Low Mortgage Rates & Auto Loans | Baxter Gurnee IL Credit Union

Introduction

At Baxter, we believe in building a strong community through trust, support, and financial empowerment. Located at 6411 Grand Ave, Gurnee, IL 60031, our branch has been serving members since 1980, and we take pride in being a reliable financial partner for over 356,000 members. With total assets of $5,907,858,695 and deposits amounting to $375,038,208, we are committed to helping you achieve your financial goals. Led by our dedicated CEO, Michael Valentine, and Board President, Mike Curran, we have a passionate team of 752 employees working tirelessly to provide exceptional service tailored to your needs. Our goal is not just to offer services like personal banking, auto loans, and mortgages but also to create lasting relationships with our members. If you're looking for a credit union that truly cares about its community and offers comprehensive financial solutions, look no further than Baxter. While you can visit us at the branch for all your banking needs, please note that any official correspondence should be sent to our mailing address: 6411 Grand Ave, Gurnee, IL 60031-5273. We invite you to reach out by calling us at 847-388-7000 or visiting our website at bcu.org for more information on how we can support your financial journey. Join us as we continue to make a positive impact in Gurnee and beyond!

Branch History & Mission

Welcome to Baxter, your trusted credit union located at 6411 Grand Ave, Gurnee, IL 60031. Since opening our doors in 1980, we have been dedicated to serving the community and helping our members achieve their financial goals. Today, we proudly serve over 356,000 members with total assets exceeding $5.9 billion. Baxter has evolved significantly over the years. Initially founded to provide better financial options for local residents, we have grown from a small organization into a robust institution that offers a wide range of services including personal banking, auto loans, mortgages, and business financing. Our commitment to our members has never wavered; we continually strive to enhance our offerings while remaining focused on community support. Our mission is simple yet powerful: We aim to empower our members through comprehensive financial services that foster economic growth and promote community well-being. By prioritizing member satisfaction and offering innovative solutions, we ensure that you have access to the tools you need for financial success. While members can visit us at our branch location in Gurnee, official correspondence should be sent to our mailing address at 6411 Grand Ave, Gurnee, IL 60031-5273. We are open Monday through Friday from 8:30 AM to 4:30 PM, making it convenient for you to access our services. Although we do not currently offer drive-thru banking, we do have ATM availability for your convenience. At Baxter, we understand the importance of staying connected in today's digital world. That's why we've embraced technology with online and mobile banking options. Whether you want to check your balance or apply for a loan from the comfort of your home, we're here for you. Community involvement is also at the heart of what we do. We partner with local organizations and participate in outreach programs that make a difference right here in Gurnee and surrounding areas. Together with our members, we work towards creating positive change and supporting those in need. We invite you to join us at Baxter Credit Union and experience firsthand the benefits of being part of a community-focused institution dedicated to your financial well-being. For more information about membership eligibility or to open an account today, please visit our website. Let's embark on this journey together!

Branch Location & Accessibility

A Welcoming Environment

At Baxter, we pride ourselves on providing a friendly atmosphere where members can feel comfortable conducting their banking needs. Our branch features accessible parking and is compliant with ADA standards, ensuring everyone can visit us without hassle. While our lobby hours are from Monday to Friday, 8:30 AM to 4:30 PM, we strive to accommodate your busy schedule.

Get In Touch

If you have questions or need assistance, don't hesitate to reach out! You can call us at 847-388-7000 for any inquiries or just drop by during our operating hours. We look forward to welcoming you into the Baxter family and helping you achieve your financial goals!

Services Tailored for You

When you step into our Gurnee branch, you'll find a range of services designed to support your financial journey. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, if you need access to cash or basic transactions, our ATM is available for your convenience. While members can visit us at 6411 Grand Ave for all their banking needs, official correspondence should be directed to the same address as well 6411 Grand Ave, Gurnee, IL 60031-5273.

Member Eligibility

Joining the community at Baxter is a simple and rewarding experience, where you can enjoy a range of financial services tailored to your needs. To become a member, you need to meet some friendly eligibility criteria. If you live or work in the communities we serve, or if you have a family member who is already a member, you're likely eligible! It's all about connecting with people who share common goals and values. You can find detailed information about eligibility by visiting this page. Once you're ready to take the next step, opening an account is just as easy. We're here to help guide you through the process! Feel free to give us a call at (847) 388-7000, or stop by our branch located at 6411 Grand Ave Gurnee Il 60031 during our operating hours from Monday to Friday, 8:30 AM to 4:30 PM. Embrace the benefits of membership with us; you'll be joining a supportive community that prioritizes your financial well-being!

Business Banking & Commercial Services

Real-World Merchant Services

In addition to loans, we offer essential merchant services that simplify transactions and enhance customer experiences. Imagine having the ability to accept payments easily, whether in-store or online this flexibility allows you to serve your customers better and boost sales. Our user-friendly solutions are designed to help you focus on what matters most: running your business. Located at 6411 Grand Ave Gurnee Il 60031 in Gurnee, IL, we're here to support your financial journey every step of the way. Contact us today at (847) 388-7000 to learn more about how our business banking services can benefit you!

