Affordable Vehicle Loans & Business Banking | Baxter Crystal Lake IL Credit Union

Introduction

Welcome to Baxter at Crystal Lake, where we prioritize your financial well-being and community connection! Located at 415 S Main St, Crystal Lake, IL 60014, our credit union has proudly served the local community since 1980. With a dedicated team of 752 employees, we have grown to support over 356,643 members, all while managing total assets of an impressive $5,907,858,695. At Baxter, we understand that banking is more than just numbers it's about relationships and trust. That's why we're committed to providing personalized services that cater to your unique needs. Whether you're looking for a loan to buy a new car or seeking advice on savings strategies, our experienced staff is here to help you every step of the way. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to the same address: 415 S Main St, Crystal Lake, IL 60014. With total deposits amounting to $375,038,208 and a solid net worth of $593,054,340, you can feel confident knowing your finances are in safe hands. Led by our CEO Michael Valentine and Board President Mike Curran, we strive to foster a welcoming atmosphere where members feel valued and understood. Our commitment extends beyond financial services; we actively participate in community initiatives aimed at improving the lives of those around us. Ready to experience the difference? We invite you to visit us or call us at 815-444-8065 during our operating hours from 8:30 AM to 5:30 PM on weekdays and from 9 AM to 1 PM on Saturdays. For more information about our services or to get started with your membership today, check out our website at www.bcu.org. Join us at Baxter where your financial journey begins!

Branch History & Mission

Community Impact

Baxter is more than just a credit union; we're an active participant in the community. We engage in various outreach programs designed to uplift local organizations and help those in need. Our partnerships with schools and non-profits allow us to give back meaningfully while enhancing the lives of those around us. As we look towards the future, we're excited about continuing this journey alongside you. Whether you're looking for loans or simply want to explore your options for saving and investing, Baxter is here to help every step of the way.

Join Us Today!

If you're ready to experience the benefits of being part of a member-focused credit union that cares about your financial future and your community, come visit us or reach out at 815-444-8065. Join Baxter today together, let's build a brighter tomorrow! Explore more about what we offer at Baxter's website.

Our Journey

Baxter began as a small credit union with a vision: to support our local community through accessible banking solutions. From humble beginnings, we have steadily evolved into a robust financial institution with total assets exceeding $5.9 billion. This growth reflects not just our commitment to sound financial practices but also our dedication to serving the residents of Crystal Lake and surrounding areas. Our branch is conveniently located at 415 S Main St, Crystal Lake, IL 60014. Just a short walk from local landmarks like the Crystal Lake Park District and the charming downtown area, we are easily accessible for all your banking needs. While members can visit us at this address for their banking services, official correspondence should be sent to the same location.

Our Mission

At Baxter, our mission is clear: to provide personalized financial services that empower our members to achieve their dreams while supporting the communities we serve. We believe in making banking simple and accessible for everyone. Our range of offerings includes personal banking options like checking and savings accounts, auto loans, mortgages, and business banking services. We are also proud of our commitment to innovation and inclusivity. With services such as online banking and mobile payments, we ensure that our members can manage their finances anytime and anywhere. Additionally, we prioritize ADA compliance so that all members feel welcome when they walk through our doors.

Branch Location & Accessibility

Call to Action

We invite you to stop by and see how Baxter can help you achieve your financial goals. Have questions? Feel free to give us a call at 815-444-8065! We look forward to welcoming you soon!

Nearby Landmarks and Accessibility

Nestled in the heart of Crystal Lake, we are just a stone's throw away from popular spots like the Crystal Lake Public Library and beautiful Crystal Lake itself. This prime location makes us easily accessible for both locals and visitors alike. Parking is available nearby, ensuring that you can get in and out without any hassle. Our branch is also ADA compliant, featuring ramps and accessible entrances to cater to all members of the community.

Operating Hours

We understand that your time is valuable. That's why we're open Monday through Friday from 8:30 AM to 5:30 PM, and on Saturday from 9:00 AM to 1:00 PM for drive-thru services. So whether you're running errands during the week or prefer a weekend visit, we're here when you need us!

Services Offered

At Baxter, we offer a range of personal banking services designed to meet your needs everything from checking and savings accounts to auto loans and mortgage refinancing. Plus, with our shared service center availability, members of partner credit unions can easily conduct deposits and withdrawals right here at our branch. Though we don't have an ATM on site, our drive-thru provides convenient access for simple transactions like deposits and withdrawals. While members can visit us at 415 S Main St for all their banking needs, official correspondence should be sent to the same address for your convenience.

Member Eligibility

Becoming a member of Baxter is like joining a warm and welcoming family that truly cares about your financial well-being. If you're looking to enjoy personalized service and a range of financial products, you might be just the right fit for our community. Membership is open to anyone who lives, works, or attends school in the area surrounding 415 S Main St Crystal Lake Il 60014. This means if you're part of our vibrant community, you can easily become a member and access all the benefits we offer. Joining us is simple! You can find detailed eligibility criteria by visiting this link. Once you've confirmed your eligibility, opening an account is just a few clicks away check out how to get started at this page. If you have any questions or need assistance, feel free to reach out at (815) 444-8065. We can't wait to welcome you into the Baxter family!

