BAY FEDERAL CREDIT UNION

Welcome to Bay Aptos Branch, your trusted partner in financial growth and community support. Located at 48 Rancho Del Mar, Aptos, CA 95003, we are proud to serve our local members with a commitment that dates back to our establishment in 1957. With a strong membership base of over 91,000 individuals and total assets exceeding $1.66 billion, we are dedicated to providing personalized banking solutions tailored to your needs. At Bay, we understand the importance of building lasting relationships with our members. Whether you're looking for a new auto loan, mortgage options, or simple checking and savings accounts, our experienced team is here to guide you every step of the way. Under the leadership of CEO Carrie Birkhofer and Board President Piret Harmon, we strive to create an environment where your financial goals can flourish. While members can visit us at our branch address, official correspondence should be sent to 3333 Clares St, Capitola, CA 95010-2546. You can reach us at (831) 479-6000 during our lobby hours Monday through Thursday from 9:00 AM to 5:00 PM, and Friday until 6:00 PM. With total deposits amounting to $224.75 million, robust cash reserves of $14.47 million, and a solid net worth of $158.82 million, you can feel confident knowing your finances are secure with us. Our diverse range of services includes not only personal banking but also business loans and credit cards that reward you for your loyalty. Join us today at Bay Aptos Branch, where we're more than just a credit union; we're a part of your community's heartbeat! Visit our website at bayfed.com or call us now to learn how we can assist you in achieving your financial dreams!

Welcome to the Aptos Branch of Bay Credit Union, where our rich history and commitment to community banking come together. Established in 1957, we have proudly served the residents of Aptos, CA, for over six decades. Our branch is located at 48 Rancho Del Mar, a convenient spot near local landmarks that reflect the vibrant spirit of our community. From our humble beginnings, we have grown into a trusted financial partner for nearly 91,168 members. Today, we manage total assets exceeding $1.6 billion, underscoring our stability and commitment to responsible financial stewardship. Over the years, we've adapted to meet the evolving needs of our members while staying true to our mission: to provide accessible financial services that empower individuals and families. At Bay Credit Union, we believe in more than just banking; we are dedicated to enhancing the quality of life in our community. Our mission centers around supporting our members not only with excellent financial products like checking and savings accounts, auto loans, mortgage options, and credit cards but also through active involvement in local initiatives. We strive to foster relationships that enrich lives and strengthen community ties. While members can visit us at 48 Rancho Del Mar Aptos Ca 95003, official correspondence should be sent to our mailing address at 3333 Clares St, Capitola, CA 95010-2546. Our team is here to assist you during our operating hours: Monday, Tuesday, and Thursday from 9:00 am to 5:00 pm; Wednesday from 10:00 am to 5:00 pm; Friday from 9:00 am to 6:00 pm; and Saturday from 9:00 am to 3:00 pm. In addition to traditional services, we've embraced technology to make banking easier for everyone. Our digital offerings include online banking and mobile applications that allow you to manage your finances anytime and anywhere. Plus, with ADA compliance at the forefront of our operations, we're committed to ensuring all members can access our services without barriers. We also understand the importance of being there for those who need us most. That's why we engage in various partnerships and outreach programs aimed at uplifting those in need within Aptos and surrounding areas. Join us today! Experience firsthand how Bay Credit Union can help you achieve your financial goals while being part of a caring community focused on support and growth. Visit us or give us a call at (831) 479-6000 we're excited to welcome you into our family!

At Bay, we believe that becoming a member is like joining a family, where everyone supports one another. If you're interested in joining our community, we welcome individuals who live, work, worship, or attend school in our area. Whether you're looking for personal banking services or loans to help with your financial needs, membership here opens doors to exclusive benefits tailored just for you. To find out more about the eligibility criteria and see if you qualify, feel free to check out our detailed resource at http://www.bayfed.com/about-us/membership-benefits . The process of opening an account is simple and straightforward. You can start your journey towards membership by visiting us at our location in 48 Rancho Del Mar Aptos Ca 95003 or by giving us a call at (831) 479-6000. For those who prefer the convenience of online applications, you can also apply through our website at https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozad0wc8jb_9ig25_k2pr66qwfwwfyznozc1yaagjzdnf_eetzjyf3lzrb3x9sp2wg0qa . Joining Bay means you're not just getting a bank; you're gaining a partner dedicated to helping you achieve your financial goals!