Affordable Vehicle Loans & Quick Personal Banking | Beacon Huntington IN Credit Union

Introduction

Welcome to Beacon Credit Union, your trusted financial partner located at 136 Northpoint Ave, Huntington, IN 46750. Established in 1931, we have been dedicated to serving our community for over 90 years. With a strong membership base of 47,685 members, we pride ourselves on providing personalized banking solutions tailored to your unique needs. At Beacon, we understand the importance of financial security and growth. Our total assets stand at an impressive $1,528,868,143, which reflects our commitment to sound financial management and member satisfaction. With total deposits reaching $39,288,415 and a net worth of $223,144,575, we are well-equipped to support our members' financial goals. Our experienced team is led by CEO Dustin Cuttriss and Board President Herbert Horrom, who prioritize building lasting relationships with our members. Whether you're looking for personal banking services like checking accounts and auto loans or business solutions such as merchant services and business loans, we are here to help you navigate your financial journey. While members can visit us at our branch location in Huntington, official correspondence should be sent to the same address. You can reach us at 260-563-7443 during our lobby hours from 8:30 AM to 5:00 PM on Monday, Tuesday, Thursday, and Friday; and from 8:30 AM to 12:00 PM on Wednesday and Saturday. We also offer convenient ATM services for quick cash access. Join us today at Beacon Credit Union where community matters! Visit our website at beaconcu.org for more information or feel free to call us with any questions. Let's work together towards achieving your financial dreams!

Branch History & Mission

Commitment to Accessibility

In line with our mission, we strive to ensure accessibility for all members. Our branch features ADA-compliant facilities and offers convenient services such as ATM access and drive-thru banking for quick transactions. Additionally, we provide modern digital banking solutions like online banking and mobile payments so you can manage your finances anytime and anywhere. While members can visit us at 136 Northpoint Ave, official correspondence should be sent to our mailing address at 136 North Pointe Ave, Huntington, IN 46750. As we continue on this journey together, we invite you to join Beacon Credit Union. Experience firsthand how we can help you reach your financial goals while making a positive impact in our community. Contact us today at 260-563-7443 or visit our website at beaconcu.org to learn more about how you can become part of something special!

Our Mission

At Beacon, our mission is simple yet profound: to provide financial services that enhance the lives of our members while supporting the community we serve. We believe that everyone deserves access to affordable banking solutions that can help them achieve their dreams. Whether it's through personal checking and savings accounts, auto loans, or mortgage refinancing options, we are here to guide you every step of the way. We understand that banking goes beyond transactions; it's about building relationships. Our dedicated team is passionate about helping you navigate your financial journey with confidence. We also prioritize community support through various outreach programs and partnerships aimed at uplifting those around us.

Branch Location & Accessibility

Call to Action

We invite you to come by Beacon Credit Union today! If you prefer to chat before visiting, feel free to give us a call at 260-563-7443. Let us show you how we can assist with all your banking needs while ensuring a welcoming atmosphere every time you visit.

Nearby Landmarks and Accessibility

You'll find us nestled near key landmarks that make us easy to locate. Just a short drive from popular spots like the Huntington County Historical Museum and the beautiful Parkview Huntington Hospital, our branch is ideally situated for residents and visitors alike. We offer ample parking right outside, making it simple for you to pop in and out. Our facilities are also ADA compliant, ensuring everyone can access our services comfortably.

Operating Hours and Services Offered

We know your time is valuable, which is why we've tailored our operating hours to fit your schedule. You can visit us Monday, Tuesday, Thursday, and Friday from 8:30 AM to 5:00 PM. On Wednesdays and Saturdays, we're here from 8:30 AM until noon. Whether you need personal banking assistance or have questions about our auto loans, mortgage options, or credit card rewards, our friendly staff is ready to help. Additionally, we provide convenient ATM access for quick withdrawals and balance checks anytime you need them. Plus, if you're looking for an even faster experience, take advantage of our drive-thru banking service for deposits and withdrawals without having to leave your car.

Member Eligibility

At Beacon, we believe that joining our community is a step towards better financial health and support. Becoming a member is open to anyone who lives, works, or worships in the local area, as well as their family members. This means if you're part of our vibrant community, you're already on your way to enjoying the many benefits we offer. We pride ourselves on providing personalized service and a range of financial products tailored just for you. Plus, our friendly team is always here to guide you through the membership process, making it simple and welcoming. If you're ready to take this exciting step, you can find more detailed eligibility information at . For any questions or assistance, don't hesitate to call us at (260) 563-7443. We're eager to help you get started on your journey with Beacon, located at 136 Northpoint Ave Huntington In 46750. Together, let's build a brighter financial future!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine being able to accept payments from your customers effortlessly this is where our merchant services come into play. By partnering with us, you gain access to tools that simplify payment processing, allowing you to focus on what truly matters: growing your business. Whether it's credit card transactions or mobile payments, we've got you covered. Located at 136 Northpoint Ave Huntington In 46750, Huntington, IN, our team is ready to help you explore how we can support your business ambitions. Contact us today at (260) 563-7443!

