Affordable Vehicle Loans & Top Checking | Baxter Round Lake IL Credit Union

Introduction

Welcome to Baxter, your trusted partner in financial services located at 25212 W Il Route 120, Round Lake, IL 60073. Established in 1980, we have grown to serve over 356,000 members with a strong commitment to community and member satisfaction. With total assets of $5,907,858,695 and deposits amounting to $375,038,208, we are dedicated to providing you with the best financial solutions tailored to your needs. Under the leadership of our CEO, Michael Valentine, and Board President, Mike Curran, we ensure that each member receives personalized attention and quality service. Our team of 752 employees is here to assist you whether you're looking for personal banking options like checking accounts and auto loans or business services including merchant services and business loans. While members can visit us at our branch location, official correspondence should be sent to the same address: 25212 W IL Route 120, Round Lake, IL 60073. We encourage you to take advantage of our diverse range of services which include online and mobile banking, as well as ATM access for convenient transactions. At Baxter, our focus is not just on numbers it's about building lasting relationships within the community. With a net worth of $593,054,340 and a cash reserve of $44,260,741, we are financially stable and ready to help you achieve your financial goals. Don't hesitate to reach out! Call us today at 847-270-4032 or visit our website at bcu.org for more information on how we can serve you better. Let's build a brighter financial future together!

Branch History & Mission

Join Us

We invite you to experience the benefits of being part of Baxter. With operating hours from 7:30 AM to 4:30 PM (M-F) and convenient ATM access available, we're ready to serve you whenever you need us. Discover how we can help meet your unique financial needs while supporting our shared community values. For more information about becoming a member or exploring our services further, please call us at 847-270-4032 or visit our website. Together, let's build a brighter future!

Our Evolution

From the very beginning, our focus has been on putting people first. We started with a handful of dedicated employees and a vision to provide accessible financial services tailored to the needs of our members. Over the years, we have expanded our offerings significantly, now boasting total assets of nearly $5.9 billion. This growth reflects not just our commitment to sound financial practices but also the trust placed in us by our valued members. As we evolved, we embraced technology while ensuring that personal service remained at the forefront of what we do. Today, our members enjoy online and mobile banking options, making it easier than ever to manage their finances on-the-go. We also offer services like personal loans, auto financing, and credit cards with rewards all designed to empower our members toward achieving their financial goals.

Our Mission

Our mission at Baxter is clear: we aim to provide exceptional financial services while fostering a strong sense of community support. We believe that when one member succeeds, we all succeed. This philosophy drives our community outreach efforts, where we actively participate in local events and initiatives aimed at improving the lives of those around us. We understand that financial literacy is crucial for everyone's success; therefore, we offer workshops and resources to help educate our members about managing money wisely. Whether you're looking for guidance on buying your first home or wanting to learn more about saving for retirement, we're here to assist. While members can visit us at 25212 W IL Route 120, official correspondence should be sent to 25212 W IL Route 120, Round Lake, IL 60073.

Branch Location & Accessibility

Get In Touch!

If you have any questions or need assistance before visiting us, feel free to call our friendly team at 847-270-4032. We're here to help! Remember, while members can visit us at 25212 W Il Route 120 for all their banking needs, official correspondence should be sent to the same address. We look forward to welcoming you soon at Baxter Credit Union!

Nearby Landmarks and Accessibility

You'll find us nestled near local favorites, making your visit even more pleasant. We're just a short drive from the scenic Round Lake Beach area, which means you can combine your banking errands with a relaxing day out. Parking is readily available, ensuring that you won't have any trouble finding a spot when you arrive. Plus, our branch is fully accessible to everyone, featuring ADA-compliant ramps and entrances so that all members can enjoy our services without hassle.

Operating Hours and Services

We understand that life can get busy, which is why we're open Monday through Friday from 7:30 AM to 4:30 PM. This schedule allows you to fit your banking needs into your day conveniently. While you're here, take advantage of our full range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. For those who prefer digital banking solutions, we offer online and mobile banking so you can manage your finances anytime, anywhere. And if you need cash quickly, you'll be pleased to know that an ATM is available on-site for your convenience.

