Bcm Credit Union Houston TX | Affordable Auto Loans & ATM Services

Introduction

Welcome to Bcm, your trusted financial partner located at 1 Baylor Plz Ste 59E, Houston, TX 77030. Since our establishment in 1959, we have dedicated ourselves to serving our members with integrity and reliability. With a thriving community of 4,822 members, we pride ourselves on being more than just a credit union; we are a family that supports each other through every financial journey. At Bcm, we understand that our members' needs are diverse. That's why we offer a range of services including personal banking options such as checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. Our commitment extends beyond individual services; we strive to empower our members by providing access to business banking solutions as well. With total assets of $44,576,135 and total deposits of $3,154,155, Bcm stands strong in the community. Our net worth is an impressive $4,843,961, demonstrating our stability and commitment to your financial well-being. We ensure that your funds are secure while also giving you access to competitive loans having issued 3,121 loans and leases to date. Led by our CEO April Comeaux and Board President Danette Bagley Thierry, our team of 7 dedicated employees is here to assist you during our lobby hours from 8:30 AM to 4:30 PM, Monday through Friday. Whether you need guidance on loan applications or advice on managing your finances, we're ready to help. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: 1 Baylor Plz Ste 59E, Mail Stop BCM 140, Houston, TX 77030-3411. Join us today! Explore more about what we offer at Bcm's website or call us at 713-798-4820. Together, let's build a brighter financial future!

Branch History & Mission

Join Us

As we look toward the future, Bcm remains dedicated to adapting and growing alongside our members' needs. We invite you to join us on this journey of financial empowerment and community support. Visit us during our operating hours from Monday through Friday from 8:30 AM to 4:30 PM, or reach out at 713-798-4820 for any inquiries. Experience the difference that comes from being part of a credit union that truly cares about its members. Together, let's build a brighter future!

Our Mission

At Bcm, our mission is clear: to enhance the financial well-being of our members while contributing positively to our community. We believe that everyone deserves access to quality financial services without barriers. This philosophy drives us to innovate continuously and adopt user-friendly technologies that enhance member experiences. While we currently do not offer drive-thru banking or ATM services at this location, we provide robust online and mobile banking options for your convenience. For official correspondence, please send mail to 1 Baylor Plz Ste 59E, Mail Stop BCM 140, Houston, TX 77030-3411.

Our Story

From the start, Bcm has focused on providing valuable financial services that empower our members. Over the years, we've expanded our offerings to include personal banking solutions like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our commitment to excellence and community support is reflected in every service we provide. We pride ourselves on being more than just a credit union; we are a cornerstone of the Houston community. Through various outreach programs and partnerships with local organizations, we strive to uplift those around us. This mission extends beyond banking it's about creating lasting relationships built on trust and mutual respect.

Branch Location & Accessibility

Welcome to BCM at 1 Baylor Plz Ste 59E in Houston, TX! Nestled in the heart of Harris County, our branch is conveniently located near the Texas Medical Center, making it easily accessible for both locals and visitors alike. Whether you're coming from a busy day at work or a visit to one of the nearby hospitals, we are here to help you with your banking needs. At BCM, we prioritize accessibility for all our members. Our location features ADA-compliant facilities, including ramps and designated parking spots to ensure that everyone can easily access our services. While you're here, enjoy hassle-free parking right outside our branch, so you can focus on what matters most your finances. We know your time is valuable. That's why we keep our doors open Monday through Friday from 8:30 AM to 4:30 PM. Feel free to drop by during these hours; our friendly staff is ready to assist you with personal banking services like checking and savings accounts, auto loans, mortgage options, and much more. For those who prefer convenience from home, BCM offers online and mobile banking options that make managing your finances simple and straightforward. While we don't have an ATM or drive-thru service available at this location, our team is always on hand to help with any transactions or inquiries you may have. If you need to send us official correspondence, please note that while you can visit us at 1 Baylor Plz Ste 59E, official mail should be directed to the same address but include Mail Stop BCM 140 for proper handling. Have questions? Don't hesitate to give us a call at 713-798-4820. We look forward to welcoming you into our branch soon!

Member Eligibility

At Bcm, we believe in creating a welcoming community where everyone can thrive. Becoming a member is simple and open to those who share our values. If you live, work, or worship in our service area, or if you have family members who are already part of our credit union, you are likely eligible to join us! We offer fantastic benefits such as competitive rates on loans and savings accounts, personalized service, and access to a range of financial products designed to meet your needs. To get started on your membership journey, visit us at our branch located at 1 Baylor Plz Ste 59E Houston Tx 77030, or give us a call at (713) 798-4820. You can find more detailed eligibility criteria by checking out this link. Joining Bcm is not just about banking; it's about becoming part of a supportive family that truly cares about your financial well-being.

Business Banking & Commercial Services

Financing Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

Imagine running your business with the peace of mind that comes from knowing you have reliable payment processing solutions at your fingertips. Our merchant services help streamline transactions, making it easy for you to accept payments from customers. This means quicker sales and happier clients, allowing you to focus on what matters most growing your business. If you're ready to explore how our business banking services can support your goals, visit us at 1 Baylor Plz Ste 59E Houston Tx 77030 in Houston, TX or call us at (713) 798-4820. We're here to help!

