Bayer Heritage CU Zanesville OH | Affordable Auto Loans & Business Banking

Introduction

Welcome to Bayer Heritage, your trusted financial partner located at 1917 Ridge Ave, Zanesville, OH 43701. Since our establishment in 1957, we've been dedicated to providing exceptional service and support to our growing community of 43,911 members. Our commitment to fostering strong relationships is reflected in our impressive assets of $869,109,548 and total deposits of $128,130,085. At Bayer Heritage, we understand that your financial needs are unique. That's why we offer a wide range of services tailored just for you from checking and savings accounts to auto loans, mortgage financing, and credit cards with rewards. Whether you're looking to buy a new vehicle or need assistance with personal loans or business banking, we're here to help every step of the way. Under the leadership of our CEO Robert Burrow and Board President Charles Racer II, our dedicated team of 155 employees works tirelessly to ensure you receive the best possible experience. With a net worth of $70,036,178 and cash readily available at $3,772,442, you can trust us with your finances. While members can visit us at 1917 Ridge Ave, official correspondence should be sent to the same address. Feel free to reach out at 740-454-2478 during our operating hours: Monday through Thursday from 8 A.M. to 5 P.M., and Friday from 8 A.M. to 5:30 P.M., with drive-thru services available from 7:30 A.M. Explore how Bayer Heritage can assist you on your financial journey by visiting our website at bayerhfcu.com. We invite you to join us in creating a brighter financial future together!

Branch History & Mission

Community Commitment

Our commitment extends beyond just banking; it encompasses creating opportunities for everyone in our community. We embrace digital advancements that make banking easier and more accessible for all members whether it's through mobile banking or online services. Additionally, our facilities are ADA compliant to ensure accessibility for all. Bayer Heritage has also made strides in offering shared services that allow members from partner credit unions easy access to their funds while fostering a spirit of cooperation within the credit union movement.

Join Us Today

As we continue on this journey together, we invite you to experience what makes Bayer Heritage special. Whether you are looking for your first account or need assistance with more complex financial matters, our dedicated team is here for you every step of the way. Visit us during our operating hours: Monday through Thursday from 8 A.M. - 5:00 P.M., Friday until 5:30 P.M., or take advantage of our drive-thru service available from 7:30 A.M - 5:30 P.M. on weekdays. Join us at Bayer Heritage Credit Union and discover how we can help you achieve your financial dreams! For more information or inquiries, please call us at 740-454-2478 or check out our website here.

Our Mission

At Bayer Heritage, our mission is clear: We strive to enhance the financial well-being of our members while also supporting the communities we serve. We believe in building lasting relationships with each member by providing personalized service and tailored solutions that fit their unique needs. We are dedicated not only to financial excellence but also to making a positive impact in Zanesville and beyond. Through various outreach programs and partnerships with local organizations, we work diligently to uplift those around us. While members can visit us at 1917 Ridge Ave, official correspondence should be sent to 1917 Ridge Ave., Zanesville, OH 43701 if different.

Our Story

Bayer Heritage was established with the goal of providing a safe and reliable place for people to save and borrow money. Over the decades, we have adapted to meet the evolving needs of our community while staying true to our mission. As we celebrate our growth, we proudly manage total assets of $869,109,548, ensuring that our members have access to the resources they need. From our early days, we have expanded our services to include personal banking solutions such as checking and savings accounts, auto loans, mortgage options, and even business banking services. Today, we are proud to offer a wide range of products designed to help you achieve your financial goals.

Branch Location & Accessibility

Operating Hours

We strive to accommodate your busy schedule. Our lobby hours are Monday through Thursday from 8:00 A.M. to 5:00 P.M., and on Fridays, we're open until 5:30 P.M. For those who prefer drive-thru banking, you can take advantage of this service starting at 7:30 A.M. on weekdays, making it easier than ever to fit banking into your day.

