Affordable Vehicle Loans & Quick Personal Banking | Baxter Lakeland FL Credit Union

Introduction

Welcome to Baxter, your trusted credit union located at 3535 W Pipkin Rd, Lakeland, FL 33811. Since our establishment in 1980, we have been dedicated to serving our community and providing exceptional financial services to our 356,643 members. With a strong commitment to member satisfaction and community development, we have grown significantly over the years, boasting total assets of $5,907,858,695 and total deposits reaching $375,038,208. At Baxter, we believe in building lasting relationships with our members. Our leadership team, including CEO Michael Valentine and Board President Mike Curran, works diligently to ensure that you receive personalized service tailored to your unique financial needs. We offer a variety of services ranging from personal banking accounts and auto loans to mortgages and business banking solutions. We are proud to report a net worth of $593,054,340, which showcases our stability and reliability as a financial institution. With a cash reserve of $44,260,741, you can trust that your money is safe with us. Whether you're looking for loans or savings options, our team is here to help you navigate your financial journey effectively. While members can visit us at our branch location in Lakeland for all their banking needs, official correspondence should be sent to the same address: 3535 W Pipkin Rd, Lakeland, FL 33811-2882. If you need assistance or have any questions about our services or membership eligibility feel free to reach out by phone at (847) 932-8367. Explore more about what we offer at www.bcu.org today! Join us in making the most out of your financial future with Baxter Credit Union.

Branch History & Mission

Commitment to Innovation

As technology evolves, so do we. Our branch embraces digital advancements ensuring ease of access for our members. With features such as mobile payments and electronic signatures available, managing your finances has never been easier.

Community Engagement

We are dedicated to being more than just a bank; we want to be an integral part of the Lakeland community. Through partnerships with local organizations and schools, we aim to make a positive impact through volunteer work and sponsorships. Every initiative reflects our commitment to giving back and helping those around us thrive.

Join Us

We invite you to be part of the Baxter family! Experience the benefits of membership where your financial goals are prioritized in a supportive environment. Visit us at 3535 W Pipkin Rd or call us at 847-932-8367 during our operating hours from 8:30 AM to 4:00 PM on weekdays. Join us today to start your journey toward financial empowerment! For more information about membership eligibility or opening an account, check out our website or membership eligibility page. We look forward to serving you!

Our Mission

At Baxter, our mission goes beyond just providing financial services; we strive to empower our members and enrich the community. We believe in fostering strong relationships built on trust and transparency. Our commitment is to provide personalized banking solutions that meet the unique needs of each member while actively supporting local initiatives and outreach programs. We understand that every member's financial journey is different. That's why we offer a range of services including checking and savings accounts, auto loans, mortgage financing, personal loans, and credit cards with rewards. Our online and mobile banking options ensure that managing your finances is convenient and secure.

Branch Location & Accessibility

Get In Touch

If you have questions or need assistance before your visit, feel free to give us a call at 847-932-8367. We're excited to serve you at Baxter! Come see us soon and discover how we can help you achieve your financial goals!

Operating Hours

Our lobby hours are designed with your busy schedule in mind. We are open from 8:30 AM to 4:00 PM, Monday through Friday. This gives you plenty of time during the week to drop by whenever suits you best.

Parking and Accessibility

We offer ample parking right outside our branch for your convenience. The facility is fully ADA compliant, featuring ramps and accessible entrances to ensure that everyone can visit us without any hassle.

Services Offered

At Baxter, we provide a range of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans, mortgage loans, and credit cards with rewards there's something for everyone. If you're looking for business banking options, we also offer merchant services and business loans. For added convenience, we have an ATM available on-site so you can easily access cash or check your balance anytime. Unfortunately, we do not currently offer drive-thru service; however, our dedicated staff is ready to assist you inside the branch.

Member Eligibility

At Baxter, we believe that everyone deserves a chance to be part of a supportive community that prioritizes your financial well-being. If you're wondering whether you can become a member, the good news is that eligibility is open to those who live or work in specific areas, as well as their family members. This means that if you're looking for a place that truly cares about its members and offers personalized services, you've come to the right spot! To find out more about the exact criteria for membership, feel free to visit our website at http://www.bcu.org/member-resources/join/membership-eligibility. Joining us is straightforward! Once you confirm your eligibility, opening an account is a breeze. You can check out all the details on how to get started by visiting http://www.bcu.org/mortgages-and-home-equity/buying-your-home/ready. If you have any questions or need assistance, don't hesitate to reach out at (847) 932-8367. We're here to help you every step of the way! Come see us at 3535 W Pipkin Rd Lakeland Fl 33811 and take the first step toward a brighter financial future with Baxter.

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments seamlessly from your customers whether they prefer credit cards or mobile payments. Our solutions not only enhance customer satisfaction but also streamline your financial operations. Located at 3535 W Pipkin Rd Lakeland Fl 33811 in Lakeland, FL, we're here to empower local businesses like yours. Contact us today at (847) 932-8367 to learn how our business banking and commercial services can be tailored to meet your unique needs!

Supporting Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $198 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $186,977,089, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Accessibility

Need cash on the go? Our ATM services allow for easy cash withdrawals and balance checks without hassle. With our network of ATMs available, you can get the money you need without unnecessary delays. If you're ready to explore how Baxter can assist you in achieving your financial goals, give us a call at (847) 932-8367 or visit us at 3535 W Pipkin Rd Lakeland Fl 33811. Let's embark on this journey together!

