BAY FEDERAL CREDIT UNION

Welcome to Bay Credit Union, your trusted financial partner located at 3333 Clares St, Capitola, CA 95010. Since our establishment in 1957, we have dedicated ourselves to serving our community with integrity and care. With a membership base of over 91,168 members, we pride ourselves on being more than just a credit union; we are a family focused on your financial well-being. At Bay Credit Union, we understand that every member's needs are unique. That's why we offer a variety of services tailored to fit your lifestyle. From personal checking and savings accounts to auto loans, mortgages, and business banking solutions, we've got you covered. Our total assets amount to an impressive $1,660,575,009, and our commitment to responsible lending is reflected in our 40,923 active loans. Our team of 250 dedicated employees, led by CEO Carrie Birkhofer and Board President Piret Harmon, works tirelessly to ensure you receive the support you need. We believe in building lasting relationships with our members while contributing positively to the local economy. With $224,751,123 in total deposits and a net worth of $158,822,682, we are well-equipped to help you achieve your financial goals. While members can visit us at our branch for personal assistance or to use our ATM services, official correspondence should be sent to the same address: 3333 Clares St, Capitola, CA 95010-2546. You can reach us by phone at 831-479-6000 during our operating hours Monday through Thursday from 9 AM to 5 PM, Wednesday from 10 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 3 PM. Join us today at Bay Credit Union and discover how we can help you thrive financially! Visit our website at bayfed.com for more information or give us a call we're here for you!

At Bay, we are proud to celebrate a rich history that began in 1957. Established in the heart of Capitola, CA, at 3333 Clares St, our branch has grown from humble beginnings into a trusted financial partner for over 91,000 members. With total assets exceeding $1.6 billion, we have consistently focused on our mission: to provide accessible financial services while supporting and uplifting our community. From the start, Bay was created with a vision of cooperation and support among members. Over the decades, we have evolved significantly, embracing both traditional values and modern advancements. Our commitment to member service remains steadfast as we adapt to changing times and technologies. This dedication is evident through our various offerings including personal banking, auto loans, mortgages, and business banking services. Our mission is not just about finances; it's about building lasting relationships within the community. We strive to empower our members by offering education on financial literacy and providing tools for better money management. We believe that informed members make for a stronger community. While you can visit us at our main branch location, official correspondence should be sent to our mailing address at 3333 Clares St, Capitola, CA 95010-2546. At Bay, we ensure convenience with ATM availability and a focus on customer-friendly service hours: Monday through Thursday from 9:00 am to 5:00 pm, Wednesday from 10:00 am to 5:00 pm, Friday from 9:00 am to 6:00 pm, and Saturday from 9:00 am to 3:00 pm. We take pride in being ADA compliant and offer a range of digital services including online banking and mobile payments. Our commitment extends beyond banking as we actively engage in community outreach initiatives that foster partnerships with local organizations. Join us at Bay to experience firsthand how we combine innovative solutions with genuine care for our members' financial well-being. Together, let's build a brighter future for our community!

Becoming a member of Bay is like joining a close-knit family where your financial well-being is our priority. If you're looking to connect with a community that truly cares, you'll be pleased to know that membership is open to anyone who lives, works, worships, or attends school in Santa Cruz County. It's that simple! Plus, once you join Bay, you'll gain access to a variety of services designed to support your financial journey, from checking and savings accounts to auto loans and more. Ready to take the next step? Opening an account at Bay is straightforward and welcoming. You can find all the details about membership eligibility by visiting this link. If you have questions or need assistance, feel free to reach out at (831) 479-6000. Join us at our branch located at 3333 Clares St Capitola Ca 95010, and let's start building your future together!