Baylor Health Care System Dallas TX Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Baylor Health Care System, your trusted partner in financial well-being, located at 4005 Crutcher St Ste 130, Dallas, TX 75246. Since our establishment in 1957, we have been dedicated to serving our community with a personal touch and a commitment to excellence. With a proud membership of 4,984 individuals and total assets amounting to an impressive $80,333,833, we aim to provide you with financial solutions that fit your needs. At Baylor Health Care System, our strength lies not just in numbers but in the relationships we build. Under the leadership of our CEO, Delana Huling, and Board President LaVone Arthur, we strive to create a welcoming environment for all members. Our team of 10 employees is here to assist you, whether you're interested in checking accounts, auto loans, or business banking services. While members can visit us at our branch address, official correspondence should be sent to 4005 Crutcher St Ste 130, Dallas, TX 75246-1780. We understand that convenience matters; that's why we offer online and mobile banking options to make managing your finances easier than ever. With total deposits reaching $7,645,694 and a net worth of $17,157,981, Baylor Health Care System is positioned as a financially sound choice for your banking needs. Our dedication to responsible lending is reflected in our total loans of 3,367, helping members achieve their dreams while ensuring long-term stability. We invite you to reach out by calling us at 214-820-2342 or visiting our website at bhcscu.com for more information about how we can support you on your financial journey. Let's work together towards achieving your goals!

Branch History & Mission

Community Commitment

Our commitment extends beyond financial transactions; we actively engage in community outreach and partnerships that uplift those around us. Whether it's through supporting local events or initiatives aimed at improving financial literacy, we take pride in being an integral part of the Dallas community. In today's digital world, we've also made strides in enhancing your banking experience. With features like online and mobile banking available at your fingertips, managing your finances has never been easier.

Join Us!

As we continue this journey together, we invite you to be a part of our growing family. Experience the benefits of being a member at Baylor Health Care System. Whether you're looking for competitive loan rates or personalized service from friendly staff who genuinely care about your success, we're here for you every step of the way. Feel free to reach out at (214) 820-2342 for any questions or visit us online at bhcscu.com to learn more about what we offer. Together, let's build a brighter financial future!

Our Evolution

Over the years, Baylor Health Care System has evolved significantly. We started with a modest approach but quickly expanded our offerings to include personal banking, auto loans, mortgages, and even business banking solutions. Today, we proudly manage total assets of over $80 million, providing essential financial services to help our members achieve their goals. Located at 4005 Crutcher St Ste 130, right near key landmarks in Dallas, we are easy to find and even easier to connect with. Our branch operates with convenient hours Monday through Friday making it simple for you to visit us whenever you need assistance.

Our Mission

At Baylor Health Care System, our mission is clear: we are dedicated to serving our members and fostering community growth. We believe that everyone deserves access to quality financial services tailored to their needs. By focusing on exceptional member service and community support, we strive to create lasting relationships that go beyond just banking. While you can visit us at our physical location for your banking needs, official correspondence should be sent to 4005 Crutcher St Ste 130, Dallas, TX 75246-1780 if different from our branch address.

Branch Location & Accessibility

Accessibility and Convenience

At Baylor Health Care System, we prioritize accessibility for all members. Our branch features ADA-compliant ramps and spacious parking to ensure everyone can visit us comfortably. If you're in a hurry, take advantage of our drive-thru service, which allows you to complete simple transactions like deposits and withdrawals without leaving your car.

Operating Hours

Our lobby hours are designed to fit your busy schedule. We are open Monday through Friday from 7:45 AM to 4:30 PM on most days. On Tuesdays and Fridays, we open our doors a bit earlier at 7:30 AM. Feel free to give us a call at 214-820-2342 if you have any questions or need assistance before your visit.

Services Offered

At Baylor Health Care System, we offer a wide range of services tailored to meet your financial needs. From checking and savings accounts to vehicle financing and credit cards with rewards, we've got you covered. While there are no ATMs on-site, our drive-thru service makes it easy for you to access cash when you need it. While members can visit us at our branch location, official correspondence should be sent to the same address: 4005 Crutcher St Ste 130, Dallas, TX 75246-1780. We invite you to come see what makes Baylor Health Care System special! Stop by today or give us a call; we can't wait to assist you with all your banking needs!

Member Eligibility

At Baylor Health Care System, we believe that becoming a member is more than just opening an account it's about joining a community that supports your financial journey. If you're interested in membership, you'll be pleased to know that eligibility is designed to be inclusive and straightforward. Generally, anyone affiliated with the Baylor Health Care System or living in the Dallas area can join us. This means whether you're an employee, family member, or simply a resident looking for better financial options, you are welcome here! For specific details on eligibility requirements, feel free to visit our website at . Opening an account is just as easy! You can start the process right from the comfort of your home by visiting https://www.cmg.loanliner.com/loanrequest/presenter/loanlist/04210621/1712?isframed=f&cuid=04210621&loanlistid=1712&channelid=2237611009275141543&locationid=7713561009275141513 . Should you have any questions or need assistance along the way, don't hesitate to reach out to us at (214) 820-2342. We're here to help you every step of the way as you take this exciting step toward securing your financial future at Baylor Health Care System, located conveniently at 4005 Crutcher St Ste 130 Dallas Tx 75246.