Supporting Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $198 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $186,977,089, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, Baxter offers essential services like merchant services and business loans to help you grow your company. We understand the unique challenges businesses face, which is why we aim to support you every step of the way.

Credit Cards That Reward You

With our credit cards featuring rewards programs, you can earn points on every purchase. It's a simple way to get something back while spending on the things you already buy.

Digital Banking at Your Fingertips

Embracing technology is key to modern banking, and at Baxter, we make it easy for you. With our online and mobile banking features, you can manage your accounts from anywhere pay bills, transfer money, or check balances all at your convenience. Plus, enjoy access to ATMs for quick cash withdrawals and basic shared branch transactions if you're a member of partner credit unions.

Personal Banking Made Easy

We understand that managing finances can sometimes feel overwhelming. That's why we offer various personal banking services tailored just for you. Open a checking or savings account with us and enjoy easy access to your funds, along with competitive interest rates. If you're thinking about purchasing a new vehicle, our auto loans and vehicle financing options can help you hit the road without breaking the bank. For those considering homeownership or refinancing, our mortgage loans offer flexible terms and competitive rates to fit your budget. Need some extra cash? Our personal loans and debt consolidation options can provide the financial relief you need, making it easier to manage expenses.

We're Here for You

We invite you to visit us during our lobby hours from Monday through Friday between 8:30 AM and 4:30 PM. If you have questions or want to learn more about any of our services, don't hesitate to call us at (847) 388-7000. Our friendly staff is here to assist you with all your banking needs. At Baxter, we believe in building relationships with our members while providing reliable financial solutions. Explore how we can support your financial journey today! For more information about membership eligibility or opening an account, please visit our website at https://www.bcu.org/.

Digital & Online Banking

Key Features

One of the standout features of our online banking is the ability to enroll in electronic statements. Say goodbye to paper clutter; with e-statements available, you'll receive your account statements right in your inbox. Plus, we prioritize security with electronic signature authorization, so you can sign documents safely and efficiently without having to visit a branch. For those who love using their smartphones, our mobile application makes banking even more accessible. You can make person-to-person transfers effortlessly, ensuring that sending money to friends or family is quick and hassle-free. And if you're a fan of mobile payments, you'll be pleased to know that we support this feature too making it easy for you to pay for everyday purchases directly from your phone.

Real-Time Account Management

Our platform is built for ease of use. You'll find real-time account management features that keep you updated on your transactions and balances. This means you can stay on top of your finances without any surprises. In today's fast-paced world, having reliable digital banking options is crucial. At Baxter, we're committed to providing services that not only meet but exceed your expectations for convenience and security. Join us today and experience the future of banking right at your fingertips!

Financial Strength

Commitment to Growth

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 743 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Investing in Our Members

With $555,241,441 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $42,702 in used auto loans and $4,885,148,124 in total loans and leases, supporting our members' financial goals across various sectors.

Member Trust

Total Share Accounts stand at 937,378, showing a strong and growing member base that trusts us with their finances. Net Shares (funds available for lending and investments) amount to $1,883, highlighting our commitment to member-focused service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Baxter is your trusted partner. Visit us at 6411 Grand Ave Gurnee Il 60031 or call (847) 388-7000 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $1,375,018,397 in share certificates and $669,125,557 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $263,451,299, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $593,054,340, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,023 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $765,031,428 in used vehicle loans and $480,496,932 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have options tailored for you. We also provide refinancing options if you're looking to lower your current payments.

Business Loans

For business owners, our outstanding commercial loans totaling $186,977,089 provide the capital needed to grow and expand your operations. Whether you're starting a new venture or looking to enhance an existing one, we are here to support your business ambitions.

Credit Lines

With total credit lines amounting to $2,238,362,354, our services are designed to give you flexibility when you need it most. You can access funds as needed while only paying interest on what you use. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you have any questions or need assistance selecting the right loan product for your situation, don't hesitate to reach out. You can contact us at (847) 388-7000 or visit us at our branch located at 6411 Grand Ave Gurnee Il 60031, Gurnee, IL. We're here to help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $439,909,904, make buying or refinancing simple. We believe that homeownership should be accessible and straightforward, which is why our team is here to assist you through every step of the process.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. We offer flexible terms on unsecured credit card loans, with a total of $386,418,799 in loans helping members manage their finances effectively. Our credit cards come with various features that can fit your spending habits and preferences.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness and reliability of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that users receive fair and transparent offers. By relying on verified institutions, LendMesh builds trust with its users, offering peace of mind in their loan search.

Baxter

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

A Welcoming Environment

Get In Touch

Services Tailored for You

Member Eligibility

Business Banking & Commercial Services

Real-World Merchant Services

Supporting Your Business Growth

Comprehensive List Of Services

Business Banking Solutions

Credit Cards That Reward You

Digital Banking at Your Fingertips

Personal Banking Made Easy

We're Here for You

Digital & Online Banking

Key Features

Real-Time Account Management

Financial Strength

Commitment to Growth

Investing in Our Members

Member Trust

Secure Savings Options

Solid Financial Foundation

Loan Offering

Auto Loans

Business Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

Join Our Community