Low Mortgage Rates & Top Checking Accounts | Beacon Seabrook TX Credit Union

Introduction

Welcome to Beacon, your trusted financial partner located at 2226 Repsdorph Rd, Seabrook, TX 77586. Established in 1949, we take pride in serving our community with a commitment to excellence and member satisfaction. Our mission is simple: to provide reliable banking services that empower our members to achieve their financial goals. At Beacon, we believe in transparency and community support. With a total membership of over 14,600 individuals, we are dedicated to fostering strong relationships with each of our members. Our current assets stand at an impressive $203,423,962, reflecting our solid financial foundation and ability to meet the needs of our members effectively. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 1704, La Porte, TX 77572. This ensures that we can respond quickly and efficiently to any inquiries you may have. With total deposits reaching $16,281,544 and net worth at $16,298,268, we are well-equipped to offer a variety of services including personal checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Whether you're looking for a new vehicle or planning your dream home purchase, we're here to assist you every step of the way. Under the leadership of CEO Jack McAdoo and Board President Eileen Hall, our team of dedicated professionals comprising 47 employees works tirelessly to ensure you receive top-notch service every time you visit or call us at 281-471-1782. At Beacon Credit Union, we understand the importance of convenience in today's busy world. That's why we offer online banking options along with ATM access and drive-thru services for quick transactions. We invite you to explore how we can help you manage your finances better. Join us at Beacon where your financial well-being is our priority. Visit us today or check out more about what we offer on our website here. We look forward to serving you!

Branch History & Mission

Join Us Today!

With operating hours from Monday to Friday from 9 AM to 5 PM (and extended hours for drive-thru service), we're here when you need us most. At Beacon, we invite you to become part of our family where your needs come first. Experience the difference of a credit union that truly cares about its members join us today! For more information on membership eligibility or how to open an account, visit our website or call us at 281-471-1782.

Our Evolution

From our inception, Beacon has focused on providing quality financial services that meet the needs of individuals and families in Seabrook and beyond. We've expanded our offerings significantly over the years. Initially centered around basic savings accounts, we now provide a diverse range of services including auto loans, mortgages, personal loans, and business banking solutions. With a commitment to innovation, we've embraced digital advancements such as online banking and mobile payments to make banking easier for our members. In addition to technological growth, we've also focused on ensuring accessibility for all. Our branch complies with ADA standards so everyone can comfortably access our facilities. We proudly offer both ATM services and drive-thru banking to enhance convenience for our members.

Our Mission

At Beacon, our mission goes beyond just financial transactions; it's about building lasting relationships within the community we serve. We are dedicated to providing outstanding financial products while also supporting local initiatives and partnerships that uplift Seabrook and its residents. Our goal is not only to help you achieve your financial dreams but also to contribute positively to the lives of those around us. Whether you're looking for checking accounts or seeking financing options for your next vehicle or home, we are here to assist you every step of the way. While members can visit us at 2226 Repsdorph Rd for personalized service, official correspondence should be sent to PO Box 1704, La Porte, TX 77572.

Branch Location & Accessibility

Welcome to the Beacon branch located at 2226 Repsdorph Rd in Seabrook, TX! Our branch is conveniently situated to serve you better, right near popular local spots that make it easy to stop by. Whether you're heading home from a day at the nearby parks or running errands in the area, we're here for all your banking needs. At Beacon, we understand how important accessibility is. That's why our branch features ADA-compliant facilities, ensuring that everyone can visit us comfortably. Parking is ample and easily accessible, making your visit even more convenient. If you need assistance, our friendly staff is always ready to help! Our lobby hours are designed with your busy schedule in mind. We're open Monday through Friday from 9 am to 5 pm, and for those who prefer drive-thru services, we're available Monday through Friday from 8 am to 6 pm and Saturday from 8:30 am to 12:30 pm. With an ATM on-site, you can also enjoy quick cash withdrawals and balance checks whenever you need them. While members can visit us at our Seabrook location, any official correspondence should be sent to our mailing address: PO Box 1704, La Porte, TX 77572. We invite you to come explore the many services we offer ranging from personal banking solutions like checking and savings accounts to auto loans and credit cards with rewards. Whether you're looking to manage your finances or secure a loan, we have something for everyone. Feel free to give us a call at 281-471-1782 if you have any questions or need assistance before your visit. We look forward to welcoming you at Beacon!

Member Eligibility

Joining the Beacon family is more than just opening an account; it's about becoming part of a supportive community that truly cares about your financial well-being. To become a member of Beacon, you'll need to meet some straightforward eligibility criteria. Generally, individuals who live, work, worship, or attend school in our local area are welcome to join us. This means if you're in the Seabrook area or have ties to our community, you're likely eligible! For detailed information on specific requirements, feel free to visit our eligibility page at this link. Once you know you qualify, getting started is simple! You can open an account by visiting us at our branch located at 2226 Repsdorph Rd, Seabrook, TX 77586, or by calling us at 281-471-1782 for any questions. We're here to make the process as smooth as possible for you. So why wait? Join us today and start enjoying all the benefits that come with being a Beacon member!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine processing payments seamlessly while ensuring your customers have a great experience. Our merchant services do just that! From point-of-sale systems to online payment options, we provide tools that fit your business needs. This means you can focus more on what matters growing your business while we take care of the financial transactions. Located conveniently at 2226 Repsdorph Rd Seabrook Tx 77586 in Seabrook, TX, our dedicated team is ready to support your journey. Contact us today at (281) 471-1782 to explore how we can assist you in reaching your business goals!

