Bayer Heritage Credit Union New Martinsville WV | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Bayer Heritage in New Martinsville, where our commitment to serving the community runs deep. Established in 1957, we have proudly supported our members for over six decades, providing a reliable financial home for families and individuals alike. With a total membership of 43,911 and assets reaching an impressive $869,109,548, we are dedicated to helping you achieve your financial goals. Located at 178 N State Route 2, New Martinsville, WV 26155, our branch offers a variety of services tailored to meet your needs. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we've got you covered. Our friendly team is here to support you every step of the way. While members can visit us at our branch address, official correspondence should be sent to the same address for convenience. You can reach us by phone at 304-455-4029, and we invite you to explore more about our offerings on our website at bayerhfcu.com. At Bayer Heritage, we believe in making a positive impact on our community. We understand that each member has unique needs, which is why we offer personalized solutions designed with your best interests in mind. Under the leadership of CEO Robert Burrow and Board President Charles Racer II, we prioritize your financial well-being. With total deposits of $128,130,085 and a net worth of $70,036,178, you can trust that your money is safe with us. We also have total loans outstanding amounting to 32,990, ensuring that we are ready when you need financial support. Join us today! Visit our branch or call us to learn how Bayer Heritage can help you navigate your financial journey effectively. Together, let's build a brighter future for you and your family!

Branch History & Mission

Community Focus

Community matters to us at Bayer Heritage. We actively participate in local events and initiatives that enrich lives in New Martinsville and beyond. By investing in our community's future, we help create opportunities for all residents to thrive financially. As we continue moving forward, we invite you to join us on this journey. Become a part of Bayer Heritage today and discover how we can support your financial goals while making meaningful contributions to our shared community. For more information about membership or services offered at Bayer Heritage, please reach out at 304-455-4029 or visit us online at bayerhfcu.com. Together, let's build a brighter financial future!

Our Evolution

From our humble beginnings, Bayer Heritage has steadily expanded its services and reach. Over the years, we have successfully increased our total assets to an impressive $869,109,548, showcasing our commitment to responsible growth and member satisfaction. We've built strong relationships with local businesses and residents through various outreach initiatives and partnerships that reflect our mission of supporting the community. Our branch operates with dedicated staff members who are passionate about providing excellent service. Whether you're visiting us during lobby hours from 8:30 a.m. to 4:30 p.m. Monday through Friday or on Saturday until noon, you can count on us for personalized support tailored to your financial needs. Additionally, for those who prefer quick transactions, our drive-thru service is available during extended hours.

Our Mission Statement

At Bayer Heritage, our mission is clear: we aim to empower our members by offering comprehensive financial solutions while fostering a sense of community. We provide a range of services including personal banking accounts, auto loans, mortgages, business banking options, and online banking conveniences. Our goal is not just to serve as a financial institution but also as a pillar of support within New Martinsville. We believe in making banking accessible for everyone. That's why we ensure ADA compliance and offer shared service center options for those who may need extra assistance. Our commitment to innovation keeps us focused on enhancing the member experience through digital advancements such as mobile payments and online banking.

Branch Location & Accessibility

Call to Action

We invite you to visit Bayer Heritage at our New Martinsville branch or give us a call at 304-455-4029 if you have any questions or need assistance with your financial needs. Experience the difference of banking with us today!

Nearby Landmarks and Accessibility

Our branch is not far from popular local spots, making it a convenient stop during your day. With ample parking available, accessing our location is hassle-free. We are proud to provide features that cater to everyone, including ADA-compliant facilities ensuring easy access for all members.

Operating Hours and Services

At Bayer Heritage, we strive to accommodate your schedule. Our lobby hours are open Monday through Friday from 8:30 a.m. to 4:30 p.m., and we welcome you on Saturdays from 8:30 a.m. until noon. If you prefer using our drive-thru service, it's open from 8:00 a.m. to 4:30 p.m., Monday through Wednesday and Friday; while Thursday hours extend until 5:00 p.m. We offer a variety of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. Additionally, our drive-thru allows for quick deposits and withdrawals, making banking even more convenient.

Member Eligibility

At Bayer Heritage, we believe that joining our community is about more than just opening an account; it's about becoming part of a supportive family that values your financial well-being. To become a member of Bayer Heritage, simply meet our friendly eligibility criteria. If you live, work, worship, or attend school in Wetzel County or surrounding areas, you're likely eligible to join us! We welcome individuals from diverse backgrounds and professions, making it easy for you to find a home for your financial needs. To start the journey towards membership at Bayer Heritage, just visit us at 178 N State Route 2, New Martinsville, WV 26155 or give us a call at (304) 455-4029. You can also find more detailed eligibility information here. Opening an account is straightforward and designed with you in mind; learn how to get started by visiting this link. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $403 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $241 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $24,119,900, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine seamlessly processing payments while delivering excellent customer service. Our merchant services help you accept various payment methods, ensuring your customers can pay how they want. This flexibility not only enhances customer satisfaction but also keeps your cash flow steady. Ready to take your business to the next level? Visit us at 178 N State Route 2 New Martinsville Wv 26155, New Martinsville, WV, or call us at (304) 455-4029 to learn more about how Bayer Heritage can help your business thrive!

