Baxter Fredericksburg VA Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Baxter, your trusted financial partner right here in Fredericksburg, Virginia! Located at 1 Geico Blvd, Fredericksburg, VA 22412, our branch has been serving the community since 1980, providing a range of services designed to help you achieve your financial goals. With over 356,643 members and a total asset base of an impressive $5,907,858,695, we pride ourselves on our commitment to the people we serve. At Baxter, we understand that every member is unique. That's why we offer a variety of products and services tailored to meet your needs. Whether you're looking for personal banking solutions like checking accounts and auto loans or business services such as merchant accounts and business loans, we've got you covered. Our total deposits amount to $375,038,208, showcasing the trust that our members place in us. Led by our dedicated CEO, Michael Valentine, and Board President Mike Curran, our team is passionate about making a positive impact in the community. We employ 752 skilled professionals who are ready to assist you with any inquiries or financial decisions you may have. You can reach us at (224) 207-2766 during our operating hours from Monday to Friday, 8 AM to 4 PM. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be directed to the same address: 1 Geico Blvd, Fredericksburg, VA 22412. Join us at Baxter and experience a credit union that truly cares about its members! Explore more about what we offer by visiting our website at bcu.org. If you're ready to take the next step in your financial journey or have questions about membership eligibility, feel free to call us today. Your future starts here!

Branch History & Mission

At Baxter, we take pride in our rich history and unwavering commitment to our community. Established in 1980, our Fredericksburg branch has been a cornerstone for members seeking reliable financial services. Located at 1 Geico Blvd, Fredericksburg, VA 22412, we are nestled in a vibrant area that offers easy access for our members and is close to local landmarks. Over the years, Baxter has grown significantly, currently serving 356,643 members with total assets amounting to an impressive $5,907,858,695. This growth reflects our dedication to providing exceptional service and support to individuals and families in Fredericksburg and beyond. Our mission is clear: we strive to empower our members by offering personalized financial solutions that cater to their unique needs while fostering community development. Our branch hours are designed with convenience in mind. We're open Monday through Friday from 8 AM to 4 PM, allowing you ample opportunity to visit us. While we do not currently offer drive-thru services, our ATM is available for your banking needs. Baxter's mission goes beyond just financial transactions; it's about building lasting relationships within the community. We actively engage in outreach initiatives that support local organizations and events, ensuring that we give back to the people who have supported us over the years. In today's digital world, we've also embraced technology to enhance member experience. Our online banking platform allows you to manage your accounts easily, while mobile payment options offer flexibility on the go. We remain committed to accessibility for all members, ensuring ADA compliance throughout our services. While you can visit us at 1 Geico Blvd, any official correspondence should be sent to the same address as our mailing address remains unchanged. If you're looking for a credit union that prioritizes your financial well-being while uplifting the community around us, look no further than Baxter. We invite you to join us and discover how Baxter can help you achieve your financial goals. Let's build a brighter future together! For more information or assistance, feel free to reach out at (224) 207-2766 or explore our website at bcu.org.

Branch Location & Accessibility

Accessibility and Parking

Our branch is designed with accessibility in mind, featuring ramps and ADA-compliant entrances so everyone can visit us comfortably. We also offer ample parking space, making it simple for you to drop by without any hassle.

Operating Hours

We're here for you during our lobby hours from Monday through Friday, opening at 8 AM and closing at 4 PM. If you need assistance outside these hours, don't hesitate to give us a call at (224) 207-2766. Our friendly staff is always ready to help!

Services Available

At Baxter, we offer a variety of banking services tailored to meet your needs. Whether you're looking for personal checking and savings accounts, auto loans, mortgage options, or business banking solutions, we've got you covered. Plus, our ATM is available for quick cash withdrawals and balance checks whenever you need it. While members can visit us at 1 Geico Blvd Fredericksburg Va 22412, official correspondence should be sent to our mailing address: 1 Geico Blvd, Fredericksburg, VA 22412. We invite you to come by and experience the personalized service that sets us apart. Feel free to stop in anytime or reach out via phone we're excited to assist you!

Member Eligibility

At Baxter, we believe that becoming a member is like joining a caring family that's dedicated to helping you thrive. If you're wondering how to take this step, you'll be pleased to know that membership is open to anyone who lives, works, worships, or attends school in the Fredericksburg area. This means you can enjoy all the benefits we offer, from competitive loans and savings options to personalized financial advice tailored just for you. For more detailed information about eligibility, feel free to check out our website at http://www.bcu.org/member-resources/join/membership-eligibility. Opening an account with us is straightforward and welcoming. You can easily start your journey towards financial well-being by visiting our branch located at 1 Geico Blvd Fredericksburg Va 22412 or giving us a call at (224) 207-2766. We're here to guide you through every step of the process, ensuring that joining our community feels easy and inclusive. Discover how being part of Baxter can make a positive difference in your life today!

