Top Checking Accounts & Auto Loans | Baxter Santa Ana CA Credit Union

Introduction

Welcome to Baxter, your trusted financial partner located at 1901 E Alton Ave Ste 130, Santa Ana, CA 92705. Established in 1980, we have proudly served our community for over four decades, building a solid reputation based on trust and reliability. With a total membership of 356,643, we are committed to providing exceptional financial services tailored to meet the unique needs of our members. At Baxter, our members enjoy access to a wide range of services including checking and savings accounts, auto loans, mortgage financing, personal loans, and business banking solutions. With total assets amounting to an impressive $5,907,858,695 and total deposits of $375,038,208, we ensure your funds are secure while providing opportunities for growth. Our dedicated team is led by CEO Michael Valentine and Board President Mike Curran, who strive to foster a member-focused environment. With 752 employees working diligently to serve you, we are here every step of the way. Our branch also features an ATM for your convenience. While members can visit us at our branch address mentioned above, official correspondence should be sent to the same location: 1901 E Alton Ave Ste 130, Santa Ana, CA 92705-5849. We invite you to explore the benefits of being part of the Baxter family. Whether you're looking for a new loan or need assistance with your current accounts, our friendly staff is ready to help you achieve your financial goals. For inquiries or assistance, please don't hesitate to call us at 949-250-5033 or visit our website at www.bcu.org. Join us today and experience the difference that comes with being a member of Baxter!

Branch History & Mission

At Baxter, we take pride in our rich history and commitment to our community. Founded in 1980, our branch in Santa Ana, CA has grown alongside our members, evolving from a small credit union into a trusted financial partner for over 356,000 individuals and families. Located at 1901 E Alton Ave Ste 130, Santa Ana, CA 92705, we are conveniently situated near local landmarks that make us accessible to everyone in the area. From our humble beginnings, we have focused on providing exceptional financial services while also giving back to the communities we serve. With total assets of nearly $5.9 billion, we have successfully navigated economic changes while maintaining a member-first approach. Our mission is clear: to empower our members with the tools they need to achieve their financial goals. We believe that by offering tailored financial products like personal banking accounts, auto loans, and mortgage options we can help our members build a better future. While members can visit us at 1901 E Alton Ave Ste 130 Santa Ana Ca 92705, official correspondence should be sent to 1901 E Alton Ave Ste 130, Santa Ana, CA 92705-5849. This ensures that you can reach us easily for any inquiries or assistance you may need. We understand the importance of adapting to changing needs. That's why we offer convenient services such as online and mobile banking, making it easier for you to manage your finances anytime, anywhere. Our commitment to customer service extends beyond just transactions; it includes creating an inviting atmosphere where every member feels valued. Baxter isn't just about banking; it's about community support too. We actively engage in outreach efforts that help strengthen local initiatives and promote financial literacy among residents. By partnering with various organizations and hosting events, we strive to make a positive impact right here in Santa Ana. If you're looking for a credit union that prioritizes your needs and invests in your community's future, look no further than Baxter. Join us today and experience firsthand how we can support you on your financial journey. Together, let's build a brighter tomorrow! For more information or assistance, feel free to call us at (949) 250-5033 during our lobby hours of 8:30 AM to 4:30 PM on Monday, Wednesday, and Friday. We look forward to welcoming you!

Branch Location & Accessibility

Accessibility Features

At Baxter, we prioritize making banking accessible for everyone. Our branch complies with ADA standards, ensuring that all members can enjoy our services comfortably. You'll find ample parking available nearby, along with ramps for easy entry.

Call-to-Action

We invite you to visit us at our Santa Ana location or give us a call at 949-250-5033 if you have any questions or need assistance before your visit. At Baxter Credit Union, we're here to support your financial journey every step of the way!

Operating Hours

We are open on Mondays, Wednesdays, and Fridays from 8:30 AM to 4:30 PM, providing you flexibility during your week to stop by. Whether you're looking to open a new account, discuss loan options, or simply get some assistance with online banking, our friendly team is here to help during these hours.

Services Offered

While visiting us at the Baxter branch, you can take advantage of various personal banking services including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. We also offer online and mobile banking solutions for those who prefer managing their finances on-the-go. If you need cash quickly, our ATM is readily available for basic transactions.

Member Eligibility

At Baxter, we believe that becoming a member is like joining a close-knit community where your financial well-being is our priority. If you're interested in joining us at our branch located at 1901 E Alton Ave Ste 130 Santa Ana Ca 92705, you'll find that eligibility is quite accessible! Generally, if you live, work, or worship in the area, or if you have family members who are already part of our credit union, you can easily become a member. We welcome individuals from all walks of life and aim to provide support tailored to your needs. To get more detailed information about who qualifies for membership, feel free to check out our eligibility criteria here: http://www.bcu.org/member-resources/join/membership-eligibility. Opening an account with us is straightforward and welcoming just visit our website for step-by-step guidance on how to get started: http://www.bcu.org/mortgages-and-home-equity/buying-your-home/ready. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (949) 250-5033. We're excited to help you take this important step toward better financial health with Baxter!

Business Banking & Commercial Services

Loan Options That Make a Difference

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $198 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $186,977,089, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Operations

In addition to loans, our merchant services help you streamline operations and enhance customer experience. Imagine being able to accept payments easily whether through credit cards or mobile payments allowing you to focus on what you do best: running your business. Our team is here to provide the support you need at every step. Located at 1901 E Alton Ave Ste 130 Santa Ana Ca 92705, Santa Ana, CA, our team is ready to assist you in achieving your business goals. Reach out today at (949) 250-5033 and see how we can help your business thrive!

