Baxter Virginia Beach VA Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Baxter, your trusted financial partner in the heart of Virginia Beach! Located at 1345 Perimeter Pkwy, Virginia Beach, VA 23454, our credit union has been dedicated to serving our community since 1980. With a strong commitment to member satisfaction, we proudly support over 356,643 members and manage assets totaling an impressive $5,907,858,695. At Baxter, we believe in creating meaningful connections. Our friendly team is here to help you navigate your financial journey whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages. Our goal is to empower you with the right tools to achieve your dreams. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to the same address: 1345 Perimeter Pkwy, Virginia Beach, VA 23454-5882. Led by our CEO, Michael Valentine, and Board President, Mike Curran, we take pride in our transparent and community-focused approach. With a net worth of $593,054,340 and total deposits amounting to $375,038,208, we ensure that your money is secure and working hard for you. Our services include everything from personal loans and credit cards with rewards to business banking solutions. We also offer convenient online and mobile banking options so you can manage your finances on the go. If you're ready to take the next step towards better financial health or simply want to learn more about what we can offer, don't hesitate to reach out! Call us at 847-932-8367 or explore our website at www.bcu.org. Together, let's build a brighter financial future!

Branch History & Mission

Commitment to Innovation

Baxter embraces technology as part of our commitment to enhancing your experience. With online banking options, mobile payments, e-statements, and person-to-person payment capabilities, managing your finances has never been easier. We strive for accessibility for all members, ensuring our services are ADA compliant. Join us on this journey! Experience firsthand how Baxter is more than just a credit union; we're a partner in your financial success. Become part of our family today and discover the benefits that await you at Baxter in Virginia Beach. For more information or assistance, feel free to reach out at 847-932-8367 or visit us online at bcu.org.

Our Mission

At Baxter, our mission is clear: to provide exceptional financial services while supporting the community we love. We offer a range of services including personal banking (checking and savings accounts), auto loans and vehicle financing, mortgage loans and refinancing, personal loans and debt consolidation, as well as credit cards with rewards. Additionally, our business banking options ensure that local businesses can thrive with merchant services and business loans. We understand that financial wellbeing goes beyond transactions; it's about building relationships. That's why we are committed to community outreach efforts that foster economic growth and support those in need. Whether it's through partnerships with local organizations or hosting events that bring people together, our focus remains on making a positive impact. While members can visit us at 1345 Perimeter Pkwy, official correspondence should be sent to 1345 Perimeter Pkwy, Virginia Beach, VA 23454-5882 if needed. Our branch operates Monday through Friday from 8:30 AM to 4:00 PM, providing you ample opportunity to connect with us.

Branch Location & Accessibility

Welcome to Baxter Credit Union's Virginia Beach branch! Conveniently located at 1345 Perimeter Pkwy, this branch is designed with your needs in mind. Whether you're a long-time member or considering joining us for the first time, our friendly team is here to help you navigate your financial journey. You can easily find us near popular spots like the bustling Town Center and the scenic Lake Christopher. Our location offers ample parking, ensuring that your visit is as stress-free as possible. Plus, we take accessibility seriously, with features like ADA-compliant ramps to assist all our members. We're open Monday through Friday from 8:30 AM to 4:00 PM, making it easy for you to stop by before or after work. While you're here, take advantage of our ATM services available right on-site. Unfortunately, we do not have drive-thru banking; however, our team is ready and waiting to assist you inside. If you need to send any official correspondence, please note that while members can visit us at 1345 Perimeter Pkwy, official mail should be directed to our mailing address: 1345 Perimeter Pkwy, Virginia Beach, VA 23454-5882. For any questions or assistance, feel free to give us a call at 847-932-8367. We look forward to welcoming you to our branch and helping you achieve your financial goals!

Member Eligibility

Becoming a member of Baxter means joining a welcoming community that truly cares about your financial well-being. If you live, work, or worship in the area, you're likely already eligible to join! We're here for everyone who shares our mission of making banking more personal and supportive. Whether you're looking to open a checking account, secure an auto loan, or explore mortgage options, being part of Baxter gives you access to friendly service and competitive rates that help you thrive. For detailed eligibility criteria and any updates, feel free to visit our resource page at http://www.bcu.org/member-resources/join/membership-eligibility. Ready to get started? Opening an account is easy! Just check out the steps we've laid out at http://www.bcu.org/mortgages-and-home-equity/buying-your-home/ready, or give us a call at (847) 932-8367 if you have any questions. We can't wait for you to join us at Baxter, located conveniently at 1345 Perimeter Pkwy Virginia Beach Va 23454!

Business Banking & Commercial Services

Merchant Services Made Easy

In addition to loans, we offer comprehensive merchant services that simplify transactions for you. Picture this: a customer walks into your shop, makes a purchase, and you can instantly process their payment with ease. Our solutions streamline payments so you can focus on what you do best growing your business. Located at 1345 Perimeter Pkwy Virginia Beach Va 23454 in Virginia Beach, VA, we're here to partner with you on your journey towards success. Visit us today to explore how our tailored solutions can empower your business!

