Baxter Arroyo PR Credit Union | Quick Personal Loans & ATM Access

Introduction

Welcome to Baxter, your trusted credit union located at Las Guasimas Industrial Parkway 3 Km 1312, Arroyo, PR 00714. Since our establishment in 1980, we have been dedicated to providing personalized financial services that empower our members and foster community growth. With over 356,643 members trusting us with their financial needs, we pride ourselves on being a reliable partner in your journey toward financial success. At Baxter, we believe that our strength lies not only in our impressive total assets of $5,907,858,695 but also in the relationships we build with our community. Our commitment is reflected in the $375,038,208 held in deposits and a robust loan portfolio consisting of 236,025 loans and leases. This dedication has allowed us to maintain a net worth of $593,054,340, ensuring your funds are secure and working for you. While members can visit us at our Arroyo branch for all their banking needs, official correspondence should be sent to Las Guasimas Industrial Parkway #3 Km 131.2, Arroyo, PR 00714-0329. We are proud to serve you with a team of over 752 employees, led by our passionate CEO, Michael Valentine, and Board President, Mike Curran. Together, they champion a culture of service and community engagement. Our range of services includes personal banking options like checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing, as well as business banking solutions such as merchant services and business loans. Additionally, we offer online and mobile banking features to make managing your finances easier than ever. We invite you to connect with us! Whether you're looking to open an account or simply have questions about how we can assist you better, don't hesitate to call us at 787-839-7688 or visit our website at bcu.org. Join us today and experience the difference that comes from being part of the Baxter family!

Branch History & Mission

At Baxter Credit Union, we take pride in our rich history and unwavering commitment to the community of Arroyo, Puerto Rico. Since opening our doors in 1980, we have grown alongside our members, continuously adapting to meet their evolving financial needs. Today, with a total membership of over 356,000 and assets exceeding $5.9 billion, we stand as a pillar of support for families and businesses alike. Located at Las Guasimas Industrial Parkway 3 Km 1312 in Arroyo, our branch is not just a place for banking but a hub for community engagement. As you visit us during our operating hours Monday through Friday from 8 AM to 4 PM you'll find that we are dedicated to providing personal service that goes beyond transactions. Our mission at Baxter is clear: to empower our members by offering accessible financial services while fostering a supportive community environment. We believe that everyone deserves the opportunity to achieve their financial goals, whether it's securing a home with our mortgage loans or financing a vehicle with our auto loans. We also prioritize community support through various outreach programs and partnerships aimed at enhancing the well-being of those we serve. While members can visit us at our branch location, official correspondence should be sent to our mailing address: Las Guasimas Industrial Parkway #3 Km 131.2, Arroyo, PR 00714-0329. Our commitment to innovation is evident in our digital banking solutions, including online and mobile banking options that allow you to manage your finances anytime, anywhere. As we reflect on our journey since 1980, we remain focused on building lasting relationships with each member. We invite you to become part of the Baxter family experience firsthand how we can help you reach your financial dreams while contributing positively to the Arroyo community. Join us today and see how Baxter Credit Union can make a difference in your life!

Branch Location & Accessibility

Easy Access and Parking

At the Arroyo branch, we prioritize your convenience and comfort. Our location offers ample parking for all visitors, ensuring you can easily access our services without the hassle of searching for a spot. We are committed to making banking accessible to everyone, with features like ramps and ADA compliance in place.

Join Us Today!

We invite you to come visit us at the Arroyo branch of Baxter Credit Union. If you have any questions or want more information about our services, feel free to give us a call at 787-839-7688. Your financial journey starts here let's take the next step together!

Services Tailored for You

Baxter Credit Union offers a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we aim to provide solutions that fit your lifestyle. Even though we currently do not have ATM or drive-thru services available at this branch, our team is always available inside to assist you with cash withdrawals and other banking needs.

Welcoming Operating Hours

We're here to serve you during the week! Our lobby hours are Monday through Friday from 8 AM to 4 PM. Whether you need assistance with personal banking or have questions about loans, our friendly staff is ready to help during these hours.

Member Eligibility

At Baxter, we believe that everyone deserves a chance to be part of a supportive financial community. Becoming a member is simple! If you live, work, or worship in the area around Las Guasimas Industrial Parkway 3 Km 1312 Arroyo Pr 00714, you're already eligible to join us. We welcome individuals from all walks of life, ensuring that our services are accessible to everyone who needs them. By choosing Baxter, you're not just opening an account; you're gaining access to personalized financial services designed to help you thrive. If you're ready to start your journey with us, the process is straightforward. You can find more details about eligibility and how to apply by visiting this page. For any questions or assistance, feel free to call us at (787) 839-7688. We're here to support you every step of the way!

Business Banking & Commercial Services

Merchant Services That Work

Imagine your business thriving with seamless transactions. Our merchant services help you accept payments easily, whether it's through credit cards or mobile wallets. This means more sales and happier customers, allowing you to focus on what you do best growing your business. Visit us at Las Guasimas Industrial Parkway 3 Km 1312 Arroyo Pr 00714 in Arroyo, PR, or call us at (787) 839-7688 to discover how we can partner together for your success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $198 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $186,977,089, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and business owners, we offer tailored Business Banking solutions, including merchant services and business loans designed to fuel growth. Imagine having a financial partner who understands your business needs and provides the tools necessary for success.

