Best Auto Loans & Mortgage Refinancing | Baxter Newbury Park CA Credit Union

Introduction

Welcome to Baxter, your trusted credit union located at 1700 Rancho Conejo Blvd, Newbury Park, CA 91320. Established in 1980, we've been dedicated to serving our community for over four decades. With a growing membership of 356,643 individuals, we pride ourselves on being a supportive financial partner for families and businesses alike. At Baxter, we understand that every member's financial journey is unique. That's why we offer a wide range of services tailored to meet your needs from personal banking solutions like checking and savings accounts to auto loans and mortgages. With total assets exceeding $5.9 billion and total deposits reaching $375,038,208, we have the resources to help you achieve your financial goals. Our commitment to our members extends beyond just numbers. Under the leadership of CEO Michael Valentine and Board President Mike Curran, our team of 752 employees is here to provide personalized service and expert advice. We believe in building lasting relationships based on trust and transparency. While you can visit us at our branch location, please note that any official correspondence should be directed to our mailing address: 1700 Rancho Conejo Blvd, Newbury Park, CA 91320-1424. Whether you're looking to finance your dream car or save for a rainy day, Baxter is here for you every step of the way. Feel free to reach out at 805-372-4926 or explore our services online at bcu.org. Your financial future starts with us come see how we can support you today!

Branch History & Mission

Community Engagement

Baxter is deeply rooted in the Newbury Park community. We actively engage in outreach programs and partnerships with local organizations to support various causes. Whether it's sponsoring local events or providing financial literacy workshops, we are dedicated to giving back and strengthening the bonds within our community.

Join Us

As we look towards the future, we invite you to join us on this journey. Experience the benefits of being a member at Baxter where your financial well-being is our priority. Visit us during our operating hours on Tuesdays and Thursdays from 7:30 AM to 3:00 PM or call us at 805-372-4926 for any inquiries. Together, let's build a brighter financial future!

Our Mission

At Baxter, our mission extends beyond just banking; we strive to make a real impact in the lives of our members. We believe in fostering a sense of community by offering personalized financial solutions that meet individual needs. Our services include not only traditional banking but also business banking options like merchant services and business loans. We aim to support local businesses while helping individuals achieve their financial goals. Over the years, we've embraced technological advancements to ensure that our members have convenient access to their accounts through online and mobile banking platforms. This commitment to innovation includes features like electronic signatures and mobile payments, making banking simpler and more efficient for everyone.

Branch Location & Accessibility

Convenient Access and Parking

Our branch features ample parking space, making it easy for you to stop by. We understand that accessibility is important, so we are proud to comply with ADA standards. This means that everyone can visit us comfortably, thanks to our ramps and other features designed for ease of access.

Operating Hours That Fit Your Schedule

We're here to serve you during convenient hours! Visit us on Tuesdays and Thursdays from 7:30 AM to 3:00 PM. While we wish we could be open every day, these hours allow our dedicated team to provide you with personalized service when it's most needed.

Services Tailored for You

At Baxter, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. If you're looking for business banking services or even credit cards with rewards, you'll find everything under one roof. Plus, our ATM is available for quick cash withdrawals and balance checks whenever you need them. While members can visit us at 1700 Rancho Conejo Blvd, official correspondence should be sent to our mailing address at the same location: 1700 Rancho Conejo Blvd, Newbury Park, CA 91320-1424. We invite you to come by and see how we can assist you with your financial goals. If you have any questions or want to learn more about our services before visiting, feel free to call us at 805-372-4926. We look forward to seeing you soon!

Member Eligibility

Becoming a member of Baxter is like opening the door to a welcoming community that truly cares about your financial journey. If you're interested in joining us, you'll be pleased to know that eligibility is designed to be inclusive. We invite anyone who lives, works, worships, or attends school in our area to become part of our family. This means whether you're just starting out or looking to enhance your financial well-being, there's a place for you here at Baxter. The process of becoming a member is straightforward and friendly. You can visit us at our branch located at 1700 Rancho Conejo Blvd Newbury Park Ca 91320, or simply give us a call at (805) 372-4926 if you have any questions about membership or account openings. For more detailed eligibility information, check out our website at http://www.bcu.org/member-resources/join/membership-eligibility. We believe in making banking accessible and beneficial for everyone, so don't hesitate to take that first step toward joining us!

Business Banking & Commercial Services

Merchant Services that Matter

In addition to loans, our merchant services make everyday transactions easier for businesses. Whether you're a retailer needing a reliable payment processing solution or a service provider looking to streamline your billing, we offer tools that help you manage your cash flow efficiently. Imagine being able to process payments quickly while keeping track of sales in real time all designed to let you focus on what you do best: running your business. Visit us at 1700 Rancho Conejo Blvd Newbury Park Ca 91320, Newbury Park, CA or call us at (805) 372-4926 to explore how our business banking services can empower your success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $198 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $186,977,089, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Cash Withdrawal Services

Accessing cash is easy with our ATM & Cash Withdrawal Services, available conveniently within our branch and throughout the network. You can perform basic ATM functions like withdrawals and balance checks quickly and securely.

