Baxter Guayama PR Credit Union | Low Mortgage Rates & Auto Loans

Introduction

At Baxter, we believe in fostering strong relationships within our community. Located at Carr 3 Km 1421, Guayama, PR 00784, our branch serves over 356,643 members who trust us with their financial needs. Established in 1980, we have grown to become a cornerstone of financial stability and support in the region. With total assets exceeding $5,907,858,695 and total deposits around $375,038,208, Baxter is committed to providing personalized banking services that empower our members. Our dedicated team of 752 employees, led by CEO Michael Valentine and Board President Mike Curran, works tirelessly to ensure you receive the attention and expertise you deserve. While members can visit us at our branch for face-to-face service, any official correspondence should be sent to our mailing address: Carr 3 KM 142.1, Guayama, PR 784. We also offer a range of online services through our website bcu.org to make banking even more convenient. With a focus on community impact and member satisfaction, we offer various financial products tailored to meet your needs whether it's auto loans, mortgages, or personal banking services. We're proud to have provided a total of 236,025 loans and leases to help our members achieve their goals. Experience the difference that comes with being part of a credit union that truly cares. For inquiries or assistance, feel free to call us at 847-932-8506. We look forward to serving you!

Branch History & Mission

Commitment to Innovation

As times change, so do we. Our branch embraces modern technology with services like online banking, mobile payments, and e-statements all designed for your convenience. Plus, we ensure accessibility for all by adhering to ADA compliance standards. While we don't currently have drive-thru service available, our ATM provides reliable access for cash withdrawals and balance checks whenever you need it. While members can visit us at Carr 3 Km 1421, official correspondence should be sent to Carr 3 KM 142.1, Guayama, PR 784. Should you have any questions or need assistance, feel free to reach out at 847-932-8506 during our lobby hours from 8 AM to 4 PM on weekdays.

Join Us Today!

We invite you to experience everything Baxter has to offer. Become part of a vibrant community dedicated not only to your financial success but also the wellbeing of Guayama as a whole. Discover how we can help you achieve your goals by visiting us today! Together, let's build a brighter financial future!

Our Mission

At Baxter, our mission is simple yet profound: to enhance the financial wellbeing of our members while enriching the communities we serve. We strive to offer accessible financial solutions that empower individuals and families. From checking and savings accounts to auto loans and mortgages, our diverse offerings are designed with you in mind. We understand that banking is not just about transactions; it's about building a better future together. Our commitment extends beyond financial services; we actively engage in community outreach initiatives that uplift local organizations and support those in need.

Branch Location & Accessibility

Call to Action

We invite you to stop by our Guayama branch today! If you have any questions or would like more information about our services before visiting, don't hesitate to call us at 847-932-8506. Your financial journey starts here at Baxter Credit Union where community banking meets personalized service!

Convenient Access and Features

At Baxter, we understand that accessibility matters. Our location is designed with convenience in mind, featuring ample parking for our members. For those needing assistance, our facilities are ADA compliant, ensuring everyone can easily access our services. While you're here, feel free to take advantage of our ATM availability for quick cash withdrawals and balance checks.

Operating Hours

We want to be here when you need us! Our lobby hours are from 8 AM to 4 PM, Monday through Friday. Whether you're looking to open an account, apply for a loan, or simply ask questions about your finances, our friendly staff is ready to assist you during these hours. While members can visit us at Carr 3 Km 1421, official correspondence should be sent to Carr 3 KM 142.1, Guayama, PR 784.

Services Offered

Baxter Credit Union provides a wide range of services tailored to meet the needs of individuals and businesses alike. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. For business owners, we offer merchant services and business loans that can help your venture thrive.

Member Eligibility

At Baxter, we believe that becoming a member means joining a community that truly cares about you and your financial well-being. If you're looking to become a part of our family, it's easier than you might think! To be eligible, you simply need to live, work, or worship in the areas we serve, or have a family member who is already a member with us. This inclusive approach ensures that everyone can benefit from our personalized services and resources tailored to help you achieve your financial goals. Joining is just the start of a rewarding journey! As a member of Baxter, you'll enjoy access to a variety of financial products and services designed with your needs in mind. From checking and savings accounts to auto loans and mortgages, we strive to support your financial aspirations. Ready to learn more? For detailed eligibility criteria, check out our page at http://www.bcu.org/member-resources/join/membership-eligibility. If you're excited to open an account or have questions, feel free to reach out at (847) 932-8506. We can't wait to welcome you to our community at Carr 3 Km 1421 Guayama Pr 00784!

Business Banking & Commercial Services

Commercial Loans That Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $198 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $186,977,089, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

Imagine running your business without the hassle of complicated payment processes. Our merchant services streamline transactions, making it easy for you to accept payments from customers. This means more time focusing on what you do best growing your business! Visit us at Carr 3 Km 1421 Guayama Pr 00784, Guayama, PR, and discover how we can help you thrive. For more information, give us a call at (847) 932-8506 or explore our offerings online at https://www.bcu.org/.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing options are here to make that process smooth and simple. We offer competitive rates that can fit any budget, ensuring you get the best deal possible without the hassle.

