Baxter Saint Paul MN Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Baxter, your trusted financial partner located at 4201 Lexington Ave N, Saint Paul, MN 55126. Established in 1980, our credit union has grown alongside our community, proudly serving over 356,000 members with a commitment to personalized banking solutions that fit their needs. With total assets of $5,907,858,695 and total deposits amounting to $375,038,208, we strive to ensure the financial well-being of our members by providing reliable services and support. At Baxter, we understand that every member's journey is unique. That's why we offer a wide range of services, including personal banking options such as checking and savings accounts, auto loans, mortgages, and business loans. Our experienced team works diligently under the leadership of CEO Michael Valentine and Board President Mike Curran, focusing on building long-term relationships based on trust and transparency. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 4201 Lexington Ave N, Saint Paul, MN 55126-6164. With a strong net worth of $593,054,340 and cash reserves of $44,260,741, we are well-positioned to serve our members efficiently and effectively. We invite you to join our community-focused credit union where you're not just a number; you're part of our family. Feel free to reach out at 866-411-5300 during our lobby hours from 8:30 AM to 4:30 PM (M-F) or visit us online at www.bcu.org to learn more about how we can help you achieve your financial goals. Your future starts here!

Branch History & Mission

Commitment to Service

While you can visit us at 4201 Lexington Ave N Saint Paul Mn 55126, any official correspondence should be directed to 4201 Lexington Ave N, Saint Paul, MN 55126-6164. Our branch operates Monday through Friday from 8:30 AM to 4:30 PM, ensuring that you have convenient access to our team when you need it most. Though we do not have drive-thru banking available, we are proud to offer ATM services for your convenience. At Baxter, we embrace technology while maintaining a personal touch. Our digital banking options including online banking and mobile payments are designed with your convenience in mind. We ensure accessibility for all members, adhering to ADA compliance standards. We invite you to join us on this journey as we continue to grow and adapt alongside the needs of our valued members. Experience the benefits of being part of Baxter where your financial success is our priority! For more information or to become a member, please reach out at (866) 411-5300 or visit us online at https://www.bcu.org/. Together, let's build a brighter future for you and our community!

Our Mission

The mission of Baxter is clear: we aim to empower our members through personalized financial solutions that promote both individual and community well-being. We believe that when our members succeed, so does the entire community. We are committed to offering a range of services from personal banking and auto loans to mortgages and business financing tailored to meet the unique needs of every member. In addition to financial services, we actively engage in community outreach initiatives. We partner with local organizations to support educational programs, food drives, and various charitable activities that make a difference in the lives of those around us.

Branch Location & Accessibility

Convenient Access and Parking

At our Baxter branch, we prioritize your convenience. There's ample parking available, so you won't have to worry about finding a spot when you visit us. Our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure that everyone can enjoy our services comfortably.

Friendly Operating Hours

We are here for you during the week! Our lobby hours run from 8:30 AM to 4:30 PM, Monday through Friday. Whether you need assistance with setting up a checking account or exploring loan options, our friendly staff is ready to help during these hours.

Services Tailored for You

At the Baxter branch, we offer a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we're dedicated to supporting your financial journey. Plus, with an ATM on-site, you can easily access cash whenever needed. While members can visit us at 4201 Lexington Ave N, official correspondence should be sent to the same address as our mailing address: 4201 Lexington Ave N, Saint Paul, MN 55126-6164. Ready to experience exceptional service? Give us a call at 866-411-5300 or come visit us today! We look forward to welcoming you into the BCU family!

Member Eligibility

At Baxter, we believe that everyone deserves a chance to be part of a caring community where your financial well-being comes first. Becoming a member is as simple as meeting a few friendly criteria. If you live, work, or worship in the area, or even if you have family members who are already part of our credit union, you're likely eligible to join us! We welcome individuals from various walks of life, so don't hesitate to check out the specific eligibility details at http://www.bcu.org/member-resources/join/membership-eligibility for more information. Once you've confirmed your eligibility, opening an account is a breeze! Our team is here to guide you through the process and answer any questions you might have. You can find all the information you need about setting up your account at http://www.bcu.org/mortgages-and-home-equity/buying-your-home/ready. If you'd like to speak with someone directly, feel free to give us a call at (866) 411-5300. Join us today at our branch located at 4201 Lexington Ave N Saint Paul Mn 55126, and start enjoying the benefits of being part of Baxter!

Business Banking & Commercial Services

Merchant Services for Everyday Needs

In addition to loans, our merchant services make it easier for you to accept payments and manage transactions. Imagine a busy Saturday at your café; with our services, you can swiftly process credit card payments, ensuring customer satisfaction while keeping your cash flow smooth. It's all about making banking work for you, so you can focus on what matters most growing your business. Visit us at 4201 Lexington Ave N Saint Paul Mn 55126 in Saint Paul, MN or call us at (866) 411-5300 to learn more about how we can assist your business today!

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $198 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $186,977,089, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Solutions

Running a business comes with its own set of challenges, which is why we offer specialized business banking services including merchant services and business loans. We are here to help entrepreneurs thrive by providing the financial tools necessary for success.

