Baxter Juana Diaz PR Credit Union | Affordable Vehicle Loans & ATM Access

Introduction

Welcome to Baxter at Juana Diaz, where your financial well-being is our top priority! Located at 500 Road 584 Lot 7 Amuelas Industrial Park, Juana Diaz, PR 00795, we have been serving our community since 1980. With a strong commitment to helping our members thrive, we are proud to support over 356,643 individuals and families in achieving their financial goals. At Baxter, we understand that every member's journey is unique. That's why we offer a range of services tailored to meet your needs from checking and savings accounts to auto loans and personal financing options. Our total assets of an impressive $5,907,858,695 reflect our stability and dedication to providing quality financial solutions. We currently hold $375,038,208 in deposits, ensuring that your funds are safe and accessible when you need them. Our experienced team, led by CEO Michael Valentine and Board President Mike Curran, is here to guide you through every step of your financial journey. With a workforce of 752 employees, we pride ourselves on delivering personalized service and fostering a welcoming environment for all. While members can visit us at our branch address for all your banking needs, official correspondence should be sent to the same location: 500 Road 584 Lot 7 Amuelas Industrial Park, Juana Diaz, PR 00795-2870. Whether you prefer face-to-face interactions or online convenience through our website at www.bcu.org, we are here for you! Join us as we continue to build a brighter financial future together. If you're interested in learning more about how we can assist you, feel free to call us at 847-522-8600 during our lobby hours from 8 AM to 4 PM, Monday through Friday. Your success is our mission let's achieve it together!

Branch History & Mission

Community Focus

Baxter is more than just a credit union; we're deeply integrated into the fabric of Juana Diaz. Our outreach efforts include partnerships with local organizations aimed at improving lives within our community. We believe in giving back through financial literacy programs and community service initiatives that help empower individuals with knowledge about managing their finances effectively. As part of our commitment to accessibility, we provide an ATM for your convenience but do not currently offer drive-thru services or shared service centers. However, you can always reach us during our operating hours from Monday through Friday from 8 AM to 4 PM at (847) 522-8600.

Join Us Today!

If you're looking for a credit union that prioritizes your financial success while genuinely caring about the community's welfare, look no further than Baxter. We invite you to join our growing family and experience firsthand the benefits of becoming a member. Explore how we can help you achieve your financial goals today! Visit us online at bcu.org or stop by our branch we're excited to meet you!

Our Mission

Our mission at Baxter is clear: we aim to empower individuals and families through accessible financial services while actively contributing to the well-being of our community. We believe that everyone deserves the opportunity for financial growth and security. Our services range from personal banking solutions like checking and savings accounts to auto loans, mortgages, and business banking options. We are committed not only to meeting the financial needs of our members but also to enhancing their overall experience. With features such as online banking and mobile payments, we strive to make banking convenient and user-friendly. Additionally, we ensure that our branch is ADA compliant so that all members can access our services comfortably. While members can visit us at our main address, official correspondence should be sent to the same location: 500 Road 584 Lot 7 Amuelas Industrial Park, Juana Diaz, PR 00795-2870.

Branch Location & Accessibility

Call to Action

Ready to experience the benefits of banking with Baxter Credit Union? Don't hesitate to stop by or give us a call at 847-522-8600. Our team is excited to welcome you and help you achieve your financial goals!

Nearby Landmarks and Accessibility

Situated conveniently near local landmarks, our branch is easy to find and reach. We take pride in providing a welcoming environment with ample parking for our members. The branch is designed to be accessible for everyone, featuring ADA-compliant entryways and ramps to ensure that all visitors can navigate the space comfortably.

Operating Hours

At Baxter, we understand that your time is valuable. That's why we offer flexible operating hours from 8 AM to 4 PM, Monday through Friday. Whether you need assistance with personal banking, auto loans, or mortgage services, our friendly staff is ready to assist you during these hours.

Services Offered

We provide a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, our offerings are designed with you in mind. Need cash? Enjoy convenient ATM access right at our location for quick withdrawals and balance checks. While members can visit us at 500 Road 584 Lot 7 Amuelas Industrial Park, official correspondence should be sent to our mailing address at 500 Road 584 Lot 7 Amuelas Industrial Park, Juana Diaz, PR 00795-2870.

Member Eligibility

Becoming a member of Baxter is more than just opening an account; it's about joining a community that truly cares for your financial well-being. If you live, work, or attend school in the area, you're likely eligible to join us! We welcome individuals and families who want to take advantage of our friendly services and supportive atmosphere. With a range of benefits including competitive rates on loans and savings, personalized financial advice, and access to online banking tools, you'll feel right at home here. To learn more about the specific eligibility criteria, check out our detailed guide at http://www.bcu.org/member-resources/join/membership-eligibility. When you're ready to open an account, the process is straightforward and welcoming just give us a call at (847) 522-8600, or visit us at 500 Road 584 Lot 7 Amuelas Industrial Park Juana Diaz Pr 00795. We can't wait to help you start your journey with us at Baxter!

Business Banking & Commercial Services

Loan Options to Fuel Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $198 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $186,977,089, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

Imagine processing payments easily and securely while you focus on serving your customers. Our merchant services are here to streamline your transactions, making it simple for you to accept payments from various channels. This not only enhances customer satisfaction but also improves cash flow, allowing your business to thrive. Discover how Baxter can be your partner in success right here at 500 Road 584 Lot 7 Amuelas Industrial Park Juana Diaz Pr 00795, Juana Diaz, PR. Let's take your business further together!