Services Offered

Bayer Heritage offers a wide range of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage refinancing, we have options that can suit any financial goal. Plus, our drive-thru service allows for quick deposits and withdrawals without leaving your vehicle. While members can visit us at our branch for all transactions, official correspondence should be sent to the same address: 1917 Ridge Ave., Zanesville, OH 43701. With an ATM available on-site, accessing cash is as simple as a quick stop at our location. Additionally, we participate in shared services with partner credit unions, allowing you even more flexibility when banking with us. If you have any questions or need assistance, feel free to call us at 740-454-2478. We're here to help! Come visit Bayer Heritage today and discover how we can support your financial journey.

Member Eligibility

Becoming a member of Bayer Heritage is like joining a caring family that prioritizes your financial well-being. If you live, work, worship, or attend school in the Zanesville area, you're likely eligible to join us! We welcome everyone who meets these criteria, ensuring that our community remains strong and supportive. As a member, you'll gain access to a variety of benefits, from personal banking services to auto loans and credit cards with rewards. Plus, our dedicated team is always here to help you navigate your financial journey. To kick off your membership at Bayer Heritage, simply visit us at our convenient location at 1917 Ridge Ave Zanesville Oh 43701 or give us a call at (740) 454-2478. You can also check out more detailed eligibility requirements by visiting this link: https://secure.loanspq.com/consumer/login/default.aspx?enc2=cjddgqgp6videpmsqamj1p7i419pphyhzf48iqkvmkxnkaooydgdsppmklds0zlhgbtdfrkheqqgocq3z0ollkjr8cezvf3orkqlt24wzwraghqtn8rrwsx9hntvbpjq . Ready to open an account? The process is simple and straightforward; just head over to http://bayerhfcu.com/skipapayment to get started. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having a payment processing system that works as hard as you do. Our merchant services simplify transactions so you can focus on what really matters growing your business. With easy-to-use tools for accepting payments, managing cash flow, and tracking sales data, you'll have more time to innovate and serve your customers better. Visit us at 1917 Ridge Ave, Zanesville, OH 43701 or call us at 740-454-2478 to discover how Bayer Heritage can help your business reach its full potential!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $403 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $241 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $24,119,900, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

Our commitment to service extends beyond traditional banking. At Bayer Heritage in Zanesville, we also offer shared branch transactions for partner credit union members, allowing for easy deposits and withdrawals no matter where you are. Whether you prefer visiting us in person or accessing our services online from the comfort of your home, we prioritize making banking as straightforward as possible for all our members. If you have any questions about our services or need assistance getting started, feel free to call us at 740-454-2478 during our operating hours: Monday through Thursday from 8 A.M. - 5 P.M., Friday from 8 A.M - 5:30 P.M., or visit us anytime via our website Bayer Heritage. Take control of your financial future today with Bayer Heritage!

Business Banking

For entrepreneurs and small business owners, Bayer Heritage offers robust business banking services. From merchant services that simplify transactions to flexible business loans for funding growth, we are here to support your business journey every step of the way.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide comprehensive online and mobile banking services that let you manage your accounts from anywhere. With features like mobile payments and person-to-person transfers, accessing your money has never been easier. You can even check balances and make withdrawals at our ATMs or through basic drive-thru banking.

Personal Banking

We offer various personal banking options to help you manage your money effectively. Our checking and savings accounts are designed with flexibility in mind, making it easy for you to access your funds when you need them. If you're considering purchasing a new vehicle, our auto loans and vehicle financing solutions can help you get behind the wheel without breaking the bank. Additionally, our mortgage loans and refinancing services ensure that owning your dream home is within reach. For those looking to consolidate debt or cover unexpected expenses, our personal loans provide an affordable way to gain financial relief. Plus, don't miss out on our credit cards with rewards, which allow you to earn points on everyday purchases that can be redeemed for exciting perks.

Digital & Online Banking

Easy Access Anytime, Anywhere

With our 24/7 online banking services available at https://www.bayerhfcu.com/ , you can check your account balances, transfer money, and pay bills from the comfort of your home or on the go. No more waiting in long lines; everything you need is just a click away!

