Baxter Aibonito PR Credit Union | Best Auto Loans & ATM Access

Introduction

Welcome to Baxter, your trusted financial partner located at Road 721 Km 03, Aibonito, PR 00705. Since our establishment in 1980, we have been dedicated to providing exceptional service and support to our community. With a proud membership of over 356,000 members, we understand the importance of reliable banking solutions tailored to your needs. At Baxter, we are more than just a credit union; we're a community hub where financial goals come to life. Our total assets stand at an impressive $5,907,858,695, reflecting our stability and commitment to serving you. We manage $375,038,208 in deposits and have extended loans totaling 236,025, ensuring that we can help you achieve your dreams whether it's buying a new car or owning your own home. Our leadership team is passionate about fostering a welcoming environment for all our members. Under the guidance of CEO Michael Valentine and Board President Mike Curran, we strive to make every interaction meaningful. You can always reach us at 800-388-7000 during our lobby hours from 8 AM to 4 PM, Monday through Friday. While members can visit us at our branch address, official correspondence should be sent to our mailing address: Road 721 Km 0.3, Aibonito, PR 00705-1389. Explore how Baxter can support your financial journey today by visiting our website at www.bcu.org. We're excited to help you take the next steps towards financial success!

Branch History & Mission

Our Mission

At Baxter, our mission is clear: to enrich lives through exceptional financial services while nurturing community spirit. We believe that everyone deserves access to quality banking solutions tailored to their unique needs. This means offering everything from personal checking and savings accounts to auto loans and mortgages all designed with you in mind. Our dedication extends beyond just providing services; we actively engage in community outreach programs that help uplift those around us. We strive to make a positive impact, whether through partnerships with local organizations or initiatives aimed at enhancing financial literacy within Aibonito. While members can visit us at Road 721 Km 03 Aibonito Pr 00705, official correspondence should be sent to Road 721 Km 0.3, Aibonito, PR 00705-1389. We encourage you to explore all that we offer our user-friendly online and mobile banking options make managing your finances easier than ever. As we look towards the future, we're excited about continuing this journey alongside you. Join us today at Baxter, where your financial success is our priority. Experience firsthand the benefits of being part of a community-focused credit union committed to your prosperity! For more information or assistance, feel free to reach out at (800) 388-7000. Together, let's build a brighter future!

Our Story

Since opening our doors, Baxter has witnessed remarkable changes in both our community and the financial landscape. From humble beginnings, we have evolved into an organization with total assets of ${total_assets}, empowering individuals and families to achieve their financial goals. We take pride in being more than just a credit union; we are your neighbors, invested in the well-being of our members and the growth of Aibonito. Over the years, we've embraced innovation while staying true to our core mission: to provide accessible financial services that foster economic growth and personal empowerment. Our operating hours from 8 AM to 4 PM on weekdays allow us to be available when you need us most. Whether you're stopping by for advice or making transactions through our ATM services, we are here for you.

Branch Location & Accessibility

Welcome to Baxter located at Road 721 Km 03 Aibonito Pr 00705 in beautiful Aibonito, PR! We are excited to serve you with convenience and a personal touch. Situated near local landmarks, our branch is easily accessible for all your banking needs. Whether you're stopping by for a quick transaction or need assistance with more complex financial matters, our friendly team is here to help. While you can visit us at Road 721 Km 03 Aibonito Pr 00705, please note that official correspondence should be directed to our mailing address at Road 721 Km 0.3, Aibonito, PR 00705-1389. We strive to make your visit as pleasant as possible with ample parking and features that comply with ADA standards, ensuring accessibility for everyone. At Baxter, we understand that your time is valuable. That's why we offer convenient operating hours from 8 AM to 4 PM, Monday through Friday. Feel free to reach out to us at (800) 388-7000 if you have any questions or need assistance before your visit. For added convenience, we also provide ATM services, allowing you quick access to cash and account management on the go. While we currently do not offer drive-thru banking, our lobby is open and ready for you to walk in and receive personalized service. Explore our wide range of services designed to meet your personal and business banking needs, including checking and savings accounts, auto loans, mortgages, and much more. Our team is committed to providing you with the support you need every step of the way. We invite you to come by and experience the friendly atmosphere at Baxter. We're here for you visit us today!

Member Eligibility

At Baxter, we believe that everyone deserves a chance to be part of a supportive and caring community. Joining us is simple, and we're excited to welcome new members! To become a member of Baxter, you need to meet certain eligibility criteria, which primarily focus on where you live or work. Residents of Aibonito or those employed within our service area can easily join our family. If you're curious about the specific requirements, feel free to check out more details at http://www.bcu.org/member-resources/join/membership-eligibility. Opening an account with us is just as straightforward as becoming a member. We want to make sure you have access to the financial tools that fit your needs. To start the process, visit our account opening page at http://www.bcu.org/mortgages-and-home-equity/buying-your-home/ready or simply give us a call at (800) 388-7000 if you have any questions. Your journey toward financial empowerment starts here at Baxter, located at Road 721 Km 03 Aibonito Pr 00705. We can't wait for you to join us!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $198 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $186,977,089, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

