Low Mortgage Rates & Top Auto Loans | Beacon La Porte TX Credit Union

Introduction

Welcome to Beacon, your trusted financial partner located at 2901 Sens Rd, La Porte, TX 77571. Established in 1949, we have proudly served our community for over seven decades, cultivating strong relationships with our 14,614 members. At Beacon, we are committed to providing you with personalized banking solutions tailored to fit your needs. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 1704, La Porte, TX 77572. With a robust total asset portfolio of $203,423,962 and total deposits reaching $16,281,544, we ensure your funds are secure and well-managed. Our net worth stands impressively at $16,298,268, reflecting our commitment to sound financial practices and member trust. We take pride in offering various services from checking and savings accounts to auto loans and mortgage financing ensuring we meet the diverse needs of our members. Under the leadership of CEO Jack McAdoo and Board President Eileen Hall, our dedicated team of 47 employees works diligently to provide exceptional service every day. Whether you're looking for personal banking options or business solutions like merchant services and loans, we're here to help you navigate your financial journey. We invite you to experience the Beacon difference! For more information or assistance, feel free to reach out at 281-471-1782 or visit us online at beaconfed.org. Join us as we continue to build a brighter financial future together!

Branch History & Mission

At Beacon, we take pride in our rich history and unwavering commitment to our members and community. Established in 1949, our branch has grown alongside La Porte, TX, adapting to meet the needs of our members while fostering a spirit of cooperation and support. With over 14,600 members today and total assets amounting to $203423962, we have become a trusted financial partner for families and businesses alike. Nestled at 2901 Sens Rd, La Porte, TX 77571, our branch is conveniently located near local landmarks that residents know well. This prime location allows us to serve not only our members but also the broader community effectively. For any official correspondence, please direct your mail to PO Box 1704, La Porte, TX 77572. Our mission goes beyond providing financial services; we aim to empower individuals and strengthen our community. We believe in offering personal banking solutions like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking services. But what truly sets us apart is our dedication to community outreach. We regularly engage in partnerships and initiatives aimed at enhancing the quality of life for everyone in La Porte. As a member-focused credit union, we strive to make banking accessible and convenient. Our operating hours are designed with you in mind: the lobby is open Monday through Friday from 9 AM to 5 PM and Saturday from 8:30 AM to 12:30 PM. For those on the go, we offer drive-thru banking and ATM services available throughout the week. In today's digital world, we've embraced technology to enhance your experience. With online banking capabilities, mobile payments, and electronic statements, managing your finances has never been easier or more secure. At Beacon, we invite you to join us on this journey of growth and support. Experience firsthand how we can help you achieve your financial goals while contributing positively to our beloved community. Whether you're looking for personal loans or simply want to save smarter, we're here for you every step of the way. Visit us today or call us at $2814711782 let's build a brighter financial future together!

Branch Location & Accessibility

Welcome to the Beacon branch, your friendly neighborhood credit union located at 2901 Sens Rd in La Porte, TX! We're conveniently situated near local landmarks, making it easy for you to stop by whenever you need us. Whether you're heading home from work or visiting a nearby shop, our location is designed with your convenience in mind. At our branch, we prioritize accessibility for everyone. You'll find ample parking available, including spots reserved for those who need extra assistance. Our facility complies with ADA standards, featuring ramps and wide entrances to ensure all members can navigate easily. We understand that life gets busy, which is why our operating hours are tailored to fit your schedule. Our lobby is open Monday through Friday from 9 AM to 5 PM and Saturday from 8:30 AM to 12:30 PM. If you prefer drive-thru banking, we're here for you even earlier on weekdays, opening at 8 AM! Need quick access to cash? Our ATM is available around the clock for your convenience. While you're visiting us at our branch address, please remember that any official correspondence should be sent to our mailing address at PO Box 1704, La Porte, TX 77572. As part of our commitment to serving you better, we offer a range of services tailored to meet your financial needs be it personal banking accounts, vehicle loans, or online banking options. Feel free to reach out to us at 281-471-1782 if you have any questions or need assistance. We look forward to welcoming you soon!

Member Eligibility

Becoming a member of Beacon feels like joining a welcoming community where your financial needs are truly valued. If you're looking to be part of something special, the good news is that eligibility is quite inclusive! You can become a member if you live, work, worship, or attend school in the area served by our credit union. This means that whether you're just starting out or have been around for a while, there's a place for you here. Our members enjoy not only competitive rates and personalized service but also access to a variety of financial products tailored to help you achieve your goals. Getting started is easy! Simply visit us at 2901 Sens Rd La Porte Tx 77571 or check out our eligibility details online at http://www.beaconfed.org/connect/join-now for the most current information. Have questions? Feel free to give us a call at (281) 471-1782. We're here to help guide you through the membership process and make it as smooth as possible. Don't miss out on the chance to be part of the Beacon family!

Business Banking & Commercial Services

Business Loans That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

Imagine being able to accept payments seamlessly while focusing on what you do best running your business. Our merchant services provide you with the tools needed to process transactions efficiently, whether you're in-store or online. This means more time for you to engage with customers and grow your revenue. Located conveniently at 2901 Sens Rd La Porte Tx 77571, La Porte, TX, we're here to help you navigate your business journey every step of the way. Connect with us today at (281) 471-1782 and discover how Beacon can be your trusted partner in success!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATM services are available for quick withdrawals and balance checks whenever you need them. With convenient locations and easy access, managing your money has never been simpler.