Member Eligibility

Becoming a member of Baxter is like joining a family that genuinely cares about your financial well-being. Located at 25212 W Il Route 120 Round Lake Il 60073, we welcome individuals who live, work, worship, or attend school in the communities we serve. Whether you're looking for a supportive place to save, borrow, or plan for the future, our doors are open to you! Plus, as a member, you'll enjoy personalized services and great rates that can help you achieve your financial goals. To learn more about the specific eligibility criteria and see if you qualify to join our community, feel free to check out our detailed resource at http://www.bcu.org/member-resources/join/membership-eligibility. When you're ready to open an account and start enjoying the benefits of membership, visit us online at http://www.bcu.org/mortgages-and-home-equity/buying-your-home/ready or give us a call at (847) 270-4032. We're excited to welcome you into the Baxter family!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, we offer merchant services designed to streamline your payment processes. Imagine being able to accept various forms of payment without hassle, allowing you to focus on what truly matters growing your business. Whether you're looking for simple transaction processing or more advanced solutions like mobile payments, we're here to help you succeed. Visit us at 25212 W Il Route 120 Round Lake Il 60073 or call us at (847) 270-4032 to explore how our business banking and commercial services can support your journey!

Our Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $198 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $186,977,089, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Access

Need cash on the go? We have you covered with our ATM & Cash Withdrawal Services, allowing members basic ATM access for withdrawals and balance checks whenever they need it. At Baxter in Round Lake, IL, we are committed to serving our community with integrity and care. If you're interested in learning more about how we can assist you or if you're ready to open an account, give us a call at 847-270-4032 or visit us online at bcu.org. Join us today and discover how Baxter can be your trusted financial partner!

Business Banking Services

For local businesses, Baxter offers robust Business Banking services including Merchant Services and Business Loans. We know how vital it is to have reliable financial support for your venture, and our products are designed to help your business thrive.

Credit Cards and Rewards

Don't forget about our Credit Cards with Rewards program! Use your card for everyday purchases and earn rewards that can be redeemed for exciting benefits, making your spending work harder for you.

Digital Banking Features

In today's fast-paced world, convenience matters. That's why we provide comprehensive Online & Mobile Banking features. With just a few taps on your smartphone, you can manage your accounts anytime, anywhere. Our members enjoy easy access to their finances through mobile payments and person-to-person transfers making it easier than ever to stay on top of your banking needs.

Personal Banking Solutions

For individuals and families, we offer Personal Banking options including checking and savings accounts tailored to fit your lifestyle. Imagine opening a checking account that not only simplifies everyday transactions but also provides tools to help you save for future goals. If you're in the market for a new vehicle, our Auto Loans & Vehicle Financing can help you drive away in the car of your dreams with competitive rates and flexible terms. Are you considering buying a home? Our Mortgage Loans & Refinancing services can guide you through every step of the home-buying process. We understand that securing a mortgage is a big decision, and our knowledgeable staff is here to provide personalized assistance. For those who need extra funds for unexpected expenses or consolidation, we offer Personal Loans & Debt Consolidation options that can help ease your financial burden.

Digital & Online Banking

Convenient Online Banking Services

With just a few clicks at https://www.bcu.org/, you can access your accounts from anywhere. Our online banking platform allows you to check your balances, transfer funds, and pay bills all from the comfort of your own home. Plus, with our electronic signature authorization feature, signing documents is quick and hassle-free.

E-Statements and Mobile Features

Say goodbye to paper clutter! We offer e-statements so you can view your account statements anytime, anywhere. This not only saves trees but also helps you keep track of your finances more easily. If you're on the move, our mobile application brings all these features right to your fingertips. You can even make mobile payments directly from your phone perfect for those last-minute purchases!

Person-to-Person Transfers Made Easy

Need to send money to a friend or family member? With our person-to-person transfer service, it's as simple as a few taps on your screen. No need for cash or checks; just send money directly from your account to theirs in real-time.

