Cheap Mortgage Refinance & Best Auto Loans | Beacon Logansport IN Credit Union

Introduction

Welcome to Beacon, your trusted credit union located at 1405 W Market St, Logansport, IN 46947. Established in 1931, we have proudly served our community for over nine decades, helping families and businesses achieve their financial goals. With a robust membership of 48,010, we are dedicated to providing personalized banking solutions that cater to your unique needs. At Beacon, we prioritize building lasting relationships with our members. Our total assets exceed $1.5 billion, reflecting our commitment to financial stability and growth. With total deposits amounting to $37,289,166 and a net worth of $225,608,149, you can trust that your savings are in safe hands. We believe in empowering our members through accessible financial services, including auto loans, mortgages, personal loans, and business banking options. Our CEO, Dustin Cuttriss, alongside Board President Herbert Horrom, leads a team of 273 dedicated employees who are ready to assist you. Whether you're visiting us at our branch or reaching out via phone at 260-563-7443, we're here to help you navigate your financial journey with confidence. While members can visit us at 1405 W Market St, official correspondence should be sent to our mailing address: 1405 West Market Street, Logansport, IN 46947. Explore our full range of services today by visiting our website or giving us a call! Your financial success is our mission let's achieve it together!

Branch History & Mission

Commitment to Accessibility

At Beacon Credit Union, we prioritize accessibility and convenience for all members. Our operating hours are designed with your busy schedule in mind: Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM for drive-thru services. We also offer ATM access for quick transactions outside of normal hours. Our commitment extends into the digital realm as well; we provide online and mobile banking services so you can manage your finances anytime, anywhere. Whether you prefer visiting us in person or accessing your account digitally, we strive to meet your needs effectively.

Join Us

If you're looking for a supportive financial partner that cares about your success and well-being, look no further than Beacon Credit Union. Experience firsthand the benefits of being part of a community-focused institution that puts you first. Visit us today or check out more on our website here. Let's work together towards your financial goals!

Our Mission

Our mission at Beacon Credit Union is simple yet powerful: to improve the financial lives of our members while strengthening our community. We believe that everyone deserves access to reliable and affordable financial services. Whether it's personal banking needs like checking and savings accounts or loans for vehicles and homes, we're here to help you navigate your financial journey. We also recognize the importance of community support. Through various outreach programs and partnerships with local organizations, we strive to make a positive impact beyond just banking. We understand that when our community thrives, so do we. While members can visit us at our physical location on West Market Street, official correspondence should be sent to 1405 West Market Street, Logansport, IN 46947 if different from our branch address.

Branch Location & Accessibility

Accessibility Features

At Beacon Credit Union, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps to ensure everyone can access our services with ease. We also provide ample parking options right outside our doors, so you can park your vehicle hassle-free.

Nearby Landmarks

Our branch is situated near popular local spots like the Cass County Courthouse and Riverside Park. These landmarks make it easy to plan your visit while enjoying the vibrant community surroundings.

Operating Hours

We're here for you Monday through Friday from 8:30 AM to 5:00 PM, and on Saturdays from 9:00 AM to 12:00 PM at our drive-thru. Whether you need assistance with personal banking, auto loans, or any other service we offer, our dedicated team is ready to help during these hours.

Services Available

At Beacon Credit Union, we provide a range of services designed to meet your financial needs. You can easily manage your accounts through online and mobile banking or visit our branch for personal banking assistance. Plus, with an ATM available and drive-thru banking options, accessing your funds has never been more convenient. We're excited to welcome you! If you have any questions or need assistance before your visit, don't hesitate to give us a call at 260-563-7443. Come see how Beacon Credit Union can support your financial journey today!

Member Eligibility

At Beacon, we believe that becoming a member means joining a family that supports your financial journey. If you're looking to be part of our community, you'll find it's easier than you might think. Membership is open to anyone who lives, works, worships, or attends school in the area surrounding us. We welcome individuals from all walks of life! To learn more about specific eligibility requirements, feel free to check out the details at . Joining is just a few steps away! You can start the account opening process online or visit us at our branch located at 1405 W Market St Logansport In 46947. Our friendly team is here to help with any questions you may have just give us a call at (260) 563-7443. We can't wait to welcome you into the Beacon family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,727 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $750,157,349, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

When it comes to managing transactions, our merchant services provide practical benefits that can simplify your daily operations. Imagine easily processing payments from your customers, whether online or in-store, with tools that integrate smoothly into your workflow. This not only improves customer satisfaction but also helps you keep track of sales effortlessly. Join us at Beacon located at 1405 W Market St Logansport In 46947, and let's work together to fuel your business's growth. For inquiries, feel free to call us at (260) 563-7443!

