Baxter Jayuya PR Credit Union | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Baxter, your trusted financial partner located at 250 Carr 144, Jayuya, PR 00664. Since our establishment in 1980, we have proudly served our community with a commitment to providing personalized banking solutions tailored to meet the needs of our members. With over 356,000 members and total assets reaching an impressive $5,907,858,695, we are dedicated to helping you achieve your financial goals. At Baxter, we understand that every member's journey is unique. That's why we offer a variety of services ranging from personal banking like checking and savings accounts to auto loans, mortgages, and business banking solutions. Our total deposits stand at $375,038,208, reflecting the trust placed in us by our members who rely on us for their financial needs. Led by our CEO, Michael Valentine, and Board President, Mike Curran, our team of over 750 employees is here to provide you with friendly support and expert advice. Whether you're looking for a loan or need assistance with online banking, we're ready to help you navigate your financial journey with ease. While members can visit us at 250 Carr 144, official correspondence should be sent to the same address for clarity. If you're interested in exploring what we have to offer or if you have any questions, don't hesitate to reach out! Call us at 787-828-5317 or visit our website at bcu.org for more information. Your financial wellness is just a step away!

Branch History & Mission

Community Commitment

Baxter takes pride in being more than just a financial institution; we are a part of the fabric of Jayuya. Our branch actively participates in local events and outreach programs designed to strengthen community ties and support those in need. We believe in forming partnerships that make a real difference in people's lives. With no drive-thru service but friendly lobby hours from Monday to Friday (8 AM to 4 PM), we invite you into our branch where our dedicated team is ready to help you with any inquiries or assistance you may need. Join us at Baxter today! Experience firsthand how we can help you on your financial journey while making an impact in the community we all call home. For more information or to become a member, please reach out at 787-828-5317 or visit us online at bcu.org.

Our Mission

At Baxter, our mission is simple yet powerful: to support and uplift our community by offering personalized financial solutions that fit the needs of every member. We believe that everyone deserves access to affordable banking options and the tools to achieve their financial goals. Our services include personal banking products like checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. We also cater to businesses with tailored banking solutions. We understand that technology plays a crucial role in today's banking experience. That's why we offer online and mobile banking services along with ATM availability for easy access to your funds. We are proud to be ADA compliant and continuously strive to enhance our digital offerings to ensure every member can benefit from our services.

Branch Location & Accessibility

Welcome to Baxter! Conveniently located at 250 Carr 144 Jayuya Pr 00664 in the heart of Jayuya, PR, our branch is here to serve you with friendly faces and helpful financial solutions. Whether you're just around the corner or passing by, our welcoming atmosphere invites you to drop in for all your banking needs. While members can visit us at 250 Carr 144 Jayuya Pr 00664, official correspondence should be sent to 250 Carr 144, Jayuya, PR 00664-1503. We're easy to find near local landmarks, making it simple for you to swing by. If you're driving, you'll find ample parking available, and our location is fully accessible, ensuring everyone can enjoy a hassle-free visit. Our operating hours are designed with your busy schedule in mind. We're open Monday through Friday from 8 AM to 4 PM, so whether you need to open an account, apply for a loan, or just ask a question, you can stop by during the day that works best for you. At Baxter, we offer a variety of services tailored to meet your financial goals from personal banking options like checking and savings accounts to auto loans and mortgage financing. Plus, we have an ATM available for quick cash access, though please note that we do not currently offer drive-thru services. Ready to take the next step? We encourage you to visit us or give us a call at (787) 828-5317. Our dedicated team is eager to assist you with all your banking needs!

Member Eligibility

At Baxter, we believe that everyone deserves a supportive financial community, and becoming a member is the first step to joining us! If you're living, working, or attending school in our local area, you're likely eligible for membership. We warmly welcome individuals from various backgrounds, so whether you're just starting out or looking to deepen your financial journey, there's a place for you here. The advantages of being part of Baxter are plentiful, from personalized service to tailored products that suit your needs. Getting started is easy! You can find all the details about eligibility at http://www.bcu.org/member-resources/join/membership-eligibility, which provides a clear outline of who can join us. Once you're ready to take the plunge, opening an account is just as straightforward; visit http://www.bcu.org/mortgages-and-home-equity/buying-your-home/ready for all the information you need. If you have any questions or need assistance along the way, don't hesitate to call us at (787) 828-5317. We're excited to welcome you into our community at 250 Carr 144 Jayuya Pr 00664!

Business Banking & Commercial Services

Financing Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $198 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $186,977,089, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

Imagine being able to accept payments seamlessly while managing your cash flow efficiently. Our merchant services offer just that. Whether you're running a local shop or a larger enterprise, having reliable payment processing can make a significant difference. From point-of-sale systems to online payment options, we provide the tools you need to keep your business running smoothly. Visit us at 250 Carr 144 Jayuya Pr 00664, Jayuya, PR or call us at (787) 828-5317 to learn more about how our business banking and commercial services can empower your success!

