Baxter Guaynabo PR Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Baxter, your trusted financial partner located at 40 Carr 165 Ste 207, Guaynabo, PR 00968. Since our establishment in 1980, we have been dedicated to serving our community with integrity and commitment. With a total membership of 356,643 individuals, we pride ourselves on being more than just a credit union; we are a vital part of the Guaynabo community. At Baxter, we believe in empowering our members through financial services tailored to meet their needs. Our assets stand strong at an impressive $5,907,858,695, ensuring that we can support our members with confidence and reliability. Whether you're looking for personal banking options, auto loans, or mortgage solutions, we have a variety of products designed to help you achieve your financial goals. While members can visit us at our branch location for personalized service, official correspondence should be sent to the same address: 40 Carr 165 Ste 207, Guaynabo, PR 00968-8022. Our team is here to assist you during operating hours from 8 AM to 4 PM Monday through Friday. Under the leadership of CEO Michael Valentine and Board President Mike Curran, our dedicated staff of 752 employees works tirelessly to provide exceptional service. We are proud of our net worth of $593,054,340 and total deposits amounting to $375,038,208, which reflect our stability and commitment to member satisfaction. We invite you to explore all that Baxter has to offer by visiting our website at www.bcu.org. If you have any questions or need assistance, don't hesitate to call us at (847) 932-8138. Join us in building a brighter financial future together!

Branch History & Mission

Commitment to Community

At Baxter, we believe in giving back. Our partnerships with local organizations and schools reflect our commitment to enhancing lives beyond traditional banking. Whether through educational workshops or community events, we aim to uplift those around us and create opportunities for growth. We understand the importance of accessibility in today's world. That's why we offer convenient ATM services at our branch and ensure that our facilities comply with ADA standards, making banking easier for everyone. Additionally, while members can visit us at 40 Carr 165 Ste 207 Guaynabo Pr 00968, official correspondence should be sent to 40 Carr 165 Ste 207, Guaynabo, PR 00968-8022.

Join Us Today

As we look toward the future, we invite you to become part of the Baxter family. Experience the benefits of membership that goes beyond just finances become part of a community that cares. Visit us during our operating hours from 8 AM to 4 PM, Monday through Friday, or call us at (847) 932-8138 for more information on how you can join. Together, let's build a brighter financial future!

Our Journey

Since opening our doors in 1980, Baxter has evolved significantly. Starting as a small credit union, we embraced the needs of our members and expanded our offerings to include personal banking, auto loans, mortgages, and business services. With total assets now exceeding $5,907,858,695, we have established ourselves as a pillar of financial strength and stability. Our mission is clear: to empower our members with exceptional financial services while fostering a sense of belonging and community. We strive to make banking accessible for everyone, ensuring that each member feels valued and supported. From online banking solutions to personalized loan options, we are dedicated to meeting the unique needs of every individual who walks through our doors.

Branch Location & Accessibility

Operating Hours

We understand that your time is valuable, which is why our lobby is open Monday through Friday from 8 AM to 4 PM. This schedule allows you to stop in either before or after your workday to take care of your banking needs. If you have any questions or need assistance, feel free to reach out at (847) 932-8138.

Services Offered

Baxter Credit Union offers a variety of services tailored just for you. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Our friendly staff is always ready to assist with personal loans, credit cards with rewards, and even business banking solutions. While our Guaynabo branch does not feature drive-thru service or shared service centers, we are committed to providing exceptional service in a welcoming space. Members can also take advantage of our online and mobile banking options for added convenience. If you're looking for a friendly place to manage your finances or have any inquiries about membership eligibility, don't hesitate to stop by or give us a call. We look forward to serving you!

Member Eligibility

Joining Baxter is like stepping into a welcoming community where your financial needs are prioritized. Becoming a member is simple and open to many! You're eligible if you live, work, or worship in the surrounding areas, or if you have family who are already members. This means that whether you're new to the area or have deep roots here, there's a place for you with us. As a member of Baxter, you'll enjoy personalized service and access to a variety of financial products tailored just for you. To get started on your journey with us, check out the detailed eligibility criteria at http://www.bcu.org/member-resources/join/membership-eligibility. If you're ready to open an account or just want to learn more, feel free to reach out at (847) 932-8138. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $198 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $186,977,089, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

Alongside our loan offerings, we provide merchant services that help streamline your business operations. Imagine accepting payments easily from your customers without hassle whether it's in-store or online. Our tools are designed to make transactions smoother, allowing you to focus on what you do best: running your business. Visit us at 40 Carr 165 Ste 207 Guaynabo Pr 00968, Guaynabo, PR, and let's discuss how we can partner together for your success!

