BAYER HERITAGE FEDERAL CREDIT UNION

Welcome to Bayer Heritage, your trusted partner in financial success, located at 5550 Winchester Ave, Martinsburg, WV 25405. Established in 1957, our credit union has been dedicated to serving our community with integrity and care for over six decades. With a growing membership of 43,911 and total assets reaching an impressive $869,109,548, we pride ourselves on being a pillar of financial support for individuals and families alike. At Bayer Heritage, we understand that every member's journey is unique. That's why we offer a wide range of services tailored to meet your personal and business needs from checking and savings accounts to auto loans, mortgages, and even business banking solutions. Our commitment to you goes beyond just numbers; it's about building relationships that foster trust and reliability. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 5550 Winchester Ave, Martinsburg, WV 25405. Our friendly team of 155 employees, led by CEO Robert Burrow and Board President Charles Racer II, is always ready to assist you during our lobby hours from 8:30 AM to 4:30 PM, Monday through Friday. We are proud of our solid financial standing, which includes total deposits of $128,130,085, net worth of $70,036,178, and cash on hand amounting to $3,772,442. With a dedication to responsible lending practices reflected in our total loans of 32,990, we aim to help you achieve your goals while ensuring your peace of mind. Join us today at Bayer Heritage and discover how we can help you thrive financially! For any inquiries or assistance, feel free to reach us at (304) 263-8899. Visit our website at bayerhfcu.com for more information or explore our range of services online. Your financial well-being is our priority!

Welcome to Bayer Heritage at our Martinsburg branch! Conveniently located at 5550 Winchester Ave, Martinsburg, WV 25405, we are here to serve you with a friendly smile and dedicated support. Whether you're stopping by for personal banking, loans, or just to ask a question, our location is easily accessible and designed with your needs in mind. Nestled in beautiful Berkeley County, our branch is close to several local landmarks, making it easy to find us. While visiting, you can enjoy ample parking and ADA-compliant features that ensure everyone can access our services without hassle. Our lobby hours are welcoming as well open from 8:30 AM to 4:30 PM, Monday through Friday. Although we currently do not offer drive-thru banking or ATM services at this location, our shared service center provides basic transactions for partner credit union members. Feel free to visit us for deposits and withdrawals or to explore the various services we offer, including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and more. While members can visit us at 5550 Winchester Ave for all their banking needs, official correspondence should be sent to the same address. Should you have any questions or need assistance before your visit, don't hesitate to call us at 304-263-8899. We look forward to seeing you soon at Bayer Heritage in Martinsburg!

At Bayer Heritage, we're excited to welcome you into our community of members who enjoy a range of benefits designed to enhance their financial journey. Becoming a member is straightforward and inclusive! If you live, work, or worship in Berkeley County or have a family member who does, you're likely eligible to join us. We believe that everyone deserves access to quality financial services, and being part of our credit union means you'll not only receive personalized service but also gain access to competitive rates on loans and savings accounts. To learn more about the specific eligibility criteria, feel free to check out this resource. When you're ready to open an account, the process is simple! Just visit us at our branch located at 5550 Winchester Ave, Martinsburg, WV 25405, or give us a call at 304-263-8899 for assistance. We can't wait for you to become part of the Bayer Heritage family!

At Bayer Heritage, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that knowing the strength of your financial institution is crucial for your peace of mind, which is why we are proud to share our solid foundation with you. With a net worth of $70,036,178, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 805 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $386,092,631 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $58,495,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $11,401 in used auto loans and a total of $608,815,352 in loans and leases available across various sectors. Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 144 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand strong at 89,461, showing a growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Bayer Heritage is your trusted partner. Visit us at 5550 Winchester Ave Martinsburg WV 25405 or call 304-263-8899 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.