Welcome to Bay Atlantic Federal Credit Union, a trusted financial partner serving our community since 1939. Led by CEO Gail Marino and Board President David Schad, we are dedicated to empowering our members through exceptional service and innovative banking solutions. Located in Vineland, NJ, we pride ourselves on fostering a member-first approach that emphasizes trust, accessibility, and community engagement. As an NCUA-insured institution since January 4, 1971, your deposits are secure with us, allowing you to focus on what truly matters—achieving your financial goals.

At Bay Atlantic FCU, we understand the importance of modern banking tools in today’s fast-paced world. Our comprehensive online banking services provide seamless access to your accounts anytime, anywhere. With features such as a mobile application for convenient banking on the go, person-to-person transfers for quick payments between friends and family, electronic statements for easy record-keeping, mobile payments for effortless transactions, and e-signature authorization for your convenience, managing your finances has never been easier. Explore our offerings and learn more about how we can support you by visiting our website at https://www.bayatlanticfcu.org/ or contact us via fax at 8566915593. Join us at Bay Atlantic FCU and experience financial empowerment tailored just for you!

At Bay Atlantic Federal Credit Union, we pride ourselves on offering a comprehensive suite of financial services designed to meet the diverse needs of our members. From personal banking solutions like checking and savings accounts to auto loans and vehicle financing, we provide the tools necessary for managing everyday finances effectively. Our commitment to your financial well-being extends to business banking as well, offering merchant services and business loans that empower small businesses to thrive. With a focus on innovation, we make it easy for you to access your accounts anytime through our robust online banking platform and user-friendly mobile app. Enjoy features like person-to-person transfers, mobile payments, e-statements, and electronic signatures that streamline your banking experience.

Our services not only help members navigate daily banking tasks but also support significant life milestones—be it buying a home or planning for retirement. We invite you to explore membership eligibility at and discover how you can become part of our community. Additionally, if you're considering financing options, our loan aggregator tool at https://www.lendmesh.com/loans/personal_loans allows you to compare rates effortlessly, ensuring you find the best solutions tailored to your needs. For any inquiries or personalized support, feel free to reach out at (856) 691-5593. At Bay Atlantic Federal Credit Union, we're dedicated to fostering financial growth and stability for every member in our community.

Bay Atlantic Federal Credit Union is a trusted financial partner that has been serving its community since 1939. With a strong foundation reflected in its Total Membership of 9,211, Bay Atlantic is dedicated to providing personalized financial services that meet the diverse needs of its members. The credit union boasts impressive Total Assets of 90,541,883, showcasing its stability and capacity to support a wide range of financial products.

The commitment to financial health is further demonstrated through a robust Net Worth of 7,628,495, which underscores the credit union's solid footing in the industry. With a Net Worth Ratio of 843, Bay Atlantic not only meets but exceeds regulatory requirements, affirming its resilience and reliability as a financial institution. Despite the challenges faced by many, Bay Atlantic continues to thrive, maintaining healthy Total Deposits amounting to 2,375,019 and an active loan portfolio with Total Loans and Leases reaching 6,133.

The credit union's dedicated team of Total Employees, totaling 27, works tirelessly to ensure that every member receives exceptional service tailored to their unique circumstances. This commitment extends beyond individual banking; it includes competitive offerings such as Credit Card Loan Volume reaching 1,209 and an impressive Auto Loan Volume of 1,118. Additionally, Bay Atlantic provides solutions for businesses, as evidenced by its Commercial Loans totaling 8.

Bay Atlantic Federal Credit Union's performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . By choosing Bay Atlantic, you are aligning yourself with an institution that prioritizes transparency, community impact, and member satisfaction. Explore your options today and compare real-time loan offers at https://www.lendmesh.com/loans/personal_loans to find the best rates for your needs.