Welcome to bayou, a cornerstone of financial empowerment in the heart of Baton Rouge, LA since our establishment in 1954. Under the leadership of CEO Rhonda Linzy and Board President George Munn, we are dedicated to serving our community with integrity and respect, ensuring that each member feels valued and supported. Our mission is to provide exceptional financial services while fostering a strong sense of community, particularly for military members and their families.

At bayou, we prioritize trust and accessibility, offering modern banking tools designed to simplify your financial experience. With features like online banking, a convenient mobile app, person-to-person transfers, e-statements, mobile payments, and electronic signature authorization, managing your finances has never been easier. We take pride in being federally insured by the NCUA since 1/4/1971 0:00, ensuring your deposits are safe and secure. To learn more about our services or to get started on your financial journey, visit us at https://www.bayoufcu.org/ or reach out via fax at (225) 924-1025. Your financial well-being is our top priority, and we look forward to serving you.

At Bayou Federal Credit Union, we pride ourselves on providing a comprehensive suite of financial services designed to meet the diverse needs of our members. From personal banking options like checking and savings accounts to specialized services such as auto loans and vehicle financing, we strive to support our members at every stage of their financial journey. Our commitment extends beyond traditional banking; we offer innovative solutions that include mortgage loans, personal loans for debt consolidation, and rewards credit cards that enhance your purchasing power. For small business owners, our business banking services, including merchant services and business loans, empower you to grow and thrive in a competitive marketplace.

Understanding the importance of convenience in today's fast-paced world, we offer robust digital access through our online banking platform and mobile application. With features such as person-to-person transfers and mobile payments, managing your finances has never been easier. Whether you want to check your balances or deposit checks on-the-go, our tools are designed to simplify your banking experience. E-statements provide a secure way to keep track of your account activity while maintaining an eco-friendly approach. Additionally, while e-signatures are not available, you can always reach out for personalized support via fax at (225) 924-1025 if you have any questions or need assistance.

Membership at Bayou Federal Credit Union is accessible with simple eligibility requirements outlined at , ensuring that everyone can benefit from our offerings. We also encourage members to explore loan options and compare rates conveniently through https://www.lendmesh.com/loans/vehicle_loans , making it easier to find the best financial solutions tailored just for you. At Bayou Federal Credit Union, we're dedicated to helping you manage everyday banking needs while planning for life's milestones with confidence.

Bayou is a trusted financial partner that has been serving its community since 1954, demonstrating a strong commitment to member satisfaction and financial stability. With a total membership of 7,869, Bayou is not just a credit union; it’s a thriving community of individuals who have chosen to invest in their financial futures together. The total assets stand at an impressive 81,682,058, reflecting our sound management practices and robust growth strategy.

Our net worth of 12,024,399 signifies the credit union's resilience and reliability, allowing us to provide valuable services to our members while maintaining a healthy financial foundation. Transparency is paramount, and with a net worth ratio of 1,472, we exemplify strong capital adequacy, ensuring that our members’ funds are secure.

In addition to our financial strength, we maintain a solid track record with no total borrowings, which highlights our ability to operate efficiently without reliance on external debt. Our focus on lending is illustrated through the total loans and leases amounting to 2,647, enabling us to support our members in achieving their personal and business goals. We take pride in offering diverse loan products, including an auto loan volume of 1,802 and commercial loans totaling 2, catering to various needs within the community.

With a dedicated team of 23 employees committed to providing excellent service, Bayou stands ready to assist you in navigating your financial journey. Our commitment extends beyond just numbers; it reflects our mission to empower our members with the best possible banking experience.

Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . Compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and find the best rates for your needs.