Low Mortgage Rates & Business Banking | Baxter Northfield IL Credit Union

Introduction

Welcome to Baxter, a proud branch of Northfield-medline located at 3 Lakes Dr, Northfield, IL 60093. Since opening our doors in 1980, we have dedicated ourselves to serving our community and building lasting relationships with our members. With a total membership of 356,643, we are more than just a financial institution; we are your trusted partner in achieving your financial goals. At Baxter, we manage over $5.9 billion in assets, ensuring that we can provide you with the resources you need for loans, savings, and investments. Our commitment to excellence is reflected in our diverse range of services, including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Under the leadership of CEO Michael Valentine and Board President Mike Curran, our team of 752 employees is here to help you navigate your financial journey. We take pride in offering personalized service and expert advice tailored to your unique needs. Whether you're looking to purchase a new vehicle or consolidate debt, we have the tools and expertise to assist you. While members can visit us at 3 Lakes Dr, official correspondence should be sent to the same address as our mailing address: Three Lakes Dr, Northfield, IL 60093. With total deposits exceeding $375 million and cash reserves of over $44 million, Baxter stands strong in its commitment to financial stability and member satisfaction. Our net worth of $593 million further exemplifies our dedication to fostering a secure environment for your finances. We invite you to connect with us today! Call us at 800-388-7000 or visit our website at bcu.org to learn more about how we can help you achieve your financial dreams. Join us in making a positive impact in our community!

Branch History & Mission

Community Engagement and Services

Baxter is more than just a credit union; we're deeply invested in the well-being of the communities we serve. We actively engage in various outreach programs and partnerships aimed at uplifting local initiatives. Whether it's sponsoring local events or providing financial literacy workshops, we aim to make a positive impact on the lives of those around us. Our branch offers a comprehensive range of services tailored for both individuals and businesses. From personal checking and savings accounts to auto loans and mortgages, we're here to help you achieve your financial goals. Plus, with features like online banking and mobile payments, managing your finances has never been easier or more convenient. We also prioritize accessibility for everyone. Our facilities are ADA compliant, ensuring that all members can comfortably utilize our services.

Join Us Today!

As we look toward the future, we invite you to become part of the Baxter family. Discover how we can support your financial journey while making meaningful contributions to our community together. Visit us at 3 Lakes Dr or call us at 800-388-7000 today! Experience firsthand why so many have chosen Baxter as their trusted financial partner.

Our Mission

At the heart of Baxter's mission is a commitment to empower our members through exceptional financial services while fostering strong community ties. We believe that banking should be personal and straightforward. Our goal is to provide not just banking services but also support for our members' aspirations whether it's buying a home, financing a vehicle, or managing everyday expenses. While members can visit us at 3 Lakes Dr, official correspondence should be sent to Three Lakes Dr, Northfield, IL 60093 if different inquiries arise. Our operating hours are designed to accommodate your busy schedule: we're open Monday through Friday from 8 AM to 4 PM.

Branch Location & Accessibility

A Friendly Invitation

We invite you to come experience the welcoming atmosphere of Baxter. If you have any questions or need assistance before your visit, feel free to give us a call at 800-388-7000. We're excited to help you achieve your financial goals!

Accessibility Features

At Baxter, we prioritize accessibility for all our members. Our location features ADA-compliant ramps and ample parking space to ensure everyone can visit us comfortably. While you're here, take advantage of our ATM services, which are available for quick cash withdrawals and balance checks.

Operating Hours and Services

We're here for you Monday through Friday from 8 AM to 4 PM. During these hours, our dedicated team is ready to assist with a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and more. Our goal is to provide personalized banking solutions that fit your lifestyle. While members can visit us at our branch address, official correspondence should be sent to Three Lakes Dr, Northfield, IL 60093 if needed.

Member Eligibility

At Baxter, we believe that becoming a member is like joining a close-knit family where your financial well-being is our top priority. To join our community at Baxter, located at 3 Lakes Dr Northfield Il 60093, you simply need to meet a few friendly eligibility criteria. Whether you live, work, worship, or attend school in our local area, you're likely already eligible for membership! We also welcome the family members of current members and employees of certain partner organizations. If you want to know more about the specific details, feel free to check out our eligibility guidelines at http://www.bcu.org/member-resources/join/membership-eligibility. Opening an account with us is straightforward and welcoming just visit our website for all the information you'll need to get started on this rewarding journey. If you have any questions or want assistance along the way, don't hesitate to give us a call at (800) 388-7000. We can't wait to welcome you into the Baxter family!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine being able to accept payments from customers effortlessly while managing your finances with ease. Our merchant services provide the tools necessary for smooth transactions whether you're selling in-store or online. This means quicker cash flow and more time for you to focus on what matters most growing your business. Located at 3 Lakes Dr Northfield Il 60093 in Northfield, IL, we invite local entrepreneurs to explore how our business banking services can empower their success. Let's work together to build a thriving future!