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services that simplify transactions and enhance customer experiences. Imagine being able to process payments seamlessly, allowing you to focus on what really matters growing your business. Our merchant services equip you with the tools to accept various payment methods, ensuring you meet your customers' needs efficiently. Located at 4005 Crutcher St Ste 130 Dallas Tx 75246 in Dallas, TX, our dedicated team is here to assist you every step of the way. Reach out to us at (214) 820-2342 and discover how we can support your business ambitions today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new car, our Auto Loans & Vehicle Financing services can help you drive away in the vehicle of your dreams. With competitive rates and flexible terms, financing your next car has never been easier. Picture yourself cruising down the road with a reliable vehicle that fits both your lifestyle and budget.

Business Banking Services

If you're a business owner, we also provide specialized Business Banking Services, including Merchant Services and Business Loans. We understand the challenges of running a business and offer solutions that cater specifically to entrepreneurs like you.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking services so you can manage your accounts from anywhere at any time. You can perform transactions, check balances, and even transfer money using our user-friendly platforms.

Credit Cards with Rewards

For those who enjoy earning rewards on their purchases, our Credit Cards with Rewards program is perfect for you. Use your card for everyday spending and watch as points accumulate redeem them later for exciting perks or cash back!

Drive-Thru and Cash Withdrawal Services

For members who prefer face-to-face interactions or need quick access to cash, our basic Drive-Thru Banking allows for deposits, withdrawals, and other simple transactions without leaving your vehicle. At Baylor Health Care System, we are committed to ensuring that all these services are available at your fingertips when you need them most. If you'd like more information about any of our offerings or if you're ready to open an account today, don't hesitate to reach out! Give us a call at (214) 820-2342 or visit us online at Main Office. We look forward to helping you achieve your financial goals!

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll ever make. With our Mortgage Loans & Refinancing options, we make it easier for you to secure the home you've always wanted. Whether you're a first-time buyer or looking to refinance an existing mortgage for better rates, our knowledgeable team is here to guide you through every step of the process.

Personal Banking Solutions

Whether you're just starting out or looking to manage your savings more effectively, our personal banking options have you covered. We offer Checking & Savings Accounts that help you keep your money safe while earning interest. Imagine being able to easily access your funds whenever you need them, whether it's for everyday purchases or saving for a future goal.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but with our Personal Loans & Debt Consolidation services, you can tackle those financial challenges head-on. Whether it's consolidating debt or funding a personal project, we offer loans with favorable terms designed to fit your financial situation.

Digital & Online Banking

Enhanced Features

We also provide e-statements for members who want to go green and reduce paper clutter. You'll receive your statements electronically, making it easy to keep track of your finances while helping the environment. Plus, with 24/7 online banking services available, you can access your account whenever you need to. While we currently do not support mobile payments or electronic signature authorization, our commitment remains focused on providing secure and reliable services that enhance your banking experience. At Baylor Health Care System, we strive to ensure that managing your money is as simple as possible. With real-time account management tools and convenient access through our mobile app and online banking portal, you're always in control of your finances. Experience the ease of digital banking with us today!

Key Services

With our online banking platform, available at https://bhcscu.com/ , you can check your balance, transfer funds, and pay bills all from the comfort of your home or on the go. Our user-friendly interface makes it easy to navigate through your account details without any hassle. For those who prefer to handle their banking via mobile devices, we offer a dedicated mobile application. You can download it today and start enjoying features like person-to-person transfers, which allow you to send money to friends or family instantly. Say goodbye to cash and checks just a few taps on your screen will do the trick!

Financial Strength

Dedicated Team

We also take pride in having 10 full-time employees ready to assist you at every step. Their knowledge and commitment ensure that your banking experience is smooth and supportive.

Growing Member Base

With a total of 8,668 share accounts, we show a strong and growing member base that trusts us with their finances. This trust is what drives us to continually improve our services and offerings. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Baylor Health Care System is your trusted partner. Visit us at 4005 Crutcher St Ste 130 Dallas Tx 75246 or call 214-820-2342 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $16,938,217 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment ensures that we can adapt to your needs and provide exceptional service.

Lending Capacity

Our lending capacity supports your financial goals across various sectors. We currently have $45,883,666 in total loans and leases and $9,580 in used auto loans available for those looking to finance their vehicles or other needs.

Member-Centric Focus

We prioritize our members above all else. With $0 in non-member deposits, all our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Your savings are secure with us.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, which means we can keep offering competitive loan rates and solid financial products for our members without compromising service quality.

Strong Financial Health

With a net worth of $17,157,981, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 21.30% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $15,756,754 in used vehicle loans and $12,562,977 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make financing your next vehicle as smooth as possible.

Credit Lines

For those looking for additional flexibility in managing their cash flow, our total credit lines available amount to $5,000,000. This option is perfect for unexpected expenses or planned purchases where you need quick access to funds. At Baylor Health Care System in Dallas, TX (4005 Crutcher St Ste 130), we're committed to helping our members navigate their financial journey with ease. If you have questions about refinancing options or eligibility criteria for any of our loan products, don't hesitate to reach out to us at 214-820-2342. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial success is our priority!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,922,255. Whether you're purchasing your first home or refinancing an existing mortgage, our team is here to assist you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,104,062 in loans helping members manage their finances effectively. These cards provide convenience for everyday purchases while allowing you to maintain control over your budget.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that every offer you see is both fair and transparent. The platform prioritizes accuracy by working exclusively with reputable lenders who are fully vetted for compliance.

BAYLOR HEALTH CARE SYSTEM CREDIT UNION - Dallas, TX