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners, we offer robust business banking services, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we have the tools to help your business thrive.

Digital Convenience

In today's fast-paced world, convenience is key. That's why at Guaynabo, we provide excellent online and mobile banking options. You can check balances, transfer funds, or pay bills from anywhere using our user-friendly platform. With features like ATM access for cash withdrawals and balance checks, managing your money has never been easier.

Get Started Today!

Are you ready to explore how our services can meet your financial needs? Don't hesitate to reach out! Call us at (847) 932-8138 or visit us in person at 40 Carr 165 Ste 207 Guaynabo Pr 00968 in Guaynabo, PR. Let us help you achieve your financial goals today!

Personal Banking

Starting with personal banking, we offer checking and savings accounts that make it easy for you to manage your finances. Imagine having a reliable checking account that keeps track of your spending while also earning interest on your savings. That's what our accounts can do for you! If you're considering a new car or need help with vehicle financing, our auto loans are tailored just for you. Picture driving off in the car of your dreams without breaking the bank our competitive rates can make that happen. For those thinking about homeownership, our mortgage loans and refinancing options are designed to fit your lifestyle. We guide you through the process, ensuring you find the right loan that suits your budget and goals.

Personal Loans

Life can be unpredictable, and sometimes you might need a little extra help. Our personal loans and debt consolidation options can provide the relief you need. Think about consolidating multiple debts into one manageable payment it's a simple way to regain control over your finances. And let's not forget about rewards! Our credit cards with rewards allow you to earn points for everyday purchases. Whether it's cash back on groceries or travel perks, these cards can add value to your spending.

Digital & Online Banking

At Baxter, we understand that your time is valuable. That's why our digital and online banking services are designed to offer you convenience and security, allowing you to manage your finances from anywhere, anytime. Whether you're at home or on the go, our services make banking simple and efficient. With just a few clicks at https://www.bcu.org/, you can access a wide range of banking features. Our 24/7 online banking services empower you to check balances, pay bills, and transfer funds whenever you need to. Plus, with electronic signature authorization, signing documents is fast and secure no more waiting for paperwork! We also offer e-statements, which means no more cluttered mailboxes. You can view your financial statements online whenever you want, helping you stay organized and informed about your account activity. For those who enjoy shopping with ease, our mobile payments feature allows you to make quick transactions right from your phone. You can also download our user-friendly mobile application, putting all your banking needs at your fingertips. Need to send money to a friend? With our person-to-person transfers, sharing funds is straightforward and hassle-free. Just a few taps on your device will do the trick. At Baxter, we prioritize both accessibility and ease-of-use in every service we provide. Our commitment to real-time account management ensures that you're always in control of your finances, making banking not just easier but also more enjoyable. Join us today and experience the future of banking!

Financial Strength

At Baxter, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to providing a reliable banking experience is backed by strong financial health, ensuring you can trust us with your savings and loans. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $593,054,340, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,023 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,375,018,397 in share certificates and $669,125,557 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $263,451,299, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to growth is reflected in our $555,241,441 in undivided earnings, which we reinvest into innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $42,702 in used auto loans and $4,885,148,124 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is highlighted by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 743 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $1,883. Total Share and Deposit Accounts: 937,378, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Baxter is your trusted partner. Visit us at 40 Carr 165 Ste 207 Guaynabo Pr 00968 or call (847) 932-8138 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $765,031,428 in used vehicle loans and $480,496,932 in new vehicle loans already helping members get on the road. Our competitive rates and flexible terms make it easy for you to drive away in your dream vehicle.

Business Loans

For business owners, our outstanding commercial loans totaling $186,977,089 provide the capital needed to grow and expand. We understand that running a business can be challenging and are here to support your endeavors with tailored solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $439,909,904, make buying or refinancing simple. We guide you through the process and help ensure you find the right fit for your budget.

Refinancing Options

If you're considering refinancing any of these loans or want to explore eligibility options, we're here to help. Our friendly staff can walk you through the possibilities so that you can make an informed decision. At Baxter, we pride ourselves on transparency and providing exceptional service. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Reach out today to learn more about how our loan offerings can work for you!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $386,418,799 in loans helping members manage their finances effectively. Our credit cards come with rewards and are designed to provide convenience while helping you build credit.

Loan Aggregator

Benefits of Using LendMesh

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Baxter

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Commitment to Community

Join Us Today

Our Journey

Branch Location & Accessibility

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loans That Fuel Growth

Merchant Services That Simplify Transactions

Comprehensive List Of Services

Business Banking

Digital Convenience

Get Started Today!

Personal Banking

Personal Loans

Digital & Online Banking

Financial Strength

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Join Our Community