Baxter Minneapolis MN Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Baxter, where your financial well-being is our top priority! Located at 1000 Nicollet Mall, Minneapolis, MN 55403, we have been serving our community since 1980. With over 356,643 members, Baxter is more than just a credit union; we are a trusted partner in your financial journey. At Baxter, we pride ourselves on our robust financial health, boasting total assets of $5,907,858,695 and total deposits amounting to $375,038,208. Our commitment to supporting our members shines through in the 236,025 loans and leases we've issued, making dreams of home ownership and vehicle purchases a reality for many. With a net worth of $593,054,340 and cash in hand totaling $44,260,741, we ensure that your money is safe and sound with us. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address listed above. Whether you're looking for personal banking options like checking accounts or auto loans or business solutions such as merchant services and business loans, we're here to assist you every step of the way. Our leadership team is dedicated to providing exceptional service. Under the guidance of CEO Michael Valentine and Board President Mike Curran, our staff of 752 employees works tirelessly to ensure that each member feels valued and supported. Ready to take control of your financial future? Visit us today or call us at 800-388-7000. Explore what Baxter has to offer by visiting our website at www.bcu.org. Your journey toward financial empowerment starts here!

Branch History & Mission

Join Us

With convenient operating hours from 8 am to 4:30 pm Monday through Friday and ATM availability for added convenience, we're here for you when you need us most. At Baxter, we're more than just a credit union; we're a community partner dedicated to helping you thrive financially. We invite you to explore the many benefits of membership at Baxter. Join us today and experience firsthand how our commitment can make a difference in your life! For any inquiries or assistance, feel free to reach out at (800) 388-7000. Together, let's build a brighter future!

Our Journey

Located at 1000 Nicollet Mall Minneapolis Mn 55403, right in the heart of Minneapolis, our branch has seen significant milestones since its inception. From humble beginnings, we have expanded our offerings to include personal banking, auto loans, mortgage solutions, and business banking services. Our goal is to empower individuals and families to achieve their financial dreams. As we evolved over the years, we embraced technology to enhance your banking experience. We offer online and mobile banking options, making it easier for you to manage your finances anytime, anywhere. Additionally, we prioritize accessibility by ensuring that our services comply with ADA standards, allowing everyone in our community to benefit from what we offer.

Our Mission

At Baxter, our mission is simple yet profound: we are here to support you in every step of your financial journey. We believe in putting people first offering personalized service that meets your unique needs while also giving back to the community that supports us. Through partnerships with local organizations and outreach programs, we strive to make a positive impact beyond just banking. While members can visit us at 1000 Nicollet Mall Minneapolis Mn 55403, official correspondence should be sent to 1000 Nicollet Mall, Minneapolis, MN 55403 if different. Whether you need assistance with checking and savings accounts or you're looking for guidance on loans or credit cards, our knowledgeable staff is ready to help.

Branch Location & Accessibility

Accessibility Features

At Baxter, we prioritize making banking accessible for everyone. Our branch is fully ADA compliant, featuring ramps and designated parking spots to ensure that all members can visit us comfortably. Whether you're stopping by for personal banking or looking into our loan options, our friendly staff is here to help.

Parking and Operating Hours

We offer ample parking nearby, making it convenient for you to pop in during your busy day. Our lobby hours are designed with your schedule in mind: we're open Monday through Friday from 8 AM to 4:30 PM. While we don't have drive-thru service available, our dedicated team is ready to assist you inside.

Services Offered

At Baxter, we provide a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, you'll find everything you need under one roof. Plus, with ATM access available on-site, withdrawing cash or checking balances has never been easier. If you have any questions or need assistance before your visit, feel free to give us a call at 800-388-7000. We invite you to stop by and discover how Baxter can support your financial journey!

Member Eligibility

At Baxter, we believe that becoming a member is like joining a family where everyone looks out for one another. If you're interested in joining us, you'll be pleased to know that eligibility is quite accessible. We welcome anyone who lives, works, worships, or attends school in the local community, as well as family members of existing members. This means you could be just a step away from enjoying all the benefits our credit union has to offer, including personalized service and competitive rates on loans and savings. Ready to take the next step? Opening an account is simple! Just visit us at our branch located at 1000 Nicollet Mall Minneapolis Mn 55403 or give us a call at (800) 388-7000. For more detailed information about membership criteria, feel free to check out our website at http://www.bcu.org/member-resources/join/membership-eligibility. We're excited to help you start your journey with us!

Business Banking & Commercial Services

Merchant Services for Everyday Needs

In addition to loans, our merchant services offer practical solutions for everyday transactions. Whether it's accepting card payments or managing cash flow effectively, our tools are designed to simplify your operations. Picture this: you can focus on serving your customers while we handle the financial transactions smoothly. Located at 1000 Nicollet Mall Minneapolis Mn 55403, Minneapolis, MN, we're here to partner with you on your journey to success. Reach out today at (800) 388-7000 to learn more about how we can assist your business!

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $198 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $186,977,089, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, you'll appreciate our Business Banking services, including merchant services and business loans. We recognize that running a business comes with unique challenges, and we're here to support your goals with financial products designed specifically for small businesses.

