Baxter Eden Prairie MN Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Baxter, your trusted financial partner located at 1100 Optum Cir, Eden Prairie, MN 55344. Established in 1980, we have proudly served our community for over four decades, building lasting relationships with our 356,643 members. At Baxter, we understand that financial decisions can be overwhelming, which is why we're dedicated to providing reliable support and personalized service tailored just for you. While you can visit us at our branch, please note that any official correspondence should be sent to the same address: 1100 Optum Cir, Eden Prairie, MN 55344. With total assets exceeding $5.9 billion, and total deposits reaching $375,038,208, we are committed to ensuring your money is safe and working for you. Our strong net worth of $593,054,340 reflects our dedication to stability and growth. We are more than just a credit union; we're a community-focused organization led by CEO Michael Valentine and Board President Mike Curran. Together with our team of 752 employees, we strive to offer an array of services including personal banking, auto loans, mortgage financing, and business banking solutions. With over 236,025 loans and leases under management, we're here to help you achieve your financial goals. Experience the difference that a member-focused credit union can make in your financial journey. Whether you're looking for competitive loan rates or convenient online banking options, Baxter is here to assist you every step of the way. Don't hesitate to reach out! Give us a call at 847-932-8891 or visit our website at www.bcu.org to learn more about how we can help you thrive financially. Join us today and become part of a community that puts its members first!

Branch History & Mission

At Baxter, we are proud of our rich legacy and commitment to serving the community in Eden Prairie, MN. Established in 1980, our branch has grown alongside our members, evolving to meet their financial needs while fostering a sense of belonging. Over the years, we have welcomed over 356,643 members into our family, providing them with a range of services designed to enhance their financial well-being. Located at 1100 Optum Cir Eden Prairie Mn 55344, just a stone's throw away from local landmarks, we are easily accessible for anyone seeking to explore their financial options. While members can visit us at this address, official correspondence should be sent to 1100 Optum Cir, Eden Prairie, MN 55344 if it differs. Our mission is simple yet powerful: to empower individuals and families through accessible financial services and community support. We believe that everyone deserves the opportunity to achieve their dreams, whether that means buying a home, financing a vehicle, or simply managing everyday expenses. Our focus is not only on providing essential banking services like checking and savings accounts, auto loans, and mortgages but also on uplifting our community through outreach programs and partnerships. As we continue to embrace advancements in technology, we've integrated digital banking solutions such as online banking and mobile payments into our offerings. These tools make it easier for our members to manage their finances on-the-go while ensuring compliance with ADA standards. Furthermore, we proudly offer ATM services at our branch for added convenience. In addition to our financial products, we're committed to creating positive change in Eden Prairie. We actively engage in community outreach efforts that support local initiatives and charities. Our goal is not only to help you manage your money but also to invest in the future of our community. With total assets amounting to $5907858695, we stand strong as a reliable financial partner. Our operating hours from 8:00 AM to 4:30 PM on weekdays ensure that you can reach us when you need assistance. We invite you to join the Baxter family today! Experience firsthand how we can help you achieve your financial goals while being part of a community-driven organization. Call us at (847) 932-8891 or visit us online at Eden Praire/uhg for more information about membership eligibility and how you can get started. Your journey towards better financial health begins here!

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Our branch is nestled near popular landmarks like and , making it easy to find us while you're out and about. We pride ourselves on being accessible for everyone; our location includes ADA-compliant features and ample parking spaces for your convenience.

Operating Hours and Services

You can visit us Monday through Friday from 8:00 AM to 4:30 PM, allowing you plenty of time throughout the week to come in for assistance. At Baxter, we offer a variety of services tailored to meet your financial needs, including personal banking, auto loans, mortgages, and credit cards with rewards. If you're looking for straightforward banking options, our ATM services are also available right at our branch. While members can visit us at 1100 Optum Cir Eden Prairie Mn 55344, official correspondence should be sent to our mailing address at 1100 Optum Cir, Eden Prairie, MN 55344. If you have any questions or need assistance, don't hesitate to call us at (847) 932-8891. We look forward to welcoming you into our community! Visit us today and see how we can help you achieve your financial goals.

