Baton Rouge Telco Credit Union Hammond LA | Quick Auto Loans & ATM Access

Introduction

Welcome to Baton Rouge Telco, your trusted financial partner located at 1115 W University Ave, Hammond, LA 70401. Established in 1936, our credit union has been dedicated to serving our community with a focus on member satisfaction and financial growth. With over 34,000 members and assets totaling $436,443,635, we pride ourselves on being a cornerstone of financial stability in the Hammond area. At Baton Rouge Telco, we understand that every member's journey is unique. That's why we offer a wide range of services tailored to meet your individual needs from personal banking and auto loans to mortgage refinancing and business banking solutions. With total deposits reaching $8,300,573 and a net worth of $52,263,789, our strong financial foundation allows us to provide competitive rates and personalized service. Led by our CEO, Darryl Long, and Board President, Andy Eames, our team of 83 employees is committed to helping you achieve your financial goals. We believe in building lasting relationships with our members based on trust and transparency. Our friendly staff is here to assist you with everything from opening an account to applying for loans. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 1115 W University Ave, Hammond, LA 70401-1315. Explore how we can make a difference in your financial life today! Whether you prefer online banking or visiting us in person during our lobby hours from 8:00 am to 4:30 pm on weekdays (with drive-thru service open until 5:00 pm), we are here for you. Call us at 225-924-8900 or check out our website at www.brtelco.org for more information. Join us at Baton Rouge Telco where you're more than just a number; you're family!

Branch History & Mission

Community Engagement

Our commitment goes beyond just providing financial products; we actively engage with the community through partnerships and outreach efforts. Whether it's sponsoring local events or supporting local charities, we strive to make Hammond a better place for all residents. In addition to traditional banking services, we've embraced technology to ensure accessibility for everyone. With features like online banking and mobile payments available for your convenience, managing your finances has never been easier.

Join Us!

We invite you to become part of the Baton Rouge Telco family! Experience firsthand how our dedicated team can help you achieve your financial goals while being an integral part of this amazing community. Visit us today or check out more information on our website at Baton Rouge Telco. Together, let's build a brighter financial future!

Our Journey

From our humble beginnings, Baton Rouge Telco has blossomed into a trusted financial institution with a total membership of over 34,000. Our journey began in Baton Rouge and expanded to this vibrant location at 1115 W University Ave, Hammond, LA 70401, where we continue to make a positive impact on the lives of those we serve. Over the years, we have reached significant milestones that reflect our dedication to growth and community support. Today, we are proud to manage total assets of approximately $436 million, allowing us to offer a wide range of services including personal banking, auto loans, mortgage options, and business banking solutions.

Our Mission

At Baton Rouge Telco, our mission is simple yet powerful: to provide exceptional financial services that enhance the quality of life for our members. We believe in fostering a community where everyone can thrive financially. Our team is here to guide you through every step of your financial journey whether you're saving for your first home or looking for ways to consolidate debt. While members can visit us at 1115 W University Ave, official correspondence should be sent to 1115 W University Ave, Hammond, LA 70401-1315. We invite you to reach out via phone at 225-924-8900 during our operating hours from 8:00 am - 4:30 pm, Monday through Friday. If you prefer using our drive-thru service, it's available until 5:00 pm on weekdays.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. We have dedicated parking spots and ADA-compliant ramps to ensure that everyone can easily access our services. If you're driving through, you'll be pleased to know we offer drive-thru banking for your convenience open until 5:00 PM on weekdays!

Operating Hours

We understand that life can get busy, which is why we keep our doors open from 8:00 AM to 4:30 PM, Monday through Friday. Our drive-thru service extends to 5:00 PM, so you can manage your banking needs without the rush.

Services Offered

At Baton Rouge Telco, we provide a wide range of services including checking and savings accounts, auto loans, mortgage options, personal loans, and even credit cards with rewards. Plus, with ATM availability right at our location and shared services for partner credit union members, you have access to your funds whenever you need them. If you have any questions or need assistance while visiting us at the Hammond branch, feel free to give us a call at 225-924-8900. We look forward to welcoming you soon!

Member Eligibility

Becoming a member of Baton Rouge Telco is like stepping into a welcoming community that's dedicated to supporting your financial journey. If you live, work, worship, or attend school in the Tangipahoa Parish area, you're already on the right path to joining us! We also invite family members of current members to become part of our cooperative family. At Baton Rouge Telco, we pride ourselves on offering personalized service and a variety of products tailored to meet your needs, whether it's saving for a dream vacation or financing a new vehicle. Getting started is simple! You can learn more about our eligibility requirements by visiting this link for the most up-to-date details. When you're ready to open an account, just head over to our online application at this page. If you have any questions or need assistance, feel free to give us a call at (225) 924-8900. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services

In addition to our loan offerings, we offer comprehensive merchant services that simplify transactions for your business. Whether you need point-of-sale solutions or online payment processing, we ensure that your customers have a smooth experience when purchasing from you. This helps build customer trust and loyalty, which is essential for long-term success. Visit us at 1115 W University Ave Hammond La 70401 or give us a call at (225) 924-8900 to learn more about how our business banking and commercial services can help you succeed!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. Imagine having the capital to invest in new equipment or expand your operations. Our loans are designed to help you achieve those goals and more.