Security You Can Trust

At Baxter, we prioritize your security. Our online banking services are designed with robust security measures so you can manage your accounts with confidence. Whether you're using our website or mobile app, you can feel safe knowing that your personal information is protected. In summary, Baxter offers a complete suite of digital banking options that make managing your money convenient and secure. Explore all these features today by visiting https://www.bcu.org/, and take control of your financial future!

Financial Strength

Commitment to Member Growth

With $42,702 in used auto loans and $4,885,148,124 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $555,241,441 in undivided earnings allows us to reinvest in innovative banking tools and stronger lending options to serve you better.

Growing Membership Base

Our total share accounts stand at 937,378, showing a strong and growing member base that trusts us with their finances. This trust drives us to maintain the highest standards of service while continuing to expand our offerings. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Baxter is your trusted partner. Visit us at 25212 W Il Route 120 Round Lake Il 60073 or call (847) 270-4032 to learn more about how we can help you achieve your financial goals.

Reliable Team & Resources

We also take pride in having 743 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Secure Savings Opportunities

Members' savings are secured through $1,375,018,397 in share certificates and $669,125,557 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $263,451,299, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $593,054,340, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,023 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $765,031,428 in used vehicle loans and $480,496,932 in new vehicle loans already helping members get on the road. We pride ourselves on providing flexible terms and competitive rates to make financing your vehicle straightforward and accessible.

Business Financing

For business owners, our outstanding commercial loans totaling $186,977,089 provide the capital needed to grow and expand. We understand the challenges faced by small businesses and are committed to offering solutions that empower entrepreneurs within our community. If you're considering refinancing any existing loans or would like to explore eligibility options for any of our products, please don't hesitate to reach out. Our team is here to guide you through the process and answer any questions you may have. To learn more about our loan offerings or to apply today, visit us at 25212 W Il Route 120 Round Lake Il 60073 in Round Lake, IL, or give us a call at (847) 270-4032. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your journey towards achieving financial stability starts here!

Credit Lines and Personal Loans

For those who need quick access to funds, our credit lines can provide a safety net for unexpected expenses. With a total of $2,238,362,354 available, you can feel secure knowing that financial assistance is just a call away. Additionally, we also offer unsecured credit card loans totaling $386,418,799, providing flexible terms that help you manage your finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $439,909,904, make buying or refinancing simple. We offer various mortgage products tailored to fit different budgets and lifestyles, ensuring you have the support you need every step of the way.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees fair and transparent offers. Every loan option displayed on LendMesh is backed by verified data from legitimate financial institutions, promoting a trustworthy environment for consumers.

Benefits of Using LendMesh

One of the standout features of LendMesh is its commitment to unbiased results. Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. Instead, it presents all available options fairly, allowing users to make informed decisions without hidden agendas. Additionally, LendMesh provides real-time rate comparisons from multiple institutions. This means you can access up-to-date loan rates that reflect current market conditions, ensuring that you are always making decisions based on the most accurate information available. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials illustrate the value LendMesh brings to its users.

Get Started Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Baxter

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Join Us

Our Evolution

Our Mission

Branch Location & Accessibility

Get In Touch!

Nearby Landmarks and Accessibility

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Make Sense

Our Loan Options

Comprehensive List Of Services

ATM Access

Business Banking Services

Credit Cards and Rewards

Digital Banking Features

Personal Banking Solutions

Digital & Online Banking

Convenient Online Banking Services

E-Statements and Mobile Features

Person-to-Person Transfers Made Easy

Security You Can Trust

Financial Strength

Commitment to Member Growth

Growing Membership Base

Reliable Team & Resources

Secure Savings Opportunities

Solid Financial Foundation

Loan Offering

Auto Loans

Business Financing

Credit Lines and Personal Loans

Mortgage Loans

Loan Aggregator

Accurate Loan Comparisons

Benefits of Using LendMesh

Get Started Today

Join Our Community