Convenient Online & Mobile Banking

We know that convenience is key in today's busy world. That's why at Arroyo, we offer comprehensive Online & Mobile Banking solutions that allow you to manage your accounts anytime, anywhere. Whether it's checking balances, transferring funds, or paying bills, our digital banking features are designed with your lifestyle in mind. If you have any questions or want more information about our services, don't hesitate to reach out! You can call us at (787) 839-7688 during our operating hours from Monday through Friday, 8 AM to 4 PM. We're here to help you achieve your financial goals! Visit us today at Las Guasimas Industrial Parkway 3 Km 1312 Arroyo Pr 00714, or check out more about what we offer online at our website. At Baxter, we're excited to support you on your financial journey!

Homeownership Support

Thinking about buying a home? Our Mortgage Loans & Refinancing services can guide you through the process from start to finish. We understand that purchasing a home is one of the biggest decisions you'll make, which is why we're here to offer personalized support every step of the way. Whether you're refinancing an existing mortgage or buying for the first time, we can help simplify the journey.

Personal Banking Solutions

For those looking to manage their everyday finances, our Personal Banking options include both checking and savings accounts designed to help you save and grow your money. Imagine having a reliable account where your funds are safe and easily accessible whenever you need them. Whether you're saving for a family vacation or just managing monthly expenses, we've got you covered.

Personal Loans and Debt Management

Life can throw unexpected expenses your way. That's where our Personal Loans & Debt Consolidation options come into play. We offer flexible personal loans that can help you cover costs when they arise or consolidate debt to make your payments more manageable. Think of it as having a financial safety net when you need it most.

Rewarding Credit Options

Don't forget about our Credit Cards with Rewards! Use them for everyday purchases and earn rewards that can add up quickly. It's like getting paid back for spending on things you would buy anyway such as groceries, gas, or dining out.

Vehicle Financing Made Simple

If you're in the market for a new car or need financing for a vehicle, our Auto Loans & Vehicle Financing services provide competitive rates and flexible terms. Picture yourself driving off in your dream car without the stress of complicated loan processes. With us, securing an auto loan is straightforward and efficient.

Digital & Online Banking

Convenient Online Access

With our online banking services, you can access your accounts 24/7. Check balances, transfer funds, and pay bills all in one place. Plus, our mobile application makes it even simpler to stay connected with your finances while you're out and about.

Easy Payments and Transfers

Need to send money to a friend? Our person-to-person transfer service lets you do just that with ease. And if you're looking for a fast way to pay for things directly from your phone, our mobile payments feature has got you covered. Just tap and go!

Secure Transactions

We prioritize your security. Our electronic signature authorization feature allows you to sign documents safely online without needing to visit a branch. This means quicker approvals for loans and other services. Additionally, you can view your e-statements anytime you want, helping you keep track of your spending without the clutter of paper statements.

Stay Informed and in Control

Real-time account management is key to making informed financial decisions. With our user-friendly interface, you'll always be aware of your account activities and balances. Whether it's checking recent transactions or setting up alerts, we've made it simple for you to stay on top of your finances. Experience the freedom of banking whenever and wherever you want with Baxter's digital banking services. Sign up today or learn more by visiting us at https://www.bcu.org/. Your financial peace of mind is just a click away!

Financial Strength

Commitment to Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 743 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Trust Among Members

Total Share and Deposit Accounts stand at 937,378, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments are at $1,883, further illustrating our capacity to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Baxter is your trusted partner. Visit us at Las Guasimas Industrial Parkway 3 Km 1312 Arroyo Pr 00714 or call (787) 839-7688 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $1,375,018,397 in share certificates and $669,125,557 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $263,451,299, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Better Services

With $555,241,441 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your financial success is evident in our diverse lending capacity. We have $42,702 in used auto loans and $4,885,148,124 in total loans and leases, supporting your financial goals across various sectors.

Strong Financial Health

With a net worth of $593,054,340, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,023 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $765,031,428 in used vehicle loans and $480,496,932 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new model or a reliable used vehicle, we have tailored financing options to fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $186,977,089 provide the capital needed to grow and expand. Whether it's for inventory purchases or operational costs, our loan products are designed to support your business ambitions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $439,909,904, make buying or refinancing simple. We provide various mortgage plans that cater to different financial situations and aspirations. If you're considering refinancing your existing mortgage, our team is here to guide you through eligibility options that might save you money.

Unsecured Credit Card Loans

Managing finances can sometimes feel overwhelming. That's why we also offer flexible terms on unsecured credit card loans, with a total of $386,418,799 in loans helping members manage their finances effectively. These credit cards come with competitive interest rates and rewards programs that can benefit your everyday spending.

Why Choose Us?

At Baxter located at Las Guasimas Industrial Parkway 3 Km 1312 Arroyo PR 00714, we pride ourselves on being more than just a lender; we're your partner in financial success. Our experienced team is ready to assist you every step of the way whether you're looking to apply for a loan or need assistance navigating your options. For more information or to discuss your specific needs with one of our representatives, feel free to call us at 787-839-7688 during our operating hours from Monday through Friday from 8 AM to 4 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us online at Baxter's website for additional details about our services and how we can help you achieve financial stability and growth!

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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Take Action Today

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Baxter

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Easy Access and Parking

Join Us Today!

Services Tailored for You

Welcoming Operating Hours

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Work

Tailored Loan Options

Comprehensive List Of Services

Business Banking Solutions

Convenient Online & Mobile Banking

Homeownership Support

Personal Banking Solutions

Personal Loans and Debt Management

Rewarding Credit Options

Vehicle Financing Made Simple

Digital & Online Banking

Convenient Online Access

Easy Payments and Transfers

Secure Transactions

Stay Informed and in Control

Financial Strength

Commitment to Operational Efficiency

Growing Trust Among Members

Member-Centric Savings Options

Reinvestment for Better Services

Strong Financial Health

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Why Choose Us?

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

Take Action Today

Join Our Community