Comprehensive List Of Services

Business Banking Services

For our local business owners, Bayer Heritage offers comprehensive Business Banking solutions. From Merchant Services that simplify transactions to tailored Business Loans that help you grow your operations, we're committed to supporting the economic health of our community.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking options. Manage your accounts from anywhere with ease whether it's checking balances, transferring funds, or paying bills all at your fingertips. Plus, features like person-to-person payments make it easier than ever to send money quickly and securely.

Credit Cards with Benefits

Our Credit Cards with Rewards program allows you to earn points on everyday purchases. Whether you're planning a trip or just want cash back on groceries, our credit cards give you the flexibility and benefits that fit your lifestyle.

Drive-Thru and Shared Branch Transactions

For those who prefer in-person banking, our branch provides basic Drive-Thru Banking services for quick deposits and withdrawals. We also participate in shared branch transactions for members of partner credit unions, allowing you access to deposits and withdrawals at multiple locations. If you're ready to explore how Bayer Heritage can assist you with all your financial needs, don't hesitate! Reach out by calling us at 304-455-4029, or visit us at our convenient location in New Martinsville. We look forward to serving you!

Home Financing Made Easy

When it comes to finding the perfect home, we know how important it is to have reliable support. Our Mortgage Loans and Refinancing services are designed to make your home-buying experience as smooth as possible. Whether you're a first-time buyer or looking to refinance an existing mortgage, we'll work with you to find the best solutions for your needs.

Personal Banking Solutions

Whether you're just starting out or looking to grow your wealth, our Personal Banking options have something for everyone. We offer Checking and Savings Accounts tailored to suit your lifestyle, helping you manage day-to-day expenses while saving for the future. If you're considering purchasing a new vehicle, our Auto Loans and Vehicle Financing options can get you on the road with competitive rates and flexible terms.

Personal Loans for Every Need

Life can throw unexpected expenses your way, but our Personal Loans and Debt Consolidation options provide financial relief when you need it most. With straightforward application processes and fast approvals, we aim to help you regain control of your finances quickly.

Digital & Online Banking

Accessing Your Account

With just a few clicks, you can log into our online banking system at https://www.bayerhfcu.com/ . Here, you can check balances, review transactions, and even manage your bills. Our 24/7 online banking services ensure that you have round-the-clock access to your accounts, making it simple to stay on top of your finances.

Convenient Features

Our mobile application allows you to bank right from your smartphone. Whether you want to deposit checks using electronic signature authorization or pay bills quickly through mobile payments, we've got you covered. You can also send money easily with our person-to-person transfer feature perfect for splitting dinner bills or paying back friends.

Security First

Your security is our top priority. We use advanced technology to protect your personal information while providing a seamless banking experience. With features like electronic signature authorization and real-time alerts, you can manage your account with peace of mind. At Bayer Heritage, we strive to make banking easier for you with modern tools that fit into your lifestyle. Explore our digital offerings today and take control of your financial future!

Stay Informed with E-Statements

To keep everything organized, consider opting for e-statements. They're not only environmentally friendly but also allow you to access your financial records anytime without the clutter of paper statements. You can feel confident knowing that all your information is safe and accessible.

Financial Strength

Growing Membership Base

With a total of 89,461 share accounts, we have built a strong and growing member base that trusts us with their finances. This trust empowers us to continue offering valuable services tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Bayer Heritage is your trusted partner. Visit us at 178 N State Route 2 New Martinsville WV 26155 or call 304-455-4029 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $386,092,631 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our net income of $0, allowing us to focus on providing competitive loan rates and solid financial products for our members. We also take pride in having 144 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment in Member Services

With $58,495,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $11,401 in used auto loans and an impressive $608,815,352 in total loans and leases available to help you reach your financial goals.

Strong Financial Health

With a net worth of $70,036,178, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 805 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $199,425,819 in used vehicle loans and $42,741,101 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates designed to fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $24,119,900 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, our team is ready to assist you with financing options tailored to your business needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Currently, our offerings include Junior Lien 1-4 Family Residential Properties loans totaling $0, which means we are here to help guide you through the process of finding the right mortgage solution for your needs.

Refinancing Options

If you're considering refinancing any existing loans or credit lines, we can assist you with options that might lower your monthly payments or overall interest costs. Be sure to inquire about eligibility requirements when you contact us. At Bayer Heritage Credit Union, our commitment is to help you navigate your financial journey with ease and confidence. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today or explore our website at bayerhfcu.com for more details on how we can support you!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $13,983,937 in loans helping members manage their finances effectively. These credit cards come with rewards and are designed to provide you with the convenience and flexibility needed for everyday purchases.

Loan Aggregator

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BAYER HERITAGE FEDERAL CREDIT UNION