Bcm Credit Union Houston TX | Best Auto Loans & Business Banking

Introduction

Welcome to BCM, your trusted financial partner located at 4003 Bellaire Blvd, Houston, TX 77025. Since our establishment in 1959, we have been dedicated to serving our community with a personal touch. With a strong membership of over 4,800 individuals, we pride ourselves on offering reliable financial services tailored to meet the unique needs of our members. At BCM, we understand that your financial goals are essential. That's why we manage total assets of $44,576,135, ensuring that your money is safe and growing. Our commitment extends beyond numbers; it's about building relationships and supporting you every step of the way. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans, mortgages, or credit cards with rewards, we are here to help. While members can visit us at 4003 Bellaire Blvd, official correspondence should be sent to the same address for your convenience. Our friendly team, led by CEO April Comeaux and Board President Danette Bagley Thierry, is ready to assist you from Monday through Friday from 9:00 AM to 6:00 PM and on Saturday from 9:00 AM to 12:00 PM. With total deposits reaching $3,154,155 and a solid net worth of $4,843,961, you can trust that we have the resources necessary to support your financial journey. We also maintain a healthy cash reserve of $833,405, ensuring we're prepared for any situation. Take the first step towards achieving your financial dreams! Visit our website at BCM or give us a call at 713-667-1254 today. Together, let's build a brighter financial future for you and our community!

Branch History & Mission

Join Us!

We invite you to experience the difference at Bcm. Become part of a family-oriented credit union where your financial well-being is our priority. With convenient ATM access and dedicated staff ready to assist you, we look forward to helping you achieve your financial goals. Contact us today at 713-667-1254 or visit our website for more information on how you can join our growing membership!

Our Evolution

From humble beginnings, Bcm has evolved into a robust credit union with total assets of $44,576,135. We have always aimed to serve our members with personalized banking solutions tailored to their lives. As we've grown, so too have our offerings. We provide various services ranging from personal banking and auto loans to mortgage loans and business banking. Our commitment to accessibility is reflected in our operating hours Monday through Friday from 9:00 AM to 6:00 PM and Saturdays from 9:00 AM to 12:00 PM ensuring that we are available when you need us. While members can visit us at 4003 Bellaire Blvd, official correspondence should be sent to 4003 Bellaire Blvd, Suite A, Houston, TX 77025 if needed. For those who prefer digital banking, we offer online banking services that allow you to manage your finances conveniently.

Our Mission

Our mission goes beyond just providing financial services; it is about making a positive impact in the community of Houston and fostering long-term relationships with our members. At Bcm, we believe in empowering individuals and families by offering affordable financial products designed for every stage of life. Whether you're looking for an auto loan or planning for retirement, we are here to guide you every step of the way. We also focus on giving back to the community through various outreach efforts and partnerships that support local initiatives. By investing in our neighborhood, we strengthen the ties that bind us together as a community-focused credit union.

Branch Location & Accessibility

Convenient Access and Features

Finding us is a breeze! We offer ample parking right outside our entrance, ensuring that your visit is hassle-free. The branch is designed with accessibility in mind, featuring ramps and other ADA-compliant facilities, so everyone can feel welcome. We are open Monday through Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. Whether you need help with personal banking or have questions about loans and credit cards, our friendly team is here to assist you during these hours.

Get in Touch!

Have questions? Don't hesitate to call us at 713-667-1254. We're excited to help you achieve your financial goals! Come see us today at Bcm Bellaire Office where our community comes first!

Services You Can Count On

At Bcm, we provide a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we've got you covered. Plus, our ATM is available for quick cash withdrawals and balance checks whenever you need it. While we don't have drive-thru service, our dedicated staff is ready to serve you inside the branch. If you need to send any official correspondence, please note that while you can visit us at 4003 Bellaire Blvd, official mail should be directed to the same address for consistency.

Member Eligibility

At Bcm, becoming a member means joining a welcoming community that prioritizes your financial well-being. If you live, work, worship, or attend school in the Houston area, you're already on your way to enjoying the benefits of membership! We believe everyone deserves access to affordable financial services, so our eligibility requirements are straightforward and inclusive. You can find more detailed information about eligibility criteria by visiting this link. Opening an account with us is just as easy. Whether you're interested in personal banking options like checking and savings accounts or seeking loans for vehicles or homes, our friendly team is here to help you every step of the way. Feel free to reach out at (713) 667-1254 if you have any questions or need assistance. We're excited to welcome you to Bcm, located at 4003 Bellaire Blvd Houston Tx 77025!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify payment processing for your business. Imagine being able to accept payments quickly and securely, whether it's through card transactions at your store or online sales. This convenience not only enhances customer satisfaction but also boosts your revenue potential. Located at 4003 Bellaire Blvd Houston Tx 77025, Houston, TX, we're here to help you navigate your business banking needs every step of the way. For more information or to speak with one of our dedicated team members, call us at (713) 667-1254. Let's take your business to new heights together!

