprehensive services!

Embracing Technology for Your Convenience

In today's fast-paced world, convenience matters more than ever. That's why we offer robust online and mobile banking services that allow you to manage your accounts anytime and anywhere. With features like mobile payments and person-to-person transfers, banking with us fits seamlessly into your life. You can check balances, transfer funds, or pay bills without having to visit the branch making it easier than ever to stay on top of your finances.

Personal Banking Made Easy

When it comes to personal banking, we offer an array of options that cater to every member's lifestyle. Our checking and savings accounts help you manage your day-to-day finances effortlessly. Imagine having a secure place to store your money while also earning interest on your savings! If you're planning a big purchase or just need some extra cash flow, our personal loans and debt consolidation services can provide the financial boost you need. For those looking to buy a car, our auto loans and vehicle financing options are competitive and easy to navigate. With flexible terms and low rates, driving off in your dream car can be simpler than you think. Plus, if you're considering buying a home or refinancing your existing mortgage, our mortgage loans come with personalized guidance from our experienced team.

Digital & Online Banking

Key Features

You'll love our mobile application, which allows you to bank on the go. With features like mobile payments, you can make purchases quickly and securely right from your phone. Plus, person-to-person transfers let you send money to friends and family instantly no need for cash or checks. We also offer e-statements for those who prefer a paperless option. You can view your statements anytime without worrying about storing physical documents. And while we currently don't support electronic signature authorization, we're committed to providing safe and secure methods for handling all your transactions.

Security and Accessibility

Your security is our priority. We employ advanced security measures to protect your information so you can bank with peace of mind. Accessing your accounts is simple, whether you're checking balances or reviewing transactions. At Beacon, we believe that banking should be straightforward and accessible for everyone. With our comprehensive online banking services, managing your finances has never been easier! If you have any questions or need assistance, feel free to reach out at (260) 563-7443. Start enjoying the benefits of digital banking today!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 104,055, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $506,786 further demonstrate our commitment to fostering growth for all our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Beacon is your trusted partner. Visit us at 586 S Wabash St Wabash In 46992 or call (260) 563-7443 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $390,845,188 in share certificates and $88,671,134 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $2,950,547 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 258 full-time employees and 16 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

With $214,449,887 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $2,689 in used auto loans and $1,034,908,158 in total loans and leases.

Strong Financial Health

With a net worth of $223,144,575, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,460 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $38,355,220 in used vehicle loans and $6,985,554 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates designed to fit your budget. Plus, if you're considering refinancing your current auto loan to save more money each month, we can help you explore those options.

Business Loans

For business owners, our outstanding commercial loans totaling $721,878,625 provide the capital needed to grow and expand your business. Whether you're starting a new venture or need funds for an existing business, we have solutions that can help you succeed. At Beacon, we're committed to providing personalized service and competitive rates for all our loan products. You can reach us at 260-563-7443 during our office hours from 8:30 AM to 5:00 PM Monday through Tuesday and Thursday through Friday or 8:30 AM to 12:00 PM on Wednesdays and Saturdays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore your loan options today and see how we can assist you in reaching your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $20,341,190. Our dedicated team is ready to guide you through the process so you can find the right mortgage for your needs. We also have refinancing options available if you're looking to lower your monthly payment or tap into your home's equity.

Unsecured Credit Card Loans

Managing everyday expenses? We also offer flexible terms on unsecured credit card loans. While we currently have $0 in outstanding unsecured credit card loans, our offerings allow members to manage their finances effectively without needing collateral.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

LendMesh sources its loan data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that all loan offers presented are fair and transparent, allowing you to make informed financial decisions.

BEACON CREDIT UNION