Business Banking

For our local business owners, Baxter provides robust Business Banking services including merchant services and business loans. We understand the challenges of running a business and are dedicated to helping you thrive by offering financial solutions tailored specifically for your business needs.

Convenient ATM Services

Need cash on the go? With our convenient ATM services, including basic access for withdrawals and balance checks, getting cash is quick and easy. You can find an ATM near you anytime you need it. In addition to these essential services, we prioritize accessibility through digital features like mobile payments and person-to-person transfers. Whether you're at home or on the move, managing your finances with Baxter means flexibility and ease. If you're ready to explore how Baxter can support you in achieving your financial goals, give us a call at 847-932-8506 or visit us online at bcu.org. Join our community today!

Credit Cards with Rewards

Shopping should be rewarding! Our Credit Cards with Rewards offer points for every purchase you make. Whether it's groceries, gas, or dining out, earn rewards that can be redeemed for exciting perks while enjoying the convenience of cashless transactions.

Mortgage Loans & Refinancing

Homeownership is a significant milestone for many. At Baxter, we provide comprehensive Mortgage Loans as well as refinancing options to help you secure or maintain your home. Our team is ready to guide you through every step of the mortgage process so that you can focus on what truly matters making memories in your new space.

Personal Banking

We understand that managing your day-to-day finances is crucial. That's why we offer Personal Banking services, including checking and savings accounts designed to help you reach your financial goals. With our user-friendly online and mobile banking, accessing your accounts has never been easier. You can check balances, transfer money, and pay bills right from your smartphone or computer.

Personal Loans & Debt Consolidation

If you're considering a personal loan for unexpected expenses or debt consolidation, we have flexible Personal Loan solutions designed with your needs in mind. Our loans can help streamline your payments and reduce financial stress.

Digital & Online Banking

Accessibility and Support

We believe that banking should be accessible to everyone. That's why we provide these digital tools not only for convenience but also for ease of use. Real-time account management means you'll always be in the know about your finances. Should you ever have questions or need assistance, our friendly team is just a phone call away at (847) 932-8506. Discover how Baxter is making banking simple and secure for all members by visiting us today at https://www.bcu.org/!

Key Features

Our commitment to security means you can bank with confidence. We offer electronic signature authorization for convenient document signing without the hassle of paper forms. And if you prefer digital statements, our e-statements feature ensures you receive all your account information securely and promptly. Sending money to friends or family is a breeze with our person-to-person transfer feature. Whether it's splitting a dinner bill or helping out someone in need, transferring funds has never been easier. Additionally, we support mobile payments, so you can make purchases directly from your smartphone no wallet needed!

Financial Strength

At Baxter, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on our robust financial foundation, ensuring you can trust us with your banking needs. With a net worth of $593,054,340, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,023 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,375,018,397 in share certificates and $669,125,557 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $263,451,299, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $555,241,441 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $42,702 in used auto loans and $4,885,148,124 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 743 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 937,378, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Baxter is your trusted partner. Visit us at Carr 3 Km 1421 Guayama Pr 00784 or call (847) 932-8506 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $765,031,428 in used vehicle loans and $480,496,932 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team is here to guide you through the process.

Business Loans

For business owners, our outstanding commercial loans totaling $186,977,089 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges, and we're here to support your journey. At Baxter, we pride ourselves on providing exceptional service and personalized solutions for every member. To learn more about our loan offerings or to discuss your specific needs, give us a call at (847) 932-8506 or visit us online at https://www.bcu.org/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $439,909,904, make buying or refinancing simple. We offer various mortgage solutions tailored to fit different financial situations. If you're considering refinancing your current mortgage, we can assist you with eligibility options to find the best fit for your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $386,418,799 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your spending power while keeping your finances in check.

Loan Aggregator

Benefits of Using LendMesh

LendMesh stands out for several reasons: - Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency and trustworthiness in your comparisons. - No Sponsored Listings: Unlike many platforms that prioritize lenders based on paid promotions, LendMesh is committed to delivering unbiased results. You see the best options available without any hidden agendas. - Real-Time Rate Comparisons: The site provides up-to-date loan rates from multiple institutions. This feature allows users to make informed decisions based on current market conditions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the efficiency and value that LendMesh brings to its users. Take control of your financial future today by comparing real-time loan offers at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent. Every lender featured on LendMesh is rigorously vetted to guarantee reliability in the information provided.

Baxter

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Commitment to Innovation

Join Us Today!

Our Mission

Branch Location & Accessibility

Call to Action

Convenient Access and Features

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Commercial Loans That Drive Growth

Merchant Services That Simplify Transactions

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Business Banking

Convenient ATM Services

Credit Cards with Rewards

Mortgage Loans & Refinancing

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Accessibility and Support

Key Features

Financial Strength

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

Join Our Community