Comprehensive List Of Services

Accessing Your Funds

Need cash on the go? Our ATM and cash withdrawal services are available for quick access to your money whenever you need it. Enjoy basic ATM access for withdrawals and balance checks without any hassle. At Bcm, we take pride in serving our community with personalized service and accessible financial solutions. If you're ready to explore how we can assist you in achieving your financial goals, give us a call at (713) 667-1254 or visit us today! We look forward to welcoming you into our family of satisfied members.

Business Banking Services

For local business owners, we haven't forgotten about you! Our business banking services, including merchant services and business loans, are designed to support your growth. We know running a business is hard work, so we strive to provide solutions that simplify financial management.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer comprehensive online and mobile banking services. You can easily check balances, transfer funds, and pay bills from anywhere using our user-friendly platform. With features like person-to-person payments and e-statements, managing your finances has never been easier.

Flexible Loan Options

Sometimes life throws unexpected challenges your way. That's where our personal loans and debt consolidation options come into play. We provide resources that can help alleviate financial stress by consolidating debts into manageable payments.

Home Financing Made Easy

Thinking about buying a home? Our mortgage loans and refinancing services are tailored to assist you in securing the best possible rates. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our knowledgeable staff will guide you through the process.

Personal Banking Solutions

We understand that managing your finances can be overwhelming. That's why we offer personal banking services that make it easier for you to save and grow your money. Our checking and savings accounts come with flexible options to suit your lifestyle. Imagine having easy access to your funds while enjoying competitive interest rates this is what we aim to provide. If you're planning on purchasing a vehicle, our auto loans and vehicle financing options can help you hit the road without breaking the bank. We work with you to find a loan that fits your budget, making the process as smooth as possible.

Rewarding Credit Cards

For those who love to earn while they spend, our credit cards with rewards offer great benefits. Picture earning points on every purchase that can be redeemed for travel, merchandise, or cash back making each swipe count!

Digital & Online Banking

Key Features

Our online banking platform allows you to enjoy convenient features like electronic statements. Say goodbye to paper clutter! With e-statements available, you can view your monthly statements electronically, making it easier to track your spending and manage your budget efficiently. Additionally, our person-to-person transfer feature lets you send money to friends and family quickly, without any hassle. For those who prefer managing their accounts from their mobile devices, our mobile application is here to help. You can download the app and access all your banking needs right at your fingertips. Although mobile payments aren't currently available, our app ensures that you have easy access to all essential banking functions.

Security and Accessibility

Your security is our priority. While we don't offer electronic signature authorization yet, we take every precaution to keep your information safe as you navigate our online services. You can trust that your data is protected while enjoying the ease of real-time account management. With Bcm, banking has never been more accessible or user-friendly. Our digital tools are designed with you in mind, ensuring that no matter where life takes you, your finances are always within reach. Join us today at https://www.bcmfcu.com/ and experience the convenience of modern banking!

Financial Strength

At Bcm, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position, which reflects our commitment to serving you well. With a net worth of $4,843,961, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,079 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $5,573,475 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $3,017,722 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $244 in used auto loans and a total of $21,937,854 in loans and leases across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7 full-time employees ready to assist you. Total Share Accounts stand at 6,418, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Bcm is your trusted partner. Visit us at 4003 Bellaire Blvd Houston Tx 77025 or call (713) 667-1254 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,313,176 in used vehicle loans and $5,595,853 in new vehicle loans already helping members get on the road. Whether you need financing for a brand-new vehicle or a reliable used car, we have flexible terms to fit your budget.

Credit Lines and Unsecured Loans

We also understand that sometimes you need quick access to cash. Our total credit lines amounting to $1,000,000 give you the flexibility to manage expenses as they arise. Additionally, we offer flexible terms on unsecured credit card loans, with a total of $1,426,341 in loans helping members manage their finances effectively. Our dedicated team is here to assist you through every step of the borrowing process, from application to approval. If you're considering refinancing your existing loans or want more information on eligibility options, feel free to reach out. We're committed to finding solutions that work for you. You can contact us at (713) 667-1254, visit us at 4003 Bellaire Blvd Houston Tx 77025, or explore our website at https://www.bcmfcu.com/ for more information about our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Join us at Bcm, where your financial journey begins!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $844,460, make buying or refinancing simple. We provide competitive rates and personalized service to guide you through the mortgage process smoothly.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers are fair and transparent. Each listed loan product is backed by legitimate financial institutions, allowing users to trust that they are viewing accurate and competitive rates.

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