Business Banking

We also cater to business owners through our Business Banking services, which include essential offerings like Merchant Services & Business Loans. These services empower local businesses to thrive by providing efficient payment processing and accessible financing options.

Loans and Financing

Need financing? We've got you covered with our range of loan products. Our Auto Loans & Vehicle Financing options make it simple to purchase that new car you've been eyeing or refinance your current vehicle for better rates. If you're looking to buy a home or refinance your existing mortgage, our Mortgage Loans & Refinancing services can help you navigate the process smoothly. For personal needs beyond vehicles or homes, consider our Personal Loans & Debt Consolidation solutions. These loans can assist with unexpected expenses or help streamline multiple debts into one manageable payment. Plus, if you're interested in building credit while enjoying rewards, check out our Credit Cards with Rewards they're designed to benefit you with every purchase.

Personal Banking

For everyday banking, we offer Personal Banking options, including Checking & Savings Accounts. Whether you're saving for a special occasion or managing your daily expenses, our accounts provide you with the flexibility and convenience you require. Imagine easily accessing your funds through our user-friendly Online & Mobile Banking platforms, allowing you to check balances, transfer money, and pay bills from anywhere at any time.

Your Digital Banking Hub

At Baxter, we understand that convenience is key in today's fast-paced world. That's why we emphasize digital banking features such as Mobile Payments, which allow you to make transactions right from your smartphone. With tools like e-statements and the ability to send money via Person-to-Person services, managing your finances has never been easier. Whether you're visiting us in person during our lobby hours on Tuesday and Thursday from 7:30 AM to 3:00 PM or taking advantage of our online services at your convenience, we're here to support you every step of the way. If you have questions about any of these services or want to learn more about how we can assist you, please don't hesitate to reach out at (805) 372-4926. Join us at Thousands Oaks, where your financial goals are our priority!

Digital & Online Banking

Key Features

We offer a variety of user-friendly features to enhance your banking experience. If you prefer going paperless, our e-statements are readily available, allowing you to view your account statements securely online. This means less clutter at home and more efficiency in managing your financial documents. Need to send money quickly? Our person-to-person transfer feature lets you send funds to friends or family in real-time, making it perfect for splitting bills or sending gifts. Plus, with mobile payments enabled, you can easily make purchases with just a tap on your smartphone. For those who are always on the go, our mobile application provides an intuitive interface that allows you to bank from anywhere. You can check balances, pay bills, and even authorize electronic signatures for certain transactions right from your device. At Baxter, we prioritize not only accessibility but also security. We utilize advanced encryption methods and other safety measures to ensure that your personal information remains protected while you're banking online. Join us today at Baxter and experience how easy and secure digital banking can be! Your financial journey starts here.

Financial Strength

A Trusted Partner for Your Financial Journey

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Baxter is your trusted partner. Visit us at 1700 Rancho Conejo Blvd Newbury Park Ca 91320 or call (805) 372-4926 to learn more about how we can help you achieve your financial goals.

Commitment to Growth and Innovation

With $555,241,441 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is supported by $42,702 in used auto loans and $4,885,148,124 in total loans and leases, helping you achieve your dreams across various sectors.

Member Savings Secured

Your savings are paramount to us. We have secured $1,375,018,397 in share certificates and $669,125,557 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $263,451,299, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 743 full-time employees and 9 part-time employees ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $593,054,340, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,023 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $765,031,428 in used vehicle loans and $480,496,932 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our straightforward application process makes it easy to get started.

Credit Lines and Unsecured Credit Cards

For those who need more flexibility in managing their finances, we offer credit lines totaling $2,238,362,354 and unsecured credit card loans amounting to $386,418,799. These options allow you to cover unexpected expenses or consolidate debt while enjoying manageable repayment plans.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $439,909,904, make buying or refinancing simple. We provide competitive rates and flexible terms to help you secure the home of your dreams.

Refinancing Options

If you're considering refinancing any existing loans, our team can assist you with options that could potentially lower your monthly payments or reduce interest rates. We are committed to helping you navigate these choices so that you can make informed decisions. At Baxter, we pride ourselves on offering personalized service and flexible loan solutions. For more information about our loan offerings or eligibility requirements, please feel free to reach out at (805) 372-4926. You can also visit us at our location: 1700 Rancho Conejo Blvd Newbury Park Ca 91320 in Newbury Park, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you reach your financial goals!

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Baxter

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Engagement

Join Us

Our Mission

Branch Location & Accessibility

Convenient Access and Parking

Operating Hours That Fit Your Schedule

Services Tailored for You

Member Eligibility

Business Banking & Commercial Services

Merchant Services that Matter

Tailored Loan Options

Comprehensive List Of Services

ATM and Cash Withdrawal Services

Business Banking

Loans and Financing

Personal Banking

Your Digital Banking Hub

Digital & Online Banking

Key Features

Financial Strength

A Trusted Partner for Your Financial Journey

Commitment to Growth and Innovation

Member Savings Secured

Operational Efficiency

Solid Financial Foundation

Loan Offering

Auto Loans

Credit Lines and Unsecured Credit Cards

Mortgage Loans

Refinancing Options

Loan Aggregator

Benefits of Using LendMesh

Join Our Community