BAY AREA CREDIT UNION

Welcome to Bay Area, your trusted partner in financial well-being since 1934. Located at 4202 Navarre Ave, Oregon, OH 43616, we are dedicated to serving our community with a range of personalized banking solutions tailored to meet your needs. With over 5,484 members and assets totaling an impressive $81,613,364, we pride ourselves on being a stable and reliable financial institution. At Bay Area, we understand that every dollar counts. That's why we offer competitive rates on loans and savings, making it easier for you to achieve your financial goals. Our total loans and leases stand at 3,579, while our total deposits reach $4,785,075 a testament to the trust our members place in us. Under the leadership of CEO Jennifer Tober and Board President Michael Jaksetic, our team of 20 employees is committed to providing exceptional service. We believe that banking should be accessible and convenient; that's why we offer online and mobile banking services alongside traditional options like ATMs and drive-thru access. For any official correspondence, please feel free to send it to our mailing address: 4202 Navarre Ave, Oregon, OH 43616-3562. Whether you're seeking personal banking services or exploring business financing options, we're here to help. Reach out today at (419) 698-2962 or visit us online at Bay Area Credit Union to learn more about how we can assist you on your financial journey. Your future starts here!

Becoming a member of Bay Area is like joining a close-knit community that truly cares about your financial well-being. We welcome anyone who lives, works, worships, or attends school in the Oregon area to join our family. This means you can take advantage of our fantastic services and benefits designed just for you. Whether you're looking for personalized banking options, competitive loan rates, or simply a place that prioritizes your needs, Bay Area is here to support you every step of the way. To learn more about how you can become a member, visit our eligibility page at https://www.bayareacu.com/become-a-member/ . It outlines all the details you need to know in a clear and friendly manner. When you're ready to open an account, check out our easy online application process at https://forms.joinmycu.com/mop/191/apply . If you have any questions, don't hesitate to give us a call at (419) 698-2962 we're excited to help you start your journey with us at Bay Area, located at 4202 Navarre Ave Oregon Oh 43616!

At Bay Area, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's economic climate, you want to feel confident in where you place your trust and your money. That's why we are proud to share our strong financial standing with you. With a net worth of $11,421,166, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,398 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $15,270,597 in share certificates and $7,972,948 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to excellence extends beyond just numbers. With $10,918,772 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We also have $982 in used auto loans and $44,585,503 in total loans and leases available to support your financial goals across various sectors. Our financial performance is reflected in our $405,561, which showcases our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 19 full-time employees and 1 part-time employees who are dedicated to serving you with knowledge and care. Our net shares amount to $169,617, illustrating the funds available for lending and investments. Additionally, with a total of 11,387 share and deposit accounts, it is clear that more members trust us with their finances every day. In summary, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Bay Area is your trusted partner. Visit us at 4202 Navarre Ave Oregon Oh 43616 or call (419) 698-2962 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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