Bcbst Employees Credit Union Chattanooga TN | Affordable Auto Loans & Top Checking Accounts

Introduction

Welcome to Bcbst Employees, your trusted partner in financial wellness right here in Chattanooga, TN. Located at 1 Cameron Hill Cir, we have proudly served our members since 1971. As a vital part of the community, we focus on providing personalized banking services that cater to your unique needs. With a total membership of 1,946, we strive to create meaningful relationships while ensuring your financial goals are met. At Bcbst Employees, we boast total assets of $10,913,644 and have facilitated an impressive 545 loans and leases to help our members achieve their dreams. Our commitment to you is reflected in our strong net worth of $2,030,589 and total deposits amounting to $1,351,536. We believe that every member deserves access to reliable financial resources, which is why we offer services like checking and savings accounts, auto loans, mortgage loans, and personal loans all designed with your success in mind. Our leadership team is dedicated to fostering a supportive environment for both our members and employees. Under the guidance of CEO Channon Hamilton and Board President Patrick Sullivan, we work hard to ensure that our credit union remains a pillar of strength in the community. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 1 Cameron Hill Cir, Chattanooga, TN 37402. Feel free to reach out via phone at 423-535-6103 or explore our services online at bcbstecu.com. Join us today and experience the difference a dedicated credit union can make in your life!

Branch History & Mission

Community Engagement

Our commitment extends beyond traditional banking. We actively engage with our community through outreach initiatives and partnerships that uplift those around us. By supporting local events and organizations, we aim to strengthen the ties within our neighborhoods and contribute positively to the lives of residents. As technology advances, so do we. Our branch embraces digital solutions like online banking and mobile applications designed for your convenience while ensuring ADA compliance for all our facilities.

Join Us Today!

With total assets exceeding $10 million and a dedicated team of employees focused on your success, we invite you to experience the Bcbst Employees difference. Discover how becoming a member can open doors to better financial opportunities and community involvement. Join us today by visiting our website or calling us at 423-535-6103. Together, let's build a brighter financial future!

Our Mission

At Bcbst Employees, our mission is not just about numbers it's about people. We are committed to providing exceptional personal banking services that empower our members to achieve their financial goals. Our offerings include checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. We believe in fostering a community where everyone can thrive financially. We strive to make banking as straightforward as possible. Our operating hours are from 8:30 AM to 4:30 PM on weekdays, ensuring that we are available when you need us most. In addition, we offer ATM services for convenient cash access anytime. While our mailing address is also 1 Cameron Hill Cir, Chattanooga, TN 37402, we encourage you to visit us in person for personalized service and support.

Branch Location & Accessibility

Contact Us

Have questions? Feel free to give us a call at (423) 535-6103. We're excited to welcome you to our branch and help you achieve your financial goals. Stop by today and discover how we can support you on your financial journey!

Easy Access and Parking

Finding us is simple! We have ample parking available, making it easy for you to stop by anytime during our lobby hours. We are open Monday through Friday from 8:30 AM to 4:30 PM, ready to assist you with all your banking needs. Our branch is fully accessible, with ADA-compliant features ensuring that everyone can comfortably visit us.

Services Offered

At Bcbst Employees, we take pride in providing a range of financial services tailored to meet your needs. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans, mortgage loans, or credit cards with rewards, our friendly staff is here to help. Plus, we offer convenient ATM services for quick withdrawals and balance checks. While members can visit us at 1 Cameron Hill Cir Chattanooga Tn 37402, official correspondence should be sent to our mailing address at 1 Cameron Hill Cir, Chattanooga, TN 37402 if it differs from our branch location.

Member Eligibility

At Bcbst Employees, we believe that everyone deserves a place in our community. Becoming a member is simple and welcoming! To qualify, you just need to be an employee of BlueCross BlueShield of Tennessee or a family member of one. This means that if you work with us or have a loved one who does, you're already on your way to enjoying all the benefits we offer, like personalized banking services, competitive loan rates, and financial education tailored just for you. To learn more about our membership requirements, feel free to visit our detailed eligibility page at http://www.bcbstecu.com/membership . Once you're ready to join us, opening an account is just as easy! You can reach out to us at (423) 535-6103 for any questions or guidance on how to get started. We're located at 1 Cameron Hill Cir Chattanooga Tn 37402, and we can't wait to welcome you into the Bcbst Employees family!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer practical merchant services that simplify daily operations for businesses. Imagine having the ability to accept payments seamlessly, manage transactions online, and access funds quickly these services allow you to focus on what you do best: running your business. Our team at Bcbst Employees is dedicated to providing personalized support so you can thrive. If you're ready to explore how our business banking solutions can help your venture succeed, visit us at 1 Cameron Hill Cir Chattanooga Tn 37402 in Chattanooga, TN or give us a call at (423) 535-6103. Let's work together to fuel your business dreams!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have $0 in member commercial loans and $0 in non-member commercial loans, we are eager to help you navigate your financing options. Our loans are designed with your needs in mind, offering flexible terms that align with your business goals. We believe that every dollar invested in local businesses contributes to the overall economic vitality of our community.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash? We've got you covered with accessible ATM services right here at our branch as well as through a network of ATMs nationwide. Whether it's for everyday purchases or special occasions, getting cash has never been easier. At Bcbst Employees, we're here for all your financial needs big or small. If you're ready to explore how these services can benefit you, don't hesitate to reach out! Call us at (423) 535-6103 or visit us in person at 1 Cameron Hill Cir Chattanooga Tn 37402 in Chattanooga, TN today!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options make it easier than ever. We understand that buying a vehicle is a significant investment, and we're here to help you navigate the process smoothly. With competitive rates and flexible terms, you can drive away in your dream car without breaking the bank.