Tailored Business Loans

Imagine being able to invest in that new piece of equipment you've been eyeing or expanding your team to meet growing demand. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $198 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $186,977,089, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For those running a business, we offer specialized services like merchant services and business loans. Whether you're just starting out or looking to expand, we're here to support your entrepreneurial journey with tailored financial solutions.

Customer Support

Our team is here for you! If you have questions about any of our services or need assistance, feel free to give us a call at (847) 932-8367 during our operating hours from 8:30 AM to 4:00 PM on weekdays. At Baxter, we pride ourselves on being more than just a financial institution; we're your partners in building a secure financial future. Explore all that we have to offer by visiting us online at Virgina Beach or stop by our branch today! Your journey towards better banking starts here!

Digital Banking Features

In today's fast-paced world, convenience matters. That's why we provide robust online and mobile banking options. You can check balances, transfer funds, and pay bills right from your phone or computer whenever and wherever suits you best! With access to ATMs for cash withdrawals and balance checks, managing your money has never been easier.

Loans and Financing

If you're planning to buy a new car, our auto loans and vehicle financing make it simple to get behind the wheel without breaking the bank. We offer competitive rates and flexible terms that work for you. Additionally, if homeownership is on your radar, consider our mortgage loans and refinancing options. We'll guide you through the process, ensuring you understand each step along the way. Need some extra cash for unexpected expenses? Our personal loans and debt consolidation services can help streamline your finances, allowing you to manage payments more effectively. Plus, with our credit cards featuring rewards, every purchase can bring you closer to exciting benefits.

Personal Banking

Whether you're just starting out or looking to grow your wealth, our personal banking options are designed with you in mind. You can open checking and savings accounts that fit your lifestyle, making it easy to manage your day-to-day expenses while saving for the future. Imagine having a safe place for your money that also earns interest!

Digital & Online Banking

At Baxter, we understand that managing your finances should be as easy and secure as possible. That's why we offer a comprehensive range of digital and online banking services that put you in control, anytime and anywhere. With our online banking platform available at https://www.bcu.org/, you can easily access your accounts 24/7. Whether you want to check your balance, transfer funds, or pay bills, our user-friendly interface makes it simple. Plus, the ability to make person-to-person transfers means sending money to friends or family is just a few clicks away. Security is a top priority for us. Our electronic signature authorization feature allows you to sign documents securely online, ensuring that your transactions are protected. Additionally, you can opt for e-statements, which not only help reduce paper clutter but also provide an easy way to keep track of your financial activity. For those on the go, our mobile application offers the same features right from your smartphone. You can make mobile payments effortlessly and manage your accounts with ease. No more waiting in line everything you need is right at your fingertips. At Baxter, we are committed to providing accessible and convenient banking solutions that fit into your lifestyle. Experience the freedom of real-time account management and enjoy peace of mind knowing that your finances are safe and secure.

Financial Strength

Operational Efficiency

Our operational efficiency is reflected in our $10,227,961, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 743 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With Net Shares (Funds available for lending and investments): $1,883, and Total Share Accounts: 937,378, we show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Baxter is your trusted partner. Visit us at 1345 Perimeter Pkwy Virginia Beach Va 23454 or call (847) 932-8367 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Reinventing Member Services

With $555,241,441 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also significant; with $42,702 in used auto loans and $4,885,148,124 in total loans and leases, we support members' financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $1,375,018,397 in share certificates and $669,125,557 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $263,451,299, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $593,054,340, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.23% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $765031428 in used vehicle loans and $480496932 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, ensuring that you find the right fit for your needs.

Business Financing

For business owners, our outstanding commercial loans totaling $186977089 provide the capital needed to grow and expand. We recognize the unique challenges faced by businesses today and are committed to supporting our local economy through accessible financing options.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $439909904, make buying or refinancing simple. Whether you are purchasing your first home or looking to refinance your existing mortgage, our team is here to guide you through the process.

Refinancing Options

If you're considering refinancing any of these loan products, we encourage you to explore our eligibility options available at Baxter's Eligibility Page. Refinancing can potentially lower your monthly payments and free up cash for other needs. For more information about any of our loan products or to discuss your specific financial situation, don't hesitate to reach out at (847) 932-8367. We're located at 1345 Perimeter Pkwy, Virginia Beach, VA 23454, ready to assist you during our lobby hours from 8:30 AM to 4:00 PM on weekdays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Baxter, we're dedicated to providing personalized service and support throughout your borrowing journey.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $386418799 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your everyday spending while keeping your budget in check.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach ensures fair and transparent offers for all users. By relying solely on verified institutions, LendMesh eliminates the confusion often associated with comparing loans.

BAXTER CREDIT UNION - Virginia Beach, VA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

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Loan rates in Virginia Beach, VA (23454)

Introduction

Branch History & Mission

Commitment to Innovation

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Merchant Services Made Easy

Tailored Business Loans

Comprehensive List Of Services

Business Banking Solutions

Customer Support

Digital Banking Features

Loans and Financing

Personal Banking

Digital & Online Banking

Financial Strength

Operational Efficiency

Reinventing Member Services

Secure Savings Options

Strong Financial Position

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

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