Tailored Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $198 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $186,977,089, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Need a new vehicle? Our auto loans and vehicle financing options make it simple for you to drive off in the car of your dreams. We offer competitive rates and flexible terms tailored to fit your budget. Imagine cruising down the road knowing that you've secured an affordable loan with Baxter.

Business Banking

For our business members, we offer comprehensive banking solutions tailored to help your enterprise grow. From merchant services that simplify transactions to business loans designed for expansion, we understand what it takes to succeed in today's market.

Convenient Access

With ATM services available at our branch and throughout the network, accessing cash is never a hassle. You can perform basic transactions like withdrawals and balance checks whenever it suits you. At Baxter, we're committed to making banking straightforward and accessible for everyone in Northfield and beyond. If you're ready to explore how we can assist you with any of these services or if you have questions about membership eligibility, don't hesitate! Call us today at (800) 388-7000 or visit us at https://www.bcu.org/. We look forward to serving you!

Mortgage Loans & Refinancing

Thinking about buying a home or refinancing your current mortgage? Our mortgage loans are here to help make that dream a reality. Our knowledgeable staff will guide you through each step of the process, ensuring you find the right loan for your situation. Let us assist you in taking this important step toward homeownership.

Personal Banking

We understand that managing your finances can be overwhelming at times. That's why our personal banking services include checking and savings accounts designed to fit your lifestyle. With easy access to online and mobile banking, you can check balances, transfer funds, and pay bills from anywhere at any time. Plus, our credit cards come with rewards that allow you to earn while you spend.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans come into play. Whether it's for emergencies, renovations, or debt consolidation, we provide flexible options that can help ease financial stress. Picture yourself consolidating high-interest debts into one manageable payment with a lower interest rate making life just a little easier.

Digital & Online Banking

Accessibility and Ease of Use

Whether you prefer banking from your desktop or mobile device, Baxter has you covered. Our services are designed for accessibility and ease-of-use, ensuring that all members can take full advantage of what we offer. Real-time account management puts you in control of your finances, allowing you to stay updated with every transaction. By choosing Baxter, you're not just getting a bank; you're getting a partner committed to supporting your financial well-being through innovative digital solutions. Experience the future of banking today!

Key Features

Our online banking platform not only provides convenience but also ensures that your financial information is safe. With features like electronic signature authorization, you can securely sign documents without needing to visit a branch. Plus, our e-statements make it simple to keep track of your finances without the clutter of paper statements. For those on the go, our mobile application offers a user-friendly interface that lets you manage your accounts right from your phone. You can even make mobile payments effortlessly or send money to friends and family with just a few taps using our person-to-person transfer feature.

Financial Strength

At Baxter, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We're proud to share our financial strength with you, showcasing our commitment to providing reliable services that meet your needs. With a net worth of $593,054,340, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,023 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,375,018,397 in share certificates and $669,125,557 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $263,451,299, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $555,241,441 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $42,702 in used auto loans and $4,885,148,124 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 743 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 937,378, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,883. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Baxter is your trusted partner. Visit us at 3 Lakes Dr Northfield Il 60093 or call (800) 388-7000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $765,031,428 in used vehicle loans and $480,496,932 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable pre-owned vehicle, we have tailored solutions for both options. Our team is also here to assist you with refinancing options should you need them.

Business Financing

For business owners, our outstanding commercial loans totaling $186,977,089 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are committed to supporting our local entrepreneurs through tailored financing solutions. At Baxter, we prioritize transparency and accessibility in all our loan offerings. Whether you're looking for an auto loan, mortgage financing, or assistance with credit cards, we're here to guide you every step of the way. For inquiries about eligibility or to learn more about how we can help you achieve your financial goals, please contact us at (800) 388-7000 or visit us at 3 Lakes Dr Northfield Il 60093 in Northfield, IL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial success is our mission!

Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans, with a total of $386,418,799 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your purchasing power while keeping your spending under control.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $439,909,904, make buying or refinancing simple. We know how important it is to have a place to call home, and our competitive rates can help make that dream a reality. If you're considering refinancing your existing mortgage, don't hesitate to reach out for more information on eligibility and options available.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the reliability and effectiveness of using this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing guarantees that users receive fair and transparent offers. Every loan comparison reflects the most current rates available, ensuring accuracy in what you see.

Baxter

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Engagement and Services

Join Us Today!

Our Mission

Branch Location & Accessibility

A Friendly Invitation

Accessibility Features

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Make Sense

Tailored Commercial Loans

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Business Banking

Convenient Access

Mortgage Loans & Refinancing

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Accessibility and Ease of Use

Key Features

Financial Strength

Loan Offering

Auto Loans

Business Financing

Credit Card Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

Join Our Community