Baton Rouge Telco Credit Union LA | Best Auto Loans & Business Banking

Introduction

Welcome to Baton Rouge Telco, your trusted partner in financial services located at 8601 Goodwood Blvd, Baton Rouge, LA 70806. Since our establishment in 1936, we have been committed to serving our community with integrity and dedication. With a robust membership of over 34,000 members, we pride ourselves on being more than just a credit union; we're a family that supports each other through every financial journey. At Baton Rouge Telco, we understand the importance of reliable banking services tailored to meet your needs. Our total assets exceed $436 million, ensuring that we have the resources to provide competitive loans and savings options. Currently, we manage a total of 20,311 loans and leases, demonstrating our commitment to helping members achieve their financial goals whether it's buying a new car, purchasing a home, or consolidating debt. Our financial strength is reflected in our impressive $83 million in total deposits and a net worth of $52 million. This positions us well to offer you exceptional services without compromising on safety or security. With cash readily available amounting to $9.9 million, you can trust that your money is in good hands. While members can visit us at our branch for face-to-face support, official correspondence should be sent to the same address: 8601 Goodwood Blvd, Baton Rouge, LA 70806. Our dedicated team of 83 employees, led by CEO Darryl Long and Board President Andy Eames, is here to assist you during our operating hours from 8:00 am to 4:30 pm Monday through Friday, with extended drive-thru hours until 5:00 pm. We invite you to explore the many financial products and services we offer from personal checking and savings accounts to auto loans and mortgages all designed with your best interests in mind. Visit us online at Baton Rouge Telco or give us a call at 225-924-8900 to learn more about how we can help you achieve your financial aspirations today!

Branch History & Mission

Community Focus

Our branch is not just a place for transactions; it's a hub for connection and support. We prioritize accessibility with features like ADA compliance and digital banking options such as online banking, mobile payments, and e-statements. With an ATM available on-site and drive-thru services for added convenience, we strive to make banking easy for everyone. While members can visit us at 8601 Goodwood Blvd Baton Rouge La 70806, official correspondence should be sent to 8601 Goodwood Blvd, Baton Rouge, LA 70806. We're here Monday through Friday from 8:00 am to 4:30 pm (with drive-thru open until 5:00 pm) to assist you with all your financial needs.

Join Us Today!

As we continue to grow and serve the Baton Rouge area, we invite you to become part of our family. Experience the benefits of membership with Baton Rouge Telco where your financial health is our priority. Whether you're looking for loans or basic banking services, we're here for you every step of the way. If you're ready to start your journey with us or want more information about what we offer, give us a call at (225) 924-8900 or visit our website at Baton Rouge Telco. Join us today and let's build a brighter future together!

Mission Statement

At Baton Rouge Telco, our mission is clear: we aim to empower our members through excellent financial products and community engagement. We believe that by supporting our members' dreams and goals, we strengthen the entire community. Our commitment goes beyond banking; we actively participate in local outreach initiatives and partnerships that uplift those around us.

Our Journey

Baton Rouge Telco started with a vision to provide accessible financial services to those in our community. Over the decades, we have evolved significantly, adapting to the changing needs of our members while maintaining our core values of trust and service. We understand that every member's journey is unique, which is why we offer personalized banking solutions designed to meet diverse needs from personal checking and savings accounts to auto loans and mortgages.

Branch Location & Accessibility

Comprehensive Services

At Baton Rouge Telco, we provide a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we aim to support both personal and business banking needs. Plus, our shared service center allows members of partner credit unions to easily access basic transactions like deposits and withdrawals. You'll also find an ATM on-site for quick cash withdrawals or balance checks whenever you need them.

Convenient Access

Situated near local landmarks, our branch is just a short drive from the vibrant shopping areas and parks that Baton Rouge has to offer. Parking is readily available, so you can visit us without any hassle. We also prioritize accessibility for all members, featuring ADA-compliant entrances and ramps.

Get in Touch

We invite you to stop by our branch or give us a call at 225-924-8900 if you have any questions about our services. Our friendly team is ready to assist you! While members can visit us at 8601 Goodwood Blvd, official correspondence should be sent to the same address. We look forward to welcoming you soon!

Welcoming Operating Hours

We're open Monday through Friday from 8:00 AM to 4:30 PM, with our drive-thru service available until 5:00 PM. This extended drive-thru hours means you can get your banking done even when you're on a tight schedule!

Member Eligibility

At Baton Rouge Telco, we're excited to welcome you into our family! Becoming a member is an easy and straightforward process that opens the door to a world of financial support and community involvement. If you're a resident of East Baton Rouge Parish, or if you work for one of our partner organizations, you're likely eligible to join us. We believe in making banking accessible to everyone, so whether you're looking for personal banking services like checking and savings accounts or seeking financing options such as auto loans and mortgages, we have something for you. To get started on your membership journey with us at 8601 Goodwood Blvd, Baton Rouge, LA 70806, simply check out the detailed eligibility criteria on our website here. If you're ready to take the next step, opening an account is just a click away; visit this link for more information on how to apply: Account Opening. Should you have any questions along the way, feel free to call us at 225-924-8900 we're here to help!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments seamlessly, allowing you to focus on what truly matters running your business. Our merchant services make it easy for you to process transactions securely and efficiently, whether in-store or online. This convenience helps enhance customer satisfaction while streamlining your operations. Located at 8601 Goodwood Blvd Baton Rouge La 70806, Baton Rouge, LA, we're here to help your business thrive. Contact us today at (225) 924-8900 to learn more about how our tailored solutions can meet your specific needs!

