Bayer Heritage Credit Union New Martinsville WV | Affordable Auto Loans & Business Banking

Introduction

Welcome to Bayer Heritage, your trusted financial partner located at 788 N State Route 2, New Martinsville, WV 26155. Since our establishment in 1957, we have been dedicated to serving our community with integrity and care. With a strong membership base of 43,911 individuals, we pride ourselves on offering personalized banking solutions that cater to your unique needs. At Bayer Heritage, we understand the importance of financial stability and growth. That's why we manage total assets of over $869 million and total deposits reaching $128 million. Our commitment extends beyond numbers; we aim to empower our members by providing access to essential services like personal banking, auto loans, mortgages, and business financing. Led by our CEO Robert Burrow and Board President Charles Racer II, our team is here to support you every step of the way. Whether you're interested in securing a loan or exploring investment options, our knowledgeable staff is ready to assist you. You can reach us at 304-455-4029 for any inquiries or assistance. While members can visit us at our branch location, official correspondence should be sent to the same address: 788 N State Route 2, New Martinsville, WV 26155. We invite you to explore what makes Bayer Heritage special. With a focus on community impact and member satisfaction, we are more than just a credit union; we are a family dedicated to your financial well-being. Visit our website at Bayer Heritage or stop by today to learn how we can help you achieve your financial goals!

Branch History & Mission

Welcome to Bayer Heritage, a credit union with a proud history and a mission deeply rooted in community support. Since our doors opened in 1957, we have dedicated ourselves to serving the financial needs of our members in New Martinsville, WV, and beyond. Located at 788 N State Route 2, our branch has become a cornerstone of the community, helping families and businesses thrive. Over the years, Bayer Heritage has grown significantly. We are proud to serve over 43,000 members, managing total assets of approximately $869 million. This remarkable growth reflects not only our commitment to providing exceptional financial services but also our deep connection to the people we serve. Our journey has been marked by numerous milestones that showcase our dedication to innovation and member satisfaction. Our mission at Bayer Heritage is straightforward: we strive to empower our members through accessible financial services while fostering a sense of community. We believe that everyone deserves the opportunity to achieve their financial goals, whether that means buying a first home, financing a vehicle, or saving for retirement. Our range of services includes personal banking options like checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. In addition to traditional banking services, we are committed to embracing digital advancements for enhanced member convenience. With features like online banking and mobile payments available through our user-friendly app, managing your finances has never been easier. We also maintain high standards of accessibility to ensure that all members can utilize our services comfortably. Community engagement is at the heart of Bayer Heritage's mission. We actively participate in local events and partner with organizations that align with our values. Our shared service center enhances access for members who may need additional support while fostering connections within the community. While you can visit us at 788 N State Route 2 for all your banking needs during our operating hours from 8:30 AM to 4:30 PM on weekdays (appointment only), please note that official correspondence should be sent to the same address as well. You can reach us easily at (304) 455-4029. As we look toward the future, Bayer Heritage remains committed to serving you with integrity and compassion. We invite you to join us on this journey experience firsthand the benefits of membership at Bayer Heritage. Together, let's build a brighter financial future for you and your community!

Branch Location & Accessibility

Connect With Us

For any questions or if you'd like more information about our services before visiting, don't hesitate to give us a call at 304-455-4029. We look forward to welcoming you into our community-focused environment where your financial needs are always our priority. Come see us today!

Convenient Features

At Bayer Heritage, we prioritize your banking needs. We are proud to offer ample parking for our visitors, ensuring a hassle-free experience right from the moment you arrive. Our branch is ADA compliant, featuring ramps and other accessibility options to accommodate everyone comfortably.

Operating Hours

We're here for you during convenient hours! Our lobby is open Monday through Friday from 8:30 AM to 4:30 PM, providing ample time for you to handle your banking needs. If you need assistance outside of these hours or prefer a more personalized touch, feel free to schedule an appointment.

Services Offered

Whether you're looking for personal banking options like checking and savings accounts or need help with auto loans and mortgage refinancing, our team is ready to assist you. We also offer credit cards with rewards, business banking services, and both online and mobile banking solutions for your convenience. With an ATM available on-site and drive-thru service for quick transactions, accessing your funds has never been easier. We also participate in shared services, which allows members of partner credit unions to conduct basic transactions such as deposits and withdrawals right here at our branch.

Member Eligibility

At Bayer Heritage, we believe that becoming a member is like joining a close-knit family where your financial well-being is our top priority. To become part of our community, you'll need to meet some simple eligibility criteria. We welcome individuals who live, work, or worship in Wetzel County and surrounding areas. If you're a family member of an existing member, you can also join us! The benefits of membership are numerous, including access to personalized service, competitive rates on loans, and a range of financial products designed just for you. Getting started is easy! You can visit our website for detailed eligibility information at https://secure.loanspq.com/consumer/login/default.aspx?enc2=cjddgqgp6videpmsqamj1p7i419pphyhzf48iqkvmkxnkaooydgdsppmklds0zlhgbtdfrkheqqgocq3z0ollkjr8cezvf3orkqlt24wzwraghqtn8rrwsx9hntvbpjq. If you're ready to open an account, check out the straightforward process outlined at http://bayerhfcu.com/skipapayment. Should you have any questions or need assistance, feel free to give us a call at (304) 455-4029. We look forward to welcoming you to Bayer Heritage!