Comprehensive List Of Services

Business Banking Solutions

For our business members, we offer a suite of business banking services. From merchant services that simplify payment processing to business loans designed to help you grow, we're here to support your entrepreneurial journey.

Credit Cards with Benefits

Consider enhancing your purchasing power with our credit cards that come with rewards. They not only help you build credit but also provide benefits that can make your everyday purchases more rewarding.

Digital Convenience at Your Fingertips

In today's fast-paced world, convenience is key. That's why we pride ourselves on offering robust online and mobile banking solutions. With these features, managing your accounts has never been easier. You can check balances, transfer funds, pay bills, and even make person-to-person payments right from your device whenever and wherever it suits you. Additionally, our ATM services ensure you have quick access to cash when needed. Whether it's for withdrawing money or checking balances, our basic ATM access meets those everyday needs efficiently.

Get in Touch

We invite you to visit us at 500 Road 584 Lot 7 Amuelas Industrial Park Juana Diaz Pr 00795 in Juana Diaz, PR, or give us a call at (847) 522-8600 if you have any questions about our offerings. At Baxter, we're committed to providing personalized service and support every step of the way. Join us today and discover how we can help you achieve your financial goals!

Personal Banking Made Easy

Whether you're just starting out or looking to manage your finances more effectively, our personal banking options are designed with you in mind. We offer checking and savings accounts that help you save for the future while enjoying easy access to your funds. For those considering new wheels, our auto loans and vehicle financing options make purchasing a car straightforward and affordable. If homeownership is on your horizon, our mortgage loans and refinancing services can guide you through the process, making it less daunting. We also have personal loans available for debt consolidation or unexpected expenses, helping you regain control over your finances.

Digital & Online Banking

Key Services

With our online banking platform at https://www.bcu.org/, you can easily access your accounts 24/7. Whether you want to check your balance, pay bills, or transfer money, everything is just a few clicks away. Plus, our mobile application lets you manage your finances right from your smartphone, allowing for real-time account management on the go. For those times when you need to send money quickly, our person-to-person transfer feature makes it easy to send funds to friends or family without any hassle. And if you're looking for a paperless option, you'll be happy to know we offer e-statements. This not only helps you keep track of your transactions but also supports a more environmentally friendly approach.

Security and Ease-of-Use

Security is paramount in today's digital world, and at Baxter, we prioritize protecting your information. Our electronic signature authorization feature allows you to sign documents securely online, giving you peace of mind while handling important transactions from the comfort of your home. Additionally, with mobile payments enabled through our services, making purchases is easier than ever. You can leave your wallet at home and use your phone instead! In summary, our digital and online banking services at Baxter are designed with you in mind. Enjoy the benefits of secure access to your accounts and the flexibility to manage your finances whenever you need it. For more information or to get started today, visit us at https://www.bcu.org/!

Financial Strength

A Growing Community

We are proud of our growing member base that trusts us with their finances. With 937,378 total share accounts, our community continues to expand as more individuals recognize the benefits of banking with us. In summary, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Baxter is your trusted partner. Visit us at 500 Road 584 Lot 7 Amuelas Industrial Park Juana Diaz Pr 00795 or call (847) 522-8600 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Commitment to Growth

With $555,241,441 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $42,702 in used auto loans and a total of $4,885,148,124 in loans and leases available to you.

Member-Centric Approach

Members' savings are secured through $1,375,018,397 in share certificates and $669,125,557 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $263,451,299, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operations reflect our commitment to efficiency. While our net income stands at $0, it showcases our ability to sustain competitive loan rates and robust financial products for our members. We also take pride in having 743 full-time employees and 9 part-time employees dedicated to serving you with knowledge and commitment.

Solid Foundation

With a net worth of $593,054,340, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,023 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $765,031,428 in used vehicle loans and $480,496,932 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new ride or a reliable used vehicle, our financing options can make it easier for you to get behind the wheel.

Business Financing

For business owners, our outstanding commercial loans totaling $186,977,089 provide the capital needed to grow and expand. We support local businesses by offering tailored solutions to help meet their unique financing needs.

Conclusion

At Baxter, we are committed to providing transparent and accessible loan products that empower our members financially. Whether you're interested in an auto loan, mortgage options, or credit card solutions, our team is here to assist you every step of the way. For more information or to discuss eligibility options and refinancing opportunities, feel free to reach out at (847) 522-8600, or visit us at 500 Road 584 Lot 7 Amuelas Industrial Park Juana Diaz Pr 00795 in Juana Diaz, PR.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $439,909,904, make buying or refinancing simple. We provide personalized assistance to help you navigate through your mortgage journey, ensuring that you find a plan that fits your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $386,418,799 in loans helping members manage their finances effectively. These cards come with various benefits that allow you to handle unexpected expenses while keeping control of your spending.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in your options. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Access up-to-date loan rates from multiple institutions, empowering you to make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback reflects the effectiveness and reliability of our service. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that all offers displayed are fair and transparent.

Baxter

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Focus

Join Us Today!

Our Mission

Branch Location & Accessibility

Call to Action

Nearby Landmarks and Accessibility

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Loan Options to Fuel Your Growth

Merchant Services Tailored for You

Comprehensive List Of Services

Business Banking Solutions

Credit Cards with Benefits

Digital Convenience at Your Fingertips

Get in Touch

Personal Banking Made Easy

Digital & Online Banking

Key Services

Security and Ease-of-Use

Financial Strength

A Growing Community

Commitment to Growth

Member-Centric Approach

Operational Efficiency

Solid Foundation

Loan Offering

Auto Loans

Business Financing

Conclusion

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

Join Our Community