Barksdale Credit Union Oakdale LA | Low Mortgage Rates & Auto Loans

Introduction

Community Commitment

We are not just here for transactions; we are here for relationships. Our team, led by CEO Patrick Gullatt and Board President Alvin Oar, is committed to making a positive impact in the Oakdale community. Whether it's through supporting local events or providing financial education workshops, we strive to be more than just a bank; we aim to be a partner in your financial success.

Financial Strength

With total loans amounting to 75,340 and deposits reaching $129,457,015, our robust financial standing reflects our dedication to responsible lending and prudent management. We maintain a net worth of over $207 million, ensuring that you can trust us with your hard-earned money. Our cash reserves stand at approximately $29 million, demonstrating our capability to serve you effectively. While members can visit us at 300 E 7Th Ave, official correspondence should be sent to the same address. If you have any questions or need assistance, feel free to reach out at (318) 335-4698 during our operating hours from 8:30 AM - 4:30 PM Monday through Friday. Join us today and experience the Barksdale difference where your financial well-being is our top priority! For more information about our services or to apply for an account online, visit us at bfcu.org. We look forward to serving you!

Branch History & Mission

Community Engagement and Support

Beyond providing traditional banking services, Barksdale actively engages with the Oakdale community through partnerships and outreach initiatives. We believe in giving back and supporting local causes that make a difference in people's lives. Digital advancements are also part of our commitment to serve you better. With online banking and mobile payment options available, managing your finances has never been easier or more accessible.

Join Us Today!

As we continue to grow and evolve, we invite you to be part of our journey. Experience the benefits of membership with Barksdale and discover how we can assist you in achieving your financial dreams. Together, let's build a stronger community! For more information or assistance, feel free to call us at (318) 335-4698 or visit our website at Barksdale Credit Union. Join us today!

Our Mission

Our mission at Barksdale is simple yet powerful: to provide exceptional financial services while fostering community support. We believe that everyone deserves access to quality banking services that not only meet their needs but also uplift our community. Through various programs and outreach efforts, we strive to empower individuals and families to achieve their financial goals. Our operating hours are convenient for you: Monday through Friday from 8:30 AM to 4:30 PM. Whether you need assistance with personal banking, auto loans, or credit card options, our dedicated team is here to help. We understand that convenience matters in today's fast-paced world. That's why we offer ATM availability and drive-thru banking services for your ease. While members can visit us at our branch location for in-person services, any official correspondence should be directed to our mailing address at 300 E 7th Ave, Oakdale, LA 71463.

Branch Location & Accessibility

Convenient Access

At Barksdale, we prioritize accessibility for all our members. Our branch is designed to be welcoming and accommodating, featuring ADA-compliant entrances and ramps for those who need them. You'll find ample parking available, ensuring your visit is as stress-free as possible.

Operating Hours

We understand that life can get busy! That's why we offer lobby hours from 8:30 AM to 4:30 PM, Monday through Friday. If you prefer more convenience, our drive-thru service is also available to assist with deposits, withdrawals, and simple transactions without leaving your vehicle.

Services Offered

Our Oakdale Center provides a wide array of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we're here to support you every step of the way. Plus, with an ATM on-site, accessing cash is quick and easy anytime during our operating hours. While members can visit us at 300 E 7Th Ave for all their banking needs, official correspondence should be sent to the same address. For any questions or assistance, feel free to give us a call at 318-335-4698.

Visit Us Today!

We invite you to come by and see what Barksdale has to offer. Our friendly staff is eager to assist you with your financial journey. Whether you're looking for advice on loans or simply want to open a new account, we're here for you! Stop in today!

Member Eligibility

Becoming a member of Barksdale is like joining a close-knit community where your financial needs are prioritized. If you live, work, or worship in the Oakdale area, you're likely eligible to join us! We welcome individuals who share our values and are looking for a supportive financial partner. At Barksdale, we offer a variety of services tailored to help you thrive, from personal banking options to auto loans and credit cards with rewards. Ready to take the next step? Opening an account is straightforward! You can find all the details about eligibility and the easy account opening process on our website. If you have any questions or need assistance, feel free to give us a call at (318) 335-4698. We're here to help you every step of the way in your journey with us at Barksdale!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $261 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $47,088,050, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Running a business means handling numerous transactions daily. Our merchant services streamline payment processing, making it easier for you to accept payments from customers whether they're using cards or mobile payments. By simplifying this process, we help you focus on what truly matters: growing your business. Visit us at 300 E 7Th Ave Oakdale La 71463 in Oakdale, LA, or give us a call at (318) 335-4698 to learn more about how our business banking and commercial services can elevate your company's potential!

Comprehensive List Of Services

Accessing Cash Made Simple

Need cash? Our branch provides accessible ATM services for withdrawals and balance checks whenever you need them. Plus, if you're in a hurry or prefer face-to-face interactions, our drive-thru service allows for quick deposits and withdrawals without leaving your vehicle.

Business Banking Services

If you run a business, we haven't forgotten about you! Our business banking services include merchant services and business loans designed to help your company thrive. We know that every dollar counts when it comes to running a business, so we're here to support you with tailored financial solutions.

