Baxter Santa Isabel PR Credit Union | Affordable Auto Loans & ATM Access

Introduction

Welcome to Baxter, your trusted financial partner located at 2805 Felicia Industrial Park, Santa Isabel, PR 00757. Established in 1980, our commitment to serving the community has made us a cornerstone for financial well-being in the region. With over 356,643 members, we pride ourselves on providing personalized banking services tailored to meet your needs. At Baxter, we understand that financial health is crucial for you and your family. That's why our total assets exceed $5.9 billion, allowing us to offer competitive loans and deposit options. Currently, our total deposits stand at $375,038,208, which reflects the trust our members place in us. We also have a robust loan portfolio of 236,025, ensuring that we can support your dreams whether it's buying a new home or financing a vehicle. Our leadership team is dedicated to fostering a strong relationship with every member. Led by CEO Michael Valentine and Board President Mike Curran, we focus on community engagement and financial literacy initiatives that empower you to make informed decisions. With a team of 752 employees, we're here to assist you every step of the way. While you can visit us directly at our branch, official correspondence should be sent to the same address: 2805 Felicia Industrial Park, Santa Isabel, PR 757. We invite you to explore our comprehensive services including checking accounts, auto loans, mortgage options, and more all designed with you in mind. Whether you're looking for everyday banking solutions or specialized financial products, Baxter is here for you. Don't hesitate to reach out via phone at 800-388-7000 or explore our website at bcu.org for more information. Join us today and experience the benefits of being part of a caring and committed credit union community!

Branch History & Mission

Join Us

With total assets exceeding $5.9 billion, Baxter stands as a pillar of strength and reliability within the financial landscape. We invite you to become part of our growing family and experience firsthand the dedication we have toward serving you and your financial goals. Whether you're looking for personal loans or business solutions, there's something for everyone at Baxter. To learn more about membership eligibility or start your journey with us today, please visit our website or give us a call at 800-388-7000. Together, let's build a brighter financial future!

Our Mission

Our mission at Baxter is simple yet powerful: to empower our members by providing them with reliable financial services while nurturing strong community connections. We believe that everyone deserves access to the tools they need for financial success. That's why we focus not only on delivering exceptional products but also on supporting local initiatives and partnerships that uplift our community. As part of this mission, we are committed to being an inclusive institution. We strive to ensure that all members have equal access to our services, including ADA compliance and user-friendly digital platforms. Our efforts extend beyond traditional banking; we actively participate in community outreach programs aimed at enhancing financial literacy and supporting local organizations. While members can visit us at 2805 Felicia Industrial Park for their banking needs, official correspondence should be sent to 2805 Felicia Industrial Park, Santa Isabel, PR 757.

Branch Location & Accessibility

Get in Touch!

We invite you to visit us soon! If you have any questions or would like more information about our services, feel free to give us a call at 800-388-7000. At Baxter Credit Union's Santa Isabel branch, we're here to support your financial journey every step of the way!

Operating Hours

At Baxter Credit Union, we value your time. Our lobby hours are Monday through Friday from 9 AM to 5 PM, allowing you plenty of opportunities to stop by for assistance or to conduct transactions that fit into your busy schedule. Whether you need help with personal banking services or have questions about loans, our friendly staff is here to assist you.

Parking and Accessibility

We understand how important accessibility is for our members. Our branch offers ample parking space and is equipped with features to ensure everyone can visit us comfortably. With ADA-compliant entrances and ramps, we strive to make banking accessible for all.

Services Offered

Our Santa Isabel branch provides a variety of services designed to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we have options tailored just for you. Additionally, we offer online and mobile banking services so you can manage your finances anytime and anywhere. Need cash? Enjoy the convenience of our ATM services available on-site. Although we do not currently offer drive-thru banking or shared service centers, we are committed to providing exceptional service within our branch.

Member Eligibility

At Baxter, we believe that everyone deserves a chance to be part of a supportive community that values their financial well-being. Becoming a member is simple and welcoming! If you're living, working, or attending school in the areas we serve, you're likely eligible to join us. We cater to individuals from various backgrounds and financial needs, ensuring that our services are accessible to all. You can check out the specific eligibility requirements at http://www.bcu.org/member-resources/join/membership-eligibility for more details. Once you know you qualify, opening an account with us is straightforward. Our friendly team at Baxter, located at 2805 Felicia Industrial Park Santa Isabel Pr 00757, is ready to assist you through every step of the process. Whether it's a checking account, savings plan, or loan option, we offer tailored services designed to help you thrive financially. For any questions or to get started today, feel free to call us at (800) 388-7000. Join us and experience the advantages of being part of a community-focused financial institution!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $198 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $186,977,089, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, efficient payment processing is crucial. Our merchant services make it easy for businesses to accept payments from customers. Imagine a local café that can quickly process orders through a user-friendly system this not only enhances customer satisfaction but also streamlines operations behind the counter. Located conveniently at 2805 Felicia Industrial Park Santa Isabel Pr 00757, Santa Isabel, PR, we invite you to discover how our business banking and commercial services can empower your business today!