Business Banking & Commercial Services

Financing Options Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $198 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $186,977,089, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

Imagine running your business with the confidence that comes from having reliable payment solutions at your fingertips. Our merchant services allow you to accept payments seamlessly, whether online or in-store. This means you can focus on what matters most growing your business while we handle the financial transactions efficiently. Located at 415 S Main St Crystal Lake Il 60014, Crystal Lake, IL, we invite you to partner with us for your business banking needs. Let's work together to turn your vision into reality!

Comprehensive List Of Services

Additional Services

We also provide essential services like ATM access for cash withdrawals and basic drive-thru banking for deposits and simple transactions. If you're a member of partner credit unions, you can enjoy basic shared branch transactions as well. To learn more about how Baxter can serve your financial needs or if you have any questions about our services, don't hesitate to reach out at 815-444-8065. We're here to help you every step of the way! Explore all these offerings by visiting us online at bcu.org or come by our branch in Crystal Lake today!

Business Banking Services

At Baxter, we also cater to local businesses through our comprehensive business banking services, including merchant services and business loans. We know how vital it is for small businesses to thrive in our community, which is why we're here to support your financial journey.

Credit and Loans

For those unexpected expenses or plans that require some extra cash, consider our personal loans and debt consolidation options. We aim to provide solutions that empower you financially. Plus, our credit cards with rewards are perfect for those who want to earn benefits while making everyday purchases.

Digital Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. With just a few taps on your smartphone or clicks on your computer, you can manage your accounts anytime, anywhere. From checking balances to transferring funds or paying bills electronically, we make banking easier than ever.

Home Financing

Dreaming of owning your own home? Our mortgage loans and refinancing services can help turn that dream into reality. With personalized advice from our experienced mortgage specialists, you can navigate the process with confidence and ease.

Personal Banking Solutions

When it comes to personal banking, we understand that every member has unique goals. That's why we offer a variety of checking and savings accounts tailored to fit your lifestyle. Whether you're just starting out or planning for retirement, we have options that help you grow your savings while enjoying convenient access to your funds. If you're in the market for a new car or need help financing a vehicle, our auto loans and vehicle financing options make it simple to get behind the wheel without breaking the bank. We provide competitive rates and flexible terms that suit your budget.

Digital & Online Banking

Accessibility and Ease-of-Use

Our digital banking services are designed with you in mind. Whether you're at home or out running errands, managing your finances is just a click away. The ability to access your accounts anytime means no more waiting in lines or rushing before closing hours. So whether you're looking to view recent transactions or pay off that auto loan quickly, Baxter has got you covered. Experience the ease of banking with us today!

Key Services at Your Fingertips

With our online banking platform, available at https://www.bcu.org/, you can manage your accounts 24/7. This means you can check balances, pay bills, and transfer money whenever it suits you. Our person-to-person transfer feature allows you to send money directly to friends or family with just a few taps on your mobile device. If you prefer using our mobile application, you'll find that it's user-friendly and packed with features like mobile payments, making transactions easier than ever. Security is a top priority for us. That's why we offer electronic signature authorization for important documents, so you can sign securely without needing to visit a branch. Plus, e-statements are available for those who want to keep track of their finances digitally while reducing paper clutter.

Financial Strength

Commitment to Service

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 743 full-time employees and 9 part-time employees ready to assist you with a knowledgeable, committed team.

Growing Member Base

Total Share Accounts: 937,378, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,883. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Baxter is your trusted partner. Visit us at 415 S Main St Crystal Lake Il 60014 or call (815) 444-8065 to learn more about how we can help you achieve your financial goals.

Member Savings Securely Invested

Members' savings are secured through $1,375,018,397 in share certificates and $669,125,557 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $263,451,299, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Your Benefit

With $555,241,441 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $42,702 in used auto loans and a total of $4,885,148,124 in loans and leases.

Strong Financial Health

With a net worth of $593,054,340, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,023 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $765031428 in used vehicle loans and $480496932 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our competitive rates and flexible terms make it easy for you to drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $186977089 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges and opportunities. That's why our team is dedicated to working closely with you to find the best financing solution for your business's unique needs.

Credit Lines

In addition to these offerings, we have robust credit lines available totaling $2238362354 that can help smooth out cash flow fluctuations or fund unexpected expenses. For more information about our loan products or if you want to explore eligibility options, please feel free to reach out at 8154448065 or visit us at our branch located at 415 S Main St Crystal Lake IL 60014. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you find the right loan product for your needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $439909904, make buying or refinancing simple. We offer tailored solutions that fit your unique situation. If you're considering refinancing your existing mortgage, we have options available to help reduce your monthly payments or access cash for other expenses.

Unsecured Credit Card Loans

Managing your finances effectively is essential, and we are here to help. We also offer flexible terms on unsecured credit card loans, with a total of $386418799 in loans supporting our members' spending needs. This option provides the convenience of making purchases while keeping your budget on track.

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Baxter

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Impact

Join Us Today!

Our Journey

Our Mission

Branch Location & Accessibility

Call to Action

Nearby Landmarks and Accessibility

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Financing Options Tailored for You

Merchant Services That Make Sense

Comprehensive List Of Services

Additional Services

Business Banking Services

Credit and Loans

Digital Convenience

Home Financing

Personal Banking Solutions

Digital & Online Banking

Accessibility and Ease-of-Use

Key Services at Your Fingertips

Financial Strength

Commitment to Service

Growing Member Base

Member Savings Securely Invested

Reinvesting for Your Benefit

Strong Financial Health

Loan Offering

Auto Loans

Business Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

No Sponsored Listings

Real-Time Rate Comparisons

Verified Data

Join Our Community