Welcome to baycel, where we have been proudly serving our members since our establishment in 1963. Located in the heart of Bay City, TX, our mission is rooted in a commitment to empower our community with accessible financial solutions and exceptional service. Under the leadership of CEO Paula Abshier and Board President Kristi Moss, we strive to foster a member-first approach, ensuring that every individual feels valued and supported on their financial journey.

As a federally insured credit union by the NCUA since 1/4/1971 0:00:00, you can trust that your savings are secure with us. We understand that modern banking requires convenience and innovation, which is why we offer a suite of advanced tools such as Online Banking, a user-friendly Mobile Application, P2P Transfers, E-Statements, Mobile Payments, and more. At baycel, we are dedicated to providing not just services but solutions that enhance your financial well-being. For more information about how we can serve you better, visit our website at https://www.baycel.org/ or reach out to us via fax at (979) 244-8207. Join us today and experience the difference of community-focused banking!

At Baycel, we pride ourselves on offering a comprehensive suite of financial services designed to meet the diverse needs of our members in Texas. From personal banking solutions such as checking and savings accounts to specialized services like auto loans, mortgage refinancing, and credit cards with rewards, we are dedicated to helping you navigate your financial journey. Our business banking options, including merchant services and business loans, empower local entrepreneurs to thrive while providing essential tools for everyday banking. With features like ATM and cash withdrawal services, our members can easily access their funds whenever needed.

In today's fast-paced world, digital access is crucial for managing finances effectively. At Baycel, we offer robust online banking and a mobile application that allows you to perform transactions on the go. Enjoy the convenience of person-to-person transfers, mobile payments, and e-statements that help streamline your financial management. Whether you're planning for life milestones or seeking to grow your small business, our accessible financial solutions cater to your unique circumstances. For those interested in membership eligibility or exploring loan options, more information is available at http://www.baycel.org/mcu-member .html and you can compare rates conveniently through https://www.lendmesh.com/loans/vehicle_loans . Should you have any questions or require personalized assistance, feel free to reach out via fax at (979) 244-8207. We are here to support you every step of the way.

Baycel stands as a trusted and valuable financial partner in Texas, demonstrating a robust commitment to its members and the local community. With a total membership of 5,452, Baycel has successfully built a strong network of individuals who rely on its services for their financial needs. The credit union boasts impressive total assets amounting to 84,674,843, reflecting its sound financial standing and ability to support its members' aspirations.

One of the key indicators of Baycel's stability is its net worth, which currently stands at 17,514,486. This strong net worth is complemented by an impressive net worth ratio of 2,068, showcasing the credit union's prudent management and operational efficiency. Additionally, with total deposits reaching 6,234,455, members can feel confident knowing their funds are secure and well-managed.

Baycel's commitment to providing accessible financial solutions is evident through its diverse offerings, which include personal loans, auto loans—amounting to 1,206—and a range of credit card options with a total loan volume of 693. The credit union has also facilitated an extensive number of loans and leases, totaling 2,834, demonstrating its dedication to helping members achieve their financial goals.

With a dedicated team of just 13 employees, Baycel emphasizes personalized service and attention to detail, ensuring that each member receives the support they need. The absence of total borrowings further highlights Baycel's fiscal responsibility and sound lending practices.

Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . For those seeking competitive loan options tailored to their unique needs, we invite you to compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and discover the best rates available for you.