Low Mortgage Rates & Auto Loans | Baxter Macon GA Credit Union

Introduction

Welcome to Baxter, your trusted financial partner located at 4400 Ocmulgee East Blvd, Macon, GA 31217. Established in 1980, we have grown alongside our community, proudly serving over 356,000 members with a commitment to providing personalized banking solutions that meet your needs. At Baxter, we understand that every member's financial journey is unique. That's why we offer a wide range of services from personal banking including checking and savings accounts to auto loans, mortgages, and even business banking solutions. With total assets exceeding $5.9 billion and total deposits of $375,038,208, our strong financial foundation ensures that we can support you in achieving your goals. Our leadership team is dedicated to fostering a welcoming environment where everyone feels valued. Under the guidance of CEO Michael Valentine and Board President Mike Curran, our staff of 752 employees is here to provide you with exceptional service every day. Whether you're applying for a loan or seeking advice on managing your finances, we are committed to being there for you. While members can visit us at our branch address, official correspondence should be sent to the same location: 4400 Ocmulgee East Blvd, Macon, GA 31217. For any inquiries or assistance, feel free to reach out at 847-932-8367 during our lobby hours from 8:30 AM to 4:00 PM, Monday through Friday. Join us today and experience the difference that comes with being part of the Baxter family. Explore our services further on our website at www.bcu.org and discover how we can help you thrive financially!

Branch History & Mission

Community Engagement

Over the years, we've actively engaged with the local community through various outreach programs and partnerships. From sponsoring local events to offering financial education workshops, we aim to empower individuals with the knowledge they need to achieve their financial goals. We understand that when our community thrives, so do we. As technology continues to advance, we remain committed to enhancing your banking experience through digital solutions like online banking and mobile payments. We prioritize accessibility and are proud of our ADA compliance efforts that ensure everyone can benefit from our services. While members can visit us at 4400 Ocmulgee East Blvd for all their banking needs, official correspondence should be sent to the same mailing address for consistency. If you're looking for a credit union that puts its members first while being deeply rooted in community values, look no further than Baxter. Join us today and experience firsthand how we can help you achieve your financial dreams! For more information or assistance, feel free to reach out at 847-932-8367. Together, let's build a brighter future!

Our Mission

At Baxter, our mission is clear: We strive to provide exceptional financial services while making a positive impact in the lives of our members and the wider community. We believe that everyone deserves access to quality banking solutions be it checking and savings accounts, auto loans, mortgages, or personal loans. Our focus is not just on numbers; it's about building relationships and ensuring that our members feel valued and supported.

Branch Location & Accessibility

Banking Made Easy

Our lobby hours are Monday through Friday from 8:30 AM to 4:00 PM, giving you plenty of time during the week to fit us into your schedule. Need cash on the go? We have an ATM on-site for quick withdrawals and balance checks. While we don't offer drive-thru service at this location, our friendly team is always ready to assist you inside. While members can visit us at 4400 Ocmulgee East Blvd, official correspondence should be sent to the same address. If you have any questions or need assistance, don't hesitate to give us a call at 847-932-8367.

Convenient Access

Finding us is easy! We're situated near popular local landmarks, making it simple to drop in while you run errands or head home from work. Plus, our location is designed with your comfort in mind. You'll find ample parking available, ensuring that your visit is as hassle-free as possible. We also prioritize accessibility, featuring ADA-compliant entrances and facilities so that everyone can enjoy our services.

Join Us!

At Baxter Credit Union, we pride ourselves on providing excellent customer service and a variety of personal and business banking solutions. From checking and savings accounts to auto loans and credit cards with rewards, there's something for everyone. We invite you to stop by our Macon branch today and experience firsthand how we can help you achieve your financial goals!

Member Eligibility

Becoming a member of Baxter is like joining a caring family where your financial well-being is our top priority. If you live, work, or worship in the Macon area, you are likely eligible to become part of our community. We warmly welcome individuals who meet certain criteria that ensure our members share a common bond. The details on who qualifies can be found at http://www.bcu.org/member-resources/join/membership-eligibility. Not only do you gain access to a range of personalized financial services, but you also join a network dedicated to supporting each other and building a brighter future together. Opening an account with us is straightforward and convenient! You can start your journey by visiting us at 4400 Ocmulgee East Blvd Macon Ga 31217 or giving us a call at (847) 932-8367 for any questions. We're here to help make the process as easy as possible for you. For more information on how to open an account, please check out our detailed guide at http://www.bcu.org/mortgages-and-home-equity/buying-your-home/ready. We can't wait to welcome you into the Baxter family!

Business Banking & Commercial Services

Merchant Services That Make Life Easier

Imagine running your business without the hassle of complicated payment processing. Our merchant services simplify transactions, allowing you to focus on what truly matters growing your customer base. From credit card processing to secure online payments, we provide tools that make financial management smoother. Whether you're located at 4400 Ocmulgee East Blvd Macon Ga 31217 or anywhere in Macon, we're here to help you succeed. Reach out today to discover how our business banking services can empower your vision!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $198 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $186,977,089, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

At Baxter, we also recognize the importance of supporting local businesses. Our Business Banking services include Merchant Services & Business Loans, designed to help entrepreneurs thrive. Whether you're just starting out or looking to expand, we have the resources and expertise to assist you.