Tailored Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,753 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $721,878,625, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

If you're a business owner, Beacon offers specialized services such as merchant services and business loans tailored to support your growth and success. We know that running a business comes with its challenges, so we strive to provide resources that help simplify banking for you.

Convenient Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. You can easily manage your accounts from the comfort of your home or on-the-go with our user-friendly app. Need cash? Our ATM & cash withdrawal services ensure you have access whenever you need it.

Drive-Thru and ATM Services

For quick transactions, take advantage of our basic drive-thru banking services for deposits, withdrawals, and other simple transactions. Additionally, our ATM facilities allow for hassle-free access to your funds with balance checks and cash withdrawals. At Beacon, we're committed to ensuring that all your banking needs are met under one roof. Our friendly team is ready to assist you with any questions or concerns you may have about our offerings. If you're ready to take control of your financial future or simply want more information about how we can help you achieve your goals, don't hesitate to reach out! Call us at (260) 563-7443 or visit us today at 136 Northpoint Ave Huntington In 46750 in Huntington, IN. Your financial journey starts here!

Personal Banking

Managing your personal finances is made simple with our range of checking and savings accounts. We understand that everyone's financial journey is unique. For those considering purchasing a vehicle, our auto loans and vehicle financing options can help turn your dreams into reality without breaking the bank. If you're thinking about buying a home, our mortgage loans and refinancing services are here to assist you every step of the way. For those unexpected expenses or projects, our personal loans and debt consolidation options provide flexible solutions that can help ease your financial burden. Plus, don't forget to explore our credit cards with rewards a great way to earn benefits on everyday purchases!

Digital & Online Banking

Key Services

Our online banking platform, available at https://www.beaconcu.org/ , gives you 24/7 access to your accounts. You can check balances, make transfers, and even pay bills all without stepping foot in a branch. Plus, if you're looking to send money quickly, our person-to-person transfer feature makes it easy to share funds with friends and family instantly. For those who prefer using mobile devices, we offer a user-friendly mobile application that allows for quick access to all your banking needs. Whether you want to make mobile payments or simply check your statements, everything is just a tap away. And speaking of statements, we provide e-statements for easy tracking and environmental friendliness no more paper clutter!

Security and Ease of Use

Your security is our priority. While we do not currently support electronic signature authorization, our platform is equipped with robust security measures to keep your information safe. You can bank with confidence knowing that your data is protected. We also know that banking should be straightforward. That's why our services are designed with you in mind easy navigation and real-time account management mean that you can take control of your finances without any hassle. In summary, at Beacon, we are committed to making banking easier and more secure for all our members. Whether you're using our online services or mobile app, you'll find everything you need at your fingertips!

Financial Strength

Growing Member Base

We are proud to report that we have a total of 104,055 share accounts, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments amounting to $506,786, we ensure that your funds are managed wisely. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Beacon is your trusted partner. Visit us at 136 Northpoint Ave Huntington IN 46750 or call 260-563-7443 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our net income of $2,950,547 reflects our operational efficiency. This performance enables us to continue offering competitive loan rates and solid financial products tailored for our members' needs. Additionally, with 258 full-time employees and 16 part-time employees, our branches are always ready to serve you with a knowledgeable and committed team.

Reinvesting in Member Services

With $214,449,887 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $1,034,908,158 in total loans and leases including 2,689 used auto loans to help you achieve your dreams.

Secure Savings Opportunities

Members' savings are secured through $390,845,188 in share certificates and $88,671,134 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This focus is evident as we have no non-member deposits; instead, all our resources are dedicated to benefiting you through better loan rates and exclusive perks.

Strong Financial Health

With a net worth of $223,144,575, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1460 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

In addition to these products, we offer credit lines with a total of $405,000,000 available for those who need flexible borrowing options. If you're considering refinancing any existing debts or looking for eligibility options across our services, our team is ready to assist you in finding the right solution. Our commitment at Beacon extends beyond providing loans; we strive to ensure that each member feels supported throughout their financial journey. If you're interested in learning more about how our loans can work for you or want assistance with eligibility inquiries or refinancing options, don't hesitate to reach out! You can visit us at 136 Northpoint Ave, Huntington IN 46750 or give us a call at 260-563-7443. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let Beacon be your partner in achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $38,355,220 in used vehicle loans and $6,985,554 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, making it easier than ever for you to drive away in the car of your choice.

Commercial Loans

For business owners, our outstanding commercial loans totaling $721,878,625 provide the capital needed to grow and expand your business. Whether you're just starting out or looking to scale up operations, we are here to support you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $20,341,190, make buying or refinancing simple. We offer competitive rates and flexible terms to help you find the best fit for your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While currently we have $0 in unsecured credit card loans available, we aim to provide options that help our members manage their finances effectively without putting their assets at risk.

Loan Aggregator

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BEACON CREDIT UNION