Baton Rouge Fire Dept Credit Union LA | Top Auto Loans & Business Banking

Introduction

Welcome to the Baton Rouge Fire Department Credit Union, your trusted financial partner since 1936. Located at 14100 Airline Hwy, Baton Rouge, LA 70817, we are committed to serving our members with dedication and integrity. With over 6,200 members and $72,639,970 in total assets, we strive to provide a range of services tailored to meet your unique financial needs. At our credit union, we understand that every member is part of our community. That's why we offer personalized banking solutions such as checking and savings accounts, auto loans, mortgage financing, and even credit cards with rewards. We take pride in being more than just a financial institution; we're an integral part of the Baton Rouge community. Our CEO, Dawn Heath, along with Board President Alton Comeaux, leads a dedicated team of 13 employees who are ready to assist you. Whether you're looking for a new vehicle loan or advice on debt consolidation, we're here for you every step of the way. While members can visit us at our branch location for all their banking needs during our operating hours from 8:00 AM to 3:00 PM, official correspondence can be directed to our mailing address if it differs. Feel free to reach out via phone at 225-454-6571 or explore more about our services on our website at brfdfcu.com. Join us today and experience the difference that community-focused banking can make in your life!

Branch History & Mission

A Legacy of Service

With a history spanning over eight decades, our credit union has grown alongside our members. Initially established to support firefighters and their families, we have expanded our membership base to include all those who serve in public safety roles. Today, we are proud to serve over 6,200 members with total assets amounting to $72,639,970. Our commitment has always been to provide affordable financial solutions while fostering a sense of community and belonging. Our branch is dedicated to meeting the evolving needs of our members. We offer a range of services including personal banking accounts, auto loans, mortgage options, and credit cards with rewards. Whether you're looking for savings plans or financing for your next vehicle, we are here to help you every step of the way.

Community Engagement

Beyond banking services, we actively engage in community outreach efforts. We partner with local organizations to provide resources and support for various initiatives aimed at enhancing the quality of life in Baton Rouge. Our dedication extends beyond transactions; we aim to make a real difference in the lives of those around us. While members can visit us at 14100 Airline Hwy, official correspondence should be sent directly to this address as well since there is no separate mailing address. If you have any inquiries or wish to learn more about how we can assist you financially, please do not hesitate to reach out by calling us at (225) 454-6571. Join us today at the Baton Rouge Fire Department Credit Union and experience firsthand how we put our members first! Together, let's build a brighter financial future for all those who serve and protect our community.

Our Mission

At the heart of our operations is a mission focused on empowering our members through financial education and support. We believe that everyone deserves access to quality banking services without excessive fees or complicated processes. Our goal is not only to help you reach your financial goals but also to strengthen the community bonds that unite us. We take pride in offering personalized service that reflects our values of integrity and respect. Our staff is committed to ensuring that each member feels valued and understood. With operating hours from 8:00 AM to 3:00 PM Monday through Friday, we are available for any questions or assistance you may need.

Branch Location & Accessibility

Call Us or Visit

Got questions? Don't hesitate to reach out! You can call us at 225-454-6571 for more information about our services or anything else you need. We invite you to come visit us at the Baton Rouge Fire Department branch and experience our commitment to providing personalized service tailored just for you!

Nearby Landmarks and Accessibility

Located near major landmarks in East Baton Rouge County, our branch is easily accessible for everyone. If you're driving in, you'll find ample parking available right outside our door. We strive to ensure that all members feel welcome, which is why our facility is designed with ADA compliance in mind, featuring ramps and accessible entry points.

Operating Hours

Our doors are open Monday through Friday from 8:00 AM to 3:00 PM, making it simple for you to stop by at a time that works best for you. While we don't offer drive-thru banking or ATM services at this location, our friendly staff is ready to assist you with all your personal banking needs.

Member Eligibility

At Baton Rouge Fire Department, we believe that becoming a member means joining a close-knit community where your financial well-being is our priority. If you're looking to join us at our welcoming branch located at 14100 Airline Hwy Baton Rouge La 70817, you'll find that eligibility is quite straightforward. We invite individuals who are connected to the Baton Rouge Fire Department, whether as employees, volunteers, or family members of those who serve. This makes it easy for many in our community to access all the benefits we offer, from competitive loan rates to personalized service tailored just for you. Starting your membership journey is simple and hassle-free! If you have any questions or want to learn more about how to become a member, feel free to reach out to us at (225) 454-6571. You can also check out the detailed eligibility criteria on our website at . We're excited to help you start this rewarding financial journey with us!

Business Banking & Commercial Services

At Baton Rouge Fire Department, we understand that every business has its unique story, dreams, and challenges. That's why we are dedicated to providing tailored financial solutions that help you grow and succeed. Whether you're looking to expand your operations or invest in new equipment, our commercial loan options are designed to support your journey. Imagine a local café needing funds to renovate and attract more customers. With our assistance, they can secure the financing they need to create a welcoming space. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services streamline payment processing so that you can focus on what matters most running your business. From accepting credit card payments to managing transactions seamlessly, we equip you with the tools necessary for success. Visit us at 14100 Airline Hwy Baton Rouge La 70817 in Baton Rouge, LA, or call us at (225) 454-6571 to learn how we can help your business thrive today!

