Low Mortgage Rates & Affordable Auto Loans | Baxter Social Circle GA Credit Union

Introduction

Welcome to Baxter, your trusted financial partner located at 505 Takeda Pkwy, Social Circle, GA 30025. Established in 1980, we are proud to serve a vibrant community of over 356,643 members. At Baxter, we believe that banking should be personal, accessible, and empowering. Our commitment to our members is reflected in our robust financial health, with total assets reaching an impressive $5,907,858,695 and total deposits of $375,038,208. Under the dedicated leadership of CEO Michael Valentine and Board President Mike Curran, our team of 752 employees works tirelessly to provide you with tailored financial solutions that meet your unique needs. Whether you're looking for checking and savings accounts, auto loans, mortgages, or business banking services, we're here to help you achieve your financial goals. While members can visit us at our branch location for personalized service and support, official correspondence should be sent to the same address: 505 Takeda Pkwy, Social Circle, GA 30025-4723. We offer a variety of convenient services including online and mobile banking options so you can manage your finances on the go. With a net worth of $593,054,340 and cash in hand totaling $44,260,741, Baxter is well-equipped to support our community's financial aspirations. Join us as we continue to strengthen our relationships and positively impact lives right here in Social Circle. Ready to take the next step? Call us today at 847-388-7000 or visit our website at www.bcu.org to learn more about how we can serve you better!

Branch History & Mission

At Baxter, we take pride in our rich history and unwavering commitment to the community of Social Circle, GA. Since opening our doors in 1980, we have grown alongside our members, evolving from a small credit union into a vital financial institution serving over 356,000 members today. Our branch, located at 505 Takeda Pkwy, is not just a place for transactions; it's a hub for building relationships and supporting local families. Baxter's journey began with a clear mission: to provide accessible financial services while fostering community development. Over the years, we have achieved significant milestones, including accumulating total assets of nearly $5.9 billion. This growth reflects our dedication to offering a range of financial products tailored to meet the diverse needs of our members from personal banking and auto loans to business financing options. Our commitment goes beyond numbers. We strive to create an inclusive environment where every member feels valued and supported. Our mission is rooted in making financial wellness attainable for everyone, ensuring that our services empower individuals and families to achieve their goals. Whether it's helping you buy your first home or financing your dream car, we're here for you every step of the way. In addition to traditional banking services, we embrace modern technology to enhance the member experience. With features like online banking, mobile payments, and e-statements, managing your finances has never been easier. Our ADA-compliant facilities ensure that all members can access our services comfortably. While members can visit us at 505 Takeda Pkwy for their banking needs, official correspondence should be sent to the same address as our mailing address is also 505 Takeda Pkwy, Social Circle, GA 30025-4723. We are proud of our partnerships within the community that allow us to give back through various outreach programs. Whether it's sponsoring local events or providing financial education workshops, we believe in investing in our community's future. As you explore what Baxter has to offer, we invite you to join us on this journey towards financial empowerment. Experience firsthand the benefits of being part of a credit union that genuinely cares about its members and community. Together, let's build a brighter future! For more information about membership eligibility or to open an account with us today, please visit our website. You can reach us at 847-388-7000 during our operating hours from 9 AM to 4 PM on weekdays. Join Baxter and become part of something special!

Branch Location & Accessibility

Convenient Access

Our branch is easily accessible with ample parking available right at our doorstep. If you need assistance entering the building, we have ADA-compliant features in place to ensure everyone can visit us comfortably. Our location is designed with you in mind, making banking as easy and stress-free as possible. While members can visit us at 505 Takeda Pkwy, official correspondence should be sent to the same address. We want to make sure that you always know where to find us!

Get in Touch

Have questions or ready to start banking with us? Give us a call at 847-388-7000! We're here to help you navigate your financial journey. Come visit us at Baxter today and experience the difference of banking local!

Operating Hours

At Baxter, we understand that your time is valuable. That's why our lobby hours are set from 9 AM to 4 PM, Monday through Friday. Come on by during those hours and let our friendly staff assist you with everything from personal banking to auto loans and more.

Services Offered

We offer a range of services tailored to fit your financial needs. From checking and savings accounts to mortgage loans and credit cards with rewards, we have something for everyone. Need cash? Our ATM is available for your convenience, allowing you to access funds quickly and securely.

Member Eligibility

At Baxter, we believe that becoming a member is more than just opening an account; it's about joining a community that truly cares. If you're interested in becoming part of our family, you'll be pleased to know that membership is open to anyone who lives, works, worships, or attends school in the area around 505 Takeda Pkwy Social Circle Ga 30025. We welcome individuals from all walks of life, and we're excited to support your financial journey with personalized services tailored just for you. Joining us is simple! To learn more about the specific eligibility requirements and ensure you qualify, please check out our detailed resource at http://www.bcu.org/member-resources/join/membership-eligibility. Once you're ready to take the next step, opening an account with us is straightforward and can be done easily online or by visiting our branch. If you have any questions or need assistance, don't hesitate to call us at (847) 388-7000. We're here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $198 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $186,977,089, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Work

When it comes to day-to-day operations, our merchant services make transactions easy. Imagine being able to accept payments anytime, anywhere whether you run a bustling café or a mobile service. Our tools help streamline your payment process, allowing you to focus on what truly matters: serving your customers and growing your business. Visit us at 505 Takeda Pkwy Social Circle Ga 30025, Social Circle, GA or call us at (847) 388-7000 to learn more about how we can assist you on your journey to success!