Business Banking & Commercial Services

Lending Solutions Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $403 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $241 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $24,119,900, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

Imagine having a reliable partner that simplifies transactions for your customers. Our merchant services provide you with tools that enhance payment processing, making it easier for you to manage sales while focusing on what you do best running your business. Ready to take your business to the next level? Visit us at 788 N State Route 2, New Martinsville, WV 26155, or give us a call at 304-455-4029 to learn more about how our business banking and commercial services can help you thrive!

Comprehensive List Of Services

Business Banking

For business owners, we know that managing finances is crucial for success. That's why we offer business banking services, including merchant services and business loans tailored specifically for small businesses. You can count on us as your reliable partner in growing your venture.

Convenience at Your Fingertips

We recognize that convenience matters in today's fast-paced world. That's why our online and mobile banking platforms allow you to manage your accounts on-the-go. Need cash? Visit one of our ATMs or use our drive-thru service for quick transactions like deposits and withdrawals without leaving your car.

Home Financing Solutions

Thinking about buying a home or refinancing? Our mortgage loans come with flexible terms and personalized support from our experienced staff. We understand that every homeowner's journey is different, so we take the time to understand your specific situation before recommending the best loan options for you.

Loans Made Simple

From unexpected expenses to consolidating debt, our personal loans can give you the financial breathing room you need. Plus, if you're looking for a way to build or improve your credit, our credit cards with rewards offer a fantastic opportunity to earn while spending wisely.

Personal Banking

Navigating personal finances can be overwhelming, but with Bayer Heritage, it doesn't have to be. We offer a variety of checking and savings accounts that cater to different lifestyles and preferences. Our accounts come with features like online banking and mobile payments, making it easy for you to access your funds anytime, anywhere. Need a vehicle? Our auto loans and vehicle financing options are designed with competitive rates to help you drive away in your dream car without breaking the bank.

Shared Branch Services

If you're traveling or away from New Martinsville, don't worry! We provide basic shared branch transactions for members of partner credit unions. This means you can perform deposits and withdrawals even when you're far from home. At Bayer Heritage, we aim to simplify your banking experience while providing exceptional service every step of the way. If you're ready to explore how we can assist you on your financial journey, give us a call at 304-455-4029 or visit us online at Bayer Heritage. We're excited to help you achieve all of your financial goals!

Digital & Online Banking

Convenient Online Services

Our online banking platform gives you real-time control over your finances. You can check balances, transfer funds, and pay bills without stepping foot in a branch. Plus, with e-statements available, you can go paperless and keep track of your finances more efficiently. Need to send money to a friend or family member? Our person-to-person transfer feature makes it easy to send funds quickly and securely. Whether it's splitting a dinner bill or sending a birthday gift, you can do it all with just a few taps on your device.

Mobile Banking at Your Fingertips

For those on the go, our mobile application is a game changer. It allows you to manage your accounts right from your smartphone. You can even make mobile payments effortlessly just tap and go! Security is our priority; that's why we offer electronic signature authorization for added peace of mind when handling sensitive transactions.

User-Friendly Features

Our digital banking services are designed with you in mind. They're user-friendly, so whether you're tech-savvy or just starting out with online banking, you'll find everything straightforward. Enjoy the flexibility of managing your money at any time that suits you best. With Bayer Heritage's digital banking options, convenience meets security, making it easier than ever to stay on top of your financial goals!

Financial Strength

Commitment to Excellence

Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 144 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Trust

Total Share Accounts: 89,461 showing a strong and growing member base that trusts us with their finances. This trust allows us to thrive and expand our services further. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Bayer Heritage is your trusted partner. Visit us at 788 N State Route 2 New Martinsville WV 26155 or call 304-455-4029 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Member-Centric Savings

Members' savings are secured through $386,092,631 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $58,495,365 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $11,401 in used auto loans and a total of $608,815,352 in loans and leases available.

Strong Financial Health

With a net worth of $70,036,178, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 805 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $199,425,819 in used vehicle loans and $42,741,101 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates, ensuring that you can drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $24,119,900 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are here to support your entrepreneurial journey.

Credit Lines

We also offer credit lines with a total of $100,750,000, allowing for easy access to funds whenever needed. This flexibility can be vital for managing unexpected expenses or seizing new opportunities. Our team is ready to assist you with refinancing options if you're considering lower rates or better terms on existing loans. To learn more about eligibility or start your application process, please reach out to us at (304) 455-4029 or visit us online at Bayer Heritage. Remember, all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Bayer Heritage, we're committed to providing transparent and accessible financial solutions that empower our members every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Currently, we have Junior Lien 1-4 Family Residential Properties loans totaling $0, designed to help you secure your dream home without unnecessary complications.

Unsecured Credit Card Loans

Managing day-to-day expenses is made easier with our unsecured credit card loans. With a total of $13,983,937 in loans helping members manage their finances effectively, our credit cards offer flexibility and rewards to fit your lifestyle.

Loan Aggregator

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BAYER HERITAGE FEDERAL CREDIT UNION - New Martinsville, WV

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