Comprehensive List Of Services

Business Banking Services

For business owners in Logansport, we offer comprehensive Business Banking solutions including Merchant Services and Business Loans. Our team is here to help you grow your business by providing the financial tools necessary for success.

Convenient Access

We know convenience matters. That's why Beacon offers essential services such as ATM access for quick cash withdrawals and balance checks anytime you need it. Our basic Drive-Thru Banking allows for easy deposits and simple transactions without leaving your vehicle perfect for busy schedules! In today's fast-paced world, having easy access to your accounts is vital. With our robust Online & Mobile Banking services, managing your finances has never been easier. You can transfer money between accounts, pay bills online, and even send money directly to friends through our person-to-person payment service. If you have any questions or want to explore how we can assist with your financial journey, please don't hesitate to reach out! Call us at 260-563-7443 or visit us during our convenient hours: Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM. At Beacon, we're committed to helping you achieve financial success with personalized service and a wide array of options designed just for you!

Financing Your Dreams

Thinking about buying a new car or perhaps refinancing your home? Our Auto Loans & Vehicle Financing make it easier than ever to get behind the wheel without breaking the bank. With competitive rates and flexible terms, you can find an option that fits your budget perfectly. Additionally, our Mortgage Loans & Refinancing services help you navigate the home-buying process smoothly, ensuring that you find the right mortgage solution for your family.

Personal Banking Solutions

For those looking to manage their personal finances effectively, we provide Personal Banking options that include Checking and Savings Accounts. Imagine having a secure place to save for that dream vacation or simply keeping track of your daily expenses with ease. Our accounts come with user-friendly online and mobile banking features that allow you to check balances, transfer funds, and pay bills right from your phone or computer.

Personal Loans and Credit Cards

We understand that life can throw unexpected expenses your way. That's why our Personal Loans & Debt Consolidation options are designed to provide quick access to funds when you need them most. Whether it's for home repairs or consolidating debt into manageable payments, we've got you covered. Plus, don't forget about our Credit Cards with Rewards program earn points on every purchase and redeem them for exciting rewards!

Digital & Online Banking

Key Features for Your Convenience

Our online banking platform offers e-statements, which means you can say goodbye to paper clutter and access your statements electronically whenever you need them. If you're someone who enjoys quick transactions, our person-to-person transfer feature makes sending money to friends and family as easy as sending a text. For those who prefer mobile solutions, our mobile application provides all the tools you need right at your fingertips. You can make mobile payments effortlessly, ensuring that paying bills or making purchases is straightforward. Plus, with electronic signature authorization not required for most transactions, you can complete tasks with ease.

Security You Can Trust

We prioritize your safety with top-notch security measures in place for all online transactions. Your personal information is protected so you can bank confidently. Whether you're checking your balance or transferring funds on our mobile app or website, you'll enjoy real-time account management that fits into your busy lifestyle. With Beacon's digital banking services, managing your finances has never been easier!

Financial Strength

Commitment to Growth and Innovation

With $218,952,206 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is evident with $2,518 in used auto loans and $1,056,937,037 in total loans and leases.

Growing Membership Base

Total Share Accounts stand at 106,152, reflecting a robust member base that trusts us with their finances. Our net shares available for lending and investments total $2,650,678, further showcasing our readiness to assist you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Beacon is your trusted partner. Visit us at 1405 W Market St Logansport In 46947 or call (260) 563-7443 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $408,073,899 in share certificates and $99,315,417 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a net income of $911,802, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 259 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $225,608,149, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,470 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $34,680,248 in used vehicle loans and $5,850,174 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have options that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $750,157,349 provide the capital needed to grow and expand. We are committed to supporting local businesses with tailored lending solutions. At Beacon Credit Union, we value transparency and strive to make our loan process as straightforward as possible. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're considering refinancing options or want more information about eligibility criteria for any of our loan products, feel free to reach out! Our dedicated team is here to guide you every step of the way towards achieving your financial aspirations.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $22,404,769, make buying or refinancing simple. We provide competitive rates and terms tailored to your needs.

Unsecured Credit Card Loans

For those looking for flexible financing options, we also offer unsecured credit card loans. These loans help members manage their finances effectively and provide a safety net for unplanned expenses. Currently, we have a total of $0 in unsecured credit card loans available.

Loan Aggregator

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BEACON CREDIT UNION - Logansport, IN