Comprehensive List Of Services

Business Banking Services

For our business members, we provide essential services like Merchant Services & Business Loans. If you're a small business owner looking to expand or improve cash flow, we're ready to partner with you to make your entrepreneurial dreams come true.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why Baxter offers robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. You can pay bills, transfer funds, and check balances right from your phone or computer. With features like ATM & Cash Withdrawal Services, accessing your money has never been easier whether it's making a quick withdrawal at one of our ATMs or checking your balance before shopping.

Join Us Today!

We invite you to experience all that Baxter has to offer. Our dedicated team is here to assist you in finding the right financial solutions tailored just for you. For any questions or additional information about our services, feel free to give us a call at (847) 388-7000. Visit us at 505 Takeda Pkwy Social Circle Ga 30025 in Social Circle, GA, and let us help you achieve your financial goals today!

Personal Banking Solutions

Navigating your finances can be overwhelming, but at Baxter, we make it easy with our personal banking services. We offer various Checking & Savings Accounts designed to help you manage your money effectively. Imagine easily tracking your spending while saving for that vacation you've always dreamed of! If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing options can put you behind the wheel in no time. Our competitive rates and flexible terms make financing straightforward and accessible. And when it comes to home ownership, our Mortgage Loans & Refinancing services are here to guide you through the process, ensuring you find a solution that fits your lifestyle.

Personal Loans and Credit Options

Life can throw unexpected expenses your way. That's where our Personal Loans & Debt Consolidation come into play. Whether you're dealing with medical bills or planning a special event, we can help ease the burden with flexible loan options. Plus, don't forget about our Credit Cards with Rewards, which allow you to earn points on everyday purchases perfect for those who love to travel or dine out.

Digital & Online Banking

Key Features

Our online banking provides a user-friendly experience, allowing you to check your account balances, pay bills, and transfer funds with just a few clicks. If you need to send money to friends or family, our person-to-person transfer feature makes it simple and hassle-free. Plus, with electronic signature authorization available, signing documents is quick and secure. If you're looking to go paperless, we offer e-statements that keep your financial records organized and accessible without cluttering your mailbox. You'll appreciate the peace of mind knowing that your information is safe and sound.

Mobile Banking Made Easy

On-the-go? No problem! Our mobile application gives you all the tools you need right in the palm of your hand. Whether you're making mobile payments or checking transactions while waiting in line, everything is designed for ease of use. With all these features combined, managing your money has never been more convenient or secure. At Baxter, we're committed to providing you with the best digital banking experience possible!

Financial Strength

Efficiency You Can Count On

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 743 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Trust

Total Share and Deposit Accounts: 937,378, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,883 further exemplifies our commitment to providing reliable services. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Baxter is your trusted partner. Visit us at 505 Takeda Pkwy Social Circle Ga 30025 or call (847) 388-7000 to learn more about how we can help you achieve your financial goals.

Member-Centric Resources

Members' savings are secured through $1,375,018,397 in share certificates and $669,125,557 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $263,451,299, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Improvement

With $555,241,441 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $42,702 in used auto loans and $4,885,148,124 in total loans and leases, we support our members' financial goals across various sectors.

Solid Financial Health

With a net worth of $593,054,340, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,023 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $765,031,428 in used vehicle loans and $480,496,932 in new vehicle loans already helping members get on the road. We also provide flexible refinancing options to ensure you get the best terms available.

Commercial Loans

For business owners, our outstanding commercial loans totaling $186,977,089 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are dedicated to offering financial solutions that cater to those needs. At Baxter, our goal is not only to provide financing but also to empower you with the tools and resources necessary for financial success. If you're interested in exploring your eligibility for any of our loan products or refinancing options, feel free to give us a call at (847) 388-7000 or visit us at 505 Takeda Pkwy Social Circle Ga 30025 in Social Circle, GA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $439,909,904, make buying or refinancing simple. We aim to support your journey into homeownership with competitive rates and tailored service.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans, with a total of $386,418,799 in loans helping members manage their finances effectively. This option allows you to handle unexpected costs while enjoying rewards for your spending.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions. This sourcing guarantees transparency in the comparison process. - No Sponsored Listings: Unlike many other platforms, LendMesh does not prioritize lenders based on paid promotions. The focus remains solely on providing unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, ensuring they have the most relevant information at their fingertips. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this service in helping individuals secure better financial options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means users receive fair and transparent offers that reflect current market conditions. The platform ensures that all loan offers are accurate and up-to-date, allowing users to make informed choices.

Baxter

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Convenient Access

Get in Touch

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Commercial Loans for Growth

Merchant Services that Work

Comprehensive List Of Services

Business Banking Services

Digital Banking Convenience

Join Us Today!

Personal Banking Solutions

Personal Loans and Credit Options

Digital & Online Banking

Key Features

Mobile Banking Made Easy

Financial Strength

Efficiency You Can Count On

Growing Trust

Member-Centric Resources

Reinvestment for Improvement

Solid Financial Health

Loan Offering

Auto Loans

Commercial Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

Join Our Community