Baxter San German PR Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Baxter, your trusted credit union located at Road 122 Km 05 Avenida Fenwal, San German, PR 00683. Established in 1980, we have proudly served our community for over four decades, cultivating a strong base of 356,643 members who rely on us for their financial needs. At Baxter, we understand that banking is more than just numbers; it's about building relationships and supporting each other. Our commitment to our members is reflected in our impressive financial standing. With total assets exceeding $5,907,858,695 and total deposits amounting to $375,038,208, we ensure that your money is not only safe but also working hard for you. Additionally, our net worth stands at $593,054,340, showcasing our stability and reliability as a financial partner. While members can visit us at our branch location for personal banking services like checking and savings accounts or auto loans, official correspondence should be directed to our mailing address: Road 122 KM 0.5 Avenida Fenwal, San German, PR 00683-9805. Led by our CEO Michael Valentine and Board President Mike Curran, the dedicated team of 752 employees here at Baxter is passionate about providing exceptional service tailored to meet your unique needs. Whether you're looking for a mortgage loan or seeking business banking solutions, we are here to assist you every step of the way. Explore how Baxter can help you achieve your financial goals by visiting us online at bcu.org or give us a call at 800-388-7000. Join us today and experience the difference that a community-focused credit union can make!

Branch History & Mission

At Baxter, our journey began in 1980, right here in the heart of San German, PR. Since then, we have dedicated ourselves to serving our community with integrity and a commitment to excellence. Located at Road 122 Km 05 Avenida Fenwal, our branch has become a trusted partner for over 356,000 members, providing financial services that empower individuals and families alike. As we grew, so did our commitment to enhancing the lives of our members. We now proudly hold total assets of $5,907,858,695, reflecting the trust placed in us by our community. Our mission is simple yet powerful: we aim to provide accessible and affordable financial solutions while fostering a spirit of community support. Whether it's personal banking needs or business loans, we strive to meet our members where they are on their financial journeys. While members can visit us at our main location in San German, official correspondence should be sent to our mailing address at Road 122 KM 0.5 Avenida Fenwal, San German, PR 00683-9805. Our operating hours are Monday through Friday from 8 AM to 4 PM, making it easy for you to reach us whenever you need assistance. We believe that banking should be convenient and inclusive. That's why we offer ATM services for easy cash access and have embraced technology with features like online banking and mobile payments. Our commitment to accessibility extends beyond just digital services; we ensure that all our facilities comply with ADA standards so everyone can bank comfortably. Baxter is not just about transactions; it's about building relationships. We actively engage with local organizations and participate in community outreach programs that make a difference in people's lives. By partnering with various groups, we help improve financial literacy and support local initiatives that uplift our neighborhoods. Join us at Baxter today and experience firsthand how we're more than just a credit union; we're your community partner in achieving financial success! Visit us online at bcu.org or call us at 800-388-7000 to learn more about how we can help you thrive.

Branch Location & Accessibility

Get in Touch!

We invite you to come by and experience the friendly service that sets Baxter apart. If you have any questions before your visit or want to learn more about how we can help you achieve your financial goals, feel free to give us a call at 800-388-7000. We look forward to welcoming you soon!

Nearby Landmarks and Accessibility

Nestled near local landmarks, our branch is easy to find and access. If you're familiar with the area, we are just a short drive from popular spots that make visiting us even more convenient. Our parking lot is spacious, ensuring that you have no trouble finding a spot. Plus, our facilities are ADA compliant, featuring ramps and accessible entrances to accommodate everyone.

Operating Hours and Services Offered

We understand that life can be busy, so we offer flexible hours to meet your needs. Our lobby is open Monday through Friday from 8 AM to 4 PM, making it easy for you to drop in before or after work. Here at Baxter, we provide a wide array of services including personal banking solutions like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking options too. Additionally, our ATM is readily available for quick cash withdrawals or balance checks anytime you need it. While we currently do not have drive-thru service or shared service centers at this location, our dedicated staff is always on hand to assist you inside.

Member Eligibility

At Baxter, we believe that becoming a member means joining a caring community where your financial needs are truly understood. If you're looking to make the switch, it's easier than you might think! To qualify for membership at Baxter, you simply need to meet a few friendly criteria. Generally, anyone who lives, works, or worships in our local area is welcome to join us. We love serving our community and want to ensure that everyone has access to the excellent financial services we provide. For more details on what it takes to become a member, feel free to check out our eligibility page at http://www.bcu.org/member-resources/join/membership-eligibility. Opening an account with us is just as simple! Whether you're interested in savings accounts, auto loans, or other services, we've got you covered. You can find all the information you need about starting your journey with us by visiting http://www.bcu.org/mortgages-and-home-equity/buying-your-home/ready. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (800) 388-7000. We're excited to welcome you into the Baxter family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $198 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $186,977,089, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to lending, our merchant services make transactions easier for you and your customers. Imagine accepting payments seamlessly whether in-store or online without worrying about complicated setups. Our services ensure you have the tools needed to keep your cash flow steady and your customers satisfied. Visit us at Road 122 Km 05 Avenida Fenwal San German Pr 00683 or call us at (800) 388-7000 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, our comprehensive Business Banking services can streamline your operations. We offer essential tools like Merchant Services & Business Loans, helping you manage cash flow and invest in growth without hassle.