Auto Loans & Vehicle Financing

If you're considering buying a new car or refinancing an existing loan, our auto loans and vehicle financing options make it simple and affordable. We offer competitive rates and flexible terms, helping you drive away in the vehicle of your choice without breaking the bank.

Business Banking

For our business members, we offer specialized services such as merchant services and business loans. We understand that running a business comes with its own set of challenges, and we aim to provide solutions that foster growth and success.

Credit Cards with Rewards

Take advantage of our credit cards with rewards, designed to give back as you spend. Earn points on everyday purchases that can be redeemed for travel, merchandise, or cash back making your spending work harder for you.

Drive-Thru Banking

For those who prefer face-to-face interactions but are short on time, our drive-thru banking offers an efficient way to handle basic transactions like deposits and withdrawals without leaving your car. At Beacon, we're committed to making your banking experience as smooth as possible. If you're in La Porte, come visit us at 2901 Sens Rd La Porte Tx 77571, call us at (281) 471-1782, or explore more about our services online at our website. Join us today and discover how we can support you on your financial journey!

Mortgage Loans & Refinancing

Homeownership is a dream for many, and we are here to help make that dream a reality with our mortgage loans and refinancing options. Whether you're purchasing your first home or looking to refinance your current mortgage for better rates, our team is ready to assist you every step of the way.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we prioritize digital banking through our robust online and mobile banking platforms. Access your accounts anytime, anywhere; check balances, transfer funds, pay bills, and even deposit checks right from your phone.

Personal Banking

We understand that personal banking needs can vary greatly from one individual to another. That's why at Beacon, we offer various checking and savings accounts designed to suit different lifestyles. Whether you're saving for a big purchase or simply looking for a reliable account for everyday expenses, we've got you covered.

Personal Loans & Debt Consolidation

Need some extra cash for unexpected expenses or looking to simplify your finances? Our personal loans and debt consolidation services can provide the support you need. With straightforward terms and fast processing times, you can get back on track without the hassle.

Digital & Online Banking

Key Features of Our Digital Banking

Our online banking services are available 24/7, giving you real-time access to your financial information. Whether you want to check your balance, transfer funds, or pay bills, everything is just a click away. Plus, with our electronic signature authorization, you can securely complete transactions without needing to visit a branch. We also provide e-statements for easy account management. No more waiting for paper statements in the mail! You can view and download your statements directly from our secure portal whenever you need them. For those who prefer banking on the go, our mobile application makes it simple to manage your accounts right from your smartphone. Want to make quick payments? Our mobile payments feature allows you to send money quickly and easily. And if you need to split a bill with friends, our person-to-person transfer option has you covered.

Security and Accessibility

Your security is our top priority. We use advanced encryption technology to protect your personal information while you're banking online. This means you can feel safe while accessing your accounts or making transactions. With all these features combined, managing your finances has never been easier or more secure. At Beacon, we are committed to providing accessible and user-friendly digital banking solutions that meet your needs. Explore all that we have to offer today!

Financial Strength

Commitment to Growth

Our commitment to growth is evident through our $16,298,268 in undivided earnings. This amount allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $1,697 in used auto loans and $106,262,753 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member Trust

The trust of our growing member base is shown by our 26,068 total share accounts. This number reflects the confidence you place in us as your financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Beacon is your trusted partner. Visit us at 2901 Sens Rd La Porte Tx 77571 or call (281) 471-1782 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 44 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Your savings are secure with us. We hold $34,386,564 in share certificates and $10,828,945 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $16,298,268, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $810 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $34,962,598 in used vehicle loans and $26,471,674 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, our team is here to guide you through the process.

Credit Lines

For those looking for more flexibility, our credit lines totaling $11,000,000 provide you with access to funds when you need them most. This option is perfect for managing cash flow or taking care of unforeseen expenses without the stress.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,578,545, make buying or refinancing simple. We believe that everyone deserves a chance at owning their dream home, and our dedicated staff is ready to assist you every step of the way.

Refinancing Options

If you're already carrying loans elsewhere, don't forget about our refinancing options! We can help lower your monthly payments or reduce your interest rate, making it easier for you to manage your finances. To learn more about how we can help you secure the loan that best suits your needs, please contact us at (281) 471-1782 or visit us at 2901 Sens Rd La Porte Tx 77571 in La Porte, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Beacon, we're dedicated to providing personalized service and sound financial solutions tailored just for you. Let's work together to make your financial dreams a reality!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,203,906 in loans helping members manage their finances effectively. Whether you need to cover unexpected expenses or want to consolidate debt, our credit cards come with beneficial rewards and manageable payment plans.

Loan Aggregator

Building Trust Through User Experiences

Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This positive feedback reflects our dedication to helping borrowers find the best possible rates without the hassle. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers tailored to their needs. LendMesh takes pride in delivering: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions.

BEACON FEDERAL CREDIT UNION