Best Auto Loans & Business Banking | Baxter Vernon Hills IL Credit Union

Introduction

At Baxter, located at 340 N Milwaukee Ave, Vernon Hills, IL 60061, we are more than just a financial institution; we are your community partner dedicated to helping you achieve your financial goals. Since our establishment in 1980, we have grown to serve over 356,643 members while managing total assets of $5,907,858,695. With a committed team of 752 employees, we strive to provide personalized services that make banking accessible and efficient. While members can visit us at our branch, official correspondence should be sent to our mailing address: 340 N Milwaukee Ave, Vernon Hills, IL 60061-1533. Our branch is equipped to support a range of services including personal banking, auto loans, mortgage loans, and business banking solutions. With total deposits reaching $375,038,208 and a net worth of $593,054,340, we ensure that your money is in safe hands. Under the leadership of CEO Michael Valentine and Board President Mike Curran, we are dedicated to fostering an environment that prioritizes member satisfaction and community impact. We are proud to offer a wide array of products tailored to meet the diverse needs of our members while promoting financial literacy and empowerment. Whether you need assistance with loans or wish to explore our online banking features, we're here for you. Don't hesitate to reach out! Call us at 800-388-7000 or visit our website at bcu.org for more information about how we can help you navigate your financial journey.

Branch History & Mission

At Baxter, we pride ourselves on a rich legacy that dates back to our founding in 1980. Located at 340 N Milwaukee Ave in the vibrant community of Vernon Hills, IL, our branch has been a steadfast partner for financial well-being for over four decades. With a commitment to our members and an understanding of their needs, we've grown significantly, now serving a total membership of 356,643 and managing assets totaling an impressive $5,907,858,695. Our mission is simple yet profound: to provide exceptional financial services while enhancing the lives of our members and the community we serve. We believe in the power of collaboration and support, ensuring that every member feels valued and heard. Our services range from personal banking solutions like checking and savings accounts to auto loans, mortgages, and credit cards with rewards. Additionally, we offer business banking services to empower local entrepreneurs. While you can visit us at our branch address in Vernon Hills for personalized assistance, official correspondence should be directed to our mailing address at 340 N Milwaukee Ave, Vernon Hills, IL 60061-1533. Over the years, we've embraced digital advancements to make banking easier and more accessible. Our online banking platform allows members to manage their finances anytime and anywhere. We also offer mobile payments and electronic signatures to enhance convenience. Our commitment to ADA compliance ensures that all members can access our services without barriers. Community involvement is at the heart of what we do. We actively engage in outreach programs that foster partnerships within Vernon Hills and beyond. By supporting local initiatives and giving back through various programs, we strive to make a positive impact. As part of our ongoing commitment to service excellence, we maintain operating hours from 8 AM to 5 PM Monday through Thursday, 8 AM to 6 PM on Fridays, and are open from 9 AM to 1 PM on Saturdays. We are proud to provide ATM availability for convenient cash access as well as shared service center options for those who need additional support. Join us at Baxter! Experience firsthand the benefits of being part of a credit union that truly cares about its members and community. Whether you're looking for financial advice or just want to explore your options, we invite you to reach out at 800-388-7000 or visit our website at bcu.org today!

Branch Location & Accessibility

Welcome to Baxter, your friendly financial partner located at 340 N Milwaukee Ave Vernon Hills Il 60061 in the heart of Vernon Hills, IL. We understand that convenience is key when it comes to banking, which is why our branch is easily accessible for all members. You can find us nestled close to popular landmarks, making it simple to stop by while you're out and about. While members can visit us at 340 N Milwaukee Ave Vernon Hills Il 60061, official correspondence should be sent to our mailing address: 340 N Milwaukee Ave, Vernon Hills, IL 60061-1533. Our location features ample parking, ensuring you have a hassle-free experience when you come to see us. We also prioritize accessibility, offering ADA-compliant entrances and pathways so that everyone can feel welcome. At Baxter, we aim to meet your banking needs with a variety of services available during our operating hours. You can visit us Monday through Thursday from 8 AM to 5 PM, and on Fridays from 8 AM to 6 PM. If you're looking for an ATM, we've got you covered with convenient access right here in our branch. Although we don't have drive-thru service, our shared service center allows you to complete basic transactions if you're a member of one of our partner credit unions. Whether you're interested in personal banking options like checking accounts, auto loans, or mortgages, or looking for business services like merchant accounts, we're here to help. If you have any questions or need assistance, feel free to give us a call at (800) 388-7000. We look forward to welcoming you at Baxter and helping you achieve your financial goals!

Member Eligibility

At Baxter, we believe that everyone deserves a chance to be part of a caring and supportive community. Joining us as a member is easy and welcoming! If you live, work, worship, or attend school in our service area, you're likely eligible for membership. We embrace diversity and encourage individuals from all walks of life to join our family. To ensure you meet the criteria, feel free to check out more details at http://www.bcu.org/member-resources/join/membership-eligibility. Becoming a member not only opens doors to fantastic financial products but also connects you with personalized service and support designed just for you. Once you're ready to take the next step, opening an account is straightforward visit us at http://www.bcu.org/mortgages-and-home-equity/buying-your-home/ready or give us a call at (800) 388-7000. We can't wait to welcome you into the Baxter community!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments quickly and securely while managing your sales data all in one place. This means more time focusing on what you do best growing your business. Visit us at 340 N Milwaukee Ave Vernon Hills Il 60061, Vernon Hills, IL or give us a call at (800) 388-7000 to learn how we can partner with you on your journey to success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $198 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $186,977,089, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Made Easy

At Baxter, we also cater to the entrepreneurial spirit with our Business Banking services. Whether you need merchant services or business loans, we provide essential tools to help your business thrive.