Comprehensive List Of Services

ATM Services

Need cash on-the-go? Our ATM & Cash Withdrawal Services ensure that you have access to your money when you need it most. With basic ATM access for withdrawals and balance checks available at multiple locations, managing your cash flow is simple. At Baxter, we believe in making banking easier for you. Our friendly staff is ready to assist you with any questions or concerns you may have about our services. If you're ready to explore how we can help meet your financial needs, don't hesitate to reach out at (800) 388-7000 or visit us today! Your financial journey starts here at Santa Isabel!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing are designed with competitive rates and flexible terms. We make it easy for you to get behind the wheel without breaking the bank. Whether it's a brand-new model or a reliable used car, we've got your financing covered.

Business Banking

If you're a business owner, our Business Banking services will help streamline your financial operations. From merchant services that facilitate transactions to business loans that support growth initiatives, we are committed to helping local businesses thrive.

Credit Cards with Rewards

For members who enjoy shopping and dining out, our Credit Cards with Rewards provide benefits that make spending more rewarding. Earn points on every purchase and redeem them for travel, gift cards, or cash back making each transaction count!

Mortgage Loans & Refinancing

When it comes to homeownership, our Mortgage Loans & Refinancing options make the dream of owning a home accessible. Imagine finding the perfect house and knowing you have a trusted partner like us helping you secure the best mortgage rates available. Our refinancing options can also help lower your monthly payments or access cash for other needs.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features that allow you to manage your finances anytime and anywhere. With just a few taps on your phone or clicks on your computer, you can transfer funds, pay bills, and monitor account activity effortlessly.

Personal Banking

For those looking to manage their everyday finances, our Personal Banking options include checking and savings accounts tailored to fit your lifestyle. Imagine having the flexibility to access your funds quickly through online and mobile banking no more waiting in line! You can check balances, transfer money, and even set up alerts right from your smartphone.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. With our Personal Loans & Debt Consolidation, you can tackle those challenges head-on. Whether it's consolidating debt or covering an emergency expense, we offer straightforward solutions with manageable repayment plans.

Digital & Online Banking

Key Services for Your Convenience

Our online banking platform allows you to keep track of your finances effortlessly. You can check balances, pay bills, and transfer money at the click of a button. We also offer person-to-person transfers, making it easy to send money to friends or family without any hassle. For those who prefer using their smartphones, our mobile application is available for download. It comes equipped with features like mobile payments, so you can make purchases quickly and securely. Plus, if you ever need to sign documents, our electronic signature authorization feature lets you do so right from your device no more printing or scanning required!

Security You Can Trust

At Baxter, we prioritize your security with advanced encryption technology to ensure that your personal information remains protected. Our user-friendly interface makes navigating through our services easy, allowing you to manage your accounts with confidence. With these features at your fingertips, managing your finances has never been easier. Experience the convenience of digital banking today!

Stay Informed with E-Statements

We also provide e-statements for all members who choose this option. E-statements are not only environmentally friendly but they also help you keep better track of your finances by allowing quick access to your account statements whenever you need them.

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 937,378, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,883. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Baxter is your trusted partner. Visit us at 2805 Felicia Industrial Park Santa Isabel Pr 00757 or call (800) 388-7000 to learn more about how we can help you achieve your financial goals.

Investing in Our Members

With $555,241,441 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is significant; with $42,702 in used auto loans and $4,885,148,124 in total loans and leases, we support your financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 743 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $1,375,018,397 in share certificates and $669,125,557 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $263,451,299, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $593,054,340, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,023 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For those considering business ventures, our outstanding commercial loans totaling $186,977,089 provide the capital needed for growth and expansion. If you are interested in refinancing any of our products or want to know more about eligibility options, feel free to reach out. Our team is here to assist you every step of the way. You can contact us at (800) 388-7000 or visit us at 2805 Felicia Industrial Park Santa Isabel Pr 00757, Santa Isabel, PR for personalized assistance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together to find the perfect loan solution for you!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $765,031,428 in used vehicle loans and $480,496,932 in new vehicle loans already helping members get on the road. We make it easy to find the right financing option for your next vehicle purchase.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $439,909,904, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, we have solutions that fit your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $386,418,799 in loans helping members manage their finances effectively. These cards come with competitive interest rates and no annual fees, giving you access to funds when you need them most.

Loan Aggregator

Benefits of Using LendMesh

One of the standout features of LendMesh is Verified Data. Loan offers are sourced from legitimate financial institutions, ensuring transparency in the options presented to users. Additionally, LendMesh maintains a strict policy of No Sponsored Listings, meaning that lenders are not prioritized based on paid promotions. The focus is solely on delivering unbiased results that help users find the best fit for their needs. With Real-Time Rate Comparisons, users can access up-to-date loan rates from multiple institutions. This feature allows for informed decision-making and empowers individuals to choose the loan that aligns with their financial situation. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback underscores the effectiveness of LendMesh in helping individuals make better financial choices. If you're ready to explore your options, compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Baxter

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Join Us

Our Mission

Branch Location & Accessibility

Get in Touch!

Operating Hours

Parking and Accessibility

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

ATM Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Mortgage Loans & Refinancing

Online & Mobile Banking

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Services for Your Convenience

Security You Can Trust

Stay Informed with E-Statements

Financial Strength

A Growing Community

Investing in Our Members

Secure Savings Opportunities

Strong Financial Health

Loan Offering

Additional Financing Options

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Join Our Community