Best Auto Loans & Business Banking | Beacon New Haven IN Credit Union

Introduction

Welcome to Beacon Credit Union, your trusted financial partner in New Haven, IN! Located at 10983 Isabelle Dr, our branch has been proudly serving the community since 1931. With a strong commitment to our members, we currently support over 48,000 individuals and families, ensuring that each one feels valued and empowered in their financial journey. At Beacon, we understand that your financial goals are unique. That's why we offer a wide range of services tailored just for you from personal banking options like checking and savings accounts to specialized loans for vehicles and mortgages. Our total assets stand impressively at $1,534,238,438, reflecting our stability and dedication to providing quality financial solutions. Our leadership team is here to guide you every step of the way. Under the stewardship of our CEO, Dustin Cuttriss, and Board President, Herbert Horrom, we strive to foster a community-focused environment where members can thrive financially. With total deposits amounting to $37,289,166 and a net worth of $225,608,149, you can trust us to manage your money with care. Whether you're looking to secure a loan or simply want to explore your banking options, our friendly staff is ready to assist you. Feel free to reach out at (260) 493-0725 or visit us online at beaconcu.org. While members can visit us at our New Haven location, official correspondence should be directed to the same address: 10983 Isabelle Dr, New Haven, IN 46774. We invite you to come by during our lobby hours from 8:30 AM to 5:00 PM on weekdays and until noon on Wednesdays. Join us today at Beacon Credit Union where your financial well-being is our top priority!

Branch History & Mission

Join Us

If you're looking for a credit union that truly cares about you and your community, look no further than Beacon. With operating hours from 8:30 AM to 5:00 PM on most weekdays and until noon on Wednesdays and Saturdays, we invite you to stop by or give us a call at 260-493-0725. Experience firsthand how Beacon can light your path toward financial success. Join us today!

Our Journey

Located at 10983 Isabelle Dr, New Haven, IN 46774, our branch is not just a place to bank; it's where personal stories unfold and dreams take flight. As we've evolved through the years, we've embraced technological advancements while ensuring accessibility and compliance with ADA standards. We are proud to offer features like mobile banking and online services that cater to the needs of modern members. In addition to keeping up with the times, we've also achieved significant milestones. With total assets amounting to over $1.5 billion, we stand strong as a reliable financial partner. Our continued growth is fueled by our dedication to offering exceptional products like auto loans, mortgage financing, and business banking services.

Our Mission

At Beacon, our mission is clear: to provide personalized financial solutions while fostering community well-being. We believe that banking should be more than just transactions; it's about building relationships that last. Whether it's providing loans for new vehicles or supporting local businesses through merchant services, we are here to empower our members. We also actively engage in community outreach efforts, partnering with local organizations to improve lives beyond banking. Through these initiatives, we aim not only to enhance financial literacy but also to create lasting impacts within New Haven. While members can visit us at our main branch address for all their banking needs including access to ATMs and drive-thru services official correspondence should be sent to the same address: 10983 Isabelle Dr, New Haven, IN 46774.

Branch Location & Accessibility

Convenient Access and Services

At Beacon, we understand that accessibility is important. Our branch is designed with ADA-compliant features to make banking easy for everyone. Whether you prefer visiting us in person or using our drive-thru service for quick transactions like deposits and withdrawals, we've got you covered! Plus, with ATM availability right on-site, you can access your funds whenever you need them.

Operating Hours That Fit Your Schedule

Our lobby hours are tailored to meet your needs: we're open from 8:30 AM to 5:00 PM Monday through Tuesday, Thursday and Friday, and from 8:30 AM until noon on Wednesdays and Saturdays. This schedule allows you the flexibility to manage your banking around your busy life.

Your Community Banking Partner

We offer a wide range of services including personal checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking options. Our dedicated team is here to assist you in finding the right financial solutions tailored just for you. We invite you to visit us at Beacon in New Haven or give us a call at 260-493-0725. Let's work together towards achieving your financial goals!

Member Eligibility

At Beacon, we believe that everyone deserves to be part of a welcoming community where financial growth and support go hand in hand. Becoming a member is easier than you might think! If you live, work, worship, or attend school in the areas we serve, you're likely eligible to join our family. We pride ourselves on inclusivity and are here to help you every step of the way. Plus, being a member means enjoying a range of benefits, from personalized banking services to competitive loan rates. To get started on your journey with us, simply visit our branch at 10983 Isabelle Dr New Haven In 46774 or give us a call at (260) 493-0725. We're here to answer any questions you may have about eligibility and membership. For more detailed information about who can join and the benefits that come with it, check out our eligibility guidelines at . We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,727 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $750,157,349, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine this: You run a bustling café in New Haven, IN. Your customers love grabbing their morning coffee, but you want to streamline payments. Our merchant services can help you accept various payment methods efficiently, making transactions smooth for both you and your customers. This means less time at the register and more time focusing on what truly matters growing your business. Whether you're just starting out or looking to expand, Beacon is here to provide the financial tools necessary for your success. Reach out today at (260) 493-0725 or visit us at 10983 Isabelle Dr New Haven In 46774 to learn how we can assist you in achieving your business goals!