Commitment to Our Members

At Baxter, we know that each member has different financial goals and challenges. That's why we strive to create an environment where everyone feels valued and understood. Our team is here to assist you with any questions or concerns just give us a call at (800) 388-7000. As we continue to expand our services and enhance member experiences, we invite you to take advantage of what we offer. Visit us at San German or explore more online at our website. Let us help you achieve your financial dreams today!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we emphasize digital banking at Baxter. With our user-friendly Online & Mobile Banking, you can check balances, transfer funds, and pay bills right from your smartphone or computer. Our ATM & Cash Withdrawal Services are also designed for easy access so that you can withdraw cash or check your balance anytime, anywhere.

Personal Banking Solutions

We understand that managing finances can be challenging, which is why we offer robust Personal Banking options. From Checking & Savings Accounts that help you keep track of your daily expenses to Auto Loans & Vehicle Financing designed to get you behind the wheel without breaking the bank, we have you covered. For those considering a home purchase or refinancing an existing mortgage, our Mortgage Loans & Refinancing options make the process straightforward and accessible. Additionally, our Personal Loans & Debt Consolidation services provide flexible solutions to help you manage debt efficiently. Don't forget to explore our Credit Cards with Rewards, offering benefits that can enhance your everyday spending.

Digital & Online Banking

E-Statements and Mobile Features

Say goodbye to paper clutter! Our e-statements feature keeps your financial records organized and easily accessible. You'll receive monthly statements directly in your inbox, so you can review your transactions without sifting through stacks of paperwork. For those who prefer banking on-the-go, our mobile application is here for you. With mobile payments enabled, making purchases or sending money through person-to-person transfers is quick and hassle-free. Simply download the app and enjoy the freedom of managing your finances right from your phone.

Security and Accessibility

Your security is our top priority. We employ robust measures to ensure your personal information remains safe while you bank online. From secure logins to encrypted transactions, you can have peace of mind knowing that your data is protected. At Baxter, we believe that banking should be accessible to everyone. That's why we've made our online services not only convenient but also easy to use for all members. Whether you're tech-savvy or just getting started with digital banking, our features are designed with you in mind. Experience the benefits of modern banking with us at Baxter where convenience meets security every day!

Financial Strength

Commitment to Excellence

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 743 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Additionally, net shares available for lending and investments stand at $1,883, while our total share accounts number 937,378, showing a strong and growing member base that trusts us with their finances.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Baxter is your trusted partner. Visit us at Road 122 Km 05 Avenida Fenwal San German Pr 00683 or call (800) 388-7000 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $555,241,441 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $42,702 in used auto loans and $4,885,148,124 in total loans and leases.

Member-Centric Savings Options

Members' savings are secured through $1,375,018,397 in share certificates and $669,125,557 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $263,451,299, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $593,054,340, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,023 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $765,031,428 in used vehicle loans and $480,496,932 in new vehicle loans already helping members get on the road. We cater to all types of vehicles and provide flexible repayment terms to fit your budget.

Credit Lines

If you're looking for additional financial flexibility, consider our credit lines. With a total amount of $2,238,362,354, these lines provide quick access to cash for unexpected expenses or planned purchases without the hassle of applying for a separate loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $439,909,904, making buying or refinancing simple. Whether you're purchasing a home for the first time or looking to refinance an existing mortgage, our knowledgeable team is here to assist you every step of the way.

Refinancing Options

We also offer refinancing options across many of our loan products. If you're interested in lowering your monthly payments or consolidating debt into one manageable payment plan, don't hesitate to reach out to us for more information on eligibility and benefits. For any questions or assistance regarding our loan offerings and how they can work for you, feel free to call us at 800-388-7000 during our operating hours from 8 AM to 4 PM (Monday through Friday). Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your journey toward achieving your financial dreams starts here at Baxter!

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $386,418,799 in loans helping members manage their finances effectively. Enjoy peace of mind knowing that you have access to funds when you need them most.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing process guarantees that all loan offers are fair and transparent, helping users feel confident in their choices.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the positive impact LendMesh has had on individuals seeking better loan options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Baxter

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Get in Touch!

Nearby Landmarks and Accessibility

Operating Hours and Services Offered

Member Eligibility

Business Banking & Commercial Services

Commercial Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Services

Commitment to Our Members

Digital Banking Features

Personal Banking Solutions

Digital & Online Banking

E-Statements and Mobile Features

Security and Accessibility

Financial Strength

Commitment to Excellence

Conclusion

Investing Back into Our Community

Member-Centric Savings Options

Solid Financial Foundation

Loan Offering

Auto Loans

Credit Lines

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Ensuring Accurate Comparisons

Key Benefits of Using LendMesh

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