Business Banking

For our business members, we offer comprehensive banking services including merchant services and business loans. We understand that running a business comes with its own set of challenges. That's why we're committed to supporting local entrepreneurs and businesses by offering tailored solutions that help them thrive.

Credit Cards with Rewards

Our credit cards come equipped with rewards that allow you to earn points on everyday purchases. Imagine earning cash back or travel rewards just by using your card for routine expenses! It's one more way we strive to enhance your financial experience while providing added benefits.

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans tailored to fit various budgets. Whether you're buying your first home or looking to refinance an existing mortgage, we offer guidance every step of the way. Picture settling into your new space with confidence, knowing that you've secured a favorable rate through Bcbst Employees.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features at Bcbst Employees. With our online and mobile banking services, you can check balances, transfer funds, and pay bills anytime, anywhere all from the comfort of your home or on-the-go.

Personal Banking

Whether you're looking to open a checking or savings account, we have personal banking solutions that cater to individuals and families alike. Our accounts are designed for ease of use, making it simple for you to manage your finances. Imagine being able to easily set aside funds for future goals or manage daily expenses with just a few clicks through our online and mobile banking platforms.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or want to consolidate debt, our personal loans provide the financial flexibility you need. Life can throw curveballs, and having access to funds can make all the difference. Our loan options are designed with you in mind, allowing you to tackle those challenges head-on.

Digital & Online Banking

Key Features

You'll appreciate the availability of e-statements at Bcbst Employees, which lets you go paperless while keeping track of your transactions effortlessly. No more waiting for paper statements in the mail just log in to your account and view them anytime. Plus, our mobile application makes it even easier to stay connected with your finances right from your smartphone. While we currently do not offer mobile payments or person-to-person transfers, our platform is user-friendly and designed with security in mind. You can rest assured that your information is protected when you use our online services. Though we don't support electronic signature authorization at this time, our commitment to providing a safe banking environment remains strong. We are constantly working to enhance our services based on member feedback. In summary, digital banking at Bcbst Employees is about accessibility and real-time account management that fits into your life seamlessly. Start exploring what we offer today by visiting https://www.bcbstecu.com/ !

Financial Strength

A Growing Community

We currently serve 3,165 members who trust us with their finances. This growing community is a testament to our commitment to providing exceptional service tailored to meet your needs.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Bcbst Employees is your trusted partner. Visit us at 1 Cameron Hill Cir Chattanooga Tn 37402 or call (423) 535-6103 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are secure with us. We have $384,800 in share certificates, which provides you with stable and rewarding financial growth opportunities. While we prioritize our members, it's important to note that we also manage $0 in non-member deposits. This approach allows us to focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $81,543 showcases our operational efficiency, enabling us to keep offering competitive loan rates and solid financial products for our members. In addition, we are proud to have 3 full-time employees and 0 part-time employees who are dedicated to serving you with knowledge and care.

Our Financial Health

With a net worth of $2,030,589, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,861 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Lending Capacity

We understand the importance of supporting our members' financial goals. That's why we have $37 in used auto loans and $3,151,381 in total loans and leases available for your needs. Our lending capacity reflects our commitment to helping you achieve your dreams whether it's purchasing a new vehicle or consolidating debt.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $470,891 in used vehicle loans and $1,658,874 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make it easier for you to drive away in your dream vehicle.

Credit Lines

If you're looking for extra flexibility in your finances, our credit lines amounting to $800,000 can be an excellent choice. They give you access to funds when you need them without the hassle of applying for a new loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. We work with you to find the best mortgage solution that fits your budget and lifestyle.

Refinancing Options

If you're interested in refinancing any existing loans, we have options available that could lower your monthly payments or reduce the interest rates. Please ask us about eligibility during your visit or give us a call at (423) 535-6103. For more information on our loan offerings, please visit our website at https://www.bcbstecu.com/ or stop by our branch located at 1 Cameron Hill Cir Chattanooga Tn 37402 in Chattanooga, TN. We're here to help you navigate your financial journey! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. Our credit cards come with various features to suit your spending habits while providing you with the support you need.

Loan Aggregator

Benefits of Using LendMesh

Using LendMesh comes with several significant benefits: - Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in your decision-making process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results so you can trust what you see. - Real-Time Rate Comparisons: You'll find up-to-date loan rates from multiple institutions, which helps you make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback illustrates how effective and beneficial the platform can be for individuals seeking the best loan options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

LendMesh guarantees accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means every loan offer you see is fair and transparent. By working exclusively with verified financial institutions, LendMesh ensures that you are comparing legitimate offers.

BCBST EMPLOYEES CREDIT UNION - Chattanooga, TN