Go Green with E-Statements

Switching to e-statements is not only better for the environment, but it also offers you quick access to your financial information. With our e-statements feature, you'll receive your statements directly in your inbox, keeping everything organized and easily accessible.

Mobile Banking at Your Fingertips

For those who prefer managing finances through their smartphones, our mobile application has got you covered! Whether it's making mobile payments or conducting person-to-person transfers, staying connected to your finances has never been easier. With features like mobile payments and person-to-person transfers, sending money to friends or family is just a few taps away. In summary, Bayer Heritage combines accessibility with ease-of-use so you can manage your finances effectively and securely. Visit us online today at https://www.bayerhfcu.com/ to explore all the digital tools we offer!

Secure Transactions Made Simple

Your security is our top priority. Enjoy peace of mind knowing that all transactions are protected with advanced security measures. You can also take advantage of electronic signature authorization, allowing you to sign documents securely from anywhere no need for paper or in-person visits.

Financial Strength

Focused on Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Growing Member Base

Total Share Accounts stand at 89,461, showing a strong and growing member base that trusts us with their finances. This growth indicates not only the trust placed in us but also our commitment to maintaining high standards of service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Bayer Heritage is your trusted partner. Visit us at 1917 Ridge Ave Zanesville Oh 43701 or call (740) 454-2478 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 144 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

With $58,495,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports members' financial goals across various sectors with $11,401 in used auto loans and $608,815,352 in total loans and leases.

Secure Savings Options

Members' savings are secured through $386,092,631 in share certificates, offering stable and rewarding financial growth opportunities. While we don't currently have money market shares, our focus remains on providing you with reliable investment options that fit your needs.

Solid Financial Health

With a net worth of $70,036,178, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $805 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $199,425,819 in used vehicle loans and $42,741,101 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new model or a reliable pre-owned vehicle, we have financing solutions tailored for you.

Business Financing

For business owners, our outstanding commercial loans totaling $24,119,900 provide the capital needed to grow and expand. Whether you're starting a new venture or enhancing an existing one, we're here to support your business journey.

Mortgage Loans

Thinking about homeownership? While we currently do not offer Junior Lien 1-4 Family Residential Properties loans, our mortgage options make buying or refinancing simple. We encourage you to explore our offerings and see how we can assist you in finding the right solution for your housing needs.

Refinancing Options

If you're considering refinancing any of your current loans or credit lines, we encourage you to reach out to us. Our team can provide insights into eligibility options that might be available to you. At Bayer Heritage Credit Union located at 1917 Ridge Ave Zanesville OH 43701, our goal is to empower our members through responsible lending practices and exceptional service. Feel free to contact us at 740-454-2478 during our operating hours from 8 A.M. - 5:00 P.M M-TH and until 5:30 P.M. on Fridays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore your financing options today with Bayer Heritage and take the next step towards achieving your financial goals!

Unsecured Credit Card Loans

Managing finances effectively is crucial for maintaining a healthy budget. We also offer flexible terms on unsecured credit card loans, with a total of $13,983,937 in loans available to help members manage their day-to-day expenses while earning rewards along the way.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool aims to empower consumers with transparent information, making it easier to select the right loan for their needs. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This data is based on the latest results (Source: https://www.ncua.gov ), guaranteeing that users receive fair and transparent offers. With a commitment to reliability, LendMesh provides a clear view of available loans without hidden fees or misleading terms. One significant advantage of using LendMesh is the Verified Data feature. Loan offers are sourced from legitimate financial institutions, ensuring transparency at every step. Users can trust that they are viewing authentic rates and terms. Additionally, LendMesh operates on a model that features No Sponsored Listings; lenders are not prioritized based on paid promotions. This means users receive unbiased results that truly reflect the current market conditions. The tool also offers Real-Time Rate Comparisons, presenting up-to-date loan rates from multiple institutions. This helps users make informed decisions quickly and confidently. Thousands of users have already benefited from LendMesh's services. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" To start your journey towards finding the best loan options tailored to your needs, compare real-time loan offers today at LendMesh. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

BAYER HERITAGE FEDERAL CREDIT UNION