Comprehensive List Of Services

Additional Services

We also offer ATM and cash withdrawal services so you can access your money when needed. Although currently we do not have ATMs on-site or drive-thru service available at Baton Rouge Fire Department, our online and mobile banking features ensure easy access anytime. With operating hours from 8:00 AM to 3:00 PM Monday through Friday, our friendly staff is always ready to assist you with any questions or concerns. Ready to explore how we can help? Give us a call at (225) 454-6571 or visit us online at St George Fire Dept Branch Office today! Your financial journey starts here at Baton Rouge Fire Department!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options are designed with competitive rates to make your dream vehicle a reality. We understand that buying a car is an important decision, and our loan specialists can guide you through the process, ensuring you find the best fit for your budget.

Business Banking

For our business members, we provide comprehensive business banking solutions including merchant services and business loans. If you're running a small business or just starting out, we understand how crucial it is to have reliable financial support. Let us help you grow your business with tailored services designed specifically for entrepreneurs like you.

Credit Cards with Rewards

Our credit cards come with rewards that give back as you spend. Imagine earning points for travel or cashback on everyday purchases! With flexible payment options and no hidden fees, managing your spending has never been easier.

Mortgage Loans & Refinancing

If you're considering buying a home or refinancing your existing mortgage, we can help simplify the process. Our mortgage loans are designed to be straightforward, offering terms that suit your situation. Whether you're a first-time homebuyer or looking to refinance for better rates, our team will provide personalized assistance throughout the entire journey.

Personal Banking

Our personal banking services include checking and savings accounts tailored for every lifestyle. If you need a reliable account for everyday transactions or a savings account that helps grow your funds over time, we've got options that work for you. Many of our members appreciate the ease of online and mobile banking, allowing them to manage their finances right from their phones or computers. You can check balances, transfer money, and pay bills with just a few clicks.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation options to help you navigate through those financial bumps in the road. With clear terms and competitive rates, we aim to relieve some of that stress and help you get back on track.

Digital & Online Banking

Convenient Online Banking Services

With our 24/7 online banking services available at https://www.brfdfcu.com/ , managing your accounts has never been simpler. Whether you want to check your balance, transfer funds, or pay bills, you can do it all from the comfort of your home or on the go.

E-Statements for Easy Access

Say goodbye to paper clutter! Our e-statements feature allows you to receive your account statements electronically. This not only helps you stay organized but also ensures you're always aware of your financial standing without waiting for mail delivery.

Real-Time Account Management

Stay updated with real-time account management through our user-friendly mobile application. You can easily access your account information, view transactions, and monitor spending habits right from your smartphone. Plus, if you ever need to send money to friends or family, our person-to-person transfer feature makes it quick and hassle-free.

Secure and Simple Transactions

Your security is our top priority. While we currently don't offer electronic signature authorization, rest assured that our online banking platform is designed with robust security measures to keep your information safe. We strive to provide a secure environment so you can bank with peace of mind. In summary, Baton Rouge Fire Department is committed to offering accessible and user-friendly digital banking solutions. With our online services, mobile application, e-statements, and person-to-person transfers, managing your finances has never been easier or more secure. Explore all these features today at https://www.brfdfcu.com/ and experience banking made simple!

Financial Strength

Growing Together

Total Share Accounts: 10,238, showing a strong and growing member base that trusts us with their finances. We believe that together we can achieve more by fostering a community where each member feels valued and supported. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Baton Rouge Fire Department is your trusted partner. Visit us at 14100 Airline Hwy Baton Rouge La 70817 or call 225-454-6571 to learn more about how we can help you achieve your financial goals.

Investing in Our Future

With $14,772,887 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our commitment to growth is reflected in our lending capacity; we have $55,041,113 in total loans and leases available to support your financial goals across various sectors.

Member Savings and Resources

Members' savings are secured through $12,976,676 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $249,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $751,878 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 12 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable team.

Our Financial Health

With a net worth of $15,524,765, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 21.37% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $13,413,833 in new vehicle loans and $13,588,004 in used vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure you get the financing you need without breaking the bank. Whether you're purchasing a new or used vehicle, our experienced team is here to guide you through every step of the process.

Credit Lines and Unsecured Loans

In addition to auto and mortgage loans, we also offer credit lines up to $2,000,000, allowing you the flexibility to manage your finances as needed. For those looking for additional support with personal expenses, our unsecured credit card loans provide an easy way to access funds without collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,075,520, giving you access to reliable financing solutions tailored to fit your situation. Our knowledgeable staff is dedicated to assisting you throughout the mortgage process, ensuring that you understand each aspect of your loan.

Refinancing Options

If you're considering refinancing existing loans or exploring eligibility options for any of our loan products, our team is ready to assist you. We aim to find solutions that work best for your unique financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Baton Rouge Fire Department, we prioritize transparency and member satisfaction. We're here not just as lenders but as partners in your financial journey. For more information about our loan offerings or if you're ready to apply today, don't hesitate to reach out at (225) 454-6571 or visit us at 14100 Airline Hwy Baton Rouge La 70817. Let's work together towards achieving your financial aspirations!

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BATON ROUGE FIRE DEPARTMENT FEDERAL CREDIT UNION