Comprehensive List Of Services

Consolidating Debt with Ease

Managing multiple debts can be stressful. That's why we offer Personal Loans & Debt Consolidation solutions that allow you to simplify your payments into one manageable monthly bill. Our friendly staff is here to help you find the right option that fits your budget and financial situation.

Digital Banking Convenience

In today's fast-paced world, convenience is key. At Bcm, we prioritize digital banking features such as online banking and mobile access. Whether it's accessing cash withdrawal services or managing transactions from the comfort of your home, we've got you covered. We invite you to explore all these services and more at Bcm. If you have any questions or need assistance, don't hesitate to call us at (713) 798-4820 during our operating hours from Monday through Friday between 8:30 AM and 4:30 PM. Let us help you navigate your financial journey today!

Financing Your Dreams

If you're looking to purchase a vehicle, our Auto Loans & Vehicle Financing options make it simple and affordable. Whether it's a new car or a used one, we provide competitive rates that help you drive away with confidence. Plus, if you're thinking about owning a home, our Mortgage Loans & Refinancing services are designed to guide you through every step of the home-buying process.

Personal Banking Made Easy

We understand that managing your finances can be overwhelming. That's why we offer Personal Banking services that include checking and savings accounts tailored to fit your lifestyle. Imagine having easy access to your funds through online banking and mobile banking apps. With just a few taps on your smartphone, you can check your balance, transfer money, or pay bills without ever stepping foot in the branch.

Rewards with Every Purchase

Don't forget about our Credit Cards with Rewards! You can earn points on every purchase you make, which can be redeemed for travel, merchandise, or even cash back. It's like getting rewarded for spending wisely!

Support for Local Businesses

For entrepreneurs out there, we haven't forgotten about you! Our Business Banking services include merchant services and business loans tailored specifically for small businesses. We want to see your business thrive in our community.

Digital & Online Banking

Accessible Online Banking

With our 24/7 online banking services, you can check balances, transfer funds, and pay bills whenever it suits you. This means no more rushing to the bank before closing time or waiting in long lines. Our user-friendly interface makes it simple for everyone to navigate their accounts effortlessly.

Mobile Banking at Your Fingertips

For those who prefer mobile banking, our mobile application is here to help you manage your finances anywhere you go. Although we don't support mobile payments yet, our app offers essential functions that make banking simple and straightforward. Keep track of your accounts and perform transactions on the move convenience has never been this accessible! At Bcm, we are committed to providing modern solutions that meet your needs while ensuring safety and ease of use. Join us today and take advantage of all the digital tools we have to offer!

Real-Time Account Management

Stay updated with real-time account management features. You can easily track your spending, monitor transactions, and manage your finances right from your computer or smartphone. Plus, with our e-statements available at your fingertips, you can say goodbye to paper clutter and access your financial records securely online.

Secure Transactions Made Easy

We prioritize your security while providing an enjoyable banking experience. While electronic signature authorization is not currently available, we ensure that every transaction is protected with advanced security measures. You can also enjoy person-to-person transfers, making it easy to send money to friends or family without any hassle.

Financial Strength

At Bcm, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength is robust, ensuring that your money is in safe hands. With a net worth of $4,843,961, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,079 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $5,573,475 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to excellence extends to our operations as well. With $3,017,722 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. In terms of lending capacity, we have $244 in used auto loans and $21,937,854 in total loans and leases available to support your financial goals. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7 full-time employees ready to serve you with a knowledgeable and committed team. With all these elements combined strong net worth, solid earnings, and dedicated staff our branch is built on trust and reliability. Total Share Accounts stand at 6,418, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Bcm is your trusted partner. Visit us at 1 Baylor Plz Ste 59E Houston Tx 77030 or call (713) 798-4820 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,313,176 in used vehicle loans and $5,595,853 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that fit your budget and lifestyle.

Credit Lines

For those who need extra flexibility, our credit lines totaling $1,000,000 are available to help you cover unexpected expenses or fund special projects. This option allows you to borrow only what you need while providing peace of mind for future financial planning. If you're considering refinancing any existing loans or exploring eligibility options for our products, our team at Bcm is here to assist you. We will guide you through the process and help you find the best solution tailored to your situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're looking for an auto loan, mortgage, or unsecured credit card option, reach out to us at (713) 798-4820 during our operating hours from Monday thru Friday, 8:30 am to 4:30 pm. Let us help you make your financial dreams a reality!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $844,460, make buying or refinancing simple. We provide competitive rates and flexible terms to ensure that your journey to owning a home is smooth and affordable.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $1,426,341 in loans helping members manage their finances effectively, our credit cards come with various rewards and low-interest rates, making them a smart choice for your purchasing needs.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Each listing reflects current market conditions, allowing you to see exactly what lenders are offering at any given moment.

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