Comprehensive List Of Services

Accessing Cash Made Easy

We understand that accessing cash quickly is essential. That's why we provide ATM and cash withdrawal services, along with basic drive-thru banking for deposits and withdrawals during regular hours. Plus, if you're a member of one of our partner credit unions, you can enjoy shared branch transactions for added convenience.

Business Banking Services

For entrepreneurs and business owners, we offer specialized services like merchant services and business loans that cater to the unique demands of running a business. Your success is important to us, and we're committed to providing solutions that help you thrive.

Call Us Today!

Located at 8601 Goodwood Blvd Baton Rouge La 70806, we invite you to visit us or give us a call at (225) 924-8900 during our operating hours of 8:00 am - 4:30 pm Monday through Friday. Let us show you how easy it is to manage your finances with the support of our dedicated team at Baton Rouge Telco. Join us today and discover all the ways we can help enhance your financial journey!

Credit Cards with Benefits

Don't forget about our credit cards with rewards, which allow you to earn points on everyday purchases perfect for those who love travel or dining out.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at Baton Rouge Telco, we've embraced technology to enhance your banking experience. Our online and mobile banking platforms allow you to manage your accounts from anywhere at any time. You can easily check balances, make transfers, and pay bills right from your smartphone or computer.

Home Financing Options

Thinking about buying a home? Our mortgage loans and refinancing services provide competitive rates and flexible terms. We guide you through the process, ensuring that you understand each step. If you're facing debt challenges, our personal loans and debt consolidation options can help simplify your payments and lower your interest rates.

Personal Banking Solutions

For those just starting their financial journey or looking to manage their day-to-day finances, our personal banking services are designed with you in mind. We offer checking and savings accounts that help you save for future goals while giving you easy access to your funds. If you're thinking about purchasing a car, our auto loans and vehicle financing options can make your dream ride a reality without stretching your budget.

Digital & Online Banking

Key Services

Our online banking services provide 24/7 access to your account, allowing you to check balances, transfer funds, and pay bills without stepping foot in a branch. Whether you're at home or on the go, our mobile application makes it simple to manage your money right from your smartphone. For added convenience, we also offer electronic signature authorization, so you can complete important documents securely without the hassle of printing or mailing them. Plus, you can sign up for e-statements to receive your account statements electronically, helping you stay organized while reducing paper clutter.

Security & Usability

Your security is our top priority. Our online banking platform uses advanced encryption technology to protect your personal information. You can feel confident knowing that your data is safe while you enjoy the ease of banking from home or wherever life takes you. Additionally, with features like mobile payments, making purchases is a breeze. Simply use your phone to pay for items quickly and securely without needing cash or cards on hand. While we currently do not support person-to-person transfers, our other features ensure you have everything you need for efficient money management. With all these tools at your fingertips, you'll have real-time control over your finances whenever you need it. Explore all that digital banking has to offer at Baton Rouge Telco today! Visit us at https://www.brtelco.org/ to learn more about how we can help simplify your banking experience.

Financial Strength

At Baton Rouge Telco, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing you with reliable services backed by solid financial strength. With a net worth of $52,263,789, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.92% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $206,347,498 in share certificates and $16,330,521 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $49,126,059 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is reflected in the $5754 in used auto loans and a total of $395,644,633 in loans and leases. Our operational efficiency is evident as shown by our net income of $1,252,773, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 82 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (funds available for lending and investments) amount to $3,586,021, while the number of total share accounts stands at an impressive 64,406, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Baton Rouge Telco is your trusted partner. Visit us at 8601 Goodwood Blvd Baton Rouge La 70806 or call 225-924-8900 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Options

We are committed to helping our members find the right financial solutions. If you're considering refinancing or exploring eligibility options for any of our products, please reach out for personalized assistance tailored to your situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Baton Rouge Telco, we prioritize transparency and strive to make borrowing accessible and straightforward for everyone in our community. Explore how our loan products can support your financial journey today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $135,004,372 in new vehicle loans and $135,271,022 in used vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make financing your next vehicle as straightforward as possible.

Credit Lines

For those needing extra flexibility, our total credit lines amount to $144,094,283. These lines of credit allow you to borrow what you need when you need it while only paying interest on the amount used.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $13,611,799, make buying or refinancing simple. We aim to provide you with the resources and guidance needed to navigate the home-buying process comfortably.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $27,883,614 in loans helping members manage their finances effectively. This option is perfect for those who want to consolidate debt or cover unexpected expenses without collateral.

Loan Aggregator

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BATON ROUGE TELCO FEDERAL CREDIT UNION - Baton Rouge, LA

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