Member Eligibility

At Baxter, we believe that becoming a member is like joining a close-knit community where everyone supports each other. If you're looking to be part of something special, you may be eligible to join us! Membership is open to anyone who lives, works, or attends school in our area, along with their family members. We welcome individuals from all walks of life and are excited to offer you the chance to enjoy benefits such as lower loan rates, higher savings yields, and a personalized banking experience. Getting started is simple! You can find detailed eligibility criteria by visiting http://www.bcu.org/member-resources/join/membership-eligibility. If you feel you meet the requirements, opening an account is just a click away at http://www.bcu.org/mortgages-and-home-equity/buying-your-home/ready. If you have any questions or need assistance, don't hesitate to call us at (847) 932-8891. Join us at Baxter, located at 1100 Optum Cir Eden Prairie Mn 55344, and experience the difference of being a valued member!

Business Banking & Commercial Services

At Baxter, we understand that running a business comes with its unique challenges and opportunities. That's why we're committed to providing tailored financial solutions that empower local entrepreneurs and business owners in Eden Prairie, MN. Imagine securing the funding you need to expand your operations or invest in new equipment. Our commercial loan options do just that, ensuring you have the resources to grow your business. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $198 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $186,977,089, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services can simplify payment processing, allowing you to focus on what matters most running your business. By offering quick and secure transactions, we help ensure your customers have a smooth experience while boosting your operational efficiency. Whether you're looking for a loan or need reliable merchant services, Baxter is here to help your business thrive! Visit us at 1100 Optum Cir Eden Prairie Mn 55344 or call us at (847) 932-8891 today!

Comprehensive List Of Services

Business Banking Solutions

For small business owners, we offer tailored solutions like merchant services and business loans. Running a business comes with its own set of challenges, and we're here to help lighten that load so you can focus on what matters most growing your business.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features. Manage your accounts anytime, anywhere with ease. You can access funds through our ATM & cash withdrawal services or use basic ATM access for balance checks without any hassle.

Credit Cards & Rewards

Don't forget about our credit cards with rewards! Whether you're shopping for everyday essentials or planning a vacation, earn points on every purchase. Enjoy cashback or travel rewards that make spending more rewarding.

Get Started Today!

At Baxter, we believe in putting our members first by offering comprehensive services that fit their unique lifestyles. If you're ready to experience convenient banking, visit us at 1100 Optum Cir Eden Prairie Mn 55344 or give us a call at (847) 932-8891. Let us partner with you on your financial journey today! For more information about our services, check out our website at Eden Praire/uhg.

Personal Banking Services

We understand that managing finances can sometimes feel overwhelming. That's why we offer personal banking services designed to simplify your life. Our checking and savings accounts are not just places to store money; they're tools for achieving your financial goals. With competitive interest rates and no hidden fees, you can save with confidence. Need a new vehicle? Our auto loans and vehicle financing options can help you hit the road in no time. We provide flexible terms and competitive rates, ensuring that you find a plan that works for your budget. When it comes to buying a home, navigating the mortgage process can be daunting. Our mortgage loans and refinancing options are here to ease that burden. We guide you through every step, making sure you understand your choices so you can secure the right mortgage for your needs. If you're facing unexpected expenses or looking to consolidate debt, our personal loans and debt consolidation options can provide the financial relief you need. We work with you to create a repayment plan that fits within your lifestyle.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services available at https://www.bcu.org/, you can check your account balances, make transfers, and pay bills from the comfort of your home or on the go. Whether it's a late-night bill payment or checking your savings before making a purchase, we've got you covered around the clock.