Connect with Us

We invite you to explore all that Baxter has to offer. For any questions or assistance with setting up an account, feel free to call us at (847) 932-8367 during our lobby hours from 8:30 AM to 4:00 PM on weekdays. Your financial well-being is important to us, and we're here to help you every step of the way. Whether you're in Macon or just passing through, stop by and discover how we can make banking work better for you!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer comprehensive Online & Mobile Banking options. You can easily manage your accounts, pay bills, and transfer funds right from your smartphone or computer. With features like ATM & Cash Withdrawal Services available at various locations, accessing your money has never been easier. Our commitment extends beyond traditional banking. We ensure that basic ATM access is available for withdrawals and balance checks whenever you need it.

Personal Banking Solutions

One of the highlights of our offerings is Personal Banking. We understand that managing finances can be overwhelming, which is why we provide Checking & Savings Accounts designed for simplicity and convenience. Our accounts come with features that help you track your spending and grow your savings effortlessly. If you're considering buying a car, our Auto Loans & Vehicle Financing options are tailored just for you. We offer competitive rates and flexible terms, making it easier to get behind the wheel of your dream vehicle. Additionally, if you're thinking about homeownership or refinancing, our Mortgage Loans & Refinancing services can guide you through the process with ease. For those who may need extra cash flow or wish to consolidate debt, our Personal Loans & Debt Consolidation services provide straightforward solutions. Plus, our Credit Cards with Rewards allow you to earn points on everyday purchases, giving you even more value from your spending.

Digital & Online Banking

At Baxter, we know that your time is valuable. That's why we've designed our digital and online banking services to be convenient, secure, and easy to use. With just a few clicks or taps, you can manage your finances right from the comfort of your home or on the go. One of the standout features we offer is 24/7 online banking at https://www.bcu.org/. This means you can check your account balances, transfer funds, and pay bills whenever it suits you day or night. Plus, with electronic signature authorization, signing important documents is as simple as clicking a button. No need to print, sign, and scan! For those who prefer paperless options, we provide e-statements to help you stay organized while reducing clutter. You can access your statements anytime, ensuring you always have the information you need at your fingertips. If you're always on the move, our mobile application makes banking even easier. You can make person-to-person transfers effortlessly with just a few taps. Want to split a dinner bill or send money to a friend? Our mobile payments feature has got you covered. Security is always a priority for us. We use advanced technology to keep your personal information safe while you manage your accounts online. With user-friendly interfaces and reliable customer support, banking with us is not only secure but also straightforward. Explore our digital banking services today and see how Baxter can simplify your financial life! For more details, visit us at https://www.bcu.org/.

Financial Strength

Growing Member Base

With 937,378 total share accounts, we showcase a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,883. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Baxter is your trusted partner. Visit us at 4400 Ocmulgee East Blvd Macon Ga 31217 or call (847) 932-8367 to learn more about how we can help you achieve your financial goals.

Members' Savings Secured

Your savings are our priority. Members' funds are secured through $1,375,018,397 in share certificates and $669,125,557 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $263,451,299, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 743 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $555,241,441 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $42,702 in used auto loans and $4,885,148,124 in total loans and leases, we're here to support your financial goals across various sectors.

Solid Financial Health

With a net worth of $593,054,340, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,023 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $765,031,428 in used vehicle loans and $480,496,932 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure that financing your vehicle is as straightforward as possible.

Business Financing

For business owners, our outstanding commercial loans totaling $186,977,089 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges, and our team is here to support you with tailored solutions that meet your needs. At Baxter, we are committed to making borrowing easy and accessible for all our members. If you're interested in learning more about any of our loan products or checking eligibility options, please reach out at (847) 932-8367 or visit us at 4400 Ocmulgee East Blvd Macon Ga 31217 in Macon, GA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial journey with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $439,909,904, make buying or refinancing simple. We work with you to find the right mortgage product that fits your budget and lifestyle. If you're considering refinancing, our team can help you explore eligibility options that might lower your monthly payments or provide cash-out opportunities.

Unsecured Credit Card Loans

For those looking to manage their everyday expenses or consolidate debt, we also offer flexible terms on unsecured credit card loans, with a total of $386,418,799 in loans helping members manage their finances effectively. Our credit cards come with competitive interest rates and rewards programs to help you make the most out of every purchase.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By focusing solely on verified lenders, LendMesh guarantees that all loan comparisons are based on accurate information.

Baxter

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Engagement

Our Mission

Branch Location & Accessibility

Banking Made Easy

Convenient Access

Join Us!

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Make Life Easier

Tailored Loan Solutions

Comprehensive List Of Services

Business Banking Services

Connect with Us

Digital Banking Features

Personal Banking Solutions

Digital & Online Banking

Financial Strength

Growing Member Base

Members' Savings Secured

Operational Efficiency

Reinvesting for Your Benefit

Solid Financial Health

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

Join Our Community