Comprehensive List Of Services

ATM Services

For quick cash needs, we offer ATM & Cash Withdrawal Services at our branch and through networks nationwide. With basic ATM access available for withdrawals and balance checks, getting cash has never been easier. At Baxter, we strive to make banking simple and accessible for everyone in Santa Ana and beyond. If you have any questions about our services or need assistance, feel free to call us at 949-250-5033. We look forward to serving you!

Auto Loans & Vehicle Financing

If you're dreaming of a new car or need to finance a reliable vehicle, our Auto Loans & Vehicle Financing options are here for you. We provide competitive rates and flexible terms to fit your budget. Imagine driving off in your dream car with a payment plan that works for you!

Business Banking

Supporting local businesses is important to us! Our Business Banking services, including Merchant Services and Business Loans, are crafted to help entrepreneurs thrive. Whether you're starting out or looking to expand, we provide the necessary tools and resources for success.

Credit Cards with Rewards

For those who enjoy earning rewards while spending, our Credit Cards with Rewards program offers great benefits for everyday purchases. It's an excellent way to earn cash back or points toward travel while managing your expenses wisely.

Mortgage Loans & Refinancing

Owning a home is within reach with our Mortgage Loans & Refinancing services. Whether you're buying your first home or refinancing an existing mortgage, we guide you through the process every step of the way. We aim to make homeownership not just a dream but a reality for our members.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our robust Online & Mobile Banking platforms allow you to manage your finances on-the-go. From checking account balances to making payments and transferring money between accounts, everything is just a click away.

Personal Banking

We understand that managing personal finances can be challenging. That's why we offer Checking & Savings Accounts designed to help you save and manage your money effectively. Our accounts come with user-friendly online and mobile banking features, making it easy to check balances, transfer funds, and pay bills from anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and when it does, our Personal Loans & Debt Consolidation options can help ease your financial burden. Picture consolidating multiple debts into one manageable payment this service is designed to simplify your life and improve your financial health.

Digital & Online Banking

At Baxter, we understand that managing your finances should be as convenient and secure as possible. That's why our digital and online banking services are designed with you in mind, allowing you to access your accounts anytime, anywhere. With just a few clicks at https://www.bcu.org/, you can take control of your financial life. Our 24/7 online banking services make it easy to check your balances, pay bills, and transfer funds without stepping foot outside. Plus, our person-to-person transfer feature lets you send money to friends or family with ease, making it simple to split bills or share expenses. Security is our top priority. We offer electronic signature authorization, ensuring that your transactions are protected while providing a hassle-free experience. You can feel confident knowing that your personal information is safe with us. Staying organized is crucial for effective budgeting. That's why we provide e-statements, giving you quick access to your account statements without the clutter of paper. You can easily track your spending and stay on top of your finances. For those on the go, our mobile application allows you to manage your accounts right from your smartphone. Whether you're making mobile payments or checking account activity, everything you need is just a tap away. Join us at Baxter and discover how our digital and online banking services can simplify your financial journey while keeping everything secure and accessible. Let's make banking easier together!

Financial Strength

A Trusted Partner for Your Finances

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Baxter is your trusted partner. Visit us at 1901 E Alton Ave Ste 130 Santa Ana Ca 92705 or call (949) 250-5033 to learn more about how we can help you achieve your financial goals.

Committed Team

We also take pride in having 743 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Investing Back into Our Community

With $555,241,441 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $42,702 in used auto loans and $4,885,148,124 in total loans and leases.

Our Strong Financial Position

With a net worth of $593,054,340, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,023 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Secure Savings Opportunities

Members' savings are secured through $1,375,018,397 in share certificates and $669,125,557 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $263,451,299, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $765,031,428 in used vehicle loans and $480,496,932 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates, ensuring you find an option that fits your budget. If you're considering refinancing your current auto loan, our representatives can help guide you through the eligibility options available.

Business Financing

For business owners, our outstanding commercial loans totaling $186,977,089 provide the capital needed to grow and expand. Whether you're looking for funding for equipment purchases or working capital, our team can help you find the right financing solution for your business needs.

Conclusion

At Baxter, we strive to support our community by offering affordable loan products that cater to your diverse financial needs. Contact us today at (949) 250-5033 or visit us at 1901 E Alton Ave Ste 130 Santa Ana Ca 92705 in Santa Ana, CA to learn more about how we can assist you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $386,418,799 in loans helping members manage their finances effectively. Our credit cards come with rewards programs and no annual fees, making them an excellent choice for everyday purchases and unexpected expenses.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $439,909,904, make buying or refinancing simple. We offer various mortgage products tailored to meet different needs, whether you're purchasing a new home or looking to refinance an existing mortgage. Our friendly staff is here to assist you every step of the way.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. By gathering information straight from these regulated institutions, LendMesh delivers reliable loan options without hidden fees or misleading details.

Baxter

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility Features

Call-to-Action

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Loan Options That Make a Difference

Merchant Services for Everyday Operations

Comprehensive List Of Services

ATM Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Mortgage Loans & Refinancing

Online & Mobile Banking

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Financial Strength

A Trusted Partner for Your Finances

Committed Team

Investing Back into Our Community

Our Strong Financial Position

Secure Savings Opportunities

Loan Offering

Auto Loans

Business Financing

Conclusion

Credit Card Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

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