Credit Cards and Rewards

For those who enjoy shopping and rewards, our credit cards with rewards program lets you earn points on every purchase. This means you can enjoy benefits while managing your spending effectively.

Digital Banking Convenience

In today's fast-paced world, having access to your finances anytime is essential. That's why we offer comprehensive online and mobile banking features. You can manage your accounts from anywhere whether it's checking balances, transferring money, or paying bills all at your fingertips. With options for mobile payments and person-to-person transactions, banking has never been easier.

Personal Banking Solutions

We understand that managing finances can be challenging, which is why our personal banking options are designed with you in mind. Our checking and savings accounts offer flexibility and easy access to your funds. Need a new car? Our auto loans and vehicle financing options ensure you can drive away in the vehicle you want, without stretching your budget too thin. If you're considering buying a home or refinancing an existing mortgage, our team is here to help with mortgage loans and refinancing solutions that fit your situation. We also provide personal loans for various needs, including debt consolidation, so you can take control of your finances more easily.

Visit Us Today!

With operating hours from 8:30 AM to 4:30 PM Monday through Friday, we're ready to assist you during your busy day. If you'd like to learn more about any of our services or open an account today, don't hesitate to reach out at (318) 335-4698 or visit us online at Oakdale Center. Join us at Barksdale, where your financial well-being is our priority!

Digital & Online Banking

Key Features

With our user-friendly online banking platform, accessible at https://www.bfcu.org/home/home, you can check your account balances, view transaction history, and make payments anytime, anywhere. Our 24/7 online banking service ensures you have access to your accounts whenever you need it. Plus, with the option for electronic signatures available, completing transactions is quick and hassle-free. If you prefer to manage your finances from your smartphone, our mobile application brings all the features of online banking right to your fingertips. You can easily make person-to-person transfers, allowing you to send money to friends or family with just a few taps. And if you're someone who enjoys paperless statements, you'll be glad to know that e-statements are also available for added convenience.

Security and Ease of Use

Security is our top priority. Our digital banking services use robust encryption methods to keep your information safe. You can feel confident knowing that your financial data is protected as you navigate through our mobile payments feature or while accessing your accounts online. In today's fast-paced world, having access to real-time account management makes all the difference. Whether you want to pay bills on time or simply check how much you've spent this week, Barksdale ensures that every tool you need is right at your fingertips. Explore the full suite of digital banking options we offer and take control of your finances in a way that's secure and straightforward. Visit us at https://www.bfcu.org/home/home today!

Financial Strength

Commitment to Operational Excellence

Our operational efficiency is reflected in our $1,308,973, enabling us to continue offering competitive loan rates and solid financial products for our members. Additionally, with 482 full-time employees and 12 part-time employees, we ensure our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

Total Share and Deposit Accounts stand at 297,542, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $0, indicating our readiness to support your borrowing needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Barksdale is your trusted partner. Visit us at 300 E 7Th Ave Oakdale La 71463 or call (318) 335-4698 to learn more about how we can help you achieve your financial goals.

Investment in Our Future

With $203,975,600 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is further evidenced by $21,946 in used auto loans and $1,383,945,894 in total loans and leases, supporting members' financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $666,307,724 in share certificates and $169,021,850 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,794, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $207,330,890, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.72% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $470,556,338 in used vehicle loans and $228,214,543 in new vehicle loans already helping members get on the road. We provide financing solutions for both new and used vehicles to ensure you find the right fit for your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $47,088,050 provide the capital needed to grow and expand your business. We understand that every business is unique; that's why we offer tailored solutions that fit your specific needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $63,045,732, make buying or refinancing simple. We offer competitive rates and flexible terms that can help ease the path to owning your home.

Refinancing Options

If you're considering refinancing any of your existing loans or exploring eligibility options, our team is ready to assist you in finding the best solutions available. We're here to help you navigate through different options that might better suit your financial situation. Whether it's an auto loan to get you moving or a mortgage loan that puts you one step closer to homeownership, Barksdale has what you need. Feel free to reach out at 318-335-4698 or visit us at 300 E 7Th Ave Oakdale La 71463 for more information on how we can assist you today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $81,949,078 in loans helping members manage their finances effectively. This option provides you with the flexibility to make purchases while managing your payments conveniently.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what you see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect real market conditions. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions tailored to their financial needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores the effectiveness of our tool in helping individuals secure better financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

BARKSDALE FEDERAL CREDIT UNION - Oakdale, LA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Oakdale, LA (71463)

Introduction

Community Commitment

Financial Strength

Branch History & Mission

Community Engagement and Support

Join Us Today!

Our Mission

Branch Location & Accessibility

Convenient Access

Operating Hours

Services Offered

Visit Us Today!

Member Eligibility

Business Banking & Commercial Services

Commercial Loan Options

Merchant Services

Comprehensive List Of Services

Accessing Cash Made Simple

Business Banking Services

Credit Cards and Rewards

Digital Banking Convenience

Personal Banking Solutions

Visit Us Today!

Digital & Online Banking

Key Features

Security and Ease of Use

Financial Strength

Commitment to Operational Excellence

Growing Member Base

Investment in Our Future

Secure Savings Options

Strong Financial Health

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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