Convenient Banking Features

We know that life gets busy, so we've made banking easier than ever. Our ATM services allow for quick cash withdrawals and balance checks without needing to visit a branch. Plus, with features like person-to-person payments, mobile payments, and e-statements, managing your finances has never been more accessible.

Join Us Today!

At Baxter, we are here to support you every step of the way. Our friendly staff is ready to assist with any questions you may have about our services or how to become a member. For more information or to talk with us directly, please call us at (866) 411-5300 or visit our website at https://www.bcu.org/. We look forward to serving you!

Loans Made Easy

Looking to purchase a new car or refinance your mortgage? Our auto loans and vehicle financing options make it easy to get behind the wheel without breaking the bank. If you're considering a new home, our mortgage loans and refinancing services can guide you through every step of the process, ensuring you find the right fit for your budget. For those unexpected expenses or projects around the house, our personal loans and debt consolidation options can provide the financial relief you need. And don't forget about our credit cards with rewards perfect for everyday purchases while earning benefits along the way!

Personal Banking

We understand that managing your finances can be challenging. That's why our personal banking services include checking and savings accounts designed to help you reach your goals. With user-friendly online and mobile banking options, accessing your accounts is simple and convenient. Imagine being able to check your balance, transfer money, or pay bills from the comfort of your home or on the go!

Digital & Online Banking

Convenient Online Services

With our robust online banking platform available at https://www.bcu.org/, you can access your accounts 24/7. Whether you need to check your balance, transfer funds, or pay bills, everything is just a few clicks away. Plus, our mobile application takes this convenience a step further by putting all these features right in the palm of your hand.

Innovative Features for Everyday Banking

Need to send money to a friend? Our person-to-person transfer feature allows you to send money quickly and easily with just a few taps on your mobile device. If you're out shopping, our mobile payments feature lets you make purchases directly from your phone no need to carry cash or cards. With all these tools at your disposal, managing your finances has never been easier. At Baxter, we're committed to providing accessible and user-friendly solutions so you can focus on what matters most in life. Explore our digital banking options today!

Secure Transactions Made Easy

Security is a top priority at Baxter. We offer electronic signature authorization, ensuring that your transactions are safe and verified. You can also enjoy peace of mind knowing that e-statements are available, allowing you to receive your account statements electronically instead of through traditional mail. This not only helps protect your personal information but also reduces paper waste.

Financial Strength

Commitment to Growth

With $555,241,441 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we offer $42,702 in used auto loans and have $4,885,148,124 in total loans and leases available to support your financial goals across various sectors.

Growing Member Base

Total Share Accounts: 937,378, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $1,883, further indicating our commitment to serving you effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Baxter is your trusted partner. Visit us at 4201 Lexington Ave N Saint Paul Mn 55126 or call (866) 411-5300 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is highlighted by our $0 figure, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 743 full-time employees and 9 part-time employees ready to assist you with knowledgeable service.

Secure Savings Options

Members' savings are secured through $1,375,018,397 in share certificates and $669,125,557 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $263,451,299, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $593,054,340, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,023 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $765,031,428 in used vehicle loans and $480,496,932 in new vehicle loans already helping members get on the road. We provide flexible terms that can fit your budget, making it easier than ever to drive away in the vehicle you want.

Business Loans

For business owners, our outstanding commercial loans totaling $186,977,089 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, we have tailored solutions for your business needs.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $386,418,799 in loans helping members manage their finances effectively. Our credit cards come with competitive interest rates and rewards programs designed to give you more value for your spending.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $439,909,904, make buying or refinancing simple. Whether you are a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

Refinancing Options

If you're considering refinancing any of your existing loans, we can help assess your current situation and determine if it makes sense for you. Our team will work closely with you to find the best possible options available. At Baxter, we're committed to providing personalized service that meets your individual needs. If you're interested in learning more about our loan products or would like to discuss eligibility options, please feel free to reach out at (866) 411-5300 or visit us at our location: 4201 Lexington Ave N Saint Paul Mn 55126, Saint Paul, MN. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

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Call to Action

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Each loan comparison reflects current market conditions, giving users a clear view of their options without hidden surprises.

Baxter

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Commitment to Service

Our Mission

Branch Location & Accessibility

Convenient Access and Parking

Friendly Operating Hours

Services Tailored for You

Member Eligibility

Business Banking & Commercial Services

Merchant Services for Everyday Needs

Supporting Business Growth

Comprehensive List Of Services

Business Solutions

Convenient Banking Features

Join Us Today!

Loans Made Easy

Personal Banking

Digital & Online Banking

Convenient Online Services

Innovative Features for Everyday Banking

Secure Transactions Made Easy

Financial Strength

Commitment to Growth

Growing Member Base

Operational Efficiency

Secure Savings Options

Strong Financial Health

Loan Offering

Auto Loans

Business Loans

Credit Card Loans

Mortgage Loans

Refinancing Options

Loan Aggregator

Benefits of Using LendMesh

Call to Action

How LendMesh Ensures Accurate Comparisons

Join Our Community