Banking at Your Fingertips

We know convenience is key in today's fast-paced world. That's why Lakeland provides robust online and mobile banking features. You can access your accounts anytime, anywhere, making it easier than ever to check balances, transfer funds, or pay bills right from your smartphone or computer.

Business Solutions That Work

For our business members, we understand that managing finances can be complex. That's why we offer tailored solutions like merchant services and business loans to support your operations and growth. You can focus on what matters growing your business while we handle the financial side.

Credit Cards with Benefits

Our credit cards come with rewards that can enhance your purchasing power while providing additional perks such as cashback or travel points. This means every time you use your card for everyday purchases, you're not just spending; you're also earning.

Financing Your Dreams

Thinking about buying a new car? Our auto loans and vehicle financing options are designed with competitive rates to make your dream vehicle more accessible. If home ownership is on your mind, look no further than our mortgage loans and refinancing services, which can help you secure the best terms for your next home purchase.

Personal Banking Made Easy

Our personal banking services include checking and savings accounts that fit your lifestyle. Imagine having a checking account that helps you manage your daily expenses effortlessly while earning interest on your savings. We also offer personal loans and debt consolidation options to help you regain control over your finances when life throws unexpected challenges your way.

Digital & Online Banking

Key Features for Your Convenience

Our online banking system allows you to check balances, transfer funds, and pay bills with just a few clicks. Want to send money quickly? Our person-to-person transfer feature makes it simple to send cash to friends or family in moments. Plus, with the option for electronic signature authorization, signing important documents is faster and hassle-free.

Mobile Banking at Your Fingertips

For those on the go, our mobile application is here to help. You can easily access all the features of online banking right from your smartphone. And if you're into mobile payments, you'll love our mobile payments feature that lets you make purchases directly from your device. At Baxter, we prioritize your convenience without compromising security. Our digital banking tools are designed for real-time account management so you can take control of your finances with confidence. Whether you need assistance or have questions, our dedicated team is just a phone call away at (847) 932-8367. Experience the ease of digital banking today!

Stay Updated with E-Statements

Say goodbye to paper clutter! With e-statements available, you can access your account statements securely online. This not only helps keep your information organized but also enhances security by reducing the risk of lost or stolen mail.

Financial Strength

Efficiency That Matters

Our operational efficiency is highlighted by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 743 full-time employees and 9 part-time employees who are dedicated to providing exceptional service.

Growing Together

We currently serve a strong member base with 937,378 total share accounts, demonstrating the trust that thousands have placed in us for their banking needs. Our net shares available for lending and investments stand at $1,883, further illustrating our capability to support our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Baxter is your trusted partner. Visit us at 3535 W Pipkin Rd Lakeland Fl 33811 or call (847) 932-8367 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $555,241,441 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is significant; with $42,702 in used auto loans and $4,885,148,124 in total loans and leases, we support our members' financial goals across various sectors.

Member-Centric Savings Options

Members' savings are secured through $1,375,018,397 in share certificates and $669,125,557 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $263,451,299, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Solid Financial Foundation

With a net worth of $593,054,340, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strong foundation is reflected in our net worth ratio of $1,023, which demonstrates our ability to provide loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $765,031,428 in used vehicle loans and $480,496,932 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates tailored to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $186,977,089 provide the capital needed to grow and expand. Whether you're starting a new venture or need funds for an existing business, we are ready to support you. If you're considering refinancing any of these loans or want to learn about eligibility options, please don't hesitate to reach out. Our dedicated team is here to assist you every step of the way. For more information on our loan offerings or if you have any questions, feel free to give us a call at (847) 932-8367 or visit us at our branch located at 3535 W Pipkin Rd Lakeland Fl 33811 in Lakeland, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $439,909,904, make buying or refinancing simple. We can guide you through the process and help you find the right loan that suits your needs.

Unsecured Credit Card Loans

Managing finances can be challenging, but we're here to help. We also offer flexible terms on unsecured credit card loans, with a total of $386,418,799 in loans helping members manage their finances effectively. Our credit cards come with rewards that can benefit you in everyday spending.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the rates you see are genuine and up-to-date. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you see all options available to you without any hidden agendas. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions allow users to make informed choices quickly. With a few clicks, you can view current offers tailored to your needs. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the effectiveness of this tool in helping borrowers secure better deals.

Call to Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. Each lender's information is carefully vetted to maintain accuracy and reliability.

Baxter

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Commitment to Innovation

Community Engagement

Join Us

Our Mission

Branch Location & Accessibility

Get In Touch

Operating Hours

Parking and Accessibility

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Make a Difference

Supporting Your Business Growth

Comprehensive List Of Services

ATM Accessibility

Banking at Your Fingertips

Business Solutions That Work

Credit Cards with Benefits

Financing Your Dreams

Personal Banking Made Easy

Digital & Online Banking

Key Features for Your Convenience

Mobile Banking at Your Fingertips

Stay Updated with E-Statements

Financial Strength

Efficiency That Matters

Growing Together

Investing Back into Our Community

Member-Centric Savings Options

Our Solid Financial Foundation

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Call to Action

Ensuring Accurate Comparisons

Join Our Community