Comprehensive List Of Services

ATM Services and Drive-Thru Convenience

Our branch is equipped with an ATM for quick cash withdrawals and balance checks. Additionally, our Drive-Thru Banking service allows you to handle deposits, withdrawals, and simple transactions without leaving your car ideal for those busy days when time is short. We also participate in shared branching services, so if you're a member of a partner credit union, you can access basic transactions like deposits and withdrawals right here at Baton Rouge Telco. --- With so many services available at Baton Rouge Telco, we're dedicated to helping our members make the most of their finances. If you're ready to take the next step towards financial empowerment or simply want more information about what we offer, give us a call at (225) 924-8900 or visit our website at Hammond. Your financial future starts today!

Credit Card Rewards and Business Banking

Want to earn rewards while spending? Our Credit Cards with Rewards are perfect for those who enjoy earning points on purchases while managing their expenses wisely. For entrepreneurs and small business owners, we understand that financial flexibility is key. Our Business Banking services encompass everything from merchant services to business loans, allowing you to focus on growing your business without worrying about cash flow.

Digital Banking Made Easy

In today's fast-paced world, convenience is crucial. That's why we offer robust Online & Mobile Banking options that allow you to manage your accounts from anywhere, anytime. With features like mobile payments and e-statements, keeping track of your finances has never been simpler.

Personal Banking Solutions

For individuals, our Personal Banking services include checking and savings accounts tailored to fit your lifestyle. Imagine having a checking account that not only keeps your money safe but also helps you save effortlessly. We also offer Auto Loans & Vehicle Financing options, making it easier than ever for you to drive away in your dream car without breaking the bank. When it comes to home ownership, our Mortgage Loans & Refinancing services can guide you through the journey of purchasing a new home or refinancing your current mortgage for better rates. If you're facing unexpected expenses, our Personal Loans & Debt Consolidation solutions can provide the support you need to regain control over your finances.

Digital & Online Banking

Convenient Account Management

Enjoy the convenience of e-statements available at Yes. No more waiting for paper statements in the mail receive them directly to your inbox instead! If you're on the move, our mobile payments feature lets you pay bills or make purchases with ease using just your phone. While we currently do not offer person-to-person transfers through our platform, our 24/7 online banking services mean you can perform most of your banking needs at any time that suits you best. Whether it's early morning or late at night, we're here to help you stay on top of your finances. In summary, Baton Rouge Telco is committed to providing accessible and efficient banking solutions. With our digital and online banking features, managing your money has never been easier or safer. Join us today and experience the convenience for yourself!

Key Features of Our Online Services

Our online banking platform, accessible at https://www.brtelco.org/, provides a user-friendly experience that allows you to check your balance, view transactions, and transfer funds all from the comfort of your home or on the go. Plus, with our mobile application available, you can carry your bank in your pocket, making everyday banking tasks simple and quick. When it comes to security, we've got you covered. Our services include electronic signature authorization, ensuring that your transactions are not only fast but also secure. You can feel confident knowing that your personal information is protected while you manage your finances.

Financial Strength

At Baton Rouge Telco, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing a solid foundation for your financial journey, ensuring you can save, borrow, and plan for the future with confidence. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $52,263,789, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.92% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $206,347,498 in share certificates and $16,330,521 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $49,126,059 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our commitment to supporting your financial goals is evident through our lending capacity; with $39,564,463 in total loans and leases and $5,754 in used auto loans, we help members achieve their aspirations across various sectors. Our net income of $1,252,773 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 82 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $3,586,021. Total Share and Deposit Accounts: 64,406, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving or borrowing or planning for the future, Baton Rouge Telco is your trusted partner. Visit us at 1115 W University Ave Hammond La 70401 or call 225-924-8900 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $135,271,022 in used vehicle loans and $135,004,372 in new vehicle loans already helping members get on the road. We understand that purchasing a vehicle is a significant decision. That's why our team is here to assist you with personalized service throughout the process.

Business Financing

For business owners, our outstanding commercial loans provide the capital needed to grow and expand your operations. While we currently have no outstanding commercial loans, we are always open to discussing financing solutions that can help your business thrive.

Credit Card Solutions

We also offer flexible terms on unsecured credit card loans, with a total of $27,883,614 in loans helping members manage their finances effectively. Our credit cards come with benefits that can fit seamlessly into your spending habits while providing financial flexibility when needed.

Mortgage Options

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $13,611,799, making it easier for you to secure your dream home while enjoying manageable monthly payments.

Refinancing Options

If you're considering refinancing any existing loans or want to explore eligibility options for our various loan products, our knowledgeable staff at Baton Rouge Telco can guide you through the process. We aim to make refinancing straightforward and beneficial for all our members. Our branch is located at 1115 W University Ave, Hammond LA 70401. If you have any questions or need assistance with our loan products, feel free to reach out at (225) 924-8900 during our operating hours: 8:00 am - 4:30 pm Monday through Friday. You can also take advantage of our drive-thru services from 8:00 am - 5:00 pm on the same days. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and see how Baton Rouge Telco can support your financial journey!

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