Connect With Us

We invite you to explore all the services available at Baxter. For any questions or assistance, feel free to give us a call at (800) 388-7000 during our operating hours: Monday through Thursday from 8 AM to 5 PM, Friday from 8 AM to 6 PM, and Saturday from 9 AM to 1 PM. Discover how we can help you achieve your financial dreams today! Visit us online at Vernon Hills for more information about our offerings and how we can serve you better!

Embracing Digital Convenience

In today's fast-paced world, convenience is key. Our Online & Mobile Banking platforms allow you to manage your finances anytime, anywhere. Check balances, transfer funds, or pay bills with just a few taps on your phone. Plus, with ATM and cash withdrawal services readily available, accessing cash when you need it is hassle-free. For members of partner credit unions, we offer basic shared branch transactions such as deposits and withdrawals making it easy for everyone to access their funds without extra trips.

Financial Support When You Need It

Life can be unpredictable, which is why our Personal Loans & Debt Consolidation options are available to assist during tough times. Consolidating your debt can simplify your payments and reduce stress, allowing you to focus on what truly matters. For those who love rewards, our Credit Cards with Rewards make spending even more beneficial. Enjoy perks while managing your expenses effectively it's a win-win!

Personal Banking Solutions

We understand that every member has different financial goals. That's why we offer Personal Banking options that include checking and savings accounts designed to help you manage your day-to-day finances efficiently. Imagine having a user-friendly account that allows you to save for future goals while keeping your money secure. If you're considering a new vehicle, our Auto Loans & Vehicle Financing can help turn that dream into reality. With competitive rates and flexible terms, financing your next car has never been easier. Perhaps you're looking to buy a home? Our Mortgage Loans & Refinancing services provide the support you need, whether you're purchasing your first home or refinancing an existing mortgage for better rates.

Digital & Online Banking

Key Features

Our online banking services provide a user-friendly experience that allows you to check balances, pay bills, and transfer funds with just a few clicks. Whether you're at home or on the go, you can manage your money easily. Plus, with our 24/7 online banking services, your accounts are always accessible whenever you need them. For added convenience, we offer e-statements so you can view your statements digitally rather than waiting for them in the mail. This not only saves time but also keeps your information secure and organized. You can also authorize transactions with an electronic signature, which makes it simple and safe to complete important paperwork without needing to visit us in person.

Mobile Banking Options

With our mobile application, managing your finances is even easier. You can use features like mobile payments to make purchases directly from your phone. Whether it's paying for groceries or splitting a bill with friends through person-to-person transfers, you have all the tools you need right at your fingertips. We believe that banking should fit into your lifestyle without hassle. That's why our mobile app is designed for ease of use, ensuring that whether you're at work or enjoying some leisure time, accessing your finances is quick and straightforward. At Baxter, we strive to provide accessible banking solutions that empower our members. With our comprehensive digital services, taking charge of your financial future has never been simpler!

Financial Strength

A Growing Community

Total Share and Deposit Accounts stand at 937,378, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments total $1,883, further demonstrating our capacity to support you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Baxter is your trusted partner. Visit us at 340 N Milwaukee Ave Vernon Hills Il 60061 or call (800) 388-7000 to learn more about how we can help you achieve your financial goals.

Commitment to Growth and Innovation

With $555,241,441 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our robust lending capacity is highlighted by $42,702 in used auto loans and $4,885,148,124 in total loans and leases, supporting your financial goals across various sectors.

Member-Focused Savings

Your savings are secured through $1,375,018,397 in share certificates and $669,125,557 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $263,451,299, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 743 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $593,054,340, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,023 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Solutions

For those looking for more specialized options, our total credit lines amount to $2,238,362,354, giving you access to additional funds when needed. If you're a business owner, you'll be pleased to know that our outstanding commercial loans totaling $186,977,089 provide the capital necessary for growth and expansion. If you're considering refinancing any of these products, we encourage you to explore your eligibility options available at Baxter. For more information or personalized assistance, feel free to reach out to us at (800) 388-7000, visit us at our branch located at 340 N Milwaukee Ave Vernon Hills Il 60061, or check out our website at Vernon Hills. Whatever your financial needs may be, we're here to help you every step of the way!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $765,031,428 in used vehicle loans and $480,496,932 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used option, we have flexible terms to accommodate your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $439,909,904, make buying or refinancing simple. We provide various plans tailored to fit different financial situations, ensuring that owning a home is within reach for our members.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $386,418,799 in loans helping members manage their finances effectively. These cards provide an excellent way to build credit while enjoying rewards on your purchases.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers, allowing users to make informed decisions without hidden surprises.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect the best options available. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to choose the loan that best fits their financial needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights the practical advantages of using LendMesh to navigate the lending landscape. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Baxter

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Work for You

Tailored Loan Options

Comprehensive List Of Services

Business Banking Made Easy

Connect With Us

Embracing Digital Convenience

Financial Support When You Need It

Personal Banking Solutions

Digital & Online Banking

Key Features

Mobile Banking Options

Financial Strength

A Growing Community

Commitment to Growth and Innovation

Member-Focused Savings

Operational Efficiency

Solid Financial Health

Loan Offering

Additional Financing Solutions

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Accurate Loan Comparisons

Benefits of Using LendMesh

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