Tailored Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

We understand that running a business comes with its own set of challenges. That's why we provide specialized services like merchant services and business loans to help you thrive. Whether you're just starting out or looking to expand, we have the resources to support your journey.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking platforms. You can check balances, transfer funds, pay bills, and even deposit checks all from the comfort of your home or on-the-go using our mobile app. For cash needs, we have an ATM available at our branch as well as basic drive-thru banking services where you can perform simple transactions like deposits and withdrawals without leaving your car.

Personal Banking Solutions

Our personal banking services include checking and savings accounts tailored to fit your lifestyle. Imagine having an account that not only provides easy access to your funds but also helps you save for future goals. With our competitive interest rates and low fees, managing your money has never been easier. Need a vehicle? Our auto loans and vehicle financing options are straightforward and flexible, helping you get behind the wheel without breaking the bank. If you're dreaming of homeownership or looking to refinance, our mortgage loans and refinancing solutions are designed to guide you through every step of the process. For those times when life throws unexpected expenses your way, we offer personal loans and debt consolidation options that can ease financial stress. Plus, don't forget about our credit cards with rewards, which allow you to earn points on everyday purchases.

Visit Us Today!

Located at 2226 Repsdorph Rd, Seabrook, TX 77586, we're here to serve you during lobby hours from Monday through Friday from 9 AM to 5 PM and drive-thru hours from 8 AM to 6 PM on weekdays. On Saturdays, we're open for drive-thru service from 8:30 AM to 12:30 PM. If you have questions about any of our services or want personalized assistance, feel free to call us at 281-471-1782. We invite you to explore how Beacon can help you achieve your financial dreams because at Beacon, we're more than just a credit union; we're your partner in success!

Digital & Online Banking

Key Features

We also understand the importance of keeping your information safe. That's why we offer electronic signature authorization, making it easy for you to sign documents securely from the comfort of your home. Need to go paperless? Our e-statements are available for your convenience, allowing you to view your statements online without the clutter of physical mail. For those who prefer to bank on their mobile devices, our mobile application is a game changer. With just a few taps, you can make person-to-person transfers effortlessly or use our mobile payments feature for quick transactions at stores that accept digital wallets. Accessibility is key in today's banking experience, and we strive to make everything as straightforward as possible. With all these tools at your disposal, you can manage your finances confidently and efficiently. At Beacon, we're here to support your financial journey with innovative solutions that fit into your lifestyle. Explore all that we offer by visiting https://beaconfed.org/ today!

Financial Strength

A Growing Membership Base

Total Share Accounts: 26,068, showing a strong and growing member base that trusts us with their finances. Our community-focused approach fosters relationships built on trust and transparency. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Beacon is your trusted partner. Visit us at 2226 Repsdorph Rd Seabrook Tx 77586 or call 281-471-1782 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Commitment to Growth and Innovation

With $16,298,268 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to adapt and grow with your needs over time.

Operational Efficiency

Our operational efficiency is evident with a net income of $0, which reflects our focus on building long-term value for our members rather than short-term profits. We take pride in having 44 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Secure Savings Opportunities

Members' savings are secured through $34,386,564 in share certificates and $10,828,945 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. While we focus on enhancing your experience, it's also important to note that we currently have no non-member deposits this ensures that all resources are geared toward benefiting you directly.

Solid Financial Health

With a net worth of $16,298,268, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 810 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors. We have $33,940 in used auto loans and an impressive $106,262,753 in total loans and leases, enabling us to help you achieve your dreams whether it's buying a car or financing a new home.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $34,962,598 in used vehicle loans and $26,471,674 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we've got options that can fit your budget.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,203,906 in loans helping members manage their finances effectively. These cards come with various benefits, including rewards programs designed to enhance your spending experience while keeping costs manageable.

Credit Lines

For those who need extra flexibility, our credit lines totaling $11,000,000 are perfect for managing unexpected expenses or large purchases without taking out a traditional loan. This option provides quick access to funds when you need them most. If you're considering refinancing any existing loans or exploring eligibility options, our knowledgeable staff is here to assist you every step of the way. Feel free to reach out at (281) 471-1782 for personalized support or visit us at our branch located at 2226 Repsdorph Rd Seabrook Tx 77586 in Seabrook, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Beacon, we prioritize transparency and aim to help you make informed decisions about your financial future.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,578,545, make buying or refinancing simple. We provide clear guidance throughout the process, ensuring you understand all your options and helping you secure the best possible terms.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This sourcing ensures that the offers presented are fair and transparent, allowing users to make well-informed decisions without hidden surprises.

BEACON FEDERAL CREDIT UNION