Easy Account Management

Our user-friendly mobile application makes banking even simpler. You can easily access your accounts, view transactions, and even deposit checks right from your smartphone. Plus, with mobile payments enabled, you can make purchases quickly and securely without needing cash or cards.

Quick Transfers

Need to send money to friends or family? Our person-to-person transfer feature allows you to send funds directly to anyone with just a few taps on your device. It's fast, easy, and eliminates the need for cash exchanges. At Baxter, we believe that banking should fit into your lifestyle effortlessly. With our robust digital offerings, managing your finances is not only convenient but also secure. Experience the ease of online banking today!

Secure Transactions

Security is our top priority. Our electronic signature authorization ensures that all your transactions are safe and verified, giving you peace of mind when handling sensitive information. Additionally, e-statements are available for those who prefer a paperless option saving trees while keeping your records organized and accessible.

Financial Strength

Comprehensive Lending Support

Our capacity extends to supporting various financial goals with $42,702 in used auto loans and $4,885,148,124 in total loans and leases. Whether you're buying a car or planning another purchase, we're here to help you secure the funding you need.

Dedicated Team for You

We also take pride in having 743 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our staff is here to assist you every step of the way.

Focused on Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $263,451,299, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks tailored just for you.

Growing Member Base

Total Share Accounts: 937,378, showing a strong and growing member base that trusts us with their finances. Your trust is our greatest asset as we work together towards achieving your financial goals. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Baxter is your trusted partner. Visit us at 1100 Optum Cir Eden Prairie Mn 55344 or call (847) 932-8891 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. Efficient operations mean more resources dedicated directly to improving your experience with us.

Reinvesting for Growth

With $555,241,441 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to improvement helps us stay ahead in meeting your evolving needs.

Secure Savings Opportunities

Members' savings are secured through $1,375,018,397 in share certificates and $669,125,557 in money market shares, offering stable and rewarding financial growth opportunities. These options allow you to grow your investments while keeping them safe with us.

Solid Capital Foundation

Our net worth ratio of $1,023 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This ratio shows how well-prepared we are to meet your needs now and in the future.

Strong Net Worth

With a net worth of $593,054,340, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust figure underscores our ability to serve our members confidently and effectively.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $765,031,428 in used vehicle loans and $480,496,932 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our straightforward process makes it easy for you to get started.

Business Financing

For business owners, our outstanding commercial loans totaling $186,977,089 provide the capital needed to grow and expand. We understand that running a business comes with unique challenges and opportunities; thus, we aim to support local entrepreneurs in their journey. We also offer refinancing options for all types of loans. If you're looking for better rates or terms on existing loans, our team is ready to discuss eligibility options tailored to your needs. Feel free to reach out at (847) 932-8891 or visit us at 1100 Optum Cir Eden Prairie Mn 55344, Eden Prairie, MN for personalized assistance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan products can empower your financial journey today!

Credit Lines and Personal Loans

For those unexpected expenses or planned purchases, we offer various credit lines totaling $2,238,362,354. This gives you the flexibility to borrow what you need when you need it. Additionally, our unsecured credit card loans amounting to $386,418,799 can help you manage your finances more effectively with manageable repayment options.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $439,909,904, make buying or refinancing simple. We provide competitive rates and flexible terms to suit your financial situation, so you can focus on making your house a home.

Loan Aggregator

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Baxter

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Comprehensive List Of Services

Business Banking Solutions

Convenient Online & Mobile Banking

Credit Cards & Rewards

Get Started Today!

Personal Banking Services

Digital & Online Banking

Convenient Online Banking

Easy Account Management

Quick Transfers

Secure Transactions

Financial Strength

Comprehensive Lending Support

Dedicated Team for You

Focused on Our Members

Growing Member Base

Operational Efficiency

Reinvesting for Growth

Secure Savings Opportunities

Solid Capital Foundation

Strong Net Worth

Loan Offering

Auto Loans

Business Financing

Credit Lines and Personal Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

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