Business Banking & Commercial Services

Financing That Fuels Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $198 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $186,977,089, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In today's fast-paced world, having efficient merchant services can set your business apart. Imagine being able to accept payments seamlessly from your customers, whether they're shopping online or in-store. Our merchant services provide you with the tools to streamline transactions, manage sales data effectively, and enhance customer satisfaction all while keeping costs low. Located at 1 Geico Blvd Fredericksburg Va 22412 in Fredericksburg, VA, we invite you to explore how our tailored solutions can empower your business. Reach out today at (224) 207-2766 to learn more!

Comprehensive List Of Services

Business Banking Services

For business owners, we provide comprehensive Business Banking solutions that include essential services such as Merchant Services & Business Loans. Whether you're starting a new venture or expanding an existing one, we can help ensure your business has the financial support it needs.

Convenience at Your Fingertips

In today's fast-paced world, convenience is key. At Baxter, we offer robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. You can check balances, transfer funds, and even make payments from the palm of your hand. For those times when you prefer face-to-face interaction, our ATM & Cash Withdrawal Services are readily available for quick access to your cash.

Get Started Today!

If you're ready to take control of your financial future, visit us at 1 Geico Blvd Fredericksburg Va 22412 or give us a call at (224) 207-2766. Our team is excited to guide you through our various offerings and help find the right solutions tailored just for you. Explore all that Baxter has to offer and see how we can support your journey toward achieving your financial goals!

Personal Banking Solutions

Whether you're opening your first checking account or looking for a way to save for the future, our Personal Banking options have you covered. We offer Checking & Savings Accounts that help you manage your money effectively, allowing you to access your funds whenever necessary. If you're considering a new vehicle, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms to get you behind the wheel with ease. Looking to invest in a home? Our Mortgage Loans & Refinancing services are tailored to help you navigate the process smoothly. We understand that life can be unpredictable; that's why our Personal Loans & Debt Consolidation options can assist in managing unexpected expenses or consolidating existing debts into one manageable payment. Plus, with our Credit Cards with Rewards, you can earn while you spend!

Digital & Online Banking

Key Features

Our mobile application makes it even easier to manage your money. With features like mobile payments and person-to-person transfers, sending money to friends or family has never been simpler. Plus, you can make payments directly from your smartphone perfect for those spontaneous moments when cash isn't an option. For added convenience, we offer electronic signature authorization, letting you sign documents securely without needing to visit a branch. This means less time waiting in line and more time enjoying life.

Stay Updated

Stay organized with e-statements that keep all your financial information at your fingertips. You can easily view and download them whenever you need, ensuring you always have access to important documents without the clutter of paper. Security is our top priority. Our online banking system includes advanced features designed to protect your personal information while making sure that every transaction is safe and secure. In today's fast-paced world, Baxter is here to help you stay connected with your finances through innovative digital solutions. Join us in embracing the ease of modern banking!

Financial Strength

Committed Team Serving You

We also take pride in having 743 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 937,378, showing a strong and growing member base that trusts us with their finances.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Baxter is your trusted partner. Visit us at 1 Geico Blvd Fredericksburg Va 22412 or call (224) 207-2766 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Solutions

Members' savings are secured through $1,375,018,397 in share certificates and $669,125,557 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $263,451,299, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Robust Lending Capacity

With $42,702 in used auto loans and $4,885,148,124 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members.

Strong Capital Foundation

With a net worth of $593,054,340, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,023 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For those seeking additional flexibility, our total credit lines amount to $2,238,362,354, allowing for easy access to funds when needed. If you're a business owner, our outstanding commercial loans totaling $186,977,089 provide the capital needed to grow and expand. If you're considering refinancing any existing loans or need guidance on eligibility options, we're here to help. Our team can walk you through the process and ensure you have all the information needed to make an informed decision. For inquiries or assistance with any of our loan products, feel free to contact us at (224) 207-2766 or visit us at our branch located at 1 Geico Blvd Fredericksburg Va 22412 in Fredericksburg, VA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us partner with you on your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $765,031,428 in used vehicle loans and $480,496,932 in new vehicle loans already helping members get on the road. Whether you're eyeing that new ride or a reliable used vehicle, our financing options can make it happen.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $439,909,904, make buying or refinancing simple. We offer competitive rates and terms that fit your budget, making the path to owning your dream home more accessible than ever.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $386,418,799 in loans helping members manage their finances effectively. Whether you need to consolidate debt or cover unexpected expenses, our credit card options offer convenience and peace of mind.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can rest assured that the rates you see are real and reliable. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you will see a true comparison of options available to you. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. You won't have to worry about outdated information when evaluating your choices. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights how effective and user-friendly LendMesh can be for anyone seeking better loan terms. Take control of your financial future today. Compare real-time loan offers at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This strict adherence ensures that you receive fair and transparent offers, allowing you to trust the information presented.

Baxter

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility and Parking

Operating Hours

Services Available

Member Eligibility

Business Banking & Commercial Services

Financing That Fuels Growth

Merchant Services That Simplify Transactions

Comprehensive List Of Services

Business Banking Services

Convenience at Your Fingertips

Get Started Today!

Personal Banking Solutions

Digital & Online Banking

Key Features

Stay Updated

Financial Strength

Committed Team Serving You

Conclusion

Member-Centric Savings Solutions

Robust Lending Capacity

Strong Capital Foundation

Loan Offering

Additional Financing Options

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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