Comprehensive List Of Services

Business Banking Services

For our entrepreneurial members, we offer comprehensive Business Banking solutions. From Merchant Services that make accepting payments easier to Business Loans designed to support your growth, we've got you covered.

Credit Cards with Rewards

Don't forget about our Credit Cards with Rewards program! Earn points on every purchase that can be redeemed for exciting rewards or cash back. It's an excellent way to make the most out of your spending while enjoying added benefits.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we emphasize digital banking features like mobile payments and person-to-person transfers through our user-friendly app. You'll find everything you need at your fingertips! If you're ready to explore all these fantastic services or have questions about how we can assist you better, don't hesitate to reach out! Call us at (787) 828-5317, or visit us at 250 Carr 144 Jayuya Pr 00664 in Jayuya, PR during our lobby hours from 8 AM to 4 PM, Monday through Friday. Let us help you take control of your financial future today!

Easy Access with ATMs

Need cash on the go? Our ATM services allow you to withdraw cash and check balances quickly and securely at various locations. You can always count on us for basic ATM access whenever you need it.

Personal Banking Solutions

Our Personal Banking services include checking and savings accounts that fit any lifestyle. Need easy access to your funds? With our online and mobile banking platforms, managing your accounts is simple and convenient. You can check balances, transfer money, and pay bills anytime, anywhere. When it comes time to buy a car or refinance one you already own, our Auto Loans & Vehicle Financing options offer competitive rates and flexible terms tailored to your budget. Plus, if you're looking for a place to call home, we provide Mortgage Loans & Refinancing solutions that can make homeownership more accessible than ever. For those unexpected expenses or plans you've been dreaming of, consider our Personal Loans & Debt Consolidation services. These loans can help simplify your finances by consolidating multiple debts into one manageable payment.

Digital & Online Banking

Accessibility and Security

Our commitment to security means you can bank with confidence. With 24/7 online banking services, you can monitor your accounts in real-time, giving you peace of mind no matter where life takes you. Download our mobile application for even easier access on the go. It's designed to be user-friendly so that even those new to technology will find it easy to navigate. In summary, Baxter offers all the tools you need for effective financial management right at your fingertips. Join us today and experience how our digital banking services can simplify your life!

Key Services

With just a few clicks, you can access your accounts anytime through our robust online banking platform at https://www.bcu.org/. Enjoy features like e-statements, which let you view your statements electronically no more waiting for the mail! Plus, we support electronic signature authorization, making it simple to complete transactions securely without the hassle of paperwork. Need to send money to a friend? Our person-to-person transfer service allows you to easily send funds directly from your account. And if you're someone who loves mobile payments, you'll be pleased to know that our mobile payments feature lets you pay with just a tap of your phone.

Financial Strength

Commitment to Growth

With $555,241,441 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $42,702 in used auto loans and $4,885,148,124 in total loans and leases.

Growing Member Base

Total Share and Deposit Accounts stand at 937,378, showcasing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $1,883, reinforcing our ability to support your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Baxter is your trusted partner. Visit us at 250 Carr 144 Jayuya Pr 00664 or call (787) 828-5317 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 743 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $1,375,018,397 in share certificates and $669,125,557 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $263,451,299, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $593,054,340, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,023 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $765,031,428 in used vehicle loans and $480,496,932 in new vehicle loans already helping members get on the road. Whether you're eyeing that brand-new model or looking for a reliable used vehicle, we have options to suit your needs.

Credit Lines and Refinancing Options

If you're looking for more flexibility in your borrowing options, our credit lines totaling $2,238,362,354 might be just what you need. Additionally, if you're interested in refinancing any existing loans, our team is here to discuss eligibility and help you find a solution that works for you. At Baxter, we are dedicated to supporting our community through every financial journey. For performance insights and financial data, refer to the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at 250 Carr 144 Jayuya Pr 00664 in Jayuya, PR to explore how we can assist you further!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $439,909,904, make buying or refinancing simple. We guide you through the process and ensure that you understand all your options.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $386,418,799 in loans helping members manage their finances effectively. This option provides the flexibility you need while ensuring you can handle unexpected costs.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in your choices. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions. Our aim is to provide you with unbiased results that you can trust. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness and reliability of our platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

LendMesh guarantees accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that the offers you see are fair and transparent, reflecting real-time information from reputable lenders.

Baxter

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Commitment

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Financing Your Business Growth

Merchant Services That Work for You

Comprehensive List Of Services

Business Banking Services

Credit Cards with Rewards

Digital Banking Features

Easy Access with ATMs

Personal Banking Solutions

Digital & Online Banking

Accessibility and Security

Key Services

Financial Strength

Commitment to Growth

Growing Member Base

Operational Efficiency

Secure Savings Opportunities

Solid Financial Health

Loan Offering

Auto Loans

Credit Lines and Refinancing Options

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

Join Our Community