Comprehensive List Of Services

Business Banking Solutions

For local entrepreneurs and businesses, we provide comprehensive Business Banking solutions. From Merchant Services that streamline transactions to tailored Business Loans for expansion or operational costs, we are here to support your business's growth every step of the way.

Convenient Online and Mobile Banking

In today's fast-paced world, convenience is key. Our robust Online & Mobile Banking platform allows you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and even pay bills from the comfort of your home or on the go. Plus, with features like ATM & Cash Withdrawal Services, accessing your money has never been easier.

Credit Cards with Rewards

At Beacon, we believe that your spending should benefit you. That's why we offer Credit Cards with Rewards! Whether it's earning points for travel or cash back on everyday purchases, our credit cards come with perks that make using them worthwhile.

Drive-Thru and ATM Access

For those who prefer face-to-face interactions without stepping inside the branch, our Basic Drive-Thru Banking offers quick service for deposits and withdrawals. Additionally, our ATMs provide easy access for balance checks and cash withdrawals whenever you need them. At Beacon, we strive to make banking accessible and straightforward for all our members. If you're ready to take advantage of these services or have any questions about how we can assist you further, don't hesitate to reach out! Contact us at (260) 493-0725, or visit us at our branch in New Haven, IN. We look forward to serving you!

Personal Banking Made Simple

We understand that managing finances can sometimes be overwhelming. That's why we offer personal banking services designed with you in mind. Open a Checking or Savings Account with us and enjoy features that help you track your spending and save for what matters most. For those looking to purchase a vehicle, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms, making it easier for you to drive away in your dream car. If you're thinking about buying a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing services ensure you find the right fit for your budget. And if you need some extra cash for personal projects or unexpected expenses, our Personal Loans & Debt Consolidation options can help simplify your payments.

Digital & Online Banking

Accessibility and Ease-of-Use

Managing your finances should never be complicated. With our user-friendly tools and resources, you'll find that accessing your accounts and completing transactions is straightforward. Whether you're using a desktop computer or our mobile app, everything is designed with you in mind. At Beacon, we believe that banking should fit into your life seamlessly. Our digital banking services empower you to take charge of your financial journey while providing the support and security you deserve. Explore more about what we offer at https://www.beaconcu.org/ , and see how easy it is to bank with us!

Key Features

We know how important it is for you to have control over your money. That's why we provide features like person-to-person transfers, allowing you to send money to friends or family quickly and securely. Additionally, our e-statements feature lets you go paperless while keeping track of your transactions effortlessly. Security is always a top priority at Beacon. Although we do not offer electronic signature authorization, our systems are designed with safety measures to protect your information. You can also enjoy mobile payments, making it easier than ever to shop without carrying cash or cards.

Financial Strength

Commitment to Innovation

With $218,952,206 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $2,518 in used auto loans and $1,056,937,037 in total loans and leases.

Growing Membership Base

Total Share Accounts stand at 106,152, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $2,650,678, allowing us to support more community projects and individual aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Beacon is your trusted partner. Visit us at 10983 Isabelle Dr New Haven In 46774 or call (260) 493-0725 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are secured through $408,073,899 in share certificates and $99,315,417 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $911,802 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 259 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $225,608,149, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,470 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For business owners seeking growth opportunities, we provide outstanding commercial loans totaling $750,157,349. These resources can be critical for expanding your business or managing day-to-day operations. If you're considering refinancing any of your current loans or exploring eligibility options for our products, don't hesitate to ask us during your visit or call. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Beacon, we're committed to offering financial products that meet the needs of our community while providing exceptional service every step of the way. Visit us today to learn more about how we can support your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $34,680,248 in used vehicle loans and $5,850,174 in new vehicle loans, helping members get on the road with confidence. Whether you are looking for a brand-new model or a reliable used vehicle, our competitive rates make it easier than ever to drive away happy.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently provide Junior Lien 1-4 Family Residential Properties loans totaling $22,404,769. Whether you are purchasing your first home or refinancing an existing mortgage for better terms, our friendly team is ready to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While our total in this category stands at $0, we remain committed to providing solutions that help our members manage their finances effectively when they need it most.

Loan Aggregator

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BEACON CREDIT UNION