Imagine a busy restaurant accepting payments seamlessly while keeping track of sales effortlessly. Our merchant services empower businesses like yours to process transactions smoothly, manage inventory, and enhance customer experiences all vital for staying competitive in today's market. Visit us at Road 721 Km 03 Aibonito Pr 00705 in Aibonito, PR, or give us a call at (800) 388-7000 to discover how our business banking solutions can fuel your success. Let's build a brighter future together!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

We also provide ATM services that allow you to withdraw cash or check your balance without needing to visit the branch. While we do not offer drive-thru service at this location, our ATMs are available for quick access whenever you need it. As you can see, Baxter is committed to being more than just a place to bank; we aim to be a partner in achieving your financial goals. If you have any questions or would like more information about our services, please don't hesitate to reach out at (800) 388-7000 or visit us online at Aibonito. Ready to take the next step? Visit us today at Road 721 Km 03 Aibonito Pr 00705 in Aibonito, PR, and let's get started on building your brighter financial future together!

Business Banking

For entrepreneurs and business owners, our business banking services include merchant services and business loans tailored specifically for small businesses. We know how important it is to have reliable banking solutions that help your business thrive.

Loans and Credit

Life can throw unexpected expenses your way, which is why we also offer personal loans and debt consolidation options. These services allow you to manage your finances effectively by consolidating debts into manageable monthly payments. Plus, don't forget about our credit cards with rewards, offering great benefits for every purchase you make.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why at Baxter, we prioritize digital access through our online and mobile banking platforms. You can easily check balances, transfer funds, and pay bills from anywhere right from your smartphone or computer. With features like mobile payments and person-to-person transfers, managing your money has never been easier.

Personal Banking

We understand that managing personal finances can be challenging. That's why we offer checking and savings accounts designed for everyday banking needs. Our accounts come with features that make it easy for you to track your spending and save for the future. If you're in the market for a new vehicle, our auto loans and vehicle financing options provide competitive rates to help you drive away in your dream car without breaking the bank. Additionally, when it comes to purchasing a home, our mortgage loans and refinancing services simplify the process, making homeownership more accessible than ever.

Digital & Online Banking

Key Features

Security is our top priority. Our electronic signature authorization ensures that your transactions are safe and protected. Say goodbye to waiting for paper statements; with e-statements available, you can view your financial information whenever you need it all while helping the environment. Need to send money quickly? Our person-to-person transfer feature allows you to easily send funds to friends or family without any hassle. And if you're looking for convenience when making purchases, take advantage of our mobile payments option. Just tap and go! At Baxter, we strive to make banking accessible for everyone. Our digital services not only provide ease-of-use but also give you real-time control over your finances. Embrace the future of banking with us today!

Financial Strength

Commitment to Growth

Our commitment to reinvesting in our community is evident with $555,241,441 in undivided earnings. This allows us to enhance our banking tools, improve lending options, and implement stronger security measures for your peace of mind. Additionally, with $42,702 in used auto loans and $4,885,148,124 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Growing Member Base

Our dedication to service is reflected in the number of accounts we manage 937,378 total share accounts show a strong and growing member base that trusts us with their finances. With net shares available for lending and investments at $1,883, we're well-equipped to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Baxter is your trusted partner. Visit us at Road 721 Km 03 Aibonito Pr 00705 or call (800) 388-7000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Operational Efficiency

Our operational efficiency is highlighted by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 743 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $1,375,018,397 in share certificates and $669,125,557 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $263,451,299, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $593,054,340, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,023 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Support for Business Owners

For business owners, our outstanding commercial loans totaling $186,977,089 provide the capital needed to grow and expand. We know that running a business comes with its own set of challenges, and our team is here to help you navigate those challenges with tailored financial solutions.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $765,031,428 in used vehicle loans and $480,496,932 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make financing your vehicle as easy as possible.

Credit Lines and Unsecured Credit Cards

Managing expenses can be challenging, but our credit lines totaling $2,238,362,354 provide you with the flexibility you need. We also offer flexible terms on unsecured credit card loans, with a total of $386,418,799 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $439,909,904, make buying or refinancing simple. We work closely with you to ensure you understand all your options and find the right loan for your situation.

Refinancing Options Available

If you're considering refinancing any existing loans, we have options available that could save you money over time. Whether it's for auto loans or mortgages, our team is ready to discuss eligibility requirements and potential benefits. No matter what financial path you choose, our experienced staff at Baxter, located at Road 721 Km 03 Aibonito Pr 00705, Aibonito, PR, is here to assist you every step of the way. You can reach us at (800) 388-7000 during our operating hours from 8 AM to 4 PM, Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to providing clear information and support so that you can make informed decisions about your financial future.

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Baxter

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Our Mission

Our Story

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Financing Your Growth

Merchant Services Made Easy

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Business Banking

Loans and Credit

Online & Mobile Banking

Personal Banking

Digital & Online Banking

Key Features

Financial Strength

Commitment to Growth

Growing Member Base

Operational Efficiency

Secure Savings Options

Solid Financial Foundation

Loan Offering

Additional Support for Business Owners

Auto Loans

Credit Lines and Unsecured Credit Cards

Mortgage Loans

Refinancing Options Available

Loan Aggregator

Benefits of Using LendMesh

Join Our Community