Digital Banking Features

In today's fast-paced world, convenience is key. At Baxter, we prioritize digital banking features such as online banking, mobile payments, and person-to-person transfer services. These tools ensure that managing your finances is just a click away from checking balances to transferring money seamlessly. If you're ready to take advantage of these fantastic services or have questions about how we can assist you further, don't hesitate to reach out! Call us at (800) 388-7000 or visit us at Plaza South today. Your financial journey starts here!

Home Financing Options

Owning a home is a significant milestone, and at Baxter, we offer comprehensive Mortgage Loans & Refinancing solutions. Whether you're purchasing your first home or looking to refinance an existing mortgage for better terms, we've got you covered. Our dedicated staff will guide you through the process, making it straightforward and stress-free.

Personal Banking Solutions

We understand that managing personal finances can sometimes be overwhelming. That's why we offer Personal Banking options like checking and savings accounts designed to help you keep track of your money effortlessly. Imagine easily accessing your funds through online and mobile banking no more waiting in line! You can also enjoy convenient ATM services for cash withdrawals and balance checks right when you need them.

Personal Loans & Credit Cards

For those unexpected expenses or projects around the house, consider our Personal Loans & Debt Consolidation options. We strive to provide affordable solutions that can help simplify your financial life. Additionally, our credit cards come with rewards that let you earn while you spend perfect for making everyday purchases more rewarding!

Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing make it simple to get behind the wheel of your dream vehicle. With competitive rates and flexible terms, we'll work with you to find a loan that fits your budget. Plus, our mortgage loans and refinancing options provide additional ways to manage big purchases with ease.

Digital & Online Banking

Innovative Features

Need to send money to a friend? With our person-to-person transfer feature, sending cash is as easy as sending a text. And if you're interested in making purchases on the go, our mobile payments feature allows you to pay quickly and securely using just your phone. Whether you're checking your balance or making transfers, Baxter's digital banking services provide real-time account management that fits seamlessly into your lifestyle. Experience the ease and convenience of banking with us today!

Key Services

Our online banking platform allows you to check balances, transfer funds, and pay bills with just a few clicks. You can also enjoy the benefits of electronic statements, making it easy to keep track of your financial activity without the clutter of paper. If you're always on the go, our mobile application is here to help you manage your accounts right from your smartphone.

Security and Ease of Use

Security is our top priority. Our online banking system uses advanced encryption technology to protect your information. Plus, with features like electronic signature authorization, signing documents securely is simple and straightforward. Whether you're at home or out running errands, you can trust that your data is safe.

Financial Strength

Building Trust Together

Total Share and Deposit Accounts: 937,378, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,883 further emphasize our commitment to being a reliable partner for all your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Baxter is your trusted partner. Visit us at 1000 Nicollet Mall Minneapolis Mn 55403 or call (800) 388-7000 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $555,241,441 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $42,702 in used auto loans and $4,885,148,124 in total loans and leases, supporting our members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $1,375,018,397 in share certificates and $669,125,557 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $263,451,299, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 743 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $593,054,340, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,023 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $765,031,428 in used vehicle loans and $480,496,932 in new vehicle loans already helping members get on the road. Whether you're financing a brand-new vehicle or a reliable used car, our straightforward application process makes it easy for you to get behind the wheel.

Business Financing

For business owners, our outstanding commercial loans totaling $186,977,089 provide the capital needed to grow and expand. We believe in supporting local businesses and helping them thrive within our community.

Credit Card Options

We also offer flexible terms on unsecured credit card loans, with a total of $386,418,799 in loans helping members manage their finances effectively. Whether you're looking for cash back rewards or low-interest rates, our credit cards provide the flexibility you need to handle both planned purchases and unexpected expenses.

Financial Guidance

If you're considering refinancing your existing loans or exploring eligibility options for our products, we're here to help. Our knowledgeable team at Baxter can guide you through various choices tailored to your financial situation. For more information or to discuss your options further, don't hesitate to reach out. You can call us at (800) 388-7000 or visit us at 1000 Nicollet Mall Minneapolis Mn 55403, Minneapolis, MN. We're available Monday through Friday from 8 AM to 4:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us partner with you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $439,909,904, make buying or refinancing simple. We know that purchasing a home is one of the most significant decisions you'll ever make, and we're here to support you every step of the way.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means users can trust that they are seeing legitimate offers tailored to their needs.

Benefits of Using LendMesh

Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. By relying on established lenders, LendMesh helps users avoid potential pitfalls associated with less reputable options. No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This approach allows users to see all their options equally without influence from advertising dollars. Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. With constantly changing market conditions, having the latest information is crucial for securing the best deal. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Baxter

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Join Us

Our Journey

Our Mission

Branch Location & Accessibility

Accessibility Features

Parking and Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services for Everyday Needs

Supporting Business Growth

Comprehensive List Of Services

Business Banking Services

Digital Banking Features

Home Financing Options

Personal Banking Solutions

Personal Loans & Credit Cards

Vehicle Financing

Digital & Online Banking

Innovative Features

Key Services

Security and Ease of Use

Financial Strength

Building Trust Together

Commitment to Growth

Member-Centric Savings

Operational Efficiency

Strong Financial Health

Loan Offering

Auto Loans

Business Financing

Credit Card Options

Financial Guidance

Mortgage Loans

Loan Aggregator